SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                        Date of Report: February 15, 2001


                      CHASE CREDIT CARD OWNER TRUST 2000-3
 -------------------------------------------------------------------------------
                             (Issuer of Securities)


                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
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             (Exact name of registrant as specified in its charter)


      United States                    333-74303                  22-2382028
- ----------------------------    ------------------------     -------------------
(State or other jurisdiction    (Commission File Number)     (IRS Employer
of incorporation)                                            Identification No.)


                        802 Delaware Avenue, Wilmington, DE         19801
                        ----------------------------------------    ------------
                        (Address of principal executive offices)    (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5050







Item 5.  Other Events:

         Chase Credit Card Owner Trust 2000-3 is the issuer of three classes of
asset backed notes. The notes were issued under an indenture, dated as of
October 3, 2000, between the trust and The Bank of New York, as Indenture
Trustee.

         On February 15, 2001, The Chase Manhattan Bank, as Paying Agent,
distributed monthly interest to the holders of the notes, and provided to
holders a report including the information required by Section 7.3 of the
Indenture. A copy of the statement provided to the holders of the notes is being
filed as Exhibit 20.1 to this Current Report on Form 8-K.

Item 7(c).  Exhibits

                  Exhibits      Description
                  --------      -----------

                  20.1          Monthly Statement to Noteholders with respect to
                                the February 15, 2001 distribution.








                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

Dated: February 27, 2001

                                           By: CHASE MANHATTAN BANK USA,
                                           NATIONAL ASSOCIATION
                                           as Administrator

                                           By:  /s/ Patricia Garvey
                                           -----------------------------------
                                           Name:  Patricia Garvey
                                           Title: Vice President







                                           INDEX TO EXHIBITS
                                           -----------------

Exhibit No.                                Description
- -----------                                -----------------
20.1                                       Statement to Noteholders dated
                                           February 15, 2001