Page 1 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders May 15 2001 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 165,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A5 85,500,000.00 28,360,456.83 7,767,960.24 153,619.14 7,921,579.38 0.00 0.00 20,592,496.59 B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13 TOTALS 1,170,653,718.13 63,514,174.96 7,767,960.24 348,429.33 8,116,389.57 0.00 0.00 55,746,214.72 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.250000 % A4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A4 6.400000 % A5 331.70124947 90.85333614 1.79671509 92.65005123 240.84791333 A5 6.500000 % B1 1,000.00000000 0.00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000 % TOTALS 54.25530537 6.63557474 0.29763655 6.93321129 47.61973063 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders May 15 2001 Due Period 50 Due Period Beginning Date 04/01/01 Due Period End Date 04/30/01 Determination Date 05/10/01 Section 5.8(iii) Servicing Fee 52,928.48 Section 5.8(iii) Servicing Fee per $1000 0.04521275 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 55,746,214.72 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 42,676.32 TOTAL 42,676.32 Section 5.8(viii) Realized Net Losses for Collection Period 20,511.33 Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 8,245,248.78 Servicing Fee 52,928.48 Administration Fee 1,000.00 Noteholders Distribution Amount 7,921,579.38 Certficateholders Distribution Amount 194,810.19 Deposit to Reserve Account 74,930.73 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION