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AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON JANUARY 16, 2007.
FILE NO. 333-20345
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON D.C. 20549
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POST-EFFECTIVE AMENDMENT
NO. 12 TO FORM S-2
ON FORM S-1
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
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UNION SECURITY LIFE INSURANCE COMPANY
OF NEW YORK
(Exact name of registrant as specified in its charter)
NEW YORK
(State or other jurisdiction of incorporation or organization)
6311
(Primary Standard Industrial Classification Code Number)
13-2699219
(I.R.S. Employer Identification Number)
308 MALTBIE STREET, SUITE 200
SYRACUSE, NEW YORK 13204
315-451-0066
(Address, including zip code, and telephone number,
including area codes, of registrant's principal executive offices)
RICHARD J. WIRTH
HARTFORD LIFE INSURANCE COMPANY
P.O. BOX 2999
HARTFORD, CONNECTICUT 06104-2999
(860) 843-1941
(Name, address, including zip code, and telephone number, including area code,
of agent for service)
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AS SOON AS PRACTICABLE AFTER THE EFFECTIVE DATE OF THIS REGISTRATION STATEMENT.
(APPROXIMATE DATE OF COMMENCEMENT OF PROPOSED SALE TO THE PUBLIC)
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/X/ If any of the securities being registered on this Form are to be offered
on a delayed or continuous basis pursuant to Rule 415 under the
Securities Act of 1933 check the following box.
/ / If this Form is filed to register additional securities for an offering
pursuant to Rule 462(b) under the Securities Act, please check the
following box and list the Securities Act registration statement number
of the earlier effective registration statement for the same offering.
/ / If this Form is a post-effective amendment filed pursuant to Rule 462(c)
under the Securities Act, check the following box and list the Securities
Act registration statement number of the earlier effective registration
for the same offering.
/ / If this Form is a post-effective amendment filed pursuant to Rule 462(d)
under the Securities Act, check the following box and list the Securities
Act registration statement number of the earlier effective registration
statement for the same offering.
The Registrant hereby amends this registration statement on such date or dates
as may be necessary to delay its effective date until the Registrant shall file
a further amendment which specifically states that this registration statement
shall thereafter become effective in accordance with Section 8(a) of the
Securities Act of 1933 or until the registration statement shall become
effective on such date as the Commission, acting pursuant to Section 8(a), may
determine.
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The Prospectus (including all financial statements) for TD Waterhouse variable
annuity are incorporated in Part I of this Post-Effective Amendment No. 12, by
reference to Post-Effective Amendment No. 11 to the Registration Statement on
Form S-1 (File No. 333-20345), as filed on April 7, 2006, and declared effective
on May 1, 2006.
The supplement to the Prospectus for TD Waterhouse variable annuity, dated
January 16, 2007, is included in Part I of this Post-Effective Amendment No. 12.
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PART I
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SUPPLEMENT DATED JANUARY 16, 2007 TO YOUR PROSPECTUS
ING VP Natural Resources Trust:
On January 4, 2007, shareholders approved the reorganization of ING VP Natural
Resources Trust with and into ING Global Resources Portfolio. All assets of ING
VP Natural Resources Trust will be transferred into ING Global Resources
Portfolio, and shareholders of ING VP Natural Resources Trust will receive
shares of ING Global Resources Portfolio. The merger occurred on January 12,
2007.
As a result, if any of your Contract Value was invested in ING VP Natural
Resources Trust Sub-Account, that Contract Value was merged into ING Global
Resources Portfolio Sub-Account. Effective as of the close of trading on the New
York Stock Exchange on January 12, 2007, if any portion of your future Premium
Payments were allocated to ING VP Natural Resources Trust Sub-Account, you
should re-direct that allocation to another Sub-Account available under your
Contract.
Effective as of the close of trading of the New York Stock Exchange on January
12, 2007, any Dollar Cost Averaging, InvestEase(R) , Asset Rebalancing Program,
Automatic Income or other administrative program that includes transfers of
Contract Value or allocations of ING VP Natural Resources Trust Sub-Account
established on or before January 12, 2007, will be updated to reflect ING Global
Resources Portfolio.
Effective as of the close of trading of the New York Stock Exchange on January
12, 2007, all references and information contained in the prospectus for your
Contract related to ING VP Natural Resources Trust are deleted.
ING Global Resources Portfolio:
The following is added in alphabetical order to the sub-section entitled "The
Funds" under the section entitled "General Contract Information":
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<Caption>
SUB-ACCOUNT ADVISOR OBJECTIVE SUMMARY
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ING GLOBAL RESOURCES PORTFOLIO SUB-ACCOUNT which Directed Services Inc., Sub-Advised Long-term capital appreciation
purchases shares of the ING Global Resources Portfolio by ING Investment Management
Company
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The following paragraph is added to the prospectus as the last sentence of the
first paragraph in the "Accumulation Unit Values" table:
There is no information for ING Global Resources Portfolio Sub-Accounts
because as of December 31, 2005, the Sub-Accounts had not commenced
operation.
THIS SUPPLEMENT SHOULD BE RETAINED WITH THE PROSPECTUS FOR FUTURE REFERENCE.
HV-6078
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PART II
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INFORMATION NOT REQUIRED IN PROSPECTUS
ITEM 13. OTHER EXPENSES OF ISSUANCE AND DISTRIBUTION
Not applicable.
ITEM 14. INDEMNIFICATION OF DIRECTORS AND OFFICERS
First Fortis' By-Laws provide for indemnity and payment of expenses of
First Fortis' officers and directors in connection with certain legal
proceedings, judgments, and settlements arising by reason of their service
as such, all to the extent and in the manner permitted by law. Applicable
New York law generally permits payment of such indemnification and expenses
if the person seeking indemnification has acted in good faith and for a
purpose that he reasonably believed to be in, or not opposed to, the best
interests of the Company, and, in a criminal proceeding, if the person
seeking indemnification also has no reasonable cause to believe his conduct
was unlawful. No indemnification is further permitted to an individual if
there has been an adjudication, and a judgement rendered adverse to the
individual seeking indemnification, finding that the acts were committed in
bad faith, as the result of active and deliberate dishonesty, or that there
was personal gain, financial profit, or other advantage which he or she was
not otherwise legally entitled.
There are agreements in place under which the underwriter and affiliated
persons of the Registrant may be indemnified against liabilities arising
out of acts or omissions in connection with the offer of the Contracts;
provided however, that so such indemnity will be made to the underwriter or
affiliated persons of the Registrant for liabilities to which they would
otherwise be subject by reason of willful misfeasance, bad faith or gross
negligence.
Insofar as indemnification for liabilities arising under the Securities Act
of 1933 may be permitted to directors, officers and controlling persons of
the Registrant pursuant to the foregoing provisions, or otherwise, the
Registrant has been advised that in the opinion of the Securities and
Exchange Commission such indemnification is against public policy as
expressed in the Act and is, therefore, unenforceable. In the event that a
claim for indemnification against such liabilities (other than the payment
by the Registrant of expenses incurred or paid by a director, officer or
controlling person of the Registrant in the successful defense of any
action, suit or proceeding) is asserted by such director, officer or
controlling person in connection with the securities being registered, the
Registrant will, unless in the opinion of its counsel the matter has been
settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against
public policy as expressed in the Act and will be governed by the final
adjudication of such issue.
ITEM 15. RECENT SALES OF UNREGISTERED SECURITIES
Not applicable.
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ITEM 16. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
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<Caption>
EXHIBIT
NUMBER DESCRIPTION METHOD OF FILING
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1 Underwriting Agreement Incorporated by reference to
Post-Effective Amendment No. 8 to the
Registration Statement File No. 33-14761 filed
with the Commission on
April 15, 2005.
3 (a) Amended and Restated Charter Incorporated by reference to Post-Effective
Amendment No. 14 to the Registration Statement
File No. 333-79701 filed with the Commission on
October 21, 2005.
3 (b) By-laws Incorporated by reference to Post-Effective
Amendment No. 14 to the Registration Statement
File No. 333-79701 filed with the Commission on
October 21, 2005.
4 Variable Annuity Contract Incorporated by reference to
Pre-Effective Amendment No. 1 to the
Registration Statement File No. 333-20343 filed
with the Commission on
May 9, 1997.
5 Opinion re legality Filed herewith.
21 Subsidiaries of the Registrant Incorporated by reference to Post-Effective
Amendment No. 15 to Registration Statement File
No. 333-79701 filed with the Commission on April
7, 2006.
23 (a) Legal Consent Filed herewith as Exhibit 5.
23 (b) Consent of PricewaterhouseCoopers LLP, Filed herewith.
Independent Registered Public
Accounting Firm
24 Copy of Power of Attorney Filed herewith.
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ITEM 17. UNDERTAKINGS
(a) The undersigned registrant hereby undertakes:
(1) To file, during any period in which offers or sales are being
made, a post-effective amendment to this registration statement:
i. To include any Prospectus required by section 10(a)(3) of
the Securities Act of 1933;
ii. To reflect in the Prospectus any facts or events arising
after the effective date of the registration statement (or
the most recent post-effective amendment thereof) which,
individually or in the aggregate, represent a fundamental
change in the information set forth in the registration
statement;
iii. To include any material information with respect to the
plan of distribution not previously disclosed in the
registration statement or any material change to such
information in the registration statement;
(2) That, for the purpose of determining any liability under the
Securities Act of 1933, each such post-effective amendment shall
be deemed to be a new registration statement relating to the
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securities offered therein, and the offering of such securities at
that time shall be deemed to be the initial bona fide offering
thereof.
(3) To remove from registration by means of a post-effective amendment
any of the securities being registered which remain unsold at the
termination of the offering.
(b) The undersigned Registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act of 1933, each filing
of the Registrant's annual report pursuant to Section 13(a) or Section
15(d) of the Securities Exchange Act that is incorporated by reference in
the registration statement shall be deemed to be a new registration
statement relating to the securities offered therein, and the offering of
such securities at that time shall be deemed to be the initial bona fide
offering thereof.
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SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant has
duly caused this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the Town of Simsbury, State of
Connecticut on this 16th day of January, 2007.
UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK
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By: P. Bruce Camacho *By: /s/ John F. Kennedy
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P. Bruce Camacho, John F. Kennedy
President, Chief Executive Officer Attorney-In-Fact
and Chairman of the Board*
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Pursuant to the requirements of the Securities Act of 1933, this amended
Registration Statement has been signed below by the following persons, in the
capacities and on the date indicated.
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P. Bruce Camacho President, Chief Executive Officer, Chairman of
the Board and Director*
Terry J. Kryshak Sr. Vice President and Director*
Peter A. Walker Director*
Melissa J.T. Hall Assistant Treasurer, Director*
Leslie G. Silvester, Director*
Allen R. Freedman Director* *By: /s/ John F. Kennedy
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Dale E. Gardner Director* John F. Kennedy
Esther L. Nelson, Director* Attorney-in-Fact
H. Carroll Mackin, Director* Date: January 16, 2007
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333-20345
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EXHIBIT INDEX
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5 Opinion and Consent of Douglas R. Lowe, Esq., corporate counsel of Union Security Life Insurance
Company of New York.
23(a) Legal Consent filed as part of Exhibit 5.
23(b) Consent of PricewaterhouseCoopers LLP, Independent Registered Public Accounting Firm.
24 Copy of Power of Attorney.
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