SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                         Date of Report: August 15, 2001


                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
- --------------------------------------------------------------------------------
                  (Originator of the Trust referred to herein)


                     CHASE MANHATTAN AUTO OWNER TRUST 1998-B
- --------------------------------------------------------------------------------
                                    (Issuer)
           (Exact name of the registrant as specified in its charter)


       United States                     333-36939                22-2382028
- ----------------------------   ----------------------------   ------------------
(State or other jurisdiction     (Commission File Number)      (IRS Employer
of incorporation)                                            Identification No.)


                  White Clay Center, Building 200, Newark, DE           19711
                  ----------------------------------------------      ----------
                  (Address of principal executive offices)            (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5000



Item 5.  Other Events:

     Chase Manhattan Auto Owner Trust 1998-B is the issuer of four outstanding
classes of Asset Backed Notes and a single class of Asset Backed Certificates.
The notes and certificates are serviced in accordance with the Sale and
Servicing Agreement, dated as of April 1, 1998, as amended. The parties to the
Sale and Servicing Agreement are: Chase Manhattan Bank USA, National Association
("Chase USA"), as seller and as servicer, and Chase Manhattan Owner Trust, as
issuer.

     On August 15, 2001, Chase USA, as servicer, distributed monthly interest to
the holders of the notes and certificates. Chase USA furnished a copy of the
monthly statement to certificateholders for each of the series as required by
the Sale and Servicing Agreement. A copy of the monthly statement to
certificateholders is being filed as Exhibit 20.1 to this Current Report on Form
8-K.


Item 7(c).  Exhibits

            Exhibits     Description
            ----------   ---------------

            20.1         Monthly Statement to Certificateholders with respect to
                         the August 15, 2001 distribution.




                                   SIGNATURES



     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.


Dated: August 24, 2001

                                          By: CHASE MANHATTAN BANK USA,
                                          NATIONAL ASSOCIATION
                                          as Servicer


                                          By:  /s/ Patricia Garvey
                                          --------------------------------------
                                          Name:   Patricia Garvey
                                          Title:  Vice President




                                INDEX TO EXHIBITS
                                -----------------
Exhibit No.                     Description
- -----------                     -----------------
20.1                            Statement to Certificateholders dated August 15,
                                2001 delivered pursuant to Section 5.8 of the
                                Sale and Servicing Agreement dated as of
                                April 1, 1998.