Page 1
Chase Manhattan Auto Owner Trust 1998-A
                                Statement to Certificateholders
                                February 15 2002



        DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                     CURRENT
               FACE           PRINCIPAL                                                         REALIZED    DEFERRED     PRINCIPAL
 CLASS         VALUE           BALANCE        PRINCIPAL      INTEREST        TOTAL                LOSES     INTEREST      BALANCE
                                                                                              
A1         238,000,000.00            0.00            0.00         0.00            0.00             0.00       0.00              0.00
A2         204,000,000.00            0.00            0.00         0.00            0.00             0.00       0.00              0.00
A3         294,000,000.00            0.00            0.00         0.00            0.00             0.00       0.00              0.00
A4         246,000,000.00   43,657,703.20    8,340,031.81   211,012.23    8,551,044.04             0.00       0.00     35,317,671.39
B1          30,620,164.79   30,620,164.79            0.00   153,100.82      153,100.82             0.00       0.00     30,620,164.79
TOTALS   1,012,620,164.79   74,277,867.99    8,340,031.81   364,113.05    8,704,144.86             0.00       0.00     65,937,836.18




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                            PASS-THROUGH RATES
                PRIOR                                                          CURRENT                                     CURRENT
              PRINCIPAL                                                       PRINCIPAL                  CLASS            PASS THRU
 CLASS          FACTOR         PRINCIPAL      INTEREST      TOTAL              FACTOR                                       RATE
                                                                                                
A1             0.00000000     0.00000000     0.00000000    0.00000000         0.00000000                   A1             5.549000 %
A2             0.00000000     0.00000000     0.00000000    0.00000000         0.00000000                   A2             5.679000 %
A3             0.00000000     0.00000000     0.00000000    0.00000000         0.00000000                   A3             5.700000 %
A4           177.47033821    33.90256833     0.85777329   34.76034163       143.56776988                   A4             5.800000 %
B1         1,000.00000000     0.00000000     4.99999987    4.99999987     1,000.00000000                   B1             6.000000 %
TOTALS        73.35215175     8.23609098     0.35957515    8.59566614        65.11606076



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2
Chase Manhattan Auto Owner Trust 1998-A
                                Statement to Certificateholders
                                February 15 2002


                                                                                                               
                                          Due Period                                                                              48
                                          Due Period Beginning Date                                                         01/01/02
                                          Due Period End Date                                                               01/31/02
                                          Determination Date                                                                02/08/02

Section 5.8(iii)           Servicing Fee                                                                                   61,898.22
Section 5.8(iii)           Servicing Fee per $1000                                                                        0.06112679

Section 5.8(iv)            Administration Fee                                                                               1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                   0.00098754

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                            65,937,836.18

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                            0.00
                           By Servicer                                                                                      7,407.21
                           TOTAL                                                                                            7,407.21

Section 5.8(viii)          Realized Net Losses for Collection Period                                                       48,843.21

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                   7,594,651.24

Section 5.8(x)             Specified Reserve Account Balance                                                            7,594,651.24

Section 5.8(xi)            Total Distribution Amount                                                                    8,903,470.91
                           Servicing Fee                                                                                   61,898.22
                           Administration Fee                                                                               1,000.00
                           Noteholders Distribution Amount                                                              8,551,044.04
                           Certficateholders Distribution Amount                                                          153,100.82
                           Deposit to Reserve Account                                                                     136,427.83


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1
Chase Manhattan Auto Owner Trust 1998-B
                                Statement to Certificateholders
                                February 15 2002



        DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                     CURRENT
               FACE           PRINCIPAL                                                         REALIZED    DEFERRED     PRINCIPAL
 CLASS         VALUE           BALANCE        PRINCIPAL      INTEREST        TOTAL                LOSES     INTEREST      BALANCE
                                                                                              
A1         250,000,000.00             0.00           0.00         0.00             0.00           0.00        0.00              0.00
A2         200,000,000.00             0.00           0.00         0.00             0.00           0.00        0.00              0.00
A3         321,000,000.00             0.00           0.00         0.00             0.00           0.00        0.00              0.00
A4         282,800,000.00    69,323,849.75  11,043,161.29   335,065.27    11,378,226.56           0.00        0.00     58,280,688.46
B1          32,604,142.65    32,604,142.65           0.00   164,379.22       164,379.22           0.00        0.00     32,604,142.65
TOTALS   1,086,404,142.65   101,927,992.40  11,043,161.29   499,444.49    11,542,605.78           0.00        0.00     90,884,831.11




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                            PASS-THROUGH RATES
                PRIOR                                                          CURRENT                                     CURRENT
              PRINCIPAL                                                       PRINCIPAL                  CLASS            PASS THRU
 CLASS          FACTOR         PRINCIPAL      INTEREST      TOTAL              FACTOR                                       RATE
                                                                                                
A1             0.00000000      0.00000000    0.00000000    0.00000000         0.00000000                  A1              5.578000 %
A2             0.00000000      0.00000000    0.00000000    0.00000000         0.00000000                  A2              5.729000 %
A3             0.00000000      0.00000000    0.00000000    0.00000000         0.00000000                  A3              5.750000 %
A4           245.13383929     39.04936807    1.18481354   40.23418161       206.08447122                  A4              5.800000 %
B1         1,000.00000000      0.00000000    5.04166669    5.04166669     1,000.00000000                  B1              6.050000 %
TOTALS        93.82143201     10.16487406    0.45972256   10.62459662        83.65655794



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 1998-B
                                Statement to Certificateholders
                                February 15 2002


                                                                                                               
                                          Due Period                                                                              46
                                          Due Period Beginning Date                                                         01/01/02
                                          Due Period End Date                                                               01/31/02
                                          Determination Date                                                                02/08/02

Section 5.8(iii)            Servicing Fee                                                                                  84,939.99
Section 5.8(iii)            Servicing Fee per $1000                                                                       0.07818452

Section 5.8(iv)             Administration Fee                                                                              1,000.00
Section 5.8(iv)             Administration Fee per $1000                                                                  0.00092047

Section 5.8(vi)             Pool Balance at the end of the Collection Period                                           90,884,831.11

Section 5.8(vii)            Repurchase Amounts for Repurchased Receivable
                            By Seller                                                                                           0.00
                            By Servicer                                                                                    64,700.13
                            TOTAL                                                                                          64,700.13

Section 5.8(viii)           Realized Net Losses for Collection Period                                                     178,836.15

Section 5.8(ix)             Reserve Account Balance after Disbursement                                                  8,148,031.07

Section 5.8(x)              Specified Reserve Account Balance                                                           8,148,031.07

Section 5.8(xi)             Total Distribution Amount                                                                  11,683,323.35
                            Servicing Fee                                                                                  84,939.99
                            Administration Fee                                                                              1,000.00
                            Noteholders Distribution Amount                                                            11,378,226.56
                            Certficateholders Distribution Amount                                                         164,379.22
                            Deposit to Reserve Account                                                                     54,777.58


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1
Chase Manhattan Auto Owner Trust 1998-C
                                Statement to Certificateholders
                                February 15 2002


        DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                     CURRENT
               FACE           PRINCIPAL                                                         REALIZED    DEFERRED     PRINCIPAL
 CLASS         VALUE           BALANCE        PRINCIPAL      INTEREST        TOTAL                LOSES     INTEREST      BALANCE
                                                                                              
A1         258,000,000.00             0.00           0.00          0.00            0.00           0.00        0.00              0.00
A2         195,000,000.00             0.00           0.00          0.00            0.00           0.00        0.00              0.00
A3         325,000,000.00             0.00           0.00          0.00            0.00           0.00        0.00              0.00
A4         283,900,000.00   114,502,198.41  11,669,498.36    558,198.22   12,227,696.58           0.00        0.00    102,832,700.05
B1          32,889,211.45    11,567,629.96     360,912.32     57,838.15      418,750.47           0.00        0.00     11,206,717.64
TOTALS   1,094,789,211.45   126,069,828.37  12,030,410.68    616,036.37   12,646,447.05           0.00        0.00    114,039,417.69




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                            PASS-THROUGH RATES
                PRIOR                                                          CURRENT                                     CURRENT
              PRINCIPAL                                                       PRINCIPAL                  CLASS            PASS THRU
 CLASS          FACTOR         PRINCIPAL      INTEREST      TOTAL              FACTOR                                       RATE
                                                                                                
A1           0.00000000        0.00000000    0.00000000    0.00000000         0.00000000                  A1             5.588000 %
A2           0.00000000        0.00000000    0.00000000    0.00000000         0.00000000                  A2             5.747000 %
A3           0.00000000        0.00000000    0.00000000    0.00000000         0.00000000                  A3             5.800000 %
A4         403.31876862       41.10425629    1.96617901   43.07043529       362.21451233                  A4             5.850000 %
B1         351.71502903       10.97357778    1.75857515   12.73215293       340.74145125                  B1             6.000000 %
TOTALS     115.15443069       10.98879177    0.56269861   11.55149039       104.16563892


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 1998-C
                                Statement to Certificateholders
                                February 15 2002


                                                                                                               
                                          Due Period                                                                              44
                                          Due Period Beginning Date                                                         01/01/02
                                          Due Period End Date                                                               01/31/02
                                          Determination Date                                                                02/08/02

Section 5.8(iii)            Servicing Fee                                                                                 105,058.19
Section 5.8(iii)            Servicing Fee per $1000                                                                       0.09596203

Section 5.8(iv)             Administration Fee                                                                              1,000.00
Section 5.8(iv)             Administration Fee per $1000                                                                  0.00091342

Section 5.8(vi)             Pool Balance at the end of the Collection Period                                          114,039,417.69

Section 5.8(vii)            Repurchase Amounts for Repurchased Receivable
                            By Seller                                                                                           0.00
                            By Servicer                                                                                    74,709.91
                            TOTAL                                                                                          74,709.91

Section 5.8(viii)           Realized Net Losses for Collection Period                                                      70,948.16

Section 5.8(ix)             Reserve Account Balance after Disbursement                                                  8,210,919.09

Section 5.8(x)              Specified Reserve Account Balance                                                           8,210,919.09

Section 5.8(xi)             Total Distribution Amount                                                                  12,972,452.38
                            Servicing Fee                                                                                 105,058.19
                            Administration Fee                                                                              1,000.00
                            Noteholders Distribution Amount                                                            12,227,696.58
                            Certficateholders Distribution Amount                                                         418,750.47
                            Deposit to Reserve Account                                                                    219,947.14


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1
Chase Manhattan Auto Owner Trust 2000-A
                                Statement to Certificateholders
                                February 15 2002



        DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                     CURRENT
               FACE           PRINCIPAL                                                         REALIZED    DEFERRED     PRINCIPAL
 CLASS         VALUE           BALANCE        PRINCIPAL      INTEREST        TOTAL                LOSES     INTEREST      BALANCE
                                                                                              
A1         259,000,000.00             0.00            0.00          0.00            0.00           0.00       0.00              0.00
A2         292,000,000.00    72,717,987.44   34,800,089.55    381,769.43   35,181,858.98           0.00       0.00     37,917,897.89
A3         397,000,000.00   397,000,000.00            0.00  2,054,475.00    2,054,475.00           0.00       0.00    397,000,000.00
A4         294,000,000.00   294,000,000.00            0.00  1,533,700.00    1,533,700.00           0.00       0.00    294,000,000.00
B1          38,466,538.08    31,684,620.16    1,076,291.43    171,096.95    1,247,388.38           0.00       0.00     30,608,328.73
TOTALS   1,280,466,538.08   795,402,607.60   35,876,380.98  4,141,041.38   40,017,422.36           0.00       0.00    759,526,226.62




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                          PASS-THROUGH RATES
                         PRIOR                                                    CURRENT                                   CURRENT
                        PRINCIPAL                                                PRINCIPAL                CLASS            PASS THRU
 CLASS     CUSIP         FACTOR        PRINCIPAL     INTEREST      TOTAL          FACTOR                                     RATE
                                                                                                
A1       161581bk8      0.00000000     0.00000000   0.00000000    0.00000000      0.00000000               A1             6.470000 %
A2       161581bl6    249.03420356   119.17838887   1.30742955  120.48581842    129.85581469               A2             6.300000 %
A3       161581bm4  1,000.00000000     0.00000000   5.17500000    5.17500000  1,000.00000000               A3             6.210000 %
A4       161581bn2  1,000.00000000     0.00000000   5.21666667    5.21666667  1,000.00000000               A4             6.260000 %
B1       161581bp7    823.69305223    27.97994007   4.44794251   32.42788258    795.71311217               B1             6.480000 %
TOTALS                621.18187703    28.01821048   3.23400984   31.25222032    593.16366655



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2
Chase Manhattan Auto Owner Trust 2000-A
                                Statement to Certificateholders
                                February 15 2002


                                                                                                               
                                          Due Period                                                                              14
                                          Due Period Beginning Date                                                         01/01/02
                                          Due Period End Date                                                               01/31/02
                                          Determination Date                                                                02/08/02

Section 5.8(iii)            Servicing Fee                                                                                 662,835.51
Section 5.8(iii)            Servicing Fee per $1000                                                                       0.51765157

Section 5.8(iv)             Administration Fee                                                                              1,000.00
Section 5.8(iv)             Administration Fee per $1000                                                                  0.00078097

Section 5.8(vi)             Pool Balance at the end of the Collection Period                                          759,526,226.62

Section 5.8(vii)            Repurchase Amounts for Repurchased Receivable
                            By Seller                                                                                           0.00
                            By Servicer                                                                                   106,512.87
                            TOTAL                                                                                         106,512.87

Section 5.8(viii)           Realized Net Losses for Collection Period                                                     569,244.26

Section 5.8(ix)             Reserve Account Balance after Disbursement                                                 17,089,340.10

Section 5.8(x)              Specified Reserve Account Balance                                                          17,089,340.10

Section 5.8(xi)             Total Distribution Amount                                                                  42,231,708.28
                            Servicing Fee                                                                                 662,835.51
                            Administration Fee                                                                              1,000.00
                            Noteholders Distribution Amount                                                            38,770,033.98
                            Certficateholders Distribution Amount                                                       1,247,388.38
                            Deposit to Reserve Account                                                                  1,550,450.41


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-A
                                Statement to Certificateholders
                                February 15 2002



        DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                     CURRENT
               FACE           PRINCIPAL                                                         REALIZED    DEFERRED     PRINCIPAL
 CLASS         VALUE           BALANCE        PRINCIPAL      INTEREST        TOTAL                LOSES     INTEREST      BALANCE
                                                                                              
A1         279,000,000.00    51,496,628.01  35,864,620.52    162,300.21    36,026,920.73           0.00       0.00     15,632,007.49
A2         243,000,000.00   243,000,000.00           0.00    807,975.00       807,975.00           0.00       0.00    243,000,000.00
A3         384,000,000.00   384,000,000.00           0.00  1,456,000.00     1,456,000.00           0.00       0.00    384,000,000.00
A4         258,100,000.00   258,100,000.00           0.00  1,090,472.50     1,090,472.50           0.00       0.00    258,100,000.00
B           36,016,952.89    36,016,952.89           0.00    151,871.48       151,871.48           0.00       0.00     36,016,952.89
TOTALS   1,200,116,952.89   972,613,580.90  35,864,620.52  3,668,619.19    39,533,239.71           0.00       0.00    936,748,960.38




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                          PASS-THROUGH RATES
                         PRIOR                                                    CURRENT                                   CURRENT
                        PRINCIPAL                                                PRINCIPAL                CLASS            PASS THRU
 CLASS     CUSIP         FACTOR        PRINCIPAL     INTEREST      TOTAL          FACTOR                                     RATE
                                                                                                
A1       161581BQ5    184.57572763  128.54702695    0.58172118  129.12874814       56.02870068              A1            3.660000 %
A2       161581BR3  1,000.00000000    0.00000000    3.32500000    3.32500000    1,000.00000000              A2            3.990000 %
A3       161581BS1  1,000.00000000    0.00000000    3.79166667    3.79166667    1,000.00000000              A3            4.550000 %
A4       161581BT9  1,000.00000000    0.00000000    4.22500000    4.22500000    1,000.00000000              A4            5.070000 %
B        N/A        1,000.00000000    0.00000000    4.21666654    4.21666654    1,000.00000000              B             5.060000 %
TOTALS                810.43233208   29.88427122    3.05688473   32.94115596      780.54806086



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-A
                                Statement to Certificateholders
                                February 15 2002


                                                                                                               
                                          Due Period                                                                               7
                                          Due Period Beginning Date                                                         01/01/02
                                          Due Period End Date                                                               01/31/02
                                          Determination Date                                                                02/08/02

Section 5.8(iii)            Servicing Fee                                                                                 810,511.32
Section 5.8(iii)            Servicing Fee per $1000                                                                       0.67536028

Section 5.8(iv)             Administration Fee                                                                              1,000.00
Section 5.8(iv)             Administration Fee per $1000                                                                  0.00083325

Section 5.8(vi)             Pool Balance at the end of the Collection Period                                          936,748,960.38

Section 5.8(vii)            Repurchase Amounts for Repurchased Receivable
                            By Seller                                                                                           0.00
                            By Servicer                                                                                    67,235.06
                            TOTAL                                                                                          67,235.06

Section 5.8(viii)           Realized Net Losses for Collection Period                                                     453,308.14

Section 5.8(ix)             Reserve Account Balance after Disbursement                                                 21,076,851.61

Section 5.8(x)              Specified Reserve Account Balance                                                          21,076,851.61

Section 5.8(xi)             Total Distribution Amount                                                                  42,130,567.29
                            Servicing Fee                                                                                 810,511.32
                            Administration Fee                                                                              1,000.00
                            Noteholders Distribution Amount                                                            39,381,368.23
                            Certficateholders Distribution Amount                                                         151,871.48
                            Deposit to Reserve Account                                                                  1,785,816.26


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-B
                                Statement to Certificateholders
                                February 15 2002



          DISTRIBUTION IN DOLLARS
                ORIGINAL          PRIOR                                                                                 CURRENT
                 FACE           PRINCIPAL                                                    REALIZED    DEFERRED      PRINCIPAL
 CLASS           VALUE           BALANCE        PRINCIPAL      INTEREST        TOTAL           LOSES     INTEREST       BALANCE
                                                                                            
A1         280,000,000.00    192,713,563.69  41,870,690.57    361,766.18   42,232,456.75        0.00        0.00      150,842,873.12
A2         300,000,000.00    300,000,000.00           0.00    610,000.00      610,000.00        0.00        0.00      300,000,000.00
A3         365,000,000.00    365,000,000.00           0.00    939,875.00      939,875.00        0.00        0.00      365,000,000.00
A4         322,380,000.00    322,380,000.00           0.00  1,020,870.00    1,020,870.00        0.00        0.00      322,380,000.00
B           32,503,047.00     32,503,047.00           0.00    101,572.02      101,572.02        0.00        0.00       32,503,047.00
TOTALS   1,299,883,047.00  1,212,596,610.69  41,870,690.57  3,034,083.20   44,904,773.77        0.00        0.00    1,170,725,920.12




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                          PASS-THROUGH RATES
                         PRIOR                                                    CURRENT                                   CURRENT
                        PRINCIPAL                                                PRINCIPAL                CLASS            PASS THRU
 CLASS     CUSIP         FACTOR        PRINCIPAL     INTEREST      TOTAL          FACTOR                                     RATE
                                                                                                
A1       161581BV4     688.26272746  149.53818061   1.29202207   150.83020268    538.72454686               A1            2.180000 %
A2       161581BW2   1,000.00000000    0.00000000   2.03333333     2.03333333  1,000.00000000               A2            2.440000 %
A3       161581BX0   1,000.00000000    0.00000000   2.57500000     2.57500000  1,000.00000000               A3            3.090000 %
A4       161581BY8   1,000.00000000    0.00000000   3.16666667     3.16666667  1,000.00000000               A4            3.800000 %
B        161581BZ5   1,000.00000000    0.00000000   3.12499994     3.12499994  1,000.00000000               B             3.750000 %
TOTALS                 932.85054643   32.21112135   2.33412014    34.54524149    900.63942508


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3676
Fax: (212) 946-8552
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-B
                                Statement to Certificateholders
                                February 15 2002


                                                                                                               
                                          Due Period                                                                               3
                                          Due Period Beginning Date                                                         01/01/02
                                          Due Period End Date                                                               01/31/02
                                          Determination Date                                                                02/08/02

Section 5.8(iii)            Servicing Fee                                                                               1,010,497.18
Section 5.8(iii)            Servicing Fee per $1000                                                                       0.77737546

Section 5.8(iv)             Administration Fee                                                                              1,000.00
Section 5.8(iv)             Administration Fee per $1000                                                                  0.00076930

Section 5.8(vi)             Pool Balance at the end of the Collection Period                                        1,170,725,925.99

Section 5.8(vii)            Repurchase Amounts for Repurchased Receivable
                            By Seller                                                                                           0.00
                            By Servicer                                                                                    74,580.20
                            TOTAL                                                                                          74,580.20

Section 5.8(viii)           Realized Net Losses for Collection Period                                                      32,773.47

Section 5.8(ix)             Reserve Account Balance after Disbursement                                                 20,487,703.70

Section 5.8(x)              Specified Reserve Account Balance                                                          20,487,703.70

Section 5.8(xi)             Total Distribution Amount                                                                  49,839,989.48
                            Servicing Fee                                                                               1,010,497.18
                            Administration Fee                                                                              1,000.00
                            Noteholders Distribution Amount                                                            44,803,201.75
                            Certficateholders Distribution Amount                                                         101,572.02
                            Deposit to Reserve Account                                                                  3,923,718.53


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.