Page 1
Chase Manhattan Auto Owner Trust 1998-B
                                                 Statement to Certificateholders
                                                                  August 15 2001



        DISTRIBUTION IN DOLLARS
              ORIGINAL            PRIOR                                                                                 CURRENT
                FACE            PRINCIPAL                                                    REALIZED     DEFERRED      PRINCIPAL
 CLASS          VALUE            BALANCE        PRINCIPAL        INTEREST       TOTAL          LOSES      INTEREST       BALANCE
                                                                                                        
A1         250,000,000.00              0.00             0.00          0.00            0.00      0.00        0.00                0.00
A2         200,000,000.00              0.00             0.00          0.00            0.00      0.00        0.00                0.00
A3         321,000,000.00              0.00             0.00          0.00            0.00      0.00        0.00                0.00
A4         282,800,000.00    142,894,845.52    13,688,654.56    690,658.42   14,379,312.98      0.00        0.00      129,206,190.96
B1          32,604,142.65     32,604,142.65             0.00    164,379.22      164,379.22      0.00        0.00       32,604,142.65
TOTALS   1,086,404,142.65    175,498,988.17    13,688,654.56    855,037.64   14,543,692.20      0.00        0.00      161,810,333.61





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                        PASS-THROUGH RATES
                  PRIOR                                                                  CURRENT                        CURRENT
                PRINCIPAL                                                                PRINCIPAL       CLASS          PASS THRU
 CLASS           FACTOR            PRINCIPAL        INTEREST          TOTAL               FACTOR                          RATE
                                                                                                  
A1              0.00000000        0.00000000       0.00000000       0.00000000           0.00000000        A1          5.578000 %
A2              0.00000000        0.00000000       0.00000000       0.00000000           0.00000000        A2          5.729000 %
A3              0.00000000        0.00000000       0.00000000       0.00000000           0.00000000        A3          5.750000 %
A4            505.28587525       48.40401188       2.44221506      50.84622694         456.88186337        A4          5.800000 %
B1          1,000.00000000        0.00000000       5.04166669       5.04166669       1,000.00000000        B1          6.050000 %
TOTALS        161.54116252       12.59996536       0.78703459      13.38699995         148.94119716


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Maria  Inoa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




                                                                          Page 2
Chase Manhattan Auto Owner Trust 1998-B
                                 August 15 2001
                         STATEMENT TO CERTIFICATEHOLDERS



                                                    Due Period                            40
                                                    Due Period Beginning Date       07/01/01
                                                    Due Period End Date             07/31/01
                                                    Determination Date              08/10/01

                                                                         
Section 5.8(iii)        Servicing Fee                                              146,249.16
Section 5.8(iii)        Servicing Fee per $1000                                    0.13461764

Section 5.8(iv)         Administration Fee                                           1,000.00
Section 5.8(iv)         Administration Fee per $1000                               0.00092047

Section 5.8(vi)         Pool Balance at the end of the Collection Period       161,810,333.61

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                        0.00
                        By Servicer                                                 35,944.18
                        TOTAL                                                       35,944.18

Section 5.8(viii)       Realized Net Losses for Collection Period                   81,345.80

Section 5.8(ix)         Reserve Account Balance after Disbursement               8,148,031.07

Section 5.8(x)          Specified Reserve Account Balance                        8,148,031.07

Section 5.8(xi)         Total Distribution Amount                               14,968,138.82
                        Servicing Fee                                              146,249.16
                        Administration Fee                                           1,000.00
                        Noteholders Distribution Amount                         14,379,312.98

                        Certficateholders Distribution Amount                      164,379.22
                        Deposit to Reserve Account                                 277,197.46

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION