Page 1 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders January 16 2001 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 246,000,000.00 195,205,226.03 12,680,147.60 943,491.93 13,623,639.53 0.00 0.00 182,525,078.43 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 0.00 30,620,164.79 TOTALS 1,012,620,164.79 225,825,390.82 12,680,147.60 1,096,592.75 13,776,740.35 0.00 0.00 213,145,243.22 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.549000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.679000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 5.700000 % A4 793.51717898 51.54531545 3.83533305 55.38064850 741.97186354 A4 5.800000 % B1 1,000.00000000 0.00000000 4.99999987 4.99999987 1,000.00000000 B1 6.000000 % TOTALS 223.01095581 12.52211643 1.08292604 13.60504247 210.48883938 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Jennifer Baran The Chase Manhattan Bank - Structured Finance Services 450 West 33rd St, 14th fl, New York, New York 10001 Tel: (212) 946-3881 Fax: (212) 946-3916 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1998-A January 16 2001 STATEMENT TO CERTIFICATEHOLDERS Due Period 35 Due Period Beginning Date 12/01/00 Due Period End Date 12/31/00 Determination Date 01/10/01 Section 5.8(iii) Servicing Fee 188,187.83 Section 5.8(iii) Servicing Fee per $1000 0.18584247 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 213,145,243.22 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 99,239.95 TOTAL 99,239.95 Section 5.8(viii) Realized Net Losses for Collection Period 173,489.99 Section 5.8(ix) Reserve Account Balance after Disbursement 7,594,651.24 Section 5.8(x) Specified Reserve Account Balance 7,594,651.24 Section 5.8(xi) Total Distribution Amount 14,025,380.67 Servicing Fee 188,187.83 Administration Fee 1,000.00 Noteholders Distribution Amount 13,623,639.53 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 59,452.49 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION