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Chase Manhattan Auto Owner Trust 1997-A



                                                                   Statement to Certificateholders
                                                                   November 15 2000
        DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                   CURRENT
               FACE             PRINCIPAL                                                       REALIZED   DEFERRED     PRINCIPAL
  CLASS       VALUE             BALANCE           PRINCIPAL       INTEREST      TOTAL            LOSES     INTEREST      BALANCE
                                                                                              
A1           250,000,000.00               0.00             0.00          0.00             0.00     0.00       0.00              0.00
A2           365,000,000.00               0.00             0.00          0.00             0.00     0.00       0.00              0.00
A3           270,000,000.00               0.00             0.00          0.00             0.00     0.00       0.00              0.00
A4           165,000,000.00       1,400,325.45     1,400,325.45      7,468.40     1,407,793.85     0.00       0.00              0.00
A5            85,500,000.00      85,500,000.00    10,483,982.21    463,125.00    10,947,107.21     0.00       0.00     75,016,017.79
B1            35,153,718.13      35,153,718.13             0.00    194,810.19       194,810.19     0.00       0.00     35,153,718.13
TOTALS     1,170,653,718.13     122,054,043.58    11,884,307.66    665,403.59    12,549,711.25     0.00       0.00    110,169,735.92





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                             PASS-THROUGH RATES
             PRIOR                                                                    CURRENT                             CURRENT
             PRINCIPAL                                                                PRINCIPAL               CLASS       PASS THRU
 CLASS       FACTOR                PRINCIPAL           INTEREST       TOTAL           FACTOR                              RATE
                                                                                                     
A1                0.00000000         0.00000000        0.00000000       0.00000000         0.00000000         A1          5.545000%
A2                0.00000000         0.00000000        0.00000000       0.00000000         0.00000000         A2          5.950000%
A3                0.00000000         0.00000000        0.00000000       0.00000000         0.00000000         A3          6.250000%
A4                8.48682091         8.48682091        0.04526303       8.53208394         0.00000000         A4          6.400000%
A5            1,000.00000000       122.61967497        5.41666667     128.03634164       877.38032503         A5          6.500000%
B1            1,000.00000000         0.00000000        5.54166672       5.54166672     1,000.00000000         B1          6.650000%
TOTALS          104.26144101        10.15185573        0.56840343      10.72025916        94.10958528



IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly  Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




                                                                         Page 2
Chase Manhattan Auto Owner Trust 1997-A




                                                                                   November 15 2000
                                                              STATEMENT TO CERTIFICATEHOLDERS

                                                                                   Due Period                                    44
                                                                                   Due Period Beginning Date               10/01/00
                                                                                   Due Period End Date                     10/31/00
                                                                                   Determination Date                      11/10/00

                                                                                                               
Section 5.8(iii)                        Servicing Fee                                                                    101,711.70
SectFion 5.8(iii)                       Servicing Fee per $1000                                                          0.08688453

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00085422

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                             110,169,735.92

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                      127,118.34
                                        TOTAL                                                                            127,118.34

Section 5.8(viii)                       Realized Net Losses for Collection Period                                        123,702.47

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     8,779,902.89

Section 5.8(x)                          Specified Reserve Account Balance                                              8,779,902.89

Section 5.8(xi)                         Total Distribution Amount                                                     12,719,122.46
                                        Servicing Fee                                                                    101,711.70
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               12,354,901.06

                                        Certficateholders Distribution Amount                                            194,810.19
                                        Deposit to Reserve Account                                                        66,699.51


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION