Page 1 Chase Manhattan Auto Owner Trust 1997-A Statement to Certificateholders August 15 2001 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 165,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A5 85,500,000.00 6,596,970.20 6,596,970.20 35,733.59 6,632,703.79 0.00 0.00 0.00 B1 35,153,718.13 35,153,718.13 123,700.13 194,810.19 318,510.32 0.00 0.00 35,030,018.00 TOTALS 1,170,653,718.13 41,750,688.33 6,720,670.33 230,543.78 6,951,214.11 0.00 0.00 35,030,018.00 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.250000 % A4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A4 6.400000 % A5 77.15754620 77.15754620 0.41793673 77.57548292 0.00000000 A5 6.500000 % B1 1,000.00000000 3.51883489 5.54166672 9.06050162 996.48116511 B1 6.650000 % TOTALS 35.66442209 5.74095501 0.19693593 5.93789094 29.92346708 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa The Chase Manhattan Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION Page 2 Chase Manhattan Auto Owner Trust 1997-A August 15 2001 STATEMENT TO CERTIFICATEHOLDERS Due Period 53 Due Period Beginning Date 07/01/01 Due Period End Date 07/31/01 Determination Date 08/10/01 Section 5.8(iii) Servicing Fee 34,792.24 SectFion 5.8(iii) Servicing Fee per $1000 0.02972035 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00085422 Section 5.8(vi) Pool Balance at the end of the Collection Period 35,030,018.00 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 29,106.70 TOTAL 29,106.70 Section 5.8(viii) Realized Net Losses for Collection Period 11,302.07 Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89 Section 5.8(x) Specified Reserve Account Balance 8,779,902.89 Section 5.8(xi) Total Distribution Amount 7,046,673.38 Servicing Fee 34,792.24 Administration Fee 1,000.00 Noteholders Distribution Amount 6,632,703.79 Certficateholders Distribution Amount 318,510.32 Deposit to Reserve Account 59,667.03 (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION