SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                        Date of Report: February 15, 2001



                      CHASE CREDIT CARD OWNER TRUST 1999-3
             -------------------------------------------------------
                             (Issuer of Securities)


                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
             -------------------------------------------------------
             (Exact name of registrant as specified in its charter)


       United States                  333-74303                 22-2382028
- ----------------------------  ---------------------------  ---------------------
(State or other jurisdiction    (Commission File Number)       (IRS Employer
of incorporation)                                            Identification No.)


                  802 Delaware Avenue, Wilmington, DE              19801
                  --------------------------------------------     -------------
                  (Address of principal executive offices)         (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5050





Item 5.  Other Events:

         Chase Credit Card Owner Trust 1999-3 is the issuer of three classes of
asset backed notes. The notes were issued under an indenture, dated as of
September 29, 1999, between the trust and The Bank of New York, as Indenture
Trustee.

         On February 15, 2001, The Chase Manhattan Bank, as Paying Agent,
distributed monthly interest to the holders of the notes, and provided to
holders a report including the information required by Section 7.3 of the
Indenture. A copy of the statement provided to the holders of the notes is being
filed as Exhibit 20.1 to this Current Report on Form 8-K.

Item 7(c).  Exhibits

                  Exhibits          Description
                  --------          -----------

                  20.1              Monthly Statement to Noteholders with
                                    respect to the February 15, 2001
                                    distribution.






                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

Dated: February 27, 2001

                                                By: CHASE MANHATTAN BANK USA,
                                                NATIONAL ASSOCIATION
                                                as Administrator


                                                By: /s/ Patricia Garvey
                                                -----------------------------
                                                Name: Patricia Garvey
                                                Title: Vice President






                                INDEX TO EXHIBITS
                                -----------------

Exhibit No.                     Description
- -----------                     -----------
20.1                            Statement to Noteholders dated February 15, 2001