Page 1 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders November 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 200,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 227,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 133,000,000.00 33,765,746.75 10,839,140.35 182,897.79 11,022,038.14 0.00 0.00 22,926,606.40 A5 70,000,000.00 70,000,000.00 0.00 385,000.00 385,000.00 0.00 0.00 70,000,000.00 B1 29,148,275.79 29,148,275.79 0.00 163,959.05 163,959.05 0.00 0.00 29,148,275.79 TOTALS 953,148,275.79 132,914,022.54 10,839,140.35 731,856.84 11,570,997.19 0.00 0.00 122,074,882.19 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.744000% A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.100000% A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.350000% A4 253.87779511 81.49729586 1.37517135 82.87246722 172.38049925 A4 6.500000% A5 1,000.00000000 0.00000000 5.50000000 5.50000000 1,000.00000000 A5 6.600000% B1 1,000.00000000 0.00000000 5.62499995 5.62499995 1,000.00000000 B1 6.750000% TOTALS 139.44737237 11.37193512 0.76783105 12.13976617 128.07543725 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders November 15 2000 Due Period 41 Due Period Beginning Date 10/01/00 Due Period End Date 10/31/00 Determination Date 11/10/00 Section 5.8(iii) Servicing Fee 110,761.69 Section 5.8(iii) Servicing Fee per $1000 0.11620615 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00104915 Section 5.8(vi) Pool Balance at the end of the Collection Period 122,074,882.19 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 84,570.93 TOTAL 84,570.93 Section 5.8(viii) Realized Net Losses for Collection Period 133,350.32 Section 5.8(ix) Reserve Account Balance after Disbursement 7,148,612.07 Section 5.8(x) Specified Reserve Account Balance 7,148,612.07 Section 5.8(xi) Total Distribution Amount 11,780,313.61 Servicing Fee 110,761.69 Administration Fee 1,000.00 Noteholders Distribution Amount 11,407,038.14 Certficateholders Distribution Amount 163,959.05 Deposit to Reserve Account 97,554.73 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION