Page 1
Chase Manhattan Auto Owner Trust 1998-A

                                                Statement to Certificateholders
                                                January 15 2002




        DISTRIBUTION IN DOLLARS
               ORIGINAL               PRIOR                                                                            CURRENT
                 FACE               PRINCIPAL                                                   REALIZED   DEFERRED    PRINCIPAL
CLASS           VALUE               BALANCE         PRINCIPAL      INTEREST        TOTAL          LOSES    INTEREST     BALANCE
                                                                                               
A1           238,000,000.00                0.00            0.00          0.00            0.00      0.00      0.00             0.00
A2           204,000,000.00                0.00            0.00          0.00            0.00      0.00      0.00             0.00
A3           294,000,000.00                0.00            0.00          0.00            0.00      0.00      0.00             0.00
A4           246,000,000.00       52,022,227.18    8,364,523.98    251,440.76    8,615,964.74      0.00      0.00    43,657,703.20
B1            30,620,164.79       30,620,164.79            0.00    153,100.82      153,100.82      0.00      0.00    30,620,164.79
TOTALS     1,012,620,164.79       82,642,391.97    8,364,523.98    404,541.58    8,769,065.56      0.00      0.00    74,277,867.99




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE
                                                                                               PASS-THROUGH RATES
               PRIOR                                                      CURRENT                         CURRENT
             PRINCIPAL                                                   PRINCIPAL      CLASS           PASS THRU
CLASS         FACTOR         PRINCIPAL     INTEREST      TOTAL            FACTOR                             RATE
                                                                                  
A1           0.00000000     0.00000000    0.00000000    0.00000000       0.00000000       A1           5.549000 %
A2           0.00000000     0.00000000    0.00000000    0.00000000       0.00000000       A2           5.679000 %
A3           0.00000000     0.00000000    0.00000000    0.00000000       0.00000000       A3           5.700000 %
A4         211.47246821    34.00213000    1.02211691   35.02424691     177.47033821       A4           5.800000 %
B1       1,000.00000000     0.00000000    4.99999987    4.99999987   1,000.00000000       B1           6.000000 %
TOTALS      81.61242966     8.26027791    0.39949983    8.65977774      73.35215175



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                         Page 2
Chase Manhattan Auto Owner Trust 1998-A
                                               Statement to Certificateholders
                                               January 15 2002


                                                                                    
                                 Due Period                                                          47
                                 Due Period Beginning Date                                     12/01/01
                                 Due Period End Date                                           12/31/01
                                 Determination Date                                            01/10/02

Section 5.8(iii)          Servicing Fee                                                       68,868.66
Section 5.8(iii)          Servicing Fee per $1000                                            0.06801036

Section 5.8(iv)           Administration Fee                                                   1,000.00
Section 5.8(iv)           Administration Fee per $1000                                       0.00098754

Section 5.8(vi)           Pool Balance at the end of the Collection Period                74,277,867.99

Section 5.8(vii)          Repurchase Amounts for Repurchased Receivable
                          By Seller                                                                0.00
                          By Servicer                                                         39,127.11
                          TOTAL                                                               39,127.11

Section 5.8(viii)         Realized Net Losses for Collection Period                           39,643.93

Section 5.8(ix)           Reserve Account Balance after Disbursement                       7,594,651.24

Section 5.8(x)            Specified Reserve Account Balance                                7,594,651.24

Section 5.8(xi)           Total Distribution Amount                                        8,929,384.93
                          Servicing Fee                                                       68,868.66
                          Administration Fee                                                   1,000.00
                          Noteholders Distribution Amount                                  8,615,964.74
                          Certficateholders Distribution Amount                              153,100.82
                          Deposit to Reserve Account                                          90,450.71


                 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                        Page 1
Chase Manhattan Auto Owner Trust 1998-B
                                               Statement to Certificateholders
                                               January 15 2002



        DISTRIBUTION IN DOLLARS
               ORIGINAL          PRIOR                                                                                      CURRENT
               FACE              PRINCIPAL                                                       REALIZED   DEFERRED      PRINCIPAL
CLASS          VALUE             BALANCE           PRINCIPAL      INTEREST           TOTAL         LOSES    INTEREST        BALANCE
                                                                                             
A1           250,000,000.00              0.00             0.00           0.00             0.00      0.00      0.00             0.00
A2           200,000,000.00              0.00             0.00           0.00             0.00      0.00      0.00             0.00
A3           321,000,000.00              0.00             0.00           0.00             0.00      0.00      0.00             0.00
A4           282,800,000.00     79,655,894.29    10,332,044.54     385,003.49    10,717,048.03      0.00      0.00    69,323,849.75
B1            32,604,142.65     32,604,142.65             0.00     164,379.22       164,379.22      0.00      0.00    32,604,142.65
TOTALS     1,086,404,142.65    112,260,036.94    10,332,044.54     549,382.71    10,881,427.25      0.00      0.00   101,927,992.40



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                  PASS-THROUGH RATES
             PRIOR                                                      CURRENT                               CURRENT
             PRINCIPAL                                                  PRINCIPAL          CLASS            PASS THRU
CLASS        FACTOR           PRINCIPAL     INTEREST        TOTAL       FACTOR                                   RATE
                                                                              
A1             0.00000000     0.00000000    0.00000000    0.00000000      0.00000000         A1            5.578000 %
A2             0.00000000     0.00000000    0.00000000    0.00000000      0.00000000         A2            5.729000 %
A3             0.00000000     0.00000000    0.00000000    0.00000000      0.00000000         A3            5.750000 %
A4           281.66865025    36.53481096    1.36139848   37.89620944    245.13383929         A4            5.800000 %
B1         1,000.00000000     0.00000000    5.04166669    5.04166669  1,000.00000000         B1            6.050000 %
TOTALS       103.33174602     9.51031401    0.50568908   10.01600309     93.82143201



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                        Page 2
Chase Manhattan Auto Owner Trust 1998-B

                                                Statement to Certificateholders
                                                January 15 2002


                                                                                                   
                                                Due Period                                                              45
                                                Due Period Beginning Date                                         12/01/01
                                                Due Period End Date                                               12/31/01
                                                Determination Date                                                01/10/02

Section 5.8(iii)                        Servicing Fee                                                            93,550.03
Section 5.8(iii)                        Servicing Fee per $1000                                                 0.08610979

Section 5.8(iv)                         Administration Fee                                                        1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                            0.00092047

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                    101,927,992.40

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                     0.00
                                        By Servicer                                                              71,853.41
                                        TOTAL                                                                    71,853.41

Section 5.8(viii)                       Realized Net Losses for Collection Period                               126,740.91

Section 5.8(ix)                         Reserve Account Balance after Disbursement                            8,148,031.07

Section 5.8(x)                          Specified Reserve Account Balance                                     8,148,031.07

Section 5.8(xi)                         Total Distribution Amount                                            11,026,774.58
                                        Servicing Fee                                                            93,550.03
                                        Administration Fee                                                        1,000.00
                                        Noteholders Distribution Amount                                      10,717,048.03
                                        Certficateholders Distribution Amount                                   164,379.22
                                        Deposit to Reserve Account                                               50,797.30


                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                        Page 1
Chase Manhattan Auto Owner Trust 1998-C

                                               Statement to Certificateholders
                                               January 15 2002


        DISTRIBUTION IN DOLLARS
           ORIGINAL            PRIOR                                                                                      CURRENT
            FACE               PRINCIPAL                                                      REALIZED   DEFERRED       PRINCIPAL
CLASS       VALUE              BALANCE            PRINCIPAL      INTEREST        TOTAL          LOSES    INTEREST         BALANCE
                                                                                             
A1           258,000,000.00             0.00             0.00          0.00            0.00      0.00      0.00                0.00
A2           195,000,000.00             0.00             0.00          0.00            0.00      0.00      0.00                0.00
A3           325,000,000.00             0.00             0.00          0.00            0.00      0.00      0.00                0.00
A4           283,900,000.00   125,629,723.04    11,127,524.63    612,444.90   11,739,969.53      0.00      0.00      114,502,198.41
B1            32,889,211.45    11,911,780.21       344,150.25     59,558.90      403,709.15      0.00      0.00       11,567,629.96
TOTALS     1,094,789,211.45   137,541,503.25    11,471,674.88    672,003.80   12,143,678.68      0.00      0.00      126,069,828.37



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                               PASS-THROUGH RATES
                 PRIOR                                                                CURRENT                              CURRENT
                 PRINCIPAL                                                            PRINCIPAL         CLASS            PASS THRU
CLASS            FACTOR             PRINCIPAL       INTEREST        TOTAL             FACTOR                                  RATE
                                                                                           
A1              0.00000000         0.00000000      0.00000000      0.00000000         0.00000000          A1            5.588000 %
A2              0.00000000         0.00000000      0.00000000      0.00000000         0.00000000          A2            5.747000 %
A3              0.00000000         0.00000000      0.00000000      0.00000000         0.00000000          A3            5.800000 %
A4            442.51399451        39.19522589      2.15725572     41.35248161       403.31876862          A4            5.850000 %
B1            362.17895428        10.46392525      1.81089474     12.27481999       351.71502903          B1            6.000000 %
TOTALS        125.63286321        10.47843252      0.61382026     11.09225279       115.15443069



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                         Page 2


Chase Manhattan Auto Owner Trust 1998-C

                                                Statement to Certificateholders
                                                January 15 2002


                                                                                                           
                                               Due Period                                                                     43
                                               Due Period Beginning Date                                                12/01/01
                                               Due Period End Date                                                      12/31/01
                                               Determination Date                                                       01/10/02

Section 5.8(iii)                        Servicing Fee                                                                 114,617.92
Section 5.8(iii)                        Servicing Fee per $1000                                                       0.10469405

Section 5.8(iv)                         Administration Fee                                                              1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                  0.00091342

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                          126,069,828.37

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                           0.00
                                        By Servicer                                                                    81,527.74
                                        TOTAL                                                                          81,527.74

Section 5.8(viii)                       Realized Net Losses for Collection Period                                     144,693.70

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                  8,210,919.09

Section 5.8(x)                          Specified Reserve Account Balance                                           8,210,919.09

Section 5.8(xi)                         Total Distribution Amount                                                  12,347,641.16
                                        Servicing Fee                                                                 114,617.92
                                        Administration Fee                                                              1,000.00
                                        Noteholders Distribution Amount                                            11,739,969.53
                                        Certficateholders Distribution Amount                                         403,709.15
                                        Deposit to Reserve Account                                                     88,344.56


                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                        Page 1
Chase Manhattan Auto Owner Trust 2000-A

                                               Statement to Certificateholders
                                               January 15 2002



        DISTRIBUTION IN DOLLARS
             ORIGINAL           PRIOR                                                                                      CURRENT
             FACE               PRINCIPAL                                                     REALIZED    DEFERRED       PRINCIPAL
CLASS        VALUE              BALANCE          PRINCIPAL       INTEREST         TOTAL         LOSES     INTEREST         BALANCE
                                                                                           
A1          259,000,000.00             0.00             0.00            0.00            0.00     0.00       0.00              0.00
A2          292,000,000.00   104,229,866.17    31,511,878.73      547,206.80   32,059,085.53     0.00       0.00     72,717,987.44
A3          397,000,000.00   397,000,000.00             0.00    2,054,475.00    2,054,475.00     0.00       0.00    397,000,000.00
A4          294,000,000.00   294,000,000.00             0.00    1,533,700.00    1,533,700.00     0.00       0.00    294,000,000.00
B1           38,466,538.08    32,659,214.35       974,594.19      176,359.76    1,150,953.95     0.00       0.00     31,684,620.16
TOTALS    1,280,466,538.08   827,889,080.52    32,486,472.92    4,311,741.56   36,798,214.48     0.00       0.00    795,402,607.60



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                           PRIOR                                                            CURRENT                         CURRENT
                           PRINCIPAL                                                        PRINCIPAL     CLASS           PASS THRU
CLASS        CUSIP         FACTOR             PRINCIPAL      INTEREST       TOTAL             FACTOR                           RATE
                                                                                         
A1          161581bk8         0.00000000      0.00000000     0.00000000     0.00000000        0.00000000    A1           6.470000 %
A2          161581bl6       356.95159647    107.91739291     1.87399589   109.79138880      249.03420356    A2           6.300000 %
A3          161581bm4     1,000.00000000      0.00000000     5.17500000     5.17500000    1,000.00000000    A3           6.210000 %
A4          161581bn2     1,000.00000000      0.00000000     5.21666667     5.21666667    1,000.00000000    A4           6.260000 %
B1          161581bp7       849.02920773     25.33615549     4.58475779    29.92091328      823.69305223    B1           6.480000 %
TOTALS                      646.55268677     25.37080974     3.36732076    28.73813051      621.18187703



IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                        Page 2
Chase Manhattan Auto Owner Trust 2000-A

                                                Statement to Certificateholders
                                                January 15 2002


                                                                                                 
                                                Due Period                                                           13
                                                Due Period Beginning Date                                      12/01/01
                                                Due Period End Date                                            12/31/01
                                                Determination Date                                             01/10/02

Section 5.8(iii)                        Servicing Fee                                                        689,907.57
Section 5.8(iii)                        Servicing Fee per $1000                                              0.53879391

Section 5.8(iv)                         Administration Fee                                                     1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                         0.00078097

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                 795,402,607.60

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                  0.00
                                        By Servicer                                                           88,524.21
                                        TOTAL                                                                 88,524.21

Section 5.8(viii)                       Realized Net Losses for Collection Period                            642,906.26

Section 5.8(ix)                         Reserve Account Balance after Disbursement                        17,896,558.67

Section 5.8(x)                          Specified Reserve Account Balance                                 17,896,558.67

Section 5.8(xi)                         Total Distribution Amount                                         38,245,009.08
                                        Servicing Fee                                                        689,907.57
                                        Administration Fee                                                     1,000.00
                                        Noteholders Distribution Amount                                   35,647,260.53
                                        Certficateholders Distribution Amount                              1,150,953.95
                                        Deposit to Reserve Account                                           755,887.03


                 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                         Page 1

Chase Manhattan Auto Owner Trust 2001-A

                                               Statement to Certificateholders
                                               January 15 2002




        DISTRIBUTION IN DOLLARS
            ORIGINAL              PRIOR                                                                                  CURRENT
            FACE                  PRINCIPAL                                                    REALIZED   DEFERRED       PRINCIPAL
CLASS       VALUE                 BALANCE          PRINCIPAL       INTEREST         TOTAL        LOSES    INTEREST       BALANCE
                                                                                             
A1          279,000,000.00       85,574,347.08   34,077,719.07     252,301.70   34,330,020.77     0.00      0.00      51,496,628.01
A2          243,000,000.00      243,000,000.00            0.00     807,975.00      807,975.00     0.00      0.00     243,000,000.00
A3          384,000,000.00      384,000,000.00            0.00   1,456,000.00    1,456,000.00     0.00      0.00     384,000,000.00
A4          258,100,000.00      258,100,000.00            0.00   1,090,472.50    1,090,472.50     0.00      0.00     258,100,000.00
B            36,016,952.89       36,016,952.89            0.00     151,871.48      151,871.48     0.00      0.00      36,016,952.89
TOTALS    1,200,116,952.89    1,006,691,299.97   34,077,719.07   3,758,620.68   37,836,339.75     0.00      0.00     972,613,580.90



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                           PRIOR                                                          CURRENT                           CURRENT
                           PRINCIPAL                                                       PRINCIPAL      CLASS           PASS THRU
CLASS        CUSIP         FACTOR             PRINCIPAL     INTEREST       TOTAL             FACTOR                            RATE
                                                                                         
A1           161581BQ5      306.71808989    122.14236226    0.90430717   123.04666943      184.57572763     A1           3.660000 %
A2           161581BR3    1,000.00000000      0.00000000    3.32500000     3.32500000    1,000.00000000     A2           3.990000 %
A3           161581BS1    1,000.00000000      0.00000000    3.79166667     3.79166667    1,000.00000000     A3           4.550000 %
A4           161581BT9    1,000.00000000      0.00000000    4.22500000     4.22500000    1,000.00000000     A4           5.070000 %
B            N/A          1,000.00000000      0.00000000    4.21666654     4.21666654    1,000.00000000     B            5.060000 %
TOTALS                      838.82766388     28.39533179    3.13187866    31.52721046      810.43233208



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                         Page 2
Chase Manhattan Auto Owner Trust 2001-A

                                               January 15 2002
                                               STATEMENT TO CERTIFICATEHOLDERS


                                                                                                        
                                                               Due Period                                                   6
                                                               Due Period Beginning Date                             12/01/01
                                                               Due Period End Date                                   12/31/01
                                                               Determination Date                                    01/10/02

Section 5.8(iii)                        Servicing Fee                                                              838,909.42
Section 5.8(iii)                        Servicing Fee per $1000                                                    0.69902306

Section 5.8(iv)                         Administration Fee                                                           1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                               0.00083325

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                       972,613,580.90

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                        0.00
                                        By Servicer                                                                 90,357.19
                                        TOTAL                                                                       90,357.19

Section 5.8(viii)                       Realized Net Losses for Collection Period                                  456,295.78

Section 5.8(ix)                         Reserve Account Balance after Disbursement                              21,883,805.57

Section 5.8(x)                          Specified Reserve Account Balance                                       21,883,805.57

Section 5.8(xi)                         Total Distribution Amount                                               40,355,409.23
                                        Servicing Fee                                                              838,909.42
                                        Administration Fee                                                           1,000.00
                                        Noteholders Distribution Amount                                         37,684,468.27
                                        Certficateholders Distribution Amount                                      151,871.48
                                        Deposit to Reserve Account                                               1,679,160.06


                 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                        Page 1
Chase Manhattan Auto Owner Trust 2001-B

                                               Statement to Certificateholders
                                               January 15 2002




        DISTRIBUTION IN DOLLARS
           ORIGINAL              PRIOR                                                                                    CURRENT
           FACE                  PRINCIPAL                                                    REALIZED  DEFERRED        PRINCIPAL
CLASS      VALUE                 BALANCE          PRINCIPAL      INTEREST         TOTAL         LOSES    INTEREST        BALANCE
                                                                                          
A1          280,000,000.00     231,882,106.01   39,168,542.32     407,210.74   39,575,753.06     0.00      0.00      192,713,563.69
A2          300,000,000.00     300,000,000.00            0.00     610,000.00      610,000.00     0.00      0.00      300,000,000.00
A3          365,000,000.00     365,000,000.00            0.00     939,875.00      939,875.00     0.00      0.00      365,000,000.00
A4          322,380,000.00     322,380,000.00            0.00   1,020,870.00    1,020,870.00     0.00      0.00      322,380,000.00
B            32,503,047.00      32,503,047.00            0.00     101,572.02      101,572.02     0.00      0.00       32,503,047.00
TOTALS    1,299,883,047.00   1,251,765,153.01   39,168,542.32   3,079,527.76   42,248,070.08     0.00      0.00    1,212,596,610.69



    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                           PRIOR                                                          CURRENT                           CURRENT
                           PRINCIPAL                                                      PRINCIPAL       CLASS           PASS THRU
CLASS        CUSIP         FACTOR             PRINCIPAL     INTEREST       TOTAL          FACTOR                               RATE
                                                                                         
A1          161581BV4       828.15037861    139.88765114    1.45432407   141.34197521      688.26272746     A1           2.180000 %
A2          161581BW2     1,000.00000000      0.00000000    2.03333333     2.03333333    1,000.00000000     A2           2.440000 %
A3          161581BX0     1,000.00000000      0.00000000    2.57500000     2.57500000    1,000.00000000     A3           3.090000 %
A4          161581BY8     1,000.00000000      0.00000000    3.16666667     3.16666667    1,000.00000000     A4           3.800000 %
B           161581BZ5     1,000.00000000      0.00000000    3.12499994     3.12499994    1,000.00000000     B            3.750000 %
TOTALS                      962.98290519     30.13235876    2.36908064    32.50143940      932.85054643



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                        Page 2
Chase Manhattan Auto Owner Trust 2001-B

                                               January 15 2002
                                               STATEMENT TO CERTIFICATEHOLDERS


                                                                                                     
                                                              Due Period                                                    2
                                                              Due Period Beginning Date                              12/01/01
                                                              Due Period End Date                                    12/31/01
                                                              Determination Date                                     01/10/02

Section 5.8(iii)                        Servicing Fee                                                            1,043,137.63
Section 5.8(iii)                        Servicing Fee per $1000                                                    0.80248576

Section 5.8(iv)                         Administration Fee                                                           1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                               0.00076930

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                     1,212,596,616.56

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                        0.00
                                        By Servicer                                                                 58,005.90
                                        TOTAL                                                                       58,005.90

Section 5.8(viii)                       Realized Net Losses for Collection Period                                    5,869.09

Section 5.8(ix)                         Reserve Account Balance after Disbursement                              17,302,104.02

Section 5.8(x)                          Specified Reserve Account Balance                                       21,220,440.79

Section 5.8(xi)                         Total Distribution Amount                                               47,202,087.82
                                        Servicing Fee                                                            1,043,137.63
                                        Administration Fee                                                           1,000.00
                                        Noteholders Distribution Amount                                         42,146,498.06
                                        Certficateholders Distribution Amount                                      101,572.02
                                        Deposit to Reserve Account                                               3,909,880.11



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