Page 1
Chase Manhattan Auto Owner Trust 1997-A
                                                 Statement to Certificateholders
                                                 February 15 2001


        DISTRIBUTION IN DOLLARS
                  ORIGINAL                    PRIOR
                   FACE                     PRINCIPAL
   CLASS          VALUE                      BALANCE               PRINCIPAL
                                                         
A1                  250,000,000.00                    0.00                  0.00
A2                  365,000,000.00                    0.00                  0.00
A3                  270,000,000.00                    0.00                  0.00
A4                  165,000,000.00                    0.00                  0.00
A5                   85,500,000.00           55,296,602.60         10,011,596.61
B1                   35,153,718.13           35,153,718.13                  0.00
TOTALS            1,170,653,718.13           90,450,320.73         10,011,596.61



                                                                                                  CURRENT
                                                                  REALIZED         DEFERRED      PRINCIPAL
   CLASS               INTEREST             TOTAL                   LOSES          INTEREST       BALANCE
                                                                                
A1                         0.00                  0.00               0.00            0.00                0.00
A2                         0.00                  0.00               0.00            0.00                0.00
A3                         0.00                  0.00               0.00            0.00                0.00
A4                         0.00                  0.00               0.00            0.00                0.00
A5                   299,523.26         10,311,119.87               0.00            0.00       45,285,005.99
B1                   194,810.19            194,810.19               0.00            0.00       35,153,718.13
TOTALS               494,333.45         10,505,930.06               0.00            0.00       80,438,724.12





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE
                   PRIOR                                                                                       CURRENT
                  PRINCIPAL                                                                                   PRINCIPAL
 CLASS             FACTOR                     PRINCIPAL              INTEREST             TOTAL                 FACTOR
                                                                                            
A1                    0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A2                    0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A3                    0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A4                    0.00000000              0.00000000            0.00000000           0.00000000            0.00000000
A5                  646.74389006            117.09469719            3.50319602         120.59789322          529.64919287
B1                1,000.00000000              0.00000000            5.54166672           5.54166672        1,000.00000000
TOTALS               77.26479601              8.55214181            0.42227129           8.97441310           68.71265420




PASS-THROUGH RATES
                        CURRENT
  CLASS                PASS THRU
                         RATE
                    
A1                     5.545000%
A2                     5.950000%
A3                     6.250000%
A4                     6.400000%
A5                     6.500000%
B1                     6.650000%


IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH  THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: 212) 946-8552
Email: maria.inoa@chase.com
                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION



                                                                          Page 2
Chase Manhattan Auto Owner Trust 1997-A
                                                 Statement to Certificateholders
                                                 February 15 2001


                                                                                                             
                                                                                   Due Period                                    47
                                                                                   Due Period Beginning Date               01/01/01
                                                                                   Due Period End Date                     01/31/01
                                                                                   Determination Date                      02/09/01
Section 5.8(iii)                        Servicing Fee                                                                     75,375.27
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.06438733

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00085422

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                              80,438,724.12

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                       93,196.81
                                        TOTAL                                                                             93,196.81

Section 5.8(viii)                       Realized Net Losses for Collection Period                                         44,349.92

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     8,779,902.89

Section 5.8(x)                          Specified Reserve Account Balance                                              8,779,902.89

Section 5.8(xi)                         Total Distribution Amount                                                     10,741,455.13
                                        Servicing Fee                                                                     75,375.27
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               10,311,119.87
                                        Certficateholders Distribution Amount                                            194,810.19
                                        Deposit to Reserve Account                                                       159,149.80


                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION