EXHIBIT 10.28 ENSTAR CABLE OF CUMBERLAND VALLEY --------------------------------- AMENDMENT NO. 3 TO LOAN AGREEMENT --------------------------------- Reference is hereby made to that certain Enstar Cable of Cumberland Valley Loan Agreement dated as of September 30, 1997, between the parties hereto, ("Loan Agreement"). Capitalized terms used herein and not otherwise defined herein shall have the respective meanings ascribed thereto in the Loan Agreement. The parties hereto desire to amend Section 2.1.1 of the Loan Agreement to change the "Maximum Amount of Credit" under and as defined thereunder. Accordingly, the parties agree as follows: 1. Section 2.1.1 of the Loan Agreement is hereby amended by changing the amount therein set forth as the Maximum Amount of Credit to $1,000,000. 2. General. The Loan Agreement as amended hereby is hereby confirmed as ------- being in full force and effect. [The remainder of this page is intentionally left blank] Page 1 of 3 IN WITNESS WHEREOF, each of the undersigned has caused this Amendment No. 3 to Loan Agreement to be signed by its duly authorized officer and/or partner as of this 10th day of April, 2000. ENSTAR CABLE OF CUMBERLAND VALLEY., a Georgia limited partnership By: ENSTAR COMMUNICATIONS CORPORATION, its general partner By:/s/ Eloise A. Engman --------------------- Eloise A. Engman Title: Vice President ---------------- ENSTAR CABLE OF CUMBERLAND VALLEY, a Georgia general partnership By: ENSTAR COMMUNICATIONS CORPORATION, a General Partner By:/s/ Eloise A. Engman --------------------- Eloise A. Engman Title: Vice President ---------------- By: ENSTAR INCOME/GROWTH PROGRAM FIVE-A, L.P., a Georgia limited partnership, a General Partner By: ENSTAR COMMUNICATIONS CORPORATION, its general partner By:/s/ Eloise A. Engman --------------------- Eloise A. Engman Title: Vice President ---------------- Page 2 of 3 By: ENSTAR INCOME/GROWTH PROGRAM FIVE-B, L.P., a Georgia limited partnership, a General Partner By: ENSTAR COMMUNICATIONS CORPORATION, its general partner By:/s/ Eloise A. Engman --------------------- Eloise A. Engman Title: Vice President ---------------- The foregoing is hereby accepted: ENSTAR FINANCE COMPANY, LLC By: ENSTAR COMMUNICATIONS CORPORATION, its Manager By:/s/ Eloise A. Engman --------------------- Eloise A. Engman Title: Vice President -------------- Page 3 of 3 Consent ------- In accordance with the provisions of Section 7.18 of that certain Credit Agreement dated as of September 30, 1997, as amended by the First Amendment to Credit Agreement dated as of November 12, 1999, the undersigned hereby consents to Amendment No. 2 to Loan Agreement dated as of April 10, 2000 between Enstar Finance Company, LLC and Enstar Cable of Cumberland Valley. Said Amendment No. 3 is attached hereto as Exhibit A. PARIBAS By:/s/ Darlynn Ernst Kitcher /s/ Thomas G. Brandt -------------------------------------------------------- Darlynn Ernst Kitcher Thomas G. Brandt Title: Vice President Managing Director ---------------------------------------------------