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Chase Manhattan Auto Owner Trust 1998-A

                                                 Statement to Certificateholders
                                                 January 16 2001



        DISTRIBUTION IN DOLLARS
               ORIGINAL              PRIOR                                                                                CURRENT
               FACE                  PRINCIPAL                                                    REALIZED   DEFERRED    PRINCIPAL
CLASS          VALUE                 BALANCE         PRINCIPAL       INTEREST        TOTAL          LOSES    INTEREST    BALANCE
                                                                                              
A1            238,000,000.00               0.00            0.00             0.00           0.00     0.00      0.00              0.00
A2            204,000,000.00               0.00            0.00             0.00           0.00     0.00      0.00              0.00
A3            294,000,000.00               0.00            0.00             0.00           0.00     0.00      0.00              0.00
A4            246,000,000.00     195,205,226.03   12,680,147.60       943,491.93  13,623,639.53     0.00      0.00    182,525,078.43
B1             30,620,164.79      30,620,164.79            0.00       153,100.82     153,100.82     0.00      0.00     30,620,164.79
TOTALS      1,012,620,164.79     225,825,390.82   12,680,147.60     1,096,592.75  13,776,740.35     0.00      0.00    213,145,243.22




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                   PASS-THROUGH RATES
            PRIOR                                                          CURRENT                                 CURRENT
            PRINCIPAL                                                      PRINCIPAL              CLASS            PASS THRU
CLASS       FACTOR          PRINCIPAL        INTEREST       TOTAL          FACTOR                                  RATE
                                                                                              

A1            0.00000000      0.00000000     0.00000000     0.00000000       0.00000000            A1               5.549000 %
A2            0.00000000      0.00000000     0.00000000     0.00000000       0.00000000            A2               5.679000 %
A3            0.00000000      0.00000000     0.00000000     0.00000000       0.00000000            A3               5.700000 %
A4          793.51717898     51.54531545     3.83533305    55.38064850     741.97186354            A4               5.800000 %
B1        1,000.00000000      0.00000000     4.99999987     4.99999987   1,000.00000000            B1               6.000000 %
TOTALS      223.01095581     12.52211643     1.08292604    13.60504247     210.48883938



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Jennifer  Baran
The Chase Manhattan Bank - Structured Finance Services
450 West 33rd St, 14th fl,
New York, New York 10001
Tel: (212) 946-3881
Fax: (212) 946-3916

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 2
Chase Manhattan Auto Owner Trust 1998-A
                                 January 16 2001
                         STATEMENT TO CERTIFICATEHOLDERS



                                                                                                          
                                                                     Due Period                                                35
                                                                     Due Period Beginning Date                           12/01/00
                                                                     Due Period End Date                                 12/31/00
                                                                     Determination Date                                  01/10/01

Section 5.8(iii)         Servicing Fee                                                                                 188,187.83
Section 5.8(iii)         Servicing Fee per $1000                                                                       0.18584247

Section 5.8(iv)          Administration Fee                                                                              1,000.00
Section 5.8(iv)          Administration Fee per $1000                                                                  0.00098754

Section 5.8(vi)          Pool Balance at the end of the Collection Period                                          213,145,243.22

Section 5.8(vii)         Repurchase Amounts for Repurchased Receivable
                         By Seller                                                                                           0.00
                         By Servicer                                                                                    99,239.95
                         TOTAL                                                                                          99,239.95

Section 5.8(viii)        Realized Net Losses for Collection Period                                                     173,489.99

Section 5.8(ix)          Reserve Account Balance after Disbursement                                                  7,594,651.24

Section 5.8(x)           Specified Reserve Account Balance                                                           7,594,651.24

Section 5.8(xi)          Total Distribution Amount                                                                  14,025,380.67
                         Servicing Fee                                                                                 188,187.83
                         Administration Fee                                                                              1,000.00
                         Noteholders Distribution Amount                                                            13,623,639.53

                         Certficateholders Distribution Amount                                                         153,100.82
                         Deposit to Reserve Account                                                                     59,452.49

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION