Exhibit 23.1




               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS



We have issued our report dated August 22, 2001 (except for note G, as to which
date is September 28, 2001 and note B, as to which date is February 14, 2002),
accompanying the consolidated financial statements of The Credit Store Inc. and
subsidiaries included in the amended Annual Report on Form 10-K of The Credit
Store Inc. for the year ended June 30, 2001. We hereby consent to the
incorporation by reference of said report in the Registration Statement of The
Credit Store Inc. on Form S-8 (File No. 33-42278, effective July 26, 2000).


/s/  GRANT THORNTON LLP



Minneapolis, Minnesota
March 5, 2001