Exhibit 99.1


                              OFFICER'S CERTIFICATE
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                   CHASE CREDIT CARD OWNER TRUST SERIES 2000-3

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         The undersigned, an Authorized Officer of the Chase Manhattan Bank USA,
National Association, as Administrator pursuant to the Indenture for the Chase
Credit Card Owner Trust Series 2000-3 does hereby certify that:

                  1. The undersigned is an Authorized Officer pursuant to the
                  Indenture to execute and deliver this Certificate to the
                  Indenture Trustee.

                  2. This Certificate is delivered pursuant to Section 3.9 of
                  the Indenture.

                  3. A review of the activities of the Issuer for the calendar
                  year ended December 31, 2001, and of performance under this
                  Indenture has been made under the supervision of the
                  undersigned.

                  4. To the best of the undersigned knowledge, based on such
                  review, the Issuer has complied with all conditions and
                  covenants in all material respects under this Indenture for
                  the calendar year ended December 31, 2001. No default in the
                  compliance of any such condition or covenant has occurred or
                  is continuing except as set forth in paragraph 5 below.

                  5. The following is a description of each default in the
                  performance of the Issuer's obligations under the provisions
                  of the Indenture known to the undersigned to have been made
                  during such period which sets forth in detail (i) the nature
                  of each such default, (ii) the action taken by the Issuer, if
                  any, to remedy each such default and (iii) the current status
                  of each such default: NONE.


                                                  (signatures on following page)








IN WITNESS WHEREOF, the undersigned has duly executed this certificate this 25th
day of March, 2002.

                                   By CHASE MANHATTAN BANK USA, National
                                   Association, as Administrator




                                   By:     /s/ Patricia M. Garvey
                                          -------------------------
                                   Name:  Patricia M. Garvey
                                   Title: Vice President