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Chase Manhattan Auto Owner Trust 1998-B
                                                    Statement to Certificateholders
                                                          November 15 2000
        DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                   CURRENT
               FACE           PRINCIPAL                                                     REALIZED    DEFERRED       PRINCIPAL
CLASS          VALUE           BALANCE          PRINCIPAL      INTEREST          TOTAL        LOSES      INTEREST        BALANCE
                                                                                                  
A1        250,000,000.00              0.00             0.00           0.00            0.00    0.00         0.00                0.00
A2        200,000,000.00              0.00             0.00           0.00            0.00    0.00         0.00                0.00
A3        321,000,000.00      1,175,098.95     1,175,098.95       5,630.68    1,180,729.63    0.00         0.00                0.00
A4        282,800,000.00    282,800,000.00    17,039,259.67   1,366,866.67   18,406,126.34    0.00         0.00      265,760,740.33
B1         32,604,142.65     32,604,142.65             0.00     164,379.22      164,379.22    0.00         0.00       32,604,142.65
TOTALS  1,086,404,142.65    316,579,241.60    18,214,358.62   1,536,876.57   19,751,235.19    0.00         0.00      298,364,882.98


    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                    PASS-THROUGH RATES
               PRIOR                                                             CURRENT                          CURRENT
              PRINCIPAL                                                         PRINCIPAL          CLASS         PASS THRU
 CLASS         FACTOR            PRINCIPAL        INTEREST        TOTAL           FACTOR                            RATE
                                                                                            
A1            0.00000000        0.00000000       0.00000000     0.00000000      0.00000000           A1          5.578000%
A2            0.00000000        0.00000000       0.00000000     0.00000000      0.00000000           A2          5.729000%
A3            3.66074439        3.66074439       0.01754106     3.67828545      0.00000000           A3          5.750000%
A4        1,000.00000000       60.25197903       4.83333335    65.08531238    939.74802097           A4          5.800000%
B1        1,000.00000000        0.00000000       5.04166669     5.04166669  1,000.00000000           B1          6.050000%
TOTALS      291.40098898       16.76573009       1.41464535    18.18037544    274.63525889


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly  Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 2


Chase Manhattan Auto Owner Trust 1998-B
                                                          November 15 2000
                                                   STATEMENT TO CERTIFICATEHOLDERS

                                              Due Period                                                                  31
                                              Due Period Beginning Date                                             10/01/00
                                              Due Period End Date                                                   10/31/00
                                              Determination Date                                                    11/10/00

                                                                                                                
Section 5.8(iii)                        Servicing Fee                                                             263,816.03
Section 5.8(iii)                        Servicing Fee per $1000                                                   0.24283415

Section 5.8(iv)                         Administration Fee                                                          1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                              0.00092047

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                      298,364,882.98

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                       0.00
                                        By Servicer                                                                64,005.31
                                        TOTAL                                                                      64,005.31

Section 5.8(viii)                       Realized Net Losses for Collection Period                                 112,691.49

Section 5.8(ix)                         Reserve Account Balance after Disbursement                              8,950,946.49

Section 5.8(x)                          Specified Reserve Account Balance                                       8,950,946.49

Section 5.8(xi)                         Total Distribution Amount                                              20,540,452.39
                                        Servicing Fee                                                             263,816.03
                                        Administration Fee                                                          1,000.00
                                        Noteholders Distribution Amount                                        19,586,855.97

                                        Certficateholders Distribution Amount                                     164,379.22
                                        Deposit to Reserve Account                                                524,401.17

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION