EXHIBIT 32.2








    CERTIFICATION PURSUANT TO 18 U.S.C.ss.1350, AS ADOPTED PURSUANT TOss.906
                        OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report on Form 10-Q dated November 13, 2003,
for each of PNM Resources, Inc. and Public Service Company of New Mexico
("Companies"), as filed with the Securities and Exchange Commission on November
13, 2003, ("Report"), I, John R. Loyack, Chief Financial Officer of the
Companies, certify pursuant to 18 U.S.C. ss.1350, as adopted pursuant to ss. 906
of the Sarbanes-Oxley Act of 2002, that:

       (1)    the Report fully complies with the  requirements ofss.13(a) or
              15(d) of the Securities  Exchange Act of 1934, as amended; and

       (2)    the information contained in the Report fairly presents, in all
              material respects, the financial condition and results of
              operations of the Companies.




Date:   November 13, 2003            By:     /s/ John R. Loyack
                                             -----------------------------------
                                             John R. Loyack
                                             Senior Vice President and
                                             Chief Financial Officer