SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K

                                 CURRENT REPORT


                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                        Date of Report: February 15, 2001


                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
                 ----------------------------------------------
                  (Originator of the Trust referred to herein)


                     CHASE MANHATTAN AUTO OWNER TRUST 1997-A
                     ---------------------------------------
                                    (Issuer)
           (Exact name of the registrant as specified in its charter)

       United States                    333-7575                  22-2382028
- ----------------------------    ------------------------     -------------------
(State or other jurisdiction    (Commission File Number)     (IRS Employer
of incorporation)                                            Identification No.)


                 802 Delaware Avenue, Wilmington, Delaware           19801
      --------------------------------------------------------    ------------
               (Address of principal executive offices)             (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5033






Item 5.  Other Events:

         Chase Manhattan Auto Owner Trust 1997-A is the issuer of 5 classes of
Asset Backed Notes and a single class of Asset Backed Certificates. The notes
and certificates are serviced in accordance with the Sale and Servicing
Agreement, dated as of February 28, 1997, as amended. The parties to the Sale
and Servicing Agreement are: Chase Manhattan Bank USA, National Association
("Chase USA"), as seller and as servicer, and Chase Manhattan Owner Trust, as
issuer.

         On February 15, 2001, Chase USA, as servicer, distributed monthly
interest to the holders of the notes and certificates. Chase USA furnished a
copy of the monthly statement to certificateholders for the series as required
by the Sale and Servicing Agreement. A copy of the monthly statement to
certificateholders is being filed as Exhibit 20.1 to this Current Report on Form
8-K.


Item 7(c).  Exhibits

            Exhibits          Description
            --------          -----------

            20.1              Monthly Statement to Certificateholders with
                              respect to the February 15, 2001 distribution.








                                   SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: February 27, 2001

                              By: CHASE MANHATTAN BANK
                              USA, NATIONAL ASSOCIATION
                              as Servicer


                              By: /s/ Patricia Garvey
                              -----------------------------------
                              Name: Patricia Garvey
                              Title: Vice President








                           INDEX TO EXHIBITS
                           -----------------

Exhibit No.                Description
- -----------                -----------
20.1                       Statement to Certificateholders dated February 15,
                           2001 delivered pursuant to Section 5.8 of the Sale
                           and Servicing Agreement dated as of February 28,
                           1997.