Page 1 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders January 16 2001 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 200,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 227,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 133,000,000.00 13,129,413.03 8,677,227.30 71,117.65 8,748,344.95 0.00 0.00 4,452,185.73 A5 70,000,000.00 70,000,000.00 0.00 385,000.00 385,000.00 0.00 0.00 70,000,000.00 B1 29,148,275.79 29,148,275.79 0.00 163,959.05 163,959.05 0.00 0.00 29,148,275.79 TOTALS 953,148,275.79 112,277,688.82 8,677,227.30 620,076.70 9,297,304.00 0.00 0.00 103,600,461.52 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.744000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.100000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.350000 % A4 98.71739120 65.24231053 0.53471917 65.77702970 33.47508068 A4 6.500000 % A5 1,000.00000000 0.00000000 5.50000000 5.50000000 1,000.00000000 A5 6.600000 % B1 1,000.00000000 0.00000000 5.62499995 5.62499995 1,000.00000000 B1 6.750000 % TOTALS 117.79666571 9.10375387 0.65055639 9.75431025 108.69291185 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Jennifer Baran The Chase Manhattan Bank - Structured Finance Services 450 West 33rd St, 14th fl, New York, New York 10001 Tel: (212) 946-3881 Fax: (212) 946-3916 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-B Statement to Certificateholders January 16 2001 Due Period 43 Due Period Beginning Date 12/01/00 Due Period End Date 12/31/00 Determination Date 01/10/01 Section 5.8(iii) Servicing Fee 93,564.74 Section 5.8(iii) Servicing Fee per $1000 0.09816389 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00104915 Section 5.8(vi) Pool Balance at the end of the Collection Period 103,600,461.52 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 114,795.41 TOTAL 114,795.41 Section 5.8(viii) Realized Net Losses for Collection Period 272,180.75 Section 5.8(ix) Reserve Account Balance after Disbursement 7,014,725.43 Section 5.8(x) Specified Reserve Account Balance 7,148,612.07 Section 5.8(xi) Total Distribution Amount 9,391,868.74 Servicing Fee 93,564.74 Administration Fee 1,000.00 Noteholders Distribution Amount 9,133,344.95 Certficateholders Distribution Amount 163,959.05 Deposit to Reserve Account 0.00 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION