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Chase Manhattan Auto Owner Trust 1998-A

                                             Statement to Certificateholders
                                             December 15 2000




        DISTRIBUTION IN DOLLARS
              ORIGINAL                    PRIOR
               FACE                     PRINCIPAL                                                                         REALIZED
   CLASS       VALUE                     BALANCE              PRINCIPAL           INTEREST               TOTAL             LOSES
                                                                                                       

A1              238,000,000.00             0.00                  0.00               0.00                  0.00              0.00
A2              204,000,000.00             0.00                  0.00               0.00                  0.00              0.00
A3              294,000,000.00             0.00                  0.00               0.00                  0.00              0.00
A4              246,000,000.00        210,338,309.89         15,133,083.86       1,016,635.16         16,149,719.02         0.00
B1               30,620,164.79         30,620,164.79                  0.00         153,100.82            153,100.82         0.00
TOTALS        1,012,620,164.79        240,958,474.68         15,133,083.86       1,169,735.98         16,302,819.84         0.00

    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE
                   PRIOR                                                                                     CURRENT
                 PRINCIPAL                                                                                  PRINCIPAL
 CLASS            FACTOR                    PRINCIPAL               INTEREST             TOTAL               FACTOR
                                                                                           

A1                   0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A2                   0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A3                   0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A4                 855.03378004             61.51660106            4.13266325          65.64926431          793.51717898
B1               1,000.00000000              0.00000000            4.99999987           4.99999987        1,000.00000000
TOTALS             237.95543784             14.94448203            1.15515770          16.09963973          223.01095581









                                          CURRENT
                        DEFERRED         PRINCIPAL
   CLASS                INTEREST          BALANCE
                                   

A1                         0.00                0.00
A2                         0.00                0.00
A3                         0.00                0.00
A4                         0.00      195,205,226.03
B1                         0.00       30,620,164.79
TOTALS        1            0.00      225,825,390.82

    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE
                                    PASS-THROUGH RATES
                                               CURRENT
                             CLASS            PASS THRU
 CLASS                                          RATE
                                        

A1                          A1                     5.549000 %
A2                          A2                     5.679000 %
A3                          A3                     5.700000 %
A4                          A4                     5.800000 %
B1                          B1                     6.000000 %
TOTALS




IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Kimberly Costa

The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com



                                 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                         Page 2
Chase Manhattan Auto Owner Trust 1998-A

                                December 15 2000

                         STATEMENT TO CERTIFICATEHOLDERS





                                                                                                            
                                                                                   Due Period                                    34
                                                                                   Due Period Beginning Date               11/01/00
                                                                                   Due Period End Date                     11/30/00
                                                                                   Determination Date                      12/08/00

Section 5.8(iii)                        Servicing Fee                                                                    200,798.73
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.19829620

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00098754

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                             225,825,390.82

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                      164,963.80
                                        TOTAL                                                                            164,963.80

Section 5.8(viii)                       Realized Net Losses for Collection Period                                        252,874.88

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     7,594,651.24

Section 5.8(x)                          Specified Reserve Account Balance                                              7,594,651.24

Section 5.8(xi)                         Total Distribution Amount                                                     16,681,907.00
                                        Servicing Fee                                                                    200,798.73
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               16,149,719.02
                                        Certficateholders Distribution Amount                                            153,100.82
                                        Deposit to Reserve Account                                                       177,288.43



                                (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION