Page 1 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders December 15 2000 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR FACE PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL ----- ----- ------- --------- -------- ----- A1 200,000,000.00 0.00 0.00 0.00 0.00 A2 294,000,000.00 0.00 0.00 0.00 0.00 A3 227,000,000.00 0.00 0.00 0.00 0.00 A4 133,000,000.00 22,926,606.40 9,797,193.37 124,185.78 9,921,379.15 A5 70,000,000.00 70,000,000.00 0.00 385,000.00 385,000.00 B1 29,148,275.79 29,148,275.79 0.00 163,959.05 163,959.05 -------------- -------------- ------------ ---------- ------------- TOTALS 953,148,275.79 122,074,882.19 9,797,193.37 673,144.83 10,470,338.20 (RESTUBBED TABLE) CURRENT REALIZED DEFERRED PRINCIPAL CLASS LOSES INTEREST BALANCE ----- ----- -------- ------- A1 0.00 0.00 0.00 A2 0.00 0.00 0.00 A3 0.00 0.00 0.00 A4 0.00 0.00 13,129,413.03 A5 0.00 0.00 70,000,000.00 B1 0.00 0.00 29,148,275.79 ---- ---- -------------- TOTALS 0.00 0.00 112,277,688.82 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PRIOR CURRENT PRINCIPAL PRINCIPAL CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR ----- ------ --------- -------- ----- ------ A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A4 172.38049925 73.66310805 0.93372767 74.59683571 98.71739120 A5 1,000.00000000 0.00000000 5.50000000 5.50000000 1,000.00000000 B1 1,000.00000000 0.00000000 5.62499995 5.62499995 1,000.00000000 -------------- ----------- ---------- ----------- -------------- TOTALS 128.07543725 10.27877154 0.70623307 10.98500461 117.79666571 (RESTUBBED TABLE) PASS-THROUGH RATES CURRENT CLASS PASS THRU CLASS RATE ----- ---- A1 A1 5.744000% A2 A2 6.100000% A3 A3 6.350000% A4 A4 6.500000% A5 A5 6.600000% B1 B1 6.750000% -------- IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kimberly Costa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3247 Email: kimberly.k.costa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders December 15 2000 Due Period 42 Due Period Beginning Date 11/01/00 Due Period End Date 11/30/00 Determination Date 12/08/00 Section 5.8(iii) Servicing Fee 101,729.07 Section 5.8(iii) Servicing Fee per $1000 0.10672953 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00104915 Section 5.8(vi) Pool Balance at the end of the Collection Period 112,277,688.82 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 84,078.95 TOTAL 84,078.95 Section 5.8(viii) Realized Net Losses for Collection Period 187,494.25 Section 5.8(ix) Reserve Account Balance after Disbursement 7,148,612.07 Section 5.8(x) Specified Reserve Account Balance 7,148,612.07 Section 5.8(xi) Total Distribution Amount 10,573,067.27 Servicing Fee 101,729.07 Administration Fee 1,000.00 Noteholders Distribution Amount 10,306,379.15 Certficateholders Distribution Amount 163,959.05 Deposit to Reserve Account 0.00 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION