Page 1
Chase Manhattan Auto Owner Trust 1997-A
                                                 Statement to Certificateholders
                                                 May 15 2001


     DISTRIBUTION IN DOLLARS
                    ORIGINAL             PRIOR                                                                              CURRENT
                        FACE         PRINCIPAL                                                  REALIZED   DEFERRED       PRINCIPAL
CLASS                  VALUE           BALANCE       PRINCIPAL       INTEREST            TOTAL     LOSES   INTEREST         BALANCE
                                                                                              
A1            250,000,000.00              0.00            0.00           0.00             0.00      0.00       0.00            0.00
A2            365,000,000.00              0.00            0.00           0.00             0.00      0.00       0.00            0.00
A3            270,000,000.00              0.00            0.00           0.00             0.00      0.00       0.00            0.00
A4            165,000,000.00              0.00            0.00           0.00             0.00      0.00       0.00            0.00
A5             85,500,000.00     28,360,456.83    7,767,960.24     153,619.14     7,921,579.38      0.00       0.00   20,592,496.59
B1             35,153,718.13     35,153,718.13            0.00     194,810.19       194,810.19      0.00       0.00   35,153,718.13
TOTALS      1,170,653,718.13     63,514,174.96    7,767,960.24     348,429.33     8,116,389.57      0.00       0.00   55,746,214.72



FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                   PASS-THROUGH RATES
                   PRIOR                                                               CURRENT                             CURRENT
               PRINCIPAL                                                             PRINCIPAL     CLASS                 PASS THRU
 CLASS            FACTOR        PRINCIPAL          INTEREST            TOTAL            FACTOR                                RATE
                                                                                                 
A1            0.00000000       0.00000000        0.00000000       0.00000000        0.00000000        A1                5.545000 %
A2            0.00000000       0.00000000        0.00000000       0.00000000        0.00000000        A2                5.950000 %
A3            0.00000000       0.00000000        0.00000000       0.00000000        0.00000000        A3                6.250000 %
A4            0.00000000       0.00000000        0.00000000       0.00000000        0.00000000        A4                6.400000 %
A5          331.70124947      90.85333614        1.79671509      92.65005123      240.84791333        A5                6.500000 %
B1        1,000.00000000       0.00000000        5.54166672       5.54166672    1,000.00000000        B1                6.650000 %
TOTALS       54.25530537       6.63557474        0.29763655       6.93321129       47.61973063


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


                                                                          Page 2
Chase Manhattan Auto Owner Trust 1997-A


                                                                                       
                                                 Statement to Certificateholders
                                                 May 15 2001

                                                 Due Period                                          50
                                                 Due Period Beginning Date                     04/01/01
                                                 Due Period End Date                           04/30/01
                                                 Determination Date                            05/10/01

Section 5.8(iii)    Servicing Fee                                                             52,928.48
Section 5.8(iii)    Servicing Fee per $1000                                                  0.04521275

Section 5.8(iv)     Administration Fee                                                         1,000.00
Section 5.8(iv)     Administration Fee per $1000                                             0.00085422

Section 5.8(vi)     Pool Balance at the end of the Collection Period                      55,746,214.72

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                                      0.00
                    By Servicer                                                               42,676.32
                    TOTAL                                                                     42,676.32

Section 5.8(viii)   Realized Net Losses for Collection Period                                 20,511.33

Section 5.8(ix)     Reserve Account Balance after Disbursement                             8,779,902.89

Section 5.8(x)      Specified Reserve Account Balance                                      8,779,902.89

Section 5.8(xi)     Total Distribution Amount                                              8,245,248.78
                    Servicing Fee                                                             52,928.48
                    Administration Fee                                                         1,000.00
                    Noteholders Distribution Amount                                        7,921,579.38

                    Certficateholders Distribution Amount                                    194,810.19
                    Deposit to Reserve Account                                                74,930.73



                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION