Page 1 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders November 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 246,000,000.00 226,058,038.68 15,719,728.79 1,092,613.85 16,812,342.64 0.00 0.00 210,338,309.89 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 0.00 30,620,164.79 TOTALS 1,012,620,164.79 256,678,203.47 15,719,728.79 1,245,714.67 16,965,443.46 0.00 0.00 240,958,474.68 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.549000% A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.679000% A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 5.700000% A4 918.93511659 63.90133654 4.44151972 68.34285626 855.03378004 A4 5.800000% B1 1,000.00000000 0.00000000 4.99999987 4.99999987 1,000.00000000 B1 6.000000% TOTALS 253.47925352 15.52381568 1.23018948 16.75400515 237.95543784 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1998-A November 15 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 33 Due Period Beginning Date 10/01/00 Due Period End Date 10/31/00 Determination Date 11/10/00 Section 5.8(iii) Servicing Fee 213,898.50 Section 5.8(iii) Servicing Fee per $1000 0.21123271 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 240,958,474.68 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 60,009.52 TOTAL 60,009.52 Section 5.8(viii) Realized Net Losses for Collection Period 141,515.82 Section 5.8(ix) Reserve Account Balance after Disbursement 7,594,651.24 Section 5.8(x) Specified Reserve Account Balance 7,594,651.24 Section 5.8(xi) Total Distribution Amount 17,552,221.12 Servicing Fee 213,898.50 Administration Fee 1,000.00 Noteholders Distribution Amount 16,812,342.64 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 371,879.16 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION