Page 1

Chase Manhattan Auto Owner Trust 1998-A

                                                 Statement to Certificateholders
                                                 December 17, 2001




        DISTRIBUTION IN DOLLARS
                 ORIGINAL            PRIOR                                                                              CURRENT
                   FACE            PRINCIPAL                                                    REALIZED   DEFERRED    PRINCIPAL
 CLASS             VALUE            BALANCE          PRINCIPAL    INTEREST         TOTAL         LOSES     INTEREST     BALANCE
                                                                                               
A1            238,000,000.00              0.00             0.00          0.00            0.00     0.00       0.00             0.00
A2            204,000,000.00              0.00             0.00          0.00            0.00     0.00       0.00             0.00
A3            294,000,000.00              0.00             0.00          0.00            0.00     0.00       0.00             0.00
A4            246,000,000.00     61,691,669.13     9,669,441.95    298,176.40    9,967,618.35     0.00       0.00    52,022,227.18
B1             30,620,164.79     30,620,164.79             0.00    153,100.82      153,100.82     0.00       0.00    30,620,164.79
TOTALS      1,012,620,164.79     92,311,833.92     9,669,441.95    451,277.22   10,120,719.17     0.00       0.00    82,642,391.97



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                  PRIOR                                                               CURRENT                          CURRENT
                PRINCIPAL                                                            PRINCIPAL         CLASS          PASS THRU
 CLASS           FACTOR              PRINCIPAL       INTEREST        TOTAL            FACTOR                            RATE
                                                                                               
A1             0.00000000           0.00000000      0.00000000      0.00000000       0.00000000          A1           5.549000%
A2             0.00000000           0.00000000      0.00000000      0.00000000       0.00000000          A2           5.679000%
A3             0.00000000           0.00000000      0.00000000      0.00000000       0.00000000          A3           5.700000%
A4           250.77914280          39.30667459      1.21209919     40.51877378     211.47246821          A4           5.800000%
B1         1,000.00000000           0.00000000      4.99999987      4.99999987   1,000.00000000          B1           6.000000%
TOTALS        91.16136250           9.54893284      0.44565301      9.99458585      81.61242966


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 2

Chase Manhattan Auto Owner Trust 1998-A
                                                               December 17, 2001
                                                 STATEMENT TO CERTIFICATEHOLDERS


                                              Due Period                      46
                                              Due Period Beginning Date 11/01/01
                                              Due Period End Date       11/30/01
                                              Determination Date        12/10/01


                                                                                                          
Section 5.8(iii)                        Servicing Fee                                                                     76,926.53
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.07596780

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00098754

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                              82,642,391.97

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                       90,090.79
                                        TOTAL                                                                             90,090.79

Section 5.8(viii)                       Realized Net Losses for Collection Period                                        125,932.59

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     7,594,651.24

Section 5.8(x)                          Specified Reserve Account Balance                                              7,594,651.24

Section 5.8(xi)                         Total Distribution Amount                                                     10,260,540.73
                                        Servicing Fee                                                                     76,926.53
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                                9,967,618.35

                                        Certficateholders Distribution Amount                                            153,100.82
                                        Deposit to Reserve Account                                                        61,895.03


                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1

Chase Manhattan Auto Owner Trust 1998-B

                                                 Statement to Certificateholders
                                                 December 17, 2001




        DISTRIBUTION IN DOLLARS
                ORIGINAL             PRIOR                                                                              CURRENT
                  FACE             PRINCIPAL                                                    REALIZED   DEFERRED    PRINCIPAL
 CLASS           VALUE              BALANCE          PRINCIPAL    INTEREST         TOTAL         LOSES     INTEREST     BALANCE
                                                                                      
A1           250,000,000.00                0.00            0.00         0.00             0.00     0.00       0.00              0.00
A2           200,000,000.00                0.00            0.00         0.00             0.00     0.00       0.00              0.00
A3           321,000,000.00                0.00            0.00         0.00             0.00     0.00       0.00              0.00
A4           282,800,000.00       91,398,188.86   11,742,294.57   441,757.91    12,184,052.48     0.00       0.00     79,655,894.29
B1            32,604,142.65       32,604,142.65            0.00   164,379.22       164,379.22     0.00       0.00     32,604,142.65
TOTALS     1,086,404,142.65      124,002,331.51   11,742,294.57   606,137.13    12,348,431.70     0.00       0.00    112,260,036.94



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                  PRIOR                                                               CURRENT                          CURRENT
                PRINCIPAL                                                            PRINCIPAL         CLASS          PASS THRU
 CLASS           FACTOR              PRINCIPAL       INTEREST        TOTAL            FACTOR                            RATE
                                                                                             
A1              0.00000000          0.00000000      0.00000000      0.00000000      0.00000000          A1           5.578000%
A2              0.00000000          0.00000000      0.00000000      0.00000000      0.00000000          A2           5.729000%
A3              0.00000000          0.00000000      0.00000000      0.00000000      0.00000000          A3           5.750000%
A4            323.19020106         41.52155081      1.56208596     43.08363678    281.66865025          A4           5.800000%
B1          1,000.00000000          0.00000000      5.04166669      5.04166669  1,000.00000000          B1           6.050000%
TOTALS        114.14014973         10.80840371      0.55792969     11.36633341    103.33174602



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 2

Chase Manhattan Auto Owner Trust 1998-B

                                              December 17, 2001

                         STATEMENT TO CERTIFICATEHOLDERS

                                              Due Period                      44
                                              Due Period Beginning Date 11/01/01
                                              Due Period End Date       11/30/01
                                              Determination Date        12/10/01


                                                                                                               
Section 5.8(iii)                        Servicing Fee                                                                    103,335.28
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.09511679

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00092047

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                             112,260,036.94

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                      113,163.91
                                        TOTAL                                                                            113,163.91

Section 5.8(viii)                       Realized Net Losses for Collection Period                                        125,943.25

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     8,148,031.07

Section 5.8(x)                          Specified Reserve Account Balance                                              8,148,031.07

Section 5.8(xi)                         Total Distribution Amount                                                     12,566,839.11
                                        Servicing Fee                                                                    103,335.28
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               12,184,052.48
                                        Certficateholders Distribution Amount                                            164,379.22
                                        Deposit to Reserve Account                                                       114,072.13


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1

Chase Manhattan Auto Owner Trust 1998-C

                                                 Statement to Certificateholders
                                                 December 17, 2001




        DISTRIBUTION IN DOLLARS
                ORIGINAL             PRIOR                                                                              CURRENT
                 FACE              PRINCIPAL                                                    REALIZED   DEFERRED    PRINCIPAL
 CLASS           VALUE              BALANCE         PRINCIPAL     INTEREST         TOTAL         LOSES     INTEREST     BALANCE
                                                                                             
A1           258,000,000.00                0.00            0.00          0.00            0.00     0.00      0.00               0.00
A2           195,000,000.00                0.00            0.00          0.00            0.00     0.00      0.00               0.00
A3           325,000,000.00                0.00            0.00          0.00            0.00     0.00      0.00               0.00
A4           283,900,000.00      138,008,961.04   12,379,238.00    672,793.69   13,052,031.69     0.00      0.00     125,629,723.04
B1            32,889,211.45       12,294,643.24      382,863.03     61,473.22      444,336.25     0.00      0.00      11,911,780.21
TOTALS     1,094,789,211.45      150,303,604.28   12,762,101.03    734,266.91   13,496,367.94     0.00      0.00     137,541,503.25



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                PRIOR                                                                 CURRENT                          CURRENT
              PRINCIPAL                                                              PRINCIPAL         CLASS          PASS THRU
 CLASS         FACTOR                PRINCIPAL       INTEREST        TOTAL            FACTOR                            RATE
                                                                                             
A1             0.00000000           0.00000000      0.00000000     0.00000000       0.00000000          A1            5.588000%
A2             0.00000000           0.00000000      0.00000000     0.00000000       0.00000000          A2            5.747000%
A3             0.00000000           0.00000000      0.00000000     0.00000000       0.00000000          A3            5.800000%
A4           486.11821430          43.60421980      2.36982631    45.97404611     442.51399451          A4            5.850000%
B1           373.81994575          11.64099147      1.86909984    13.51009132     362.17895428          B1            6.000000%
TOTALS       137.28999401          11.65713079      0.67069250    12.32782329     125.63286321


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 1998-C

                                                               December 17, 2001
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                              Due Period                      42
                                              Due Period Beginning Date 11/01/01
                                              Due Period End Date       11/30/01
                                              Determination Date        12/10/01

                                                                                                               
Section 5.8(iii)                        Servicing Fee                                                                    125,253.00
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.11440833

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00091342

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                             137,541,503.25

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                       90,875.31
                                        TOTAL                                                                             90,875.31

Section 5.8(viii)                       Realized Net Losses for Collection Period                                         86,160.06

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     8,210,919.09

Section 5.8(x)                          Specified Reserve Account Balance                                              8,210,919.09

Section 5.8(xi)                         Total Distribution Amount                                                     13,808,199.62
                                        Servicing Fee                                                                    125,253.00
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               13,052,031.69
                                        Certficateholders Distribution Amount                                            444,336.25
                                        Deposit to Reserve Account                                                       185,578.68


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 1

Chase Manhattan Auto Owner Trust 2000-A

                                                 Statement to Certificateholders
                                                 December 17, 2001




        DISTRIBUTION IN DOLLARS
                ORIGINAL             PRIOR                                                                              CURRENT
                 FACE              PRINCIPAL                                                    REALIZED   DEFERRED    PRINCIPAL
 CLASS          VALUE               BALANCE          PRINCIPAL    INTEREST         TOTAL         LOSES     INTEREST     BALANCE
                                                                                             
A1           259,000,000.00                0.00            0.00           0.00           0.00     0.00       0.00              0.00
A2           292,000,000.00      139,118,758.19   34,888,892.02     730,373.48  35,619,265.50     0.00       0.00    104,229,866.17
A3           397,000,000.00      397,000,000.00            0.00   2,054,475.00   2,054,475.00     0.00       0.00    397,000,000.00
A4           294,000,000.00      294,000,000.00            0.00   1,533,700.00   1,533,700.00     0.00       0.00    294,000,000.00
B1            38,466,538.08       33,738,252.25    1,079,037.90     182,186.56   1,261,224.46     0.00       0.00     32,659,214.35
TOTALS     1,280,466,538.08      863,857,010.44   35,967,929.92   4,500,735.04  40,468,664.96     0.00       0.00    827,889,080.52


    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                             PRIOR                                                                CURRENT                CURRENT
                           PRINCIPAL                                                             PRINCIPAL      CLASS   PASS THRU
 CLASS     CUSIP             FACTOR             PRINCIPAL       INTEREST         TOTAL            FACTOR                  RATE
                                                                                             
A1        161581bk8         0.00000000         0.00000000      0.00000000       0.00000000       0.00000000      A1      6.470000%
A2        161581bl6       476.43410339       119.48250692      2.50127904     121.98378596     356.95159647      A2      6.300000%
A3        161581bm4     1,000.00000000         0.00000000      5.17500000       5.17500000   1,000.00000000      A3      6.210000%
A4        161581bn2     1,000.00000000         0.00000000      5.21666667       5.21666667   1,000.00000000      A4      6.260000%
B1        161581bp7       877.08054673        28.05133900      4.73623490      32.78757390     849.02920773      B1      6.480000%
TOTALS                    674.64239381        28.08970703      3.51491812      31.60462516     646.55268677



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2

Chase Manhattan Auto Owner Trust 2000-A

                                                               December 17, 2001
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                              Due Period                      12
                                              Due Period Beginning Date 11/01/01
                                              Due Period End Date       11/30/01
                                              Determination Date        12/10/01

                                                                                                             
Section 5.8(iii)                          Servicing Fee                                                                719,880.84
Section 5.8(iii)                          Servicing Fee per $1000                                                      0.56220199

Section 5.8(iv)                           Administration Fee                                                             1,000.00
Section 5.8(iv)                           Administration Fee per $1000                                                 0.00078097

Section 5.8(vi)                           Pool Balance at the end of the Collection Period                         827,889,080.52

Section 5.8(vii)                          Repurchase Amounts for Repurchased Receivable
                                          By Seller                                                                          0.00
                                          By Servicer                                                                  120,233.28
                                          TOTAL                                                                        120,233.28

Section 5.8(viii)                         Realized Net Losses for Collection Period                                    527,410.18

Section 5.8(ix)                           Reserve Account Balance after Disbursement                                18,627,504.31

Section 5.8(x)                            Specified Reserve Account Balance                                         18,627,504.31

Section 5.8(xi)                           Total Distribution Amount                                                 42,478,014.31
                                          Servicing Fee                                                                719,880.84
                                          Administration Fee                                                             1,000.00
                                          Noteholders Distribution Amount                                           39,207,440.50
                                          Certficateholders Distribution Amount                                      1,261,224.46
                                          Deposit to Reserve Account                                                 1,288,468.51


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1

Chase Manhattan Auto Owner Trust 2001-A

                                                 Statement to Certificateholders
                                                 December 17, 2001



        DISTRIBUTION IN DOLLARS
               ORIGINAL              PRIOR                                                                              CURRENT
                FACE               PRINCIPAL                                                    REALIZED   DEFERRED    PRINCIPAL
 CLASS          VALUE               BALANCE          PRINCIPAL    INTEREST         TOTAL         LOSES     INTEREST     BALANCE
                                                                                             
A1          279,000,000.00        120,709,179.03  35,134,831.95     392,707.20   35,527,539.15    0.00       0.00     85,574,347.08
A2          243,000,000.00        243,000,000.00           0.00     807,975.00      807,975.00    0.00       0.00    243,000,000.00
A3          384,000,000.00        384,000,000.00           0.00   1,456,000.00    1,456,000.00    0.00       0.00    384,000,000.00
A4          258,100,000.00        258,100,000.00           0.00   1,090,472.50    1,090,472.50    0.00       0.00    258,100,000.00
B            36,016,952.89         36,016,952.89           0.00     151,871.48      151,871.48    0.00       0.00     36,016,952.89
TOTALS    1,200,116,952.89      1,041,826,131.92  35,134,831.95   3,899,026.18   39,033,858.13    0.00       0.00  1,006,691,299.97



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                                PRIOR                                                             CURRENT                 CURRENT
                              PRINCIPAL                                                          PRINCIPAL      CLASS    PASS THRU
 CLASS      CUSIP               FACTOR          PRINCIPAL       INTEREST          TOTAL           FACTOR                   RATE
                                                                                             
A1         161581BQ5        432.64938720      125.93129731     1.40755269      127.33885000     306.71808989    A1       3.660000%
A2         161581BR3      1,000.00000000        0.00000000     3.32500000        3.32500000   1,000.00000000    A2       3.990000%
A3         161581BS1      1,000.00000000        0.00000000     3.79166667        3.79166667   1,000.00000000    A3       4.550000%
A4         161581BT9      1,000.00000000        0.00000000     4.22500000        4.22500000   1,000.00000000    A4       5.070000%
B          N/A            1,000.00000000        0.00000000     4.21666654        4.21666654   1,000.00000000    B        5.060000%
TOTALS                      868.10383722       29.27617335     3.24887185       32.52504519     838.82766388


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2

Chase Manhattan Auto Owner Trust 2001-A

                                                               December 17, 2001
                                                 STATEMENT TO CERTIFICATEHOLDERS


                                              Due Period                       5
                                              Due Period Beginning Date 11/01/01
                                              Due Period End Date       11/30/01
                                              Determination Date        12/10/01


                                     
Section 5.8(iii)                        Servicing Fee                                                                    868,188.44
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.72341986

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00083325

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                           1,006,691,299.97

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                       46,874.88
                                        TOTAL                                                                             46,874.88

Section 5.8(viii)                       Realized Net Losses for Collection Period                                        185,743.89

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                    22,650,554.25

Section 5.8(x)                          Specified Reserve Account Balance                                             22,650,554.25

Section 5.8(xi)                         Total Distribution Amount                                                     42,071,769.18
                                        Servicing Fee                                                                    868,188.44
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               38,881,986.65
                                        Certficateholders Distribution Amount                                            151,871.48
                                        Deposit to Reserve Account                                                     2,168,722.61


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1

Chase Manhattan Auto Owner Trust 2001-B

                                                 Statement to Certificateholders
                                                 December 17, 2001




        DISTRIBUTION IN DOLLARS
               ORIGINAL              PRIOR                                                                              CURRENT
                FACE               PRINCIPAL                                                    REALIZED   DEFERRED    PRINCIPAL
 CLASS          VALUE                BALANCE        PRINCIPAL      INTEREST         TOTAL         LOSES     INTEREST    BALANCE
                                                                                             
A1          280,000,000.00        280,000,000.00  48,117,893.99     695,177.78   48,813,071.77    0.00       0.00    231,882,106.01
A2          300,000,000.00        300,000,000.00           0.00     793,000.00      793,000.00    0.00       0.00    300,000,000.00
A3          365,000,000.00        365,000,000.00           0.00   1,221,837.50    1,221,837.50    0.00       0.00    365,000,000.00
A4          322,380,000.00        322,380,000.00           0.00   1,327,131.00    1,327,131.00    0.00       0.00    322,380,000.00
CERT         32,503,047.00         32,503,047.00           0.00     132,043.63      132,043.63    0.00       0.00     32,503,047.00
TOTALS    1,299,883,047.00      1,299,883,047.00  48,117,893.99   4,169,189.91   52,287,083.90    0.00       0.00  1,251,765,153.01


    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                             PRIOR                                                               CURRENT                  CURRENT
                           PRINCIPAL                                                           PRINCIPAL       CLASS     PASS THRU
 CLASS     CUSIP             FACTOR            PRINCIPAL      INTEREST         TOTAL           FACTOR                      RATE
                                                                                                 
A1        161581BV4       1,000.00000000     171.84962139     2.48277779     174.33239918      828.15037861      A1       2.180000%
A2        161581BW2       1,000.00000000       0.00000000     2.64333333       2.64333333    1,000.00000000      A2       2.440000%
A3        161581BX0       1,000.00000000       0.00000000     3.34750000       3.34750000    1,000.00000000      A3       3.090000%
A4        161581BY8       1,000.00000000       0.00000000     4.11666667       4.11666667    1,000.00000000      A4       3.800000%
CERT      161581BZ5       1,000.00000000       0.00000000     4.06250005       4.06250005    1,000.00000000     CERT      3.750000%
TOTALS                    1,000.00000000      37.01709481     3.20735771      40.22445252      962.98290519



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2

Chase Manhattan Auto Owner Trust 2001-B

                                                 December 17, 2001
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                              Due Period                       1
                                              Due Period Beginning Date 11/01/01
                                              Due Period End Date       11/30/01
                                              Determination Date        12/10/01


                                                                                                             
Section 5.8(iii)                        Servicing Fee                                                                  1,083,235.87
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.83333333

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00076930

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                           1,251,765,153.01

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                        9,387.29
                                        TOTAL                                                                              9,387.29

Section 5.8(viii)                       Realized Net Losses for Collection Period                                              0.00

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                    13,392,223.91

Section 5.8(x)                          Specified Reserve Account Balance                                             21,905,890.18

Section 5.8(xi)                         Total Distribution Amount                                                     57,014,420.78
                                        Servicing Fee                                                                  1,083,235.87
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               52,155,040.27
                                        Certficateholders Distribution Amount                                            132,043.63
                                        Deposit to Reserve Account                                                     3,643,101.01


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.