Exhibit 99.4


                     CHASE MANHATTAN AUTO OWNER TRUST 2000-A
                           ANNUAL ISSUER'S CERTIFICATE
                                       of
                            COMPLIANCE WITH INDENTURE

         The undersigned certifies that they are an Authorized Officer of
Wilmington Trust Company, not in its individual capacity, but solely as Owner
Trustee for Chase Manhattan Auto Owner Trust 2000-A and that they are duly
authorized to execute and deliver this certificate on behalf of the Issuer in
connection with Section 3.9 of the Indenture between the Issuer and Wells Fargo
Bank Minnesota, National Association, as Indenture Trustee, dated as of December
1, 2000 (the "Indenture") and the Sale and Servicing Agreement, dated as of
December 1, 2000 (the "Agreement"), among Chase Manhattan Bank USA, National
Association, as Servicer, Chase Manhattan Bank USA, National Association and The
Chase Manhattan Bank, as Sellers, and Wilmington Trust Company, as Owner
Trustee. All capitalized terms used herein without definition shall have the
respective meanings specified in the Indenture and the Agreement.

         The undersigned further certifies that a review of the activities of
the Issuer for the preceding calendar year has been made under his supervision
and, to the best of his knowledge, the Issuer has fulfilled its obligations
under the Indenture for the preceding calendar year.

         IN WITNESS WHEREOF, I have affixed hereto my signature as of this 26th
day of March, 2001.

                     CHASE MANHATTAN AUTO OWNER TRUST 2000-A
                     BY: WILMINGTON TRUST COMPANY, not in its individual
                     capacity, but solely as Owner Trustee



                             /s/ Denise Geran
                             --------------------
                             Name: Denise Geran
                             Title: Senior Financial Services Officer

Chase Manhattan Bank USA, National Association, as Servicer, hereby requests
that Wilmington Trust Company, as Owner Trustee, execute the above Issuer's
Certificate and deliver it to Norwest Bank Minnesota, National Association, as
Indenture Trustee.

                                               CHASE MANHATTAN BANK USA,
                                               NATIONAL ASSOCIATION, as Servicer


                                               /s/ Richard J. Naeder
                                               --------------------------
                                               Richard J. Naeder
                                               Vice President