Page 1

Chase Manhattan Auto Grantor Trust 1996-B

Statement to Certificateholders
October 16 2000

DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR
FACE PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST

A 1,478,422,107.71 83,450,782.50 9,460,125.98 459,674.73
B 45,725,000.00 2,580,986.16 292,585.09 14,539.56
TOTALS 1,524,147,107.71 86,031,768.66 9,752,711.07 474,214.29

CURRENT
REALIZED DEFERRED PRINCIPAL
CLASS TOTAL LOSES INTEREST BALANCE

A 9,919,800.71 0.00 0.00 73,990,656.52
B 307,124.65 0.00 0.00 2,288,401.07
TOTALS 10,226,925.36 0.00 0.00 76,279,057.59

FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL PASS THRU
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE

A 56.44584322 6.39879905 0.31092252 6.70972157 50.04704417 A 6.610000%
B 56.44584276 6.39879913 0.31797835 6.71677747 50.04704363 B 6.760000%
TOTALS 56.44584320 6.39879905 0.31113420 6.70993325 50.04704415

IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

Page 2

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000
STATEMENT TO CERTIFICATEHOLDERS

Due Period 49
Due Period Beg Date 09/01/00
Due Period End Date 09/30/00
Determination Date 10/10/00

Section 5.8(iii) Servicing Fee
Section 5.8(iii) Servicing Fee per $1000

Section 5.8(v) Pool Balance at the end of the Collection Period

Section 5.8(vi) Net Losses for Collection Period

Section 5.8(vii) Carryover Shortfall for Collection Period
Class A Interest 0.00
Class B Interest 0.00
Class A Principal 0.00
Class B Principal 0.00
TOTAL 0.00

Section 5.8(viii) Reserve Account Balance after Disbursement

Section 5.8(ix) Specified Reserve Account Balance

Section 5.8(x) Repurchase Amounts for Repurchased Receivables
By Seller 0.00
By Servicer 109,379.87
TOTAL 109,379.87

Page 3

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

Section 5.8(xi) Advance Summary for Collection Period

Unreimbursed Advances for Previous Period 3,946,236.05
Unreimbursed Advances for Period 3,938,289.65
Change From Previous Periods -7,946.40

Reimbursed advance from collections 115,549.01
Reimbursed advance from liquidation proceeds 6,948.26
Reimbursed advance from reserve account withdrawals 0.00

Page 4

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000
MONTHLY SERVICER REPORT

I. Avaliable Amount in the Collection Accont

A. Credits

1. Payments from Obligors Applied to Collection Period
a. Principal Payments 9,574,364.76
b. Other Interest Payments 664,631.59
c. Total 10,238,996.35

2. Proceeds from Repurchased Receivables
a. Principal Before Cutoff Date 0.00
b. Interest Before Cutoff Date 0.00
c. Principal Payments 106,478.87
d. Recovery of Advance 2,204.18
e. Other Interest Payments 696.82
f. Total 109,379.87

3. Reversal from Defaulted Contracts 0.00

4. Recovery of Defaulted Receivables 32,327.81

5. Advance Recoveries Before Cutoff Date
a. Principal 0.00
b. Interest 0.00
c. Total 0.00

6. Advance Recoveries for the Current Period
a. Principal 0.00
b. Interest 0.00
c. Total 0.00

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

7. Net Adjustments 0.00

8. Advances by Servicer 114,550.87

9. Reserve Fund Transfer Amount 0.00

10. Overpayment from Obligors 0.00

11. Total Credits 10,495,254.90

B. Debits

1. Overpayments From Obligors 0.00
2. Advance Recovery Amount Before Cutoff Data to Seller
a. Principal 0.00
b. Interest 0.00
c. Total 0.00

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000
MONTHLY SERVICER REPORT

3. Reversal of Defaulted Contracts 0.00

4. Reimbursement of Advance 115,549.01

5. Total Debits 115,549.01

C. Total Available Amount (Lines A-B) 10,379,705.89

II. Liquidation Proceeds on Defaulted Receivables for the Collection Period

A. Principal 71,867.44
B. Interest 6,948.26
C. Total 78,815.70

III. Disbursements from Collection Account

A. Avalaible Distribution Amount

1. Available Distribution Amount 10,379,705.89
2. Reserve Account Transfer Amount 0.00
3. Total Distribution Amount 10,379,705.89

B. Monthly Servicing Fee 71,693.14

C. Class A Interest Distributable Amount 459,674.73

D. Class B Interest Distributable Amount 14,539.56

E. Class A Principal Distributable Amount 9,460,125.98

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

F. Class B Principal Distributable Amount 292,585.09

G. Return of Advanced Interest on Defaulted Receivables 6,948.26

E. Deposit to Reserve Account 74,139.13

IV. Monthly Disbursements

A. Pool Servicing Fee
a. Monthly Servicing Fee 71,693.14
b. Unpaid Monthly Servicing Fee 0.00
c. Total 71,693.14

B. Certificateholders' Interest Distributable Amount
Class A Monthly Interest 459,674.73
Class A Carryover Shortfall 0.00
Class A Total 459,674.73
Class B Monthly Interest 14,539.56
Class B Carryover Shortfall 0.00
Class B Total 14,539.56
Total for Certificates Monthly Interest 474,214.29
Total for Certificates Carryover Shortfall 0.00
Total for Certificates Total 474,214.29

C. Certificateholders' Principal Distributable Amount
Class A Monthly Principal 9,460,125.98
Class A Carryover Shortfall 0.00
Class A Total 9,460,125.98
Class B Monthly Principal 292,585.09

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

Class B Carryover Shortfall 0.00
Class B Total 292,585.09
Total for Certificates Monthly Principal 9,752,711.07
Total for Certificates Carryover Shortfall 0.00
Total for Certificates Total 9,752,711.07

D. Total Disbursements 10,298,618.50

V. Payment Deficiency Amount

A. Scheduled monthly disbursements 10,298,618.50
B. Available Distribution Amount
1. Available Amount in Certificate Account 10,379,705.89
2. Excess Collections in Certificate Account 74,139.13
3. Reimbursed Advance on Defaulted Receivables
from Excess Spread 6,948.26
4. Available Distribution Amount (Lines 1-2-3) 10,298,618.50
C. Payment deficiency amount 0.00

VI. Reserve Account Transfer Amount

A. Available Reserve Amount 11,431,103.00
B. Payment Deficiency Amount 0.00
C. Withdrawal for Write-Off 0.00
D. Reserve Account Withdrawal (Min: Lines A and (B+C)) 0.00

VII. Pool Balance Reduction Allocation for Collection Period

A. Beginning Pool Balance 86,031,768.66

B. Pool Balance Reduction

Page 9

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

1. Available Principal
a. Principal Payments 9,574,364.76
b. From Repurchased Receivables 106,478.87
c. Total 9,680,843.63

2. From Defaulted Receivables 71,867.44

3. Total Pool Balance Reduction 9,752,711.07

C. Ending Pool Balance 76,279,057.59

D. Allocations
1. Percentage Allocation
a. Class A 96.99996150%
b. Class B 3.00003850%

2. Monthly Principal Allocation
a. Class A 9,460,125.98
b. Class B 292,585.09

VIII. Delinquency and Defaults

Group 1
Principal Delinquency Principal
Period Number Amount Balance
30-59 days 795 569,273.68 2,842,879.42
60-89 days 158 148,657.37 529,306.49
90-119 days 62 72,653.70 217,463.02
120-149 days 44 63,854.31 133,919.36

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

150-179 days 16 21,946.33 30,675.00
180-209 days 1 2,000.74 4,557.07
210-239 days 5 3,021.42 3,021.42
240+ days Delinquent 0 0.00 0.00
Total 1,081 881,407.55 3,761,821.78

B. Principal amount of loans in defaulted receivables 71,867.44

C. Delinquency Percentage
1. Outstanding principal balance for
deliquency >= 60 days 918,942.36
2. Pool Principal Ending Balance 76,279,057.59
3. Delinquency Percentage 1.20471121%

IX. Pool Delinquency Percentages
A. Delinquency Percentage for 2nd previous period 1.09322489%
B. Delinquency Percentage for previous period 1.16078623%
C. Delinquency Percentage for current period 1.20471121%
D. Average Deliquency Percentage 1.15290744%

X. Portfolio Loss Ratios
A. Net Loss Ratio for 2nd previous period 0.91314379%
B. Net Loss Ratio for previous period 0.71881639%
1. Principal Balance of Defaulted Receivables 71,867.44
2. Principal Recoveries on Defaulted Receivables 28,307.00
3. Average Pool Balance for Collection Period 81,155,413.13
4. Net Loss Ratio for Current Period (12*(1-2)/3) 0.64410402%

D. Average Net Loss Ratio ((A+B+C) / 3) 0.75868807%

XI. Specified Reserve Account Balance
A. Calculation for Reserve Account Floor Amount

Page 11

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

1. Guaranteed Floor Amount 11,431,103.00
2. Possible Floor Amount
a. Principal Balance at the Beginning of Next
Collection Period 76,279,057.59
b. Cumulative Monthly Interest through Final
Distribution Date

Class A Balance 73,990,656.52
Class A Interest Rate 6.61
Class A Service Rate 0.01
Class A Term 24.00
Class A Interest 9,781,564.79
Class A Service Fee 1,479,813.13
Class A Total 11,261,377.92

Class B Balance 2,288,401.07
Class B Interest Rate 6.76
Class B Service Rate 0.01
Class B Term 24.00
Class B Interest 309,391.82
Class B Service Fee 45,768.02
Class B Total 355,159.84

c. Possible Floor Amount equals Pool Balance
+ Interest + Service Fee(Lines a+b) 87,895,595.35

3. Reserve Account Floor (Minimum Lines 1 and 2) 11,431,103.00
B. Possible Reserve Account Amount

1. Reserve Account Trigger Percentages
a. Average Delinquency Percentage 1.15290744%

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000
b. Average Delinquency Percentage Trigger 1.25000000%
c. Average Loss Ratio 0.75868807%
d. Average Loss Ratio Trigger 1.25000000%
e. Maximum Reserve Account Percentage Specified 5.25000000%
f. Minimum Reserve Account Percentage specified 3.25000000%
g. Reserve Account Percentage Applied 3.25000000%

2. Pool Principal Balance 76,279,057.59
3. Possible Reserve Account Amount 2,479,069.37

C. Specified Reserve Account Balance
(Max: Lines A and B) 11,431,103.00

XII. Reserve Account
A. Reserve Account Balance After Disbursement
from Previous Period
1. Reserve Account Balance After Disbursement
from Previous Period 11,431,103.00
2. Reserve Account Transfer Amount 0.00
3. Investment Earnings 0.00
4. Deposit to Reserve Account After Disbursement 74,139.13
5. Amount After Deposit 11,505,242.13

B. Specified Reserve Account Balance 11,431,103.00
C. Available Reserve Account Amount
(Min: Lines A and B) 11,431,103.00
D. Excess Amount to Seller 74,139.13

XIII. Weighted Average Coupon as of Current Period

XIV. Weighted Average Maturity as of Current Period

Page 13

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

MONTHLY PAYMENT REPORT

I. Monthly Disbursement to Certificateholders

A. Monthly Principal and Principal Carryover Shortfall

1. Class A 9,460,125.98
2. Class B 292,585.09
3. Total 9,752,711.07

B. Total Interest and Unpaid Interest

1. Class A 459,674.73
2. Class B 14,539.56
3. Total 474,214.29

C. Total to Certificateholders

1. Class A 9,919,800.71
2. Class B 307,124.65
3. Total 10,226,925.36

II. Payment Summary for Servicer

A. Monthly Disbursement to Servicer

1. Loan servicing Fee Disbursement 71,693.14
2. Late Fees 0.00
3. Net Investment Earnings on Collection Account 0.00
4. Total Servicing Fee 71,693.14

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

B. Advance by Servicer 114,550.87
C. Reimbursement of Advanced Interest on Defaulted
Receivables 6,948.26
D. Net Transfer of Certificate Account 35,909.47

III. Net Reserve Account Deposit
IV. Excess to Seller

Page 15

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

MONTHLY BALANCE REPORT

I. Defaulted Receivable Summary

A. Beginning Balance

1. Principal 14,075,499.59
2. Interest 617,304.56
3. Total 14,692,804.15

B. Additions

1. Additions: Principal 71,867.44
2. Interest 6,948.26
3. Total 78,815.70

C. Net Recoveries

1. Principal 28,307.00
2. Interest 640.81
3. Excess 3,380.00
4. Total 32,327.81

D. Adjustments on Excess from Recoveries 3,380.00

E. Ending Balance

1. Principal 14,119,060.03
2. Interest 623,612.01
3. Total 14,742,672.04

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

II. Outstanding Advance Summary

A. Beginning Balance 3,946,236.05
B. Additions 114,550.87
C. Reimbursements

1. From Defaulted Receivables

a. From Reserve Account 0.00
b. From Recoveries of Defaulted Receivables 0.00
c. From Excess Spread 6,948.26
d. Total 6,948.26

2. Others 115,549.01

D. Total 122,497.27

E. Ending balance 3,938,289.65

III. Unreimbursed Advances of Defaulted Receivables Summary

A. Beginning Balance 0.00
B. Additions 6,948.26
C. Reimbursements

1. From excess reserve account 0.00
2. from recovery of defaulted receivables 0.00
3. From Excess Spread 6,948.26
4. Total 6,948.26

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

D. Ending Balance 0.00

IV. Maturity Interest Deficiency Summary

A. Beginning Balance 2,791,143.10
B. Additions 38,896.38
C. Ending Balance 2,830,039.48

V. Certificate Principal Balance Summary

A. Beginning Balance 86,031,768.66
B. Montly Principal

1. Defaulted receivables 71,867.44
2. Repurchased receivables 106,478.87
3. Principal payment 9,574,364.76
4. Total 9,752,711.07

C. Ending Balance 76,279,057.59

VI. Automobile Receivable Balance Summary

A. Beginning Balance 86,031,768.66
B. Automobile Receivables Monthly Principal

1. Defaulted receivables 71,867.44
2. Others 9,680,843.63
3. Total 9,752,711.07

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000
A. Ending Balance 76,279,057.59

VII. Automobile Tally Summary

A. Beginning number of receivables 24,055
B. Additions 0
C. Deductions

1. Repurchased receivables 19
2. Defaulted receivables 30
3. Matured receivables 923
4. Total 23,083

VIII. Weighted Average Coupon Summary

A. Beginning Coupon 9.24921157%
B. Ending Coupon 9.25379552%

IX. Weighted Average Maturity Summary

A. Beginning Maturity 9.86146663
B. Ending Maturity 8.90978656

X. Net Loss Ratio Summary

A. Prior periods Net Loss Ratio 0.71881639%
B. Current periods Net Loss Ratio 0.64410402%

XI. Investor Certificate Summary

Page 19

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000
A. Beginning Balance

a. Class A 83,450,782.50
b. Class B 2,580,986.16
c. Total 86,031,768.66

XII. Investor Certificate Summary

A. Beginning Balance

2. Principal Carryover Shortfall
a. Class A 0.00
b. Class B 0.00
c. Total 0.00

3. Interest Shortfall
a. Class A 0.00
b. Class B 0.00
c. Total 0.00

4. Total
a. Class A 83,450,782.50
b. Class B 2,580,986.16
c. Total 86,031,768.66

B. Scheduled Distribution Amount

1. Certificate Principal
a. Class A 9,460,125.98
b. Class B 292,585.09

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Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000
c. Total 9,752,711.07

2. Certificate Interest
a. Class A 459,674.73
b. Class B 14,539.56
c. Total 474,214.29

3. Total
a. Class A 9,919,800.71
b. Class B 307,124.65
c. Total 10,226,925.36

C. Disbursment for Due Period

1. Certificate Principal
a. Class A 9,460,125.98
b. Class B 292,585.09
c. Total 9,752,711.07

2. Certificate Interest
a. Class A 459,674.73
b. Class B 14,539.56
c. Total 474,214.29

3. Total
a. Class A 9,919,800.71
b. Class B 307,124.65
c. Total 10,226,925.36

D. Ending Balance

Page 21

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

Principal Balance
a. Class A 73,990,656.52
b. Class B 2,288,401.07
c. Total 76,279,057.59

2. Principal Carryover Shortfall
a. Class A 0.00
b. Class B 0.00
c. Total 0.00

3. Interest Shortfall
a. Class A 0.00
b. Class B 0.00
c. Total 0.00

4. Total
a. Class A 73,990,656.52
b. Class B 2,288,401.07
c. Total 76,279,057.59

XIV. Reserve Account Summary

A. Beginning Balance 11,431,103.00
B. Addition for Reserve Account Deposit 74,139.13
C. Reduction Back to Seller

1. Reserve Account Withdraw 0.00
2. Excess Back to Seller 74,139.13
3. Total(Lines 1 & 2) 74,139.13

Page 22

Chase Manhattan Auto Grantor Trust 1996-B

October 16 2000

D. Ending Balance 11,431,103.00

XV. Reserve Account Percentage Summary

A. Current Period Percentage 13.29%
B. Next Period Percentage 14.99%