Page 1 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders January 16 2001 - ------------------------------------------------------------------------------------------------------------------------------------ DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ A4 165,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - ------------------------------------------------------------------------------------------------------------------------------------ A5 85,500,000.00 64,639,209.63 9,342,607.03 350,129.05 9,692,736.08 0.00 0.00 55,296,602.60 - ------------------------------------------------------------------------------------------------------------------------------------ B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 1,170,653,718.13 99,792,927.76 9,342,607.03 544,939.24 9,887,546.27 0.00 0.00 90,450,320.73 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------- -------------------------------- FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ------------------------------------------------------------------------------------------------- -------------------------------- PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE - ------------------------------------------------------------------------------------------------- -------------------------------- A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000% - ------------------------------------------------------------------------------------------------- -------------------------------- A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000% - ------------------------------------------------------------------------------------------------- -------------------------------- A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.250000% - ------------------------------------------------------------------------------------------------- -------------------------------- A4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A4 6.400000% - ------------------------------------------------------------------------------------------------- -------------------------------- A5 756.01414772 109.27025766 4.09507661 113.36533427 646.74389006 A5 6.500000% - ------------------------------------------------------------------------------------------------- -------------------------------- B1 1,000.00000000 0.00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000% - ------------------------------------------------------------------------------------------------- -------------------------------- TOTALS 85.24547115 7.98067514 0.46549994 8.44617509 77.26479601 - ------------------------------------------------------------------------------------------------- -------------------------------- IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Jennifer Baran The Chase Manhattan Bank - Structured Finance Services 450 West 33rd St, 14th fl, New York, New York 10001 Tel: (212) 946-3881 Fax: 212) 946-3916 (Copyright)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders January 16 2001 Due Period 46 Due Period Beginning Date 12/01/00 Due Period End Date 12/31/00 Determination Date 01/10/01 Section 5.8(iii) Servicing Fee 83,160.77 SectFion 5.8(iii) Servicing Fee per $1000 0.07103789 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 90,450,320.73 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 122,651.61 TOTAL 122,651.61 Section 5.8(viii) Realized Net Losses for Collection Period 210,045.93 Section 5.8(ix) Reserve Account Balance after Disbursement 8,699,784.29 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 9,971,707.04 Servicing Fee 83,160.77 Administration Fee 1,000.00 Noteholders Distribution Amount 9,692,736.08 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 0.00 (Copyright)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION