Page 1 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders January 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 246,000,000.00 52,022,227.18 8,364,523.98 251,440.76 8,615,964.74 0.00 0.00 43,657,703.20 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 0.00 30,620,164.79 TOTALS 1,012,620,164.79 82,642,391.97 8,364,523.98 404,541.58 8,769,065.56 0.00 0.00 74,277,867.99 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.549000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.679000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 5.700000 % A4 211.47246821 34.00213000 1.02211691 35.02424691 177.47033821 A4 5.800000 % B1 1,000.00000000 0.00000000 4.99999987 4.99999987 1,000.00000000 B1 6.000000 % TOTALS 81.61242966 8.26027791 0.39949983 8.65977774 73.35215175 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders January 15 2002 Due Period 47 Due Period Beginning Date 12/01/01 Due Period End Date 12/31/01 Determination Date 01/10/02 Section 5.8(iii) Servicing Fee 68,868.66 Section 5.8(iii) Servicing Fee per $1000 0.06801036 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 74,277,867.99 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 39,127.11 TOTAL 39,127.11 Section 5.8(viii) Realized Net Losses for Collection Period 39,643.93 Section 5.8(ix) Reserve Account Balance after Disbursement 7,594,651.24 Section 5.8(x) Specified Reserve Account Balance 7,594,651.24 Section 5.8(xi) Total Distribution Amount 8,929,384.93 Servicing Fee 68,868.66 Administration Fee 1,000.00 Noteholders Distribution Amount 8,615,964.74 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 90,450.71 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 1998-B Statement to Certificateholders January 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 200,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 321,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 282,800,000.00 79,655,894.29 10,332,044.54 385,003.49 10,717,048.03 0.00 0.00 69,323,849.75 B1 32,604,142.65 32,604,142.65 0.00 164,379.22 164,379.22 0.00 0.00 32,604,142.65 TOTALS 1,086,404,142.65 112,260,036.94 10,332,044.54 549,382.71 10,881,427.25 0.00 0.00 101,927,992.40 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.578000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.729000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 5.750000 % A4 281.66865025 36.53481096 1.36139848 37.89620944 245.13383929 A4 5.800000 % B1 1,000.00000000 0.00000000 5.04166669 5.04166669 1,000.00000000 B1 6.050000 % TOTALS 103.33174602 9.51031401 0.50568908 10.01600309 93.82143201 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 1998-B Statement to Certificateholders January 15 2002 Due Period 45 Due Period Beginning Date 12/01/01 Due Period End Date 12/31/01 Determination Date 01/10/02 Section 5.8(iii) Servicing Fee 93,550.03 Section 5.8(iii) Servicing Fee per $1000 0.08610979 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00092047 Section 5.8(vi) Pool Balance at the end of the Collection Period 101,927,992.40 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 71,853.41 TOTAL 71,853.41 Section 5.8(viii) Realized Net Losses for Collection Period 126,740.91 Section 5.8(ix) Reserve Account Balance after Disbursement 8,148,031.07 Section 5.8(x) Specified Reserve Account Balance 8,148,031.07 Section 5.8(xi) Total Distribution Amount 11,026,774.58 Servicing Fee 93,550.03 Administration Fee 1,000.00 Noteholders Distribution Amount 10,717,048.03 Certficateholders Distribution Amount 164,379.22 Deposit to Reserve Account 50,797.30 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 1998-C Statement to Certificateholders January 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 258,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 195,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 325,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 283,900,000.00 125,629,723.04 11,127,524.63 612,444.90 11,739,969.53 0.00 0.00 114,502,198.41 B1 32,889,211.45 11,911,780.21 344,150.25 59,558.90 403,709.15 0.00 0.00 11,567,629.96 TOTALS 1,094,789,211.45 137,541,503.25 11,471,674.88 672,003.80 12,143,678.68 0.00 0.00 126,069,828.37 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.588000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.747000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 5.800000 % A4 442.51399451 39.19522589 2.15725572 41.35248161 403.31876862 A4 5.850000 % B1 362.17895428 10.46392525 1.81089474 12.27481999 351.71502903 B1 6.000000 % TOTALS 125.63286321 10.47843252 0.61382026 11.09225279 115.15443069 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 1998-C Statement to Certificateholders January 15 2002 Due Period 43 Due Period Beginning Date 12/01/01 Due Period End Date 12/31/01 Determination Date 01/10/02 Section 5.8(iii) Servicing Fee 114,617.92 Section 5.8(iii) Servicing Fee per $1000 0.10469405 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00091342 Section 5.8(vi) Pool Balance at the end of the Collection Period 126,069,828.37 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 81,527.74 TOTAL 81,527.74 Section 5.8(viii) Realized Net Losses for Collection Period 144,693.70 Section 5.8(ix) Reserve Account Balance after Disbursement 8,210,919.09 Section 5.8(x) Specified Reserve Account Balance 8,210,919.09 Section 5.8(xi) Total Distribution Amount 12,347,641.16 Servicing Fee 114,617.92 Administration Fee 1,000.00 Noteholders Distribution Amount 11,739,969.53 Certficateholders Distribution Amount 403,709.15 Deposit to Reserve Account 88,344.56 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders January 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 104,229,866.17 31,511,878.73 547,206.80 32,059,085.53 0.00 0.00 72,717,987.44 A3 397,000,000.00 397,000,000.00 0.00 2,054,475.00 2,054,475.00 0.00 0.00 397,000,000.00 A4 294,000,000.00 294,000,000.00 0.00 1,533,700.00 1,533,700.00 0.00 0.00 294,000,000.00 B1 38,466,538.08 32,659,214.35 974,594.19 176,359.76 1,150,953.95 0.00 0.00 31,684,620.16 TOTALS 1,280,466,538.08 827,889,080.52 32,486,472.92 4,311,741.56 36,798,214.48 0.00 0.00 795,402,607.60 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 356.95159647 107.91739291 1.87399589 109.79138880 249.03420356 A2 6.300000 % A3 161581bm4 1,000.00000000 0.00000000 5.17500000 5.17500000 1,000.00000000 A3 6.210000 % A4 161581bn2 1,000.00000000 0.00000000 5.21666667 5.21666667 1,000.00000000 A4 6.260000 % B1 161581bp7 849.02920773 25.33615549 4.58475779 29.92091328 823.69305223 B1 6.480000 % TOTALS 646.55268677 25.37080974 3.36732076 28.73813051 621.18187703 IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders January 15 2002 Due Period 13 Due Period Beginning Date 12/01/01 Due Period End Date 12/31/01 Determination Date 01/10/02 Section 5.8(iii) Servicing Fee 689,907.57 Section 5.8(iii) Servicing Fee per $1000 0.53879391 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 795,402,607.60 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 88,524.21 TOTAL 88,524.21 Section 5.8(viii) Realized Net Losses for Collection Period 642,906.26 Section 5.8(ix) Reserve Account Balance after Disbursement 17,896,558.67 Section 5.8(x) Specified Reserve Account Balance 17,896,558.67 Section 5.8(xi) Total Distribution Amount 38,245,009.08 Servicing Fee 689,907.57 Administration Fee 1,000.00 Noteholders Distribution Amount 35,647,260.53 Certficateholders Distribution Amount 1,150,953.95 Deposit to Reserve Account 755,887.03 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders January 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 279,000,000.00 85,574,347.08 34,077,719.07 252,301.70 34,330,020.77 0.00 0.00 51,496,628.01 A2 243,000,000.00 243,000,000.00 0.00 807,975.00 807,975.00 0.00 0.00 243,000,000.00 A3 384,000,000.00 384,000,000.00 0.00 1,456,000.00 1,456,000.00 0.00 0.00 384,000,000.00 A4 258,100,000.00 258,100,000.00 0.00 1,090,472.50 1,090,472.50 0.00 0.00 258,100,000.00 B 36,016,952.89 36,016,952.89 0.00 151,871.48 151,871.48 0.00 0.00 36,016,952.89 TOTALS 1,200,116,952.89 1,006,691,299.97 34,077,719.07 3,758,620.68 37,836,339.75 0.00 0.00 972,613,580.90 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BQ5 306.71808989 122.14236226 0.90430717 123.04666943 184.57572763 A1 3.660000 % A2 161581BR3 1,000.00000000 0.00000000 3.32500000 3.32500000 1,000.00000000 A2 3.990000 % A3 161581BS1 1,000.00000000 0.00000000 3.79166667 3.79166667 1,000.00000000 A3 4.550000 % A4 161581BT9 1,000.00000000 0.00000000 4.22500000 4.22500000 1,000.00000000 A4 5.070000 % B N/A 1,000.00000000 0.00000000 4.21666654 4.21666654 1,000.00000000 B 5.060000 % TOTALS 838.82766388 28.39533179 3.13187866 31.52721046 810.43233208 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-A January 15 2002 STATEMENT TO CERTIFICATEHOLDERS Due Period 6 Due Period Beginning Date 12/01/01 Due Period End Date 12/31/01 Determination Date 01/10/02 Section 5.8(iii) Servicing Fee 838,909.42 Section 5.8(iii) Servicing Fee per $1000 0.69902306 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00083325 Section 5.8(vi) Pool Balance at the end of the Collection Period 972,613,580.90 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 90,357.19 TOTAL 90,357.19 Section 5.8(viii) Realized Net Losses for Collection Period 456,295.78 Section 5.8(ix) Reserve Account Balance after Disbursement 21,883,805.57 Section 5.8(x) Specified Reserve Account Balance 21,883,805.57 Section 5.8(xi) Total Distribution Amount 40,355,409.23 Servicing Fee 838,909.42 Administration Fee 1,000.00 Noteholders Distribution Amount 37,684,468.27 Certficateholders Distribution Amount 151,871.48 Deposit to Reserve Account 1,679,160.06 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders January 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 231,882,106.01 39,168,542.32 407,210.74 39,575,753.06 0.00 0.00 192,713,563.69 A2 300,000,000.00 300,000,000.00 0.00 610,000.00 610,000.00 0.00 0.00 300,000,000.00 A3 365,000,000.00 365,000,000.00 0.00 939,875.00 939,875.00 0.00 0.00 365,000,000.00 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 B 32,503,047.00 32,503,047.00 0.00 101,572.02 101,572.02 0.00 0.00 32,503,047.00 TOTALS 1,299,883,047.00 1,251,765,153.01 39,168,542.32 3,079,527.76 42,248,070.08 0.00 0.00 1,212,596,610.69 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BV4 828.15037861 139.88765114 1.45432407 141.34197521 688.26272746 A1 2.180000 % A2 161581BW2 1,000.00000000 0.00000000 2.03333333 2.03333333 1,000.00000000 A2 2.440000 % A3 161581BX0 1,000.00000000 0.00000000 2.57500000 2.57500000 1,000.00000000 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % B 161581BZ5 1,000.00000000 0.00000000 3.12499994 3.12499994 1,000.00000000 B 3.750000 % TOTALS 962.98290519 30.13235876 2.36908064 32.50143940 932.85054643 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B January 15 2002 STATEMENT TO CERTIFICATEHOLDERS Due Period 2 Due Period Beginning Date 12/01/01 Due Period End Date 12/31/01 Determination Date 01/10/02 Section 5.8(iii) Servicing Fee 1,043,137.63 Section 5.8(iii) Servicing Fee per $1000 0.80248576 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,212,596,616.56 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 58,005.90 TOTAL 58,005.90 Section 5.8(viii) Realized Net Losses for Collection Period 5,869.09 Section 5.8(ix) Reserve Account Balance after Disbursement 17,302,104.02 Section 5.8(x) Specified Reserve Account Balance 21,220,440.79 Section 5.8(xi) Total Distribution Amount 47,202,087.82 Servicing Fee 1,043,137.63 Administration Fee 1,000.00 Noteholders Distribution Amount 42,146,498.06 Certficateholders Distribution Amount 101,572.02 Deposit to Reserve Account 3,909,880.11 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.