SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K

                                 CURRENT REPORT


                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                        Date of Report: November 15, 2000


                    CHASE MANHATTAN CREDIT CARD MASTER TRUST
                 -----------------------------------------------
                          (Exact name of registrant as
                            specified in its charter)

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
                 -----------------------------------------------
                             (Sponsor of the Trust)


         United States                    33-40006                22-2382028
- ------------------------------   ------------------------    ------------------
(State or other jurisdiction     (Commission File Number)    (IRS Employer
of incorporation)                                            Identification No.)


                  802 Delaware Avenue, Wilmington, Delaware          19801
                  -----------------------------------------        ----------
                  (Address of principal executive offices)         (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5050






Item 5.  Other Events:


         Chase Manhattan Credit Card Master Trust is the issuer of 1 outstanding
series of asset backed certificates. The asset-backed certificates are serviced
in accordance with the Pooling and Servicing Agreement, dated as of June 1,
1991, as amended. The parties to the Pooling and Servicing Agreement are: Chase
Manhattan Bank USA, National Association ("Chase USA"), as servicer, and Yasuda
Bank and Trust Company (U.S.A.), as trustee.

         On November 15, 2000, Chase USA, as servicer, distributed monthly
interest to the holders of the Series 1996-3 certificates. Chase USA furnished a
copy of the monthly certificateholders' report required by the Pooling and
Servicing Agreement. Copies of those monthly certificateholders' reports are
being filed as Exhibit 20.1 to this Current Report on Form 8-K.


Item 7(c).        Exhibits

                  Exhibits          Description
                  --------          -----------

                  20.1              Monthly Certificateholders' Statements with
                                    respect to the November 15, 2000
                                    distribution.







                                   SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: November 27, 2000

                                     Chase Manhattan Credit Card Master Trust,

                                     By: Chase Manhattan Bank USA, N.A.,
                                     as Servicer



                                     By: /s/ Patricia Garvey
                                         ---------------------
                                     Name:   Patricia Garvey
                                     Title:  Vice President









                            INDEX TO EXHIBITS
                            -----------------

Exhibit No.                 Description
- -----------                 -----------
20.1                        Monthly Certificateholders' Statement with respect
                            to the November 15, 2000 distribution to
                            Certificateholders for Series 1996-3