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Chase Manhattan Auto Owner Trust 1997-B
                                                   Statement to Certificateholders
                                                          November 15 2000
DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                   CURRENT
               FACE             PRINCIPAL                                                          REALIZED  DEFERRED    PRINCIPAL
   CLASS      VALUE              BALANCE          PRINCIPAL        INTEREST          TOTAL           LOSES    INTEREST     BALANCE
                                                                                                   
A1        200,000,000.00               0.00              0.00            0.00             0.00       0.00      0.00             0.00
A2        294,000,000.00               0.00              0.00            0.00             0.00       0.00      0.00             0.00
A3        227,000,000.00               0.00              0.00            0.00             0.00       0.00      0.00             0.00
A4        133,000,000.00      33,765,746.75     10,839,140.35      182,897.79    11,022,038.14       0.00      0.00    22,926,606.40
A5         70,000,000.00      70,000,000.00              0.00      385,000.00       385,000.00       0.00      0.00    70,000,000.00
B1         29,148,275.79      29,148,275.79              0.00      163,959.05       163,959.05       0.00      0.00    29,148,275.79
TOTALS    953,148,275.79     132,914,022.54     10,839,140.35      731,856.84    11,570,997.19       0.00      0.00   122,074,882.19


FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                PRIOR                                                                CURRENT                             CURRENT
              PRINCIPAL                                                             PRINCIPAL               CLASS        PASS THRU
 CLASS         FACTOR             PRINCIPAL         INTEREST        TOTAL            FACTOR                                RATE
                                                                                                    
A1            0.00000000         0.00000000        0.00000000      0.00000000       0.00000000               A1          5.744000%
A2            0.00000000         0.00000000        0.00000000      0.00000000       0.00000000               A2          6.100000%
A3            0.00000000         0.00000000        0.00000000      0.00000000       0.00000000               A3          6.350000%
A4          253.87779511        81.49729586        1.37517135     82.87246722     172.38049925               A4          6.500000%
A5        1,000.00000000         0.00000000        5.50000000      5.50000000   1,000.00000000               A5          6.600000%
B1        1,000.00000000         0.00000000        5.62499995      5.62499995   1,000.00000000               B1          6.750000%
TOTALS      139.44737237        11.37193512        0.76783105     12.13976617     128.07543725


IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly  Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


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Chase Manhattan Auto Owner Trust 1997-B
                                                   Statement to Certificateholders
                                                          November 15 2000

                                                  Due Period                                                                  41
                                                  Due Period Beginning Date                                             10/01/00
                                                  Due Period End Date                                                   10/31/00
                                                  Determination Date                                                    11/10/00
                                                                                                             
Section 5.8(iii)                        Servicing Fee                                                                 110,761.69
Section 5.8(iii)                        Servicing Fee per $1000                                                       0.11620615

Section 5.8(iv)                         Administration Fee                                                              1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                  0.00104915

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                          122,074,882.19

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                           0.00
                                        By Servicer                                                                    84,570.93
                                        TOTAL                                                                          84,570.93

Section 5.8(viii)                       Realized Net Losses for Collection Period                                     133,350.32

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                  7,148,612.07

Section 5.8(x)                          Specified Reserve Account Balance                                           7,148,612.07

Section 5.8(xi)                         Total Distribution Amount                                                  11,780,313.61
                                        Servicing Fee                                                                 110,761.69
                                        Administration Fee                                                              1,000.00
                                        Noteholders Distribution Amount                                            11,407,038.14

                                        Certficateholders Distribution Amount                                         163,959.05
                                        Deposit to Reserve Account                                                     97,554.73

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION