Page 1
Chase Manhattan Auto Owner Trust 1997-A
                                               Statement to Certificateholders
                                               August 15 2001



        DISTRIBUTION IN DOLLARS
                  ORIGINAL             PRIOR                                                                              CURRENT
                   FACE              PRINCIPAL                                                REALIZED    DEFERRED      PRINCIPAL
   CLASS          VALUE              BALANCE          PRINCIPAL    INTEREST        TOTAL         LOSES    INTEREST       BALANCE
                                                                                            
A1             250,000,000.00            0.00             0.00          0.00           0.00       0.00      0.00             0.00
A2             365,000,000.00            0.00             0.00          0.00           0.00       0.00      0.00             0.00
A3             270,000,000.00            0.00             0.00          0.00           0.00       0.00      0.00             0.00
A4             165,000,000.00            0.00             0.00          0.00           0.00       0.00      0.00             0.00
A5              85,500,000.00    6,596,970.20     6,596,970.20     35,733.59   6,632,703.79       0.00      0.00             0.00
B1              35,153,718.13   35,153,718.13       123,700.13    194,810.19     318,510.32       0.00      0.00    35,030,018.00
TOTALS       1,170,653,718.13   41,750,688.33     6,720,670.33    230,543.78   6,951,214.11       0.00      0.00    35,030,018.00





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                         PASS-THROUGH RATES
                   PRIOR                                                                CURRENT                         CURRENT
                  PRINCIPAL                                                             PRINCIPAL      CLASS           PASS THRU
 CLASS            FACTOR            PRINCIPAL        INTEREST         TOTAL             FACTOR                            RATE
                                                                                                   
A1                 0.00000000      0.00000000       0.00000000    0.00000000     0.00000000              A1             5.545000 %
A2                 0.00000000      0.00000000       0.00000000    0.00000000     0.00000000              A2             5.950000 %
A3                 0.00000000      0.00000000       0.00000000    0.00000000     0.00000000              A3             6.250000 %
A4                 0.00000000      0.00000000       0.00000000    0.00000000     0.00000000              A4             6.400000 %
A5                77.15754620     77.15754620       0.41793673   77.57548292     0.00000000              A5             6.500000 %
B1             1,000.00000000      3.51883489       5.54166672    9.06050162   996.48116511              B1             6.650000 %
TOTALS            35.66442209      5.74095501       0.19693593    5.93789094    29.92346708



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com
                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION





                                                                          Page 2

Chase Manhattan Auto Owner Trust 1997-A

                                                                August 15 2001
                                               STATEMENT TO CERTIFICATEHOLDERS



                                                                                                  
                                                                         Due Period                                   53
                                                                         Due Period Beginning Date              07/01/01
                                                                         Due Period End Date                    07/31/01
                                                                         Determination Date                     08/10/01

Section 5.8(iii)              Servicing Fee                                                                    34,792.24
SectFion 5.8(iii)             Servicing Fee per $1000                                                         0.02972035

Section 5.8(iv)               Administration Fee                                                                1,000.00
Section 5.8(iv)               Administration Fee per $1000                                                    0.00085422

Section 5.8(vi)               Pool Balance at the end of the Collection
                              Period                                                                       35,030,018.00

Section 5.8(vii)              Repurchase Amounts for Repurchased
                              Receivable
                              By Seller                                                                             0.00
                              By Servicer                                                                      29,106.70
                              TOTAL                                                                            29,106.70

Section 5.8(viii)             Realized Net Losses for Collection Period                                        11,302.07

Section 5.8(ix)               Reserve Account Balance after Disbursement                                    8,779,902.89

Section 5.8(x)                Specified Reserve Account Balance                                             8,779,902.89

Section 5.8(xi)               Total Distribution Amount                                                     7,046,673.38
                              Servicing Fee                                                                    34,792.24
                              Administration Fee                                                                1,000.00
                              Noteholders Distribution Amount                                               6,632,703.79

                              Certficateholders Distribution Amount                                           318,510.32
                              Deposit to Reserve Account                                                       59,667.03


                                 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION