EXHIBIT 32.2








   CERTIFICATION PURSUANT TO 18 U.S.C. ss.1350, AS ADOPTED PURSUANT TO ss.906
                        OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report on Form 10-Q dated May 7, 2004, for each
of PNM Resources, Inc. and Public Service Company of New Mexico ("Companies"),
as filed with the Securities and Exchange Commission on May 7, 2004 ("Report"),
I, John R. Loyack, Chief Financial Officer of the Companies, certify pursuant to
18 U.S.C. ss.1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of
2002, that:

       (1)    the Report fully complies with the  requirements of ss.13(a) or
              15(d) of the Securities  Exchange Act of 1934, as amended; and

       (2)    the information contained in the Report fairly presents, in all
              material respects, the financial condition and results of
              operations of the Companies.




Date:   May 7, 2004                    By:     /s/ John R. Loyack
                                               ---------------------------------
                                               John R. Loyack
                                               Senior Vice President and
                                               Chief Financial Officer