Page 1 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders February 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 238,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 204,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 294,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 246,000,000.00 43,657,703.20 8,340,031.81 211,012.23 8,551,044.04 0.00 0.00 35,317,671.39 B1 30,620,164.79 30,620,164.79 0.00 153,100.82 153,100.82 0.00 0.00 30,620,164.79 TOTALS 1,012,620,164.79 74,277,867.99 8,340,031.81 364,113.05 8,704,144.86 0.00 0.00 65,937,836.18 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.549000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.679000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 5.700000 % A4 177.47033821 33.90256833 0.85777329 34.76034163 143.56776988 A4 5.800000 % B1 1,000.00000000 0.00000000 4.99999987 4.99999987 1,000.00000000 B1 6.000000 % TOTALS 73.35215175 8.23609098 0.35957515 8.59566614 65.11606076 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 1998-A Statement to Certificateholders February 15 2002 Due Period 48 Due Period Beginning Date 01/01/02 Due Period End Date 01/31/02 Determination Date 02/08/02 Section 5.8(iii) Servicing Fee 61,898.22 Section 5.8(iii) Servicing Fee per $1000 0.06112679 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00098754 Section 5.8(vi) Pool Balance at the end of the Collection Period 65,937,836.18 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 7,407.21 TOTAL 7,407.21 Section 5.8(viii) Realized Net Losses for Collection Period 48,843.21 Section 5.8(ix) Reserve Account Balance after Disbursement 7,594,651.24 Section 5.8(x) Specified Reserve Account Balance 7,594,651.24 Section 5.8(xi) Total Distribution Amount 8,903,470.91 Servicing Fee 61,898.22 Administration Fee 1,000.00 Noteholders Distribution Amount 8,551,044.04 Certficateholders Distribution Amount 153,100.82 Deposit to Reserve Account 136,427.83 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 1998-B Statement to Certificateholders February 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 200,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 321,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 282,800,000.00 69,323,849.75 11,043,161.29 335,065.27 11,378,226.56 0.00 0.00 58,280,688.46 B1 32,604,142.65 32,604,142.65 0.00 164,379.22 164,379.22 0.00 0.00 32,604,142.65 TOTALS 1,086,404,142.65 101,927,992.40 11,043,161.29 499,444.49 11,542,605.78 0.00 0.00 90,884,831.11 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.578000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.729000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 5.750000 % A4 245.13383929 39.04936807 1.18481354 40.23418161 206.08447122 A4 5.800000 % B1 1,000.00000000 0.00000000 5.04166669 5.04166669 1,000.00000000 B1 6.050000 % TOTALS 93.82143201 10.16487406 0.45972256 10.62459662 83.65655794 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 1998-B Statement to Certificateholders February 15 2002 Due Period 46 Due Period Beginning Date 01/01/02 Due Period End Date 01/31/02 Determination Date 02/08/02 Section 5.8(iii) Servicing Fee 84,939.99 Section 5.8(iii) Servicing Fee per $1000 0.07818452 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00092047 Section 5.8(vi) Pool Balance at the end of the Collection Period 90,884,831.11 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 64,700.13 TOTAL 64,700.13 Section 5.8(viii) Realized Net Losses for Collection Period 178,836.15 Section 5.8(ix) Reserve Account Balance after Disbursement 8,148,031.07 Section 5.8(x) Specified Reserve Account Balance 8,148,031.07 Section 5.8(xi) Total Distribution Amount 11,683,323.35 Servicing Fee 84,939.99 Administration Fee 1,000.00 Noteholders Distribution Amount 11,378,226.56 Certficateholders Distribution Amount 164,379.22 Deposit to Reserve Account 54,777.58 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 1998-C Statement to Certificateholders February 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 258,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 195,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 325,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 283,900,000.00 114,502,198.41 11,669,498.36 558,198.22 12,227,696.58 0.00 0.00 102,832,700.05 B1 32,889,211.45 11,567,629.96 360,912.32 57,838.15 418,750.47 0.00 0.00 11,206,717.64 TOTALS 1,094,789,211.45 126,069,828.37 12,030,410.68 616,036.37 12,646,447.05 0.00 0.00 114,039,417.69 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.588000 % A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.747000 % A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 5.800000 % A4 403.31876862 41.10425629 1.96617901 43.07043529 362.21451233 A4 5.850000 % B1 351.71502903 10.97357778 1.75857515 12.73215293 340.74145125 B1 6.000000 % TOTALS 115.15443069 10.98879177 0.56269861 11.55149039 104.16563892 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 1998-C Statement to Certificateholders February 15 2002 Due Period 44 Due Period Beginning Date 01/01/02 Due Period End Date 01/31/02 Determination Date 02/08/02 Section 5.8(iii) Servicing Fee 105,058.19 Section 5.8(iii) Servicing Fee per $1000 0.09596203 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00091342 Section 5.8(vi) Pool Balance at the end of the Collection Period 114,039,417.69 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 74,709.91 TOTAL 74,709.91 Section 5.8(viii) Realized Net Losses for Collection Period 70,948.16 Section 5.8(ix) Reserve Account Balance after Disbursement 8,210,919.09 Section 5.8(x) Specified Reserve Account Balance 8,210,919.09 Section 5.8(xi) Total Distribution Amount 12,972,452.38 Servicing Fee 105,058.19 Administration Fee 1,000.00 Noteholders Distribution Amount 12,227,696.58 Certficateholders Distribution Amount 418,750.47 Deposit to Reserve Account 219,947.14 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders February 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 72,717,987.44 34,800,089.55 381,769.43 35,181,858.98 0.00 0.00 37,917,897.89 A3 397,000,000.00 397,000,000.00 0.00 2,054,475.00 2,054,475.00 0.00 0.00 397,000,000.00 A4 294,000,000.00 294,000,000.00 0.00 1,533,700.00 1,533,700.00 0.00 0.00 294,000,000.00 B1 38,466,538.08 31,684,620.16 1,076,291.43 171,096.95 1,247,388.38 0.00 0.00 30,608,328.73 TOTALS 1,280,466,538.08 795,402,607.60 35,876,380.98 4,141,041.38 40,017,422.36 0.00 0.00 759,526,226.62 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 249.03420356 119.17838887 1.30742955 120.48581842 129.85581469 A2 6.300000 % A3 161581bm4 1,000.00000000 0.00000000 5.17500000 5.17500000 1,000.00000000 A3 6.210000 % A4 161581bn2 1,000.00000000 0.00000000 5.21666667 5.21666667 1,000.00000000 A4 6.260000 % B1 161581bp7 823.69305223 27.97994007 4.44794251 32.42788258 795.71311217 B1 6.480000 % TOTALS 621.18187703 28.01821048 3.23400984 31.25222032 593.16366655 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders February 15 2002 Due Period 14 Due Period Beginning Date 01/01/02 Due Period End Date 01/31/02 Determination Date 02/08/02 Section 5.8(iii) Servicing Fee 662,835.51 Section 5.8(iii) Servicing Fee per $1000 0.51765157 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 759,526,226.62 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 106,512.87 TOTAL 106,512.87 Section 5.8(viii) Realized Net Losses for Collection Period 569,244.26 Section 5.8(ix) Reserve Account Balance after Disbursement 17,089,340.10 Section 5.8(x) Specified Reserve Account Balance 17,089,340.10 Section 5.8(xi) Total Distribution Amount 42,231,708.28 Servicing Fee 662,835.51 Administration Fee 1,000.00 Noteholders Distribution Amount 38,770,033.98 Certficateholders Distribution Amount 1,247,388.38 Deposit to Reserve Account 1,550,450.41 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders February 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 279,000,000.00 51,496,628.01 35,864,620.52 162,300.21 36,026,920.73 0.00 0.00 15,632,007.49 A2 243,000,000.00 243,000,000.00 0.00 807,975.00 807,975.00 0.00 0.00 243,000,000.00 A3 384,000,000.00 384,000,000.00 0.00 1,456,000.00 1,456,000.00 0.00 0.00 384,000,000.00 A4 258,100,000.00 258,100,000.00 0.00 1,090,472.50 1,090,472.50 0.00 0.00 258,100,000.00 B 36,016,952.89 36,016,952.89 0.00 151,871.48 151,871.48 0.00 0.00 36,016,952.89 TOTALS 1,200,116,952.89 972,613,580.90 35,864,620.52 3,668,619.19 39,533,239.71 0.00 0.00 936,748,960.38 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BQ5 184.57572763 128.54702695 0.58172118 129.12874814 56.02870068 A1 3.660000 % A2 161581BR3 1,000.00000000 0.00000000 3.32500000 3.32500000 1,000.00000000 A2 3.990000 % A3 161581BS1 1,000.00000000 0.00000000 3.79166667 3.79166667 1,000.00000000 A3 4.550000 % A4 161581BT9 1,000.00000000 0.00000000 4.22500000 4.22500000 1,000.00000000 A4 5.070000 % B N/A 1,000.00000000 0.00000000 4.21666654 4.21666654 1,000.00000000 B 5.060000 % TOTALS 810.43233208 29.88427122 3.05688473 32.94115596 780.54806086 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders February 15 2002 Due Period 7 Due Period Beginning Date 01/01/02 Due Period End Date 01/31/02 Determination Date 02/08/02 Section 5.8(iii) Servicing Fee 810,511.32 Section 5.8(iii) Servicing Fee per $1000 0.67536028 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00083325 Section 5.8(vi) Pool Balance at the end of the Collection Period 936,748,960.38 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 67,235.06 TOTAL 67,235.06 Section 5.8(viii) Realized Net Losses for Collection Period 453,308.14 Section 5.8(ix) Reserve Account Balance after Disbursement 21,076,851.61 Section 5.8(x) Specified Reserve Account Balance 21,076,851.61 Section 5.8(xi) Total Distribution Amount 42,130,567.29 Servicing Fee 810,511.32 Administration Fee 1,000.00 Noteholders Distribution Amount 39,381,368.23 Certficateholders Distribution Amount 151,871.48 Deposit to Reserve Account 1,785,816.26 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders February 15 2002 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 192,713,563.69 41,870,690.57 361,766.18 42,232,456.75 0.00 0.00 150,842,873.12 A2 300,000,000.00 300,000,000.00 0.00 610,000.00 610,000.00 0.00 0.00 300,000,000.00 A3 365,000,000.00 365,000,000.00 0.00 939,875.00 939,875.00 0.00 0.00 365,000,000.00 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 B 32,503,047.00 32,503,047.00 0.00 101,572.02 101,572.02 0.00 0.00 32,503,047.00 TOTALS 1,299,883,047.00 1,212,596,610.69 41,870,690.57 3,034,083.20 44,904,773.77 0.00 0.00 1,170,725,920.12 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BV4 688.26272746 149.53818061 1.29202207 150.83020268 538.72454686 A1 2.180000 % A2 161581BW2 1,000.00000000 0.00000000 2.03333333 2.03333333 1,000.00000000 A2 2.440000 % A3 161581BX0 1,000.00000000 0.00000000 2.57500000 2.57500000 1,000.00000000 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % B 161581BZ5 1,000.00000000 0.00000000 3.12499994 3.12499994 1,000.00000000 B 3.750000 % TOTALS 932.85054643 32.21112135 2.33412014 34.54524149 900.63942508 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 450 W. 33rd Street, 14th Floor, New York, New York 10001 Tel: (212) 946-3676 Fax: (212) 946-8552 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders February 15 2002 Due Period 3 Due Period Beginning Date 01/01/02 Due Period End Date 01/31/02 Determination Date 02/08/02 Section 5.8(iii) Servicing Fee 1,010,497.18 Section 5.8(iii) Servicing Fee per $1000 0.77737546 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,170,725,925.99 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 74,580.20 TOTAL 74,580.20 Section 5.8(viii) Realized Net Losses for Collection Period 32,773.47 Section 5.8(ix) Reserve Account Balance after Disbursement 20,487,703.70 Section 5.8(x) Specified Reserve Account Balance 20,487,703.70 Section 5.8(xi) Total Distribution Amount 49,839,989.48 Servicing Fee 1,010,497.18 Administration Fee 1,000.00 Noteholders Distribution Amount 44,803,201.75 Certficateholders Distribution Amount 101,572.02 Deposit to Reserve Account 3,923,718.53 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.