Page 1 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders December 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR FACE PRINCIPAL REALIZED CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 0.00 0.00 0.00 0.00 0.00 A4 246,000,000.00 210,338,309.89 15,133,083.86 1,016,635.16 16,149,719.02 0.00 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 TOTALS 1,012,620,164.79 240,958,474.68 15,133,083.86 1,169,735.98 16,302,819.84 0.00 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PRIOR CURRENT PRINCIPAL PRINCIPAL CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A4 855.03378004 61.51660106 4.13266325 65.64926431 793.51717898 B1 1,000.00000000 0.00000000 4.99999987 4.99999987 1,000.00000000 TOTALS 237.95543784 14.94448203 1.15515770 16.09963973 223.01095581 CURRENT DEFERRED PRINCIPAL CLASS INTEREST BALANCE A1 0.00 0.00 A2 0.00 0.00 A3 0.00 0.00 A4 0.00 195,205,226.03 B1 0.00 30,620,164.79 TOTALS 1 0.00 225,825,390.82 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES CURRENT CLASS PASS THRU CLASS RATE A1 A1 5.549000 % A2 A2 5.679000 % A3 A3 5.700000 % A4 A4 5.800000 % B1 B1 6.000000 % TOTALS IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1998-A December 15 2000 STATEMENT TO CERTIFICATEHOLDERS Due Period 34 Due Period Beginning Date 11/01/00 Due Period End Date 11/30/00 Determination Date 12/08/00 Section 5.8(iii) Servicing Fee 200,798.73 Section 5.8(iii) Servicing Fee per $1000 0.19829620 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 225,825,390.82 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 164,963.80 TOTAL 164,963.80 Section 5.8(viii) Realized Net Losses for Collection Period 252,874.88 Section 5.8(ix) Reserve Account Balance after Disbursement 7,594,651.24 Section 5.8(x) Specified Reserve Account Balance 7,594,651.24 Section 5.8(xi) Total Distribution Amount 16,681,907.00 Servicing Fee 200,798.73 Administration Fee 1,000.00 Noteholders Distribution Amount 16,149,719.02 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 177,288.43 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION