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Chase Manhattan Auto Owner Trust 1997-B
                                                 Statement to Certificateholders

                                                 December 15 2000




                 DISTRIBUTION IN DOLLARS
                       ORIGINAL                   PRIOR
                        FACE                    PRINCIPAL
   CLASS                VALUE                   BALANCE               PRINCIPAL              INTEREST               TOTAL
   -----                -----                   -------               ---------              --------               -----
                                                                                                        
A1                  200,000,000.00                    0.00                  0.00                 0.00                  0.00
A2                  294,000,000.00                    0.00                  0.00                 0.00                  0.00
A3                  227,000,000.00                    0.00                  0.00                 0.00                  0.00
A4                  133,000,000.00           22,926,606.40          9,797,193.37           124,185.78          9,921,379.15
A5                   70,000,000.00           70,000,000.00                  0.00           385,000.00            385,000.00
B1                   29,148,275.79           29,148,275.79                  0.00           163,959.05            163,959.05
                    --------------          --------------          ------------           ----------         -------------
TOTALS              953,148,275.79          122,074,882.19          9,797,193.37           673,144.83         10,470,338.20

(RESTUBBED TABLE)



                                                             CURRENT
                            REALIZED          DEFERRED      PRINCIPAL
   CLASS                      LOSES          INTEREST        BALANCE
   -----                      -----          --------        -------
                                                          
A1                             0.00            0.00                0.00
A2                             0.00            0.00                0.00
A3                             0.00            0.00                0.00
A4                             0.00            0.00       13,129,413.03
A5                             0.00            0.00       70,000,000.00
B1                             0.00            0.00       29,148,275.79
                               ----            ----      --------------
TOTALS                         0.00            0.00      112,277,688.82




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE
                        PRIOR                                                                                   CURRENT
                      PRINCIPAL                                                                                PRINCIPAL
 CLASS                  FACTOR                PRINCIPAL              INTEREST             TOTAL                 FACTOR
 -----                  ------                ---------              --------             -----                 ------
                                                                                                
A1                    0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A2                    0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A3                    0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A4                  172.38049925             73.66310805            0.93372767          74.59683571           98.71739120
A5                1,000.00000000              0.00000000            5.50000000           5.50000000        1,000.00000000
B1                1,000.00000000              0.00000000            5.62499995           5.62499995        1,000.00000000
                  --------------             -----------            ----------          -----------        --------------
TOTALS              128.07543725             10.27877154            0.70623307          10.98500461          117.79666571

(RESTUBBED TABLE)


                                     PASS-THROUGH RATES
                                                         CURRENT
                                CLASS                   PASS THRU
 CLASS                                                    RATE
 -----                                                    ----
                                                
A1                              A1                     5.744000%
A2                              A2                     6.100000%
A3                              A3                     6.350000%
A4                              A4                     6.500000%
A5                              A5                     6.600000%
B1                              B1                     6.750000%
                                                       --------


IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly  Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: kimberly.k.costa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                          Page 2
Chase Manhattan Auto Owner Trust 1997-B



                                             Statement to Certificateholders
                                             December 15 2000
                                                                                                            
                                             Due Period                                                                          42
                                             Due Period Beginning Date                                                     11/01/00
                                             Due Period End Date                                                           11/30/00
                                             Determination Date                                                            12/08/00

Section 5.8(iii)                        Servicing Fee                                                                    101,729.07
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.10672953

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00104915

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                             112,277,688.82

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                       84,078.95
                                        TOTAL                                                                             84,078.95

Section 5.8(viii)                       Realized Net Losses for Collection Period                                        187,494.25

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     7,148,612.07

Section 5.8(x)                          Specified Reserve Account Balance                                              7,148,612.07

Section 5.8(xi)                         Total Distribution Amount                                                     10,573,067.27
                                        Servicing Fee                                                                    101,729.07
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               10,306,379.15
                                        Certficateholders Distribution Amount                                            163,959.05
                                        Deposit to Reserve Account                                                             0.00

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION