Page 1 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders November 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 165,000,000.00 1,400,325.45 1,400,325.45 7,468.40 1,407,793.85 0.00 0.00 0.00 A5 85,500,000.00 85,500,000.00 10,483,982.21 463,125.00 10,947,107.21 0.00 0.00 75,016,017.79 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 TOTALS 1,170,653,718.13 122,054,043.58 11,884,307.66 665,403.59 12,549,711.25 0.00 0.00 110,169,735.92 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000% A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000% A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.250000% A4 8.48682091 8.48682091 0.04526303 8.53208394 0.00000000 A4 6.400000% A5 1,000.00000000 122.61967497 5.41666667 128.03634164 877.38032503 A5 6.500000% B1 1,000.00000000 0.00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000% TOTALS 104.26144101 10.15185573 0.56840343 10.72025916 94.10958528 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-A November 15 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 44 Due Period Beginning Date 10/01/00 Due Period End Date 10/31/00 Determination Date 11/10/00 Section 5.8(iii) Servicing Fee 101,711.70 SectFion 5.8(iii) Servicing Fee per $1000 0.08688453 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 110,169,735.92 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 127,118.34 TOTAL 127,118.34 Section 5.8(viii) Realized Net Losses for Collection Period 123,702.47 Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 12,719,122.46 Servicing Fee 101,711.70 Administration Fee 1,000.00 Noteholders Distribution Amount 12,354,901.06 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 66,699.51 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION