CONSENT OF INDEPENDENT AUDITORS

We consent to the reference to our firm under the caption "Independent  Auditors
and  Financial  Statements"  in the  Registration  Statement  (Form S-6) and the
related  Prospectus of Separate  Account VUL-4 of  Transamerica  Occidental Life
Insurance Company and to the use of our report dated March 31, 2000 with respect
to the  statutory-basis  financial  statements of  Transamerica  Occidental Life
Insurance cOmpany included in the Prospectus.



Los Angeles, California
January 8, 2001