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August 28, 2007
VIA OVERNIGHT MAIL [THE HARTFORD LOGO]
William James Kotapish, Esq. Sarah M. Patterson
Assistant Director Counsel
Division of Investment Management Law Department
Securities and Exchange Commission 200 Hopmeadow Street
100 F Street, NE Simsbury, CT 06089
Washington, DC 20549-4644 Direct Dial: (860) 843-6085
Fax: (860) 380-1616
Re: Hartford Life Insurance Company Separate Account Three
File Nos. 333-119415 and 811-08584
Rule 485(b) (1) (vii) Request
Dear Mr. Kotapish:
I am writing to you on behalf of the Hartford Life Insurance Company and
Hartford Life and Annuity Insurance Company (collectively, the "Hartford") and
the registrants (collectively, the "Registrants") listed below.
The Registrants request approval, pursuant to Securities Act Rule
485(b)(1)(vii), to file Post-Effective Amendments (the "Replicated Registration
Statements") to the registration statements on Form N-4 listed below, pursuant
to the provisions of Securities Act Rule 485(b):
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REGISTRANTS SECURITIES ACT NOS.
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Hartford Life Insurance Company 333-119414
Separate Account Three 333-119419
333-119422
333-119417
Hartford Life Insurance Company 333-101932
Separate Account Seven 333-101937
333-101942
333-101948
333-101954
Hartford Life and Annuity Insurance 333-119418
Company Separate Account Three 333-119423
333-119420
333-119416
333-119421
Hartford Life and Annuity Insurance 333-101933
Company Separate Account Seven 333-101936
333-101943
333-101949
333-101955
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The Replicated Registration Statements will contain certain revisions that may
render them ineligible to be filed under Rule 485(b). However, the Hartford
believes the revisions, once reviewed by the Staff, will be "substantially
identical" to revisions that will be set forth in the post-effective amendment
under Rule 485(a) to the registration statement on Form N-4 (File No.
333-119414) (the "Prototype Registration Statement") filed on July 20, 2007,
Accession No. 0001104659-07-055131.
The Registrants make the following representations in support of this request:
- Because the Replicated Registration Statements are substantially
identical to the Prototype Registration Statement, the Registrants
will be able to revise the Replicated Registration Statements
effectively to reflect Commission staff comments made on the
Prototype Registration Statement.
- The Registrants will make corresponding changes to the Replicated
Registration Statements in response to comments made by the
Commission staff on the Prototype Registration Statement.
- The Replicated Registration Statements will not contain any material
changes that would make the post-effective amendments ineligible to
be filed under Rule 485(b).
Thank you for your consideration in this matter. Please call me at (860)
843-6085 if you have any questions with respect to this request.
Very truly yours,
/s/ Sarah M. Patterson
cc: Michael Kosoff (SEC)
Richard Wirth (Hartford)