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Chase Manhattan Auto Owner Trust 1998-A
                                                   Statement to Certificateholders
                                                          November 15 2000
 DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                  CURRENT
                 FACE            PRINCIPAL                                                      REALIZED  DEFERRED       PRINCIPAL
 CLASS          VALUE             BALANCE       PRINCIPAL       INTEREST           TOTAL          LOSES   INTEREST         BALANCE
                                                                                                   
A1          238,000,000.00              0.00            0.00           0.00             0.00       0.00     0.00                0.00
A2          204,000,000.00              0.00            0.00           0.00             0.00       0.00     0.00                0.00
A3          294,000,000.00              0.00            0.00           0.00             0.00       0.00     0.00                0.00
A4          246,000,000.00    226,058,038.68   15,719,728.79   1,092,613.85    16,812,342.64       0.00     0.00      210,338,309.89
B1           30,620,164.79     30,620,164.79            0.00     153,100.82       153,100.82       0.00     0.00       30,620,164.79
TOTALS    1,012,620,164.79    256,678,203.47   15,719,728.79   1,245,714.67    16,965,443.46       0.00     0.00      240,958,474.68


 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                            PASS-THROUGH RATES
                 PRIOR                                                            CURRENT                                 CURRENT
               PRINCIPAL                                                         PRINCIPAL              CLASS            PASS THRU
 CLASS          FACTOR            PRINCIPAL        INTEREST        TOTAL          FACTOR                                   RATE
                                                                                                    
A1              0.00000000        0.00000000      0.00000000     0.00000000       0.00000000              A1             5.549000%
A2              0.00000000        0.00000000      0.00000000     0.00000000       0.00000000              A2             5.679000%
A3              0.00000000        0.00000000      0.00000000     0.00000000       0.00000000              A3             5.700000%
A4            918.93511659       63.90133654      4.44151972    68.34285626     855.03378004              A4             5.800000%
B1          1,000.00000000        0.00000000      4.99999987     4.99999987   1,000.00000000              B1             6.000000%
TOTALS        253.47925352       15.52381568      1.23018948    16.75400515     237.95543784


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly  Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 2


Chase Manhattan Auto Owner Trust 1998-A
                                                          November 15 2000
                                                   STATEMENT TO CERTIFICATEHOLDERS

                                                  Due Period                                                                      33
                                                  Due Period Beginning Date                                                 10/01/00
                                                  Due Period End Date                                                       10/31/00
                                                  Determination Date                                                        11/10/00
                                                                                                                 
Section 5.8(iii)                        Servicing Fee                                                                     213,898.50
Section 5.8(iii)                        Servicing Fee per $1000                                                           0.21123271

Section 5.8(iv)                         Administration Fee                                                                  1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                      0.00098754

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                              240,958,474.68

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                               0.00
                                        By Servicer                                                                        60,009.52
                                        TOTAL                                                                              60,009.52

Section 5.8(viii)                       Realized Net Losses for Collection Period                                         141,515.82

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                      7,594,651.24

Section 5.8(x)                          Specified Reserve Account Balance                                               7,594,651.24

Section 5.8(xi)                         Total Distribution Amount                                                      17,552,221.12
                                        Servicing Fee                                                                     213,898.50
                                        Administration Fee                                                                  1,000.00
                                        Noteholders Distribution Amount                                                16,812,342.64

                                        Certficateholders Distribution Amount                                             153,100.82
                                        Deposit to Reserve Account                                                        371,879.16

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION