Page 1
Chase Manhattan Auto Owner Trust 1998-B
                                                 Statement to Certificateholders
                                                                 January 16 2001



        DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                  CURRENT
             FACE                 PRINCIPAL                                                    REALIZED   DEFERRED       PRINCIPAL
CLASS        VALUE                BALANCE          PRINCIPAL     INTEREST         TOTAL        LOSES      INTEREST       BALANCE
                                                                                            
A1         250,000,000.00              0.00             0.00           0.00            0.00    0.00        0.00               0.00
A2         200,000,000.00              0.00             0.00           0.00            0.00    0.00        0.00               0.00
A3         321,000,000.00              0.00             0.00           0.00            0.00    0.00        0.00               0.00
A4         282,800,000.00    249,312,475.80    14,578,824.23   1,205,010.30   15,783,834.53    0.00        0.00     234,733,651.57
B1          32,604,142.65     32,604,142.65             0.00     164,379.22      164,379.22    0.00        0.00      32,604,142.65
TOTALS   1,086,404,142.65    281,916,618.45    14,578,824.23   1,369,389.52   15,948,213.75    0.00        0.00     267,337,794.22



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                       PASS-THROUGH RATES
               PRIOR                                                              CURRENT                              CURRENT
               PRINCIPAL                                                          PRINCIPAL           CLASS            PASS THRU
CLASS          FACTOR            PRINCIPAL        INTEREST        TOTAL           FACTOR                               RATE
                                                                                                 
A1             0.00000000        0.00000000       0.00000000      0.00000000      0.00000000           A1             5.578000 %
A2             0.00000000        0.00000000       0.00000000      0.00000000      0.00000000           A2             5.729000 %
A3             0.00000000        0.00000000       0.00000000      0.00000000      0.00000000           A3             5.750000 %
A4           881.58584088       51.55171227       4.26099823     55.81271050    830.03412861           A4             5.800000 %
B1         1,000.00000000        0.00000000       5.04166669      5.04166669  1,000.00000000           B1             6.050000 %
TOTALS       259.49516150       13.41933785       1.26047892     14.67981677    246.07582365


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Jennifer  Baran
The Chase Manhattan Bank - Structured Finance Services
450 West 33rd St, 14th fl,
New York, New York 10001
Tel: (212) 946-3881
Fax: (212) 946-3916

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




                                                                          Page 2
Chase Manhattan Auto Owner Trust 1998-B
                                                                 January 16 2001
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                          Due Period                                            33
                                                                          Due Period Beginning Date                       12/01/00
                                                                          Due Period End Date                             12/31/00
                                                                          Determination Date                              01/10/01

                                                                                                          
Section 5.8(iii)              Servicing Fee                                                                             234,930.52
Section 5.8(iii)              Servicing Fee per $1000                                                                   0.21624597

Section 5.8(iv)               Administration Fee                                                                          1,000.00
Section 5.8(iv)               Administration Fee per $1000                                                              0.00092047

Section 5.8(vi)               Pool Balance at the end of the Collection Period                                      267,337,794.22

Section 5.8(vii)              Repurchase Amounts for Repurchased Receivable
                              By Seller                                                                                       0.00
                              By Servicer                                                                               108,806.43
                              TOTAL                                                                                     108,806.43

Section 5.8(viii)             Realized Net Losses for Collection Period                                                 312,236.89

Section 5.8(ix)               Reserve Account Balance after Disbursement                                              8,148,031.07

Section 5.8(x)                Specified Reserve Account Balance                                                       8,148,031.07

Section 5.8(xi)               Total Distribution Amount                                                              16,184,144.27
                              Servicing Fee                                                                             234,930.52
                              Administration Fee                                                                          1,000.00
                              Noteholders Distribution Amount                                                        15,783,834.53

                              Certficateholders Distribution Amount                                                     164,379.22
                              Deposit to Reserve Account                                                                      0.00



                                 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION