Page 1
Chase Manhattan Auto Owner Trust 1997-A

                         Statement to Certificateholders
                                  March 15 2001



    DISTRIBUTION IN DOLLARS
              ORIGINAL            PRIOR                                                                             CURRENT
              FACE                PRINCIPAL                                                    REALIZED  DEFERRED   PRINCIPAL
CLASS         VALUE               BALANCE          PRINCIPAL      INTEREST     TOTAL           LOSES     INTEREST   BALANCE
                                                                                          
A1              250,000,000.00             0.00            0.00         0.00           0.00    0.00      0.00                0.00
A2              365,000,000.00             0.00            0.00         0.00           0.00    0.00      0.00                0.00
A3              270,000,000.00             0.00            0.00         0.00           0.00    0.00      0.00                0.00
A4              165,000,000.00             0.00            0.00         0.00           0.00    0.00      0.00                0.00
A5               85,500,000.00    45,285,005.99    8,302,441.39   245,293.78   8,547,735.17    0.00      0.00       36,982,564.60
B1               35,153,718.13    35,153,718.13            0.00   194,810.19     194,810.19    0.00      0.00       35,153,718.13
TOTALS        1,170,653,718.13    80,438,724.12    8,302,441.39   440,103.97   8,742,545.36    0.00      0.00       72,136,282.73



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                      PASS-THROUGH RATES
          PRIOR                                                            CURRENT                                  CURRENT
          PRINCIPAL                                                        PRINCIPAL                 CLASS          PASS THRU
CLASS     FACTOR             PRINCIPAL     INTEREST      TOTAL             FACTOR                                   RATE
                                                                                             
A1            0.00000000      0.00000000   0.00000000    0.00000000            0.00000000            A1             5.545000%
A2            0.00000000      0.00000000   0.00000000    0.00000000            0.00000000            A2             5.950000%
A3            0.00000000      0.00000000   0.00000000    0.00000000            0.00000000            A3             6.250000%
A4            0.00000000      0.00000000   0.00000000    0.00000000            0.00000000            A4             6.400000%
A5          529.64919287     97.10457766   2.86893310   99.97351076          432.54461520            A5             6.500000%
B1        1,000.00000000      0.00000000   5.54166672    5.54166672        1,000.00000000            B1             6.650000%
TOTALS       68.71265420      7.09214114   0.37594719    7.46808832           61.62051306


IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH  THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: 212) 946-8552
Email: maria.inoa@chase.com
                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




                                                                          Page 2
Chase Manhattan Auto Owner Trust 1997-A

                                  March 15 2001
                         STATEMENT TO CERTIFICATEHOLDERS



                                                                                                   
                                                                       Due Period                                     48
                                                                       Due Period Beginning Date                02/01/01
                                                                       Due Period End Date                      02/28/01
                                                                       Determination Date                       03/09/01

Section 5.8(iii)            Servicing Fee                                                                      67,032.27
Section 5.8(iii)            Servicing Fee per $1000                                                           0.05726055

Section 5.8(iv)             Administration Fee                                                                  1,000.00
Section 5.8(iv)             Administration Fee per $1000                                                      0.00085422

Section 5.8(vi)             Pool Balance at the end of the Collection
                            Period                                                                         72,136,282.73

Section 5.8(vii)            Repurchase Amounts for Repurchased
                            Receivable
                            By Seller                                                                               0.00
                            By Servicer                                                                        77,979.12
                            TOTAL                                                                              77,979.12

Section 5.8(viii)           Realized Net Losses for Collection Period                                          81,090.32

Section 5.8(ix)             Reserve Account Balance after Disbursement                                      8,779,902.89

Section 5.8(x)              Specified Reserve Account Balance                                               8,779,902.89

Section 5.8(xi)             Total Distribution Amount                                                       8,824,832.02
                            Servicing Fee                                                                      67,032.27
                            Administration Fee                                                                  1,000.00
                            Noteholders Distribution Amount                                                 8,547,735.17

                            Certficateholders Distribution Amount                                             194,810.19
                            Deposit to Reserve Account                                                         14,254.39



                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION