Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1996-4 Distribution Date: 11/15/2002 Section 5.2 - Supplement Class A Class B Collateral Total - ---------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 2,326,722.22 215,994.14 313,230.56 2,855,946.92 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 214,430,616.51 17,869,115.93 22,974,811.02 255,274,543.46 (iv) Collections of Finance Charge Receivables 18,435,229.48 1,536,260.34 1,975,211.94 21,946,701.76 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 Adjusted Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 Series Floating Investor Percentage 5.21% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 5.21% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ------------------ Total Receivables 100.00% (vii) Investor Default Amount 6,683,855.56 556,984.78 716,130.56 7,956,970.90 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 1,166,666.67 97,221.67 125,000.56 1,388,888.89 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 (xiv) LIBOR 1.80000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii) Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 17,268,562.81 1,439,038.68 1,850,211.38 20,557,812.87 (xxii) Certificate Rate 1.93000% 2.15000% 2.42500% - ------------------------------------------------------------------------------------------------------------------------------------ By: ------------------------------ Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-1 Distribution Date: 11/15/2002 Section 5.2 - Supplement Class A Class B Collateral Total - ---------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 1,871,625.00 172,472.78 259,948.62 2,304,046.40 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 176,139,434.99 14,678,235.19 18,872,133.37 209,689,803.55 (iv) Collections of Finance Charge Receivables 15,143,224.22 1,261,930.96 1,622,492.70 18,027,647.88 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 Adjusted Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 Series Floating Investor Percentage 4.28% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 4.28% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,490,309.92 457,524.24 588,249.08 6,536,083.24 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 958,333.33 79,860.83 102,678.85 1,140,873.02 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 (xiv) LIBOR 1.80000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii) Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 14,184,890.88 1,182,070.13 1,519,813.85 16,886,774.86 (xxii) Certificate Rate 1.89000% 2.09000% 2.45000% - ---------------------------------------------------------------------------------------------------------------------------------- By: ------------------------------ Name:Patricia M. Garvey Title:Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-4 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - ------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 1,012,666.67 93,000.00 132,857.14 1,238,523.81 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 91,898,835.65 7,658,236.30 9,846,303.93 109,403,375.88 (iv) Collections of Finance Charge Receivables 7,900,812.63 658,401.05 846,515.65 9,405,729.34 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 600,000,000.00 50,000,000.00 64,285,715.00 714,285,715.00 Adjusted Interest 600,000,000.00 50,000,000.00 64,285,715.00 714,285,715.00 Series Floating Investor Percentage 2.23% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 2.23% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 2,864,509.53 238,709.13 306,911.74 3,410,130.39 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 500,000.00 41,666.67 53,571.43 595,238.10 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.08% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 600,000,000.00 50,000,000.00 64,285,715.00 714,285,715.00 (xiv) LIBOR 1.80000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 7,405,293.34 616,734.39 792,944.22 8,814,971.95 (xxii) Certificate Rate 1.96000% 2.16000% 2.40000% - -------------------------------------------------------------------------------------------------------------------------------- By: ------------------------------------------ Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-5 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - ------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 2,580,833.33 151,230.58 83,909.60 2,815,973.51 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 (iii) Collections of Principal Receivables 76,582,363.04 4,351,256.70 6,091,792.93 87,025,412.67 (iv) Collections of Finance Charge Receivables 6,584,010.53 374,090.31 523,729.32 7,481,830.16 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 500,000,000.00 28,409,000.00 39,772,819.00 568,181,819.00 Adjusted Interest 500,000,000.00 28,409,000.00 39,772,819.00 568,181,819.00 Series Floating Investor Percentage 1.78% 88.00% 5.00% 7.00% 100.00% Fixed Investor Percentage 1.78% 88.00% 5.00% 7.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 2,387,091.27 135,629.75 189,882.70 2,712,603.72 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 416,666.67 23,674.17 33,144.02 473,484.85 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.08% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 500,000,000.00 28,409,000.00 39,772,819.00 568,181,819.00 (xiv) LIBOR 1.80000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 6,171,075.92 350,416.14 490,585.30 7,012,077.37 (xxii) Certificate Rate 6.19400% 6.38800% 2.45000% - ------ ------------------------------------------------------------------------------------------------------------------------- By: ----------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1998-3 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - ----------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 3,000,000.00 174,711.25 93,060.63 3,267,771.88 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 (iii) Collections of Principal Receivables 91,898,835.65 5,221,385.51 7,310,273.92 104,430,495.08 (iv) Collections of Finance Charge Receivables 7,900,812.63 448,897.84 628,485.71 8,978,196.18 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 600,000,000.00 34,090,000.00 47,728,182.00 681,818,182.00 Adjusted Interest 600,000,000.00 34,090,000.00 47,728,182.00 681,818,182.00 Series Floating Investor Percentage 2.13% 88.00% 5.00% 7.00% 100.00% Fixed Investor Percentage 2.13% 88.00% 5.00% 7.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 2,864,509.53 162,751.88 227,863.05 3,255,124.46 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 500,000.00 28,408.33 39,773.49 568,181.82 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.08% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 600,000,000.00 34,090,000.00 47,728,182.00 681,818,182.00 (xiv) LIBOR 1.80000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 7,405,291.11 420,489.50 588,712.22 8,414,492.84 (xxii) Certificate Rate 6.00000% 6.15000% 2.45000% - ----------------------------------------------------------------------------------------------------------------------------------- By: ----------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1998-5 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - --------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 1,097,055.56 100,748.76 154,674.76 1,352,479.08 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 99,557,071.95 8,296,320.55 10,666,931.28 118,520,323.78 (iv) Collections of Finance Charge Receivables 8,559,213.69 713,259.03 917,067.39 10,189,540.11 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 Adjusted Interest 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 Series Floating Investor Percentage 2.42% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 2.42% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,103,218.65 258,598.37 332,490.90 3,694,307.92 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 541,666.67 45,138.33 58,036.27 644,841.27 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 (xiv) LIBOR 1.80000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 8,017,547.02 668,120.70 859,031.12 9,544,698.84 (xxii) Certificate Rate 1.96000% 2.16000% 2.65000% - --------------------------------------------------------------------------------------------------------------------------------- By: ------------------------------------------ Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1999-1 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - ------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 1,265,833.33 117,864.58 200,669.64 1,584,367.56 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 114,873,544.56 9,572,795.38 12,307,879.80 136,754,219.73 (iv) Collections of Finance Charge Receivables 9,876,015.79 823,001.32 1,058,144.55 11,757,161.66 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 Adjusted Interest 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 Series Floating Investor Percentage 2.79% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 2.79% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,580,636.91 298,386.41 383,639.67 4,262,662.99 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 625,000.00 52,083.33 66,964.29 744,047.62 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 (xiv) LIBOR 1.80000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 9,251,015.79 770,917.98 991,180.27 11,013,114.04 (xxii) Certificate Rate 1.96000% 2.19000% 3.00000% - ------------------------------------------------------------------------------------------------------------------------------ By: ------------------------------------------ Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1999-3 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 4,717,500.00 Class B Note Interest Requirement 279,708.54 Net Class C Note Interest Requirement 102,433.07 5,099,641.61 (iii) Collections of Principal Receivables 147,943,340.57 (iv) Collections of Finance Charge Receivables 12,719,123.22 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 965,910,000.00 Adjusted Interest 965,910,000.00 Floating Investor Percentage 3.02% Fixed Investor Percentage 3.02% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% --------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,611,430.66 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 804,925.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,914,198.22 (xxii) Note Rate Class A 6.66000% Class B 6.95000% Class C 2.75000% - ------------------------------------------------------------------------------------------------------ By: -------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2000-1 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - -------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,272,291.67 Class B Note Interest Requirement 115,711.81 Net Class C Note Interest Requirement 161,737.89 1,549,741.37 (iii) Collections of Principal Receivables 136,754,197.83 (iv) Collections of Finance Charge Receivables 11,757,159.78 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.79% Fixed Investor Percentage 2.79% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ---------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,262,662.30 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,013,112.28 (xxii) Note Rate Class A 1.97000% Class B 2.15000% Class C 2.53000% - ------ -------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2000-2 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,472,500.00 Class B Note Interest Requirement 134,979.17 Net Class C Note Interest Requirement 189,934.97 1,797,414.13 (iii) Collections of Principal Receivables 164,105,129.30 (iv) Collections of Finance Charge Receivables 14,108,599.63 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,071,429,000.00 Adjusted Interest 1,071,429,000.00 Floating Investor Percentage 3.35% Fixed Investor Percentage 3.35% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,115,197.63 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 892,857.50 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 13,215,742.13 (xxii) Note Rate Class A 1.90000% Class B 2.09000% Class C 2.48000% - ------------------------------------------------------------------------------------------------------------------ By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2000-3 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,246,458.33 Class B Note Interest Requirement 115,711.81 Net Class C Note Interest Requirement 159,661.98 1,521,832.12 (iii) Collections of Principal Receivables 136,754,197.83 (iv) Collections of Finance Charge Receivables 11,757,159.78 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.79% Fixed Investor Percentage 2.79% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ----------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,262,662.30 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,013,112.28 (xxii) Note Rate Class A 1.93000% Class B 2.15000% Class C 2.50000% - ------------------------------------------------------------------------------------------------------------------ By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-1 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,192,776.67 Class B Note Interest Requirement 112,719.44 Net Class C Note Interest Requirement 161,879.73 1,467,375.84 (iii) Collections of Principal Receivables 130,190,017.17 (iv) Collections of Finance Charge Receivables 11,192,817.90 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 850,000,000.00 Adjusted Interest 850,000,000.00 Floating Investor Percentage 2.66% Fixed Investor Percentage 2.66% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ---------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,058,055.16 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 708,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,484,484.57 (xxii) Note Rate Class A 1.94000% Class B 2.20000% Class C 2.65000% - ---------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-2 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - -------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 826,666.67 Class B Note Interest Requirement 77,498.76 Net Class C Note Interest Requirement 115,669.07 1,019,834.50 (iii) Collections of Principal Receivables 91,169,465.22 (iv) Collections of Finance Charge Receivables 7,838,106.52 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 595,238,000.00 Adjusted Interest 595,238,000.00 Floating Investor Percentage 1.86% Fixed Investor Percentage 1.86% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% --------------------- Total Receivables 100.00% (vii) Investor Default Amount 2,841,774.87 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 496,031.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 7,342,074.85 (xxii) Note Rate Class A 1.92000% Class B 2.16000% Class C 2.70000% - -------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-3 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,207,708.33 Class B Note Interest Requirement 115,173.61 Net Class C Note Interest Requirement 170,041.43 1,492,923.37 (iii) Collections of Principal Receivables 136,754,197.83 (iv) Collections of Finance Charge Receivables 11,757,159.78 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.79% Fixed Investor Percentage 2.79% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ---------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,262,662.30 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,013,112.28 (xxii) Note Rate Class A 1.87000% Class B 2.14000% Class C 2.65000% - --------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-4 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Distribution allocable to : Class A Note Interest Requirement 1,393,718.67 Class B Note Interest Requirement 131,405.56 Net Class C Note Interest Requirement 194,321.74 1,719,445.96 (iii) Collections of Principal Receivables 153,164,726.08 (iv) Collections of Finance Charge Receivables 13,168,021.06 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.13% Fixed Investor Percentage 3.13% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,774,182.54 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 12,334,687.72 (xxii) Note Rate Class A 5.50000% Class B 2.18000% Class C 2.70000% - ------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-5 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,061,500.00 Class B Note Interest Requirement 203,437.50 Net Class C Note Interest Requirement 303,107.66 2,568,045.16 (iii) Collections of Principal Receivables 229,747,089.12 (iv) Collections of Finance Charge Receivables 19,752,031.59 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.69% Fixed Investor Percentage 4.69% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% --------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,161,273.81 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 18,502,031.59 (xxii) Note Rate Class A 1.90000% Class B 2.25000% Class C 2.80000% - --------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-6 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,675,240.00 Class B Note Interest Requirement 164,920.00 Net Class C Note Interest Requirement 251,786.13 2,091,946.13 (iii) Collections of Principal Receivables 183,797,671.29 (iv) Collections of Finance Charge Receivables 15,801,625.27 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,200,000,000.00 Adjusted Interest 1,200,000,000.00 Floating Investor Percentage 3.75% Fixed Investor Percentage 3.75% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ---------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,729,019.05 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,000,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 14,801,625.27 (xxii) Note Rate Class A 1.93000% Class B 2.28000% Class C 2.90000% - ---------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-1 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,374,333.33 Class B Note Interest Requirement 132,008.33 Net Class C Note Interest Requirement 200,521.74 1,706,863.41 (iii) Collections of Principal Receivables 153,164,726.08 (iv) Collections of Finance Charge Receivables 13,168,021.06 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.13% Fixed Investor Percentage 3.13% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% --------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,774,182.54 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 12,334,687.72 (xxii) Note Rate Class A 1.90000% Class B 2.19000% Class C 2.78000% - --------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-2 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,873,433.33 Class B Note Interest Requirement 179,748.33 Net Class C Note Interest Requirement 272,050.49 2,325,232.16 (iii) Collections of Principal Receivables 214,430,616.51 (iv) Collections of Finance Charge Receivables 18,435,229.48 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,400,000,000.00 Adjusted Interest 1,400,000,000.00 Floating Investor Percentage 4.38% Fixed Investor Percentage 4.38% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ---------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,683,855.56 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,166,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 17,268,562.81 (xxii) Note Rate Class A 1.85000% Class B 2.13000% Class C 2.70000% - ---------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-3 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,137,450.00 Class B Note Interest Requirement 203,437.50 Net Class C Note Interest Requirement 306,595.16 2,647,482.66 (iii) Collections of Principal Receivables 229,747,089.12 (iv) Collections of Finance Charge Receivables 19,752,031.59 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.69% Fixed Investor Percentage 4.69% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ---------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,161,273.81 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 18,502,031.59 (xxii) Note Rate Class A 1.97000% Class B 2.25000% Class C 2.83000% - --------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-4 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - -------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,007,250.00 Class B Note Interest Requirement 190,779.17 Net Class C Note Interest Requirement 284,507.66 2,482,536.83 (iii) Collections of Principal Receivables 229,747,089.12 (iv) Collections of Finance Charge Receivables 19,752,031.59 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.69% Fixed Investor Percentage 4.69% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,161,273.81 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 18,502,031.59 (xxii) Note Rate Class A 1.85000% Class B 2.11000% Class C 2.64000% - -------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-5 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,374,333.33 Class B Note Interest Requirement 130,200.00 Net Class C Note Interest Requirement 198,196.74 1,702,730.07 (iii) Collections of Principal Receivables 153,164,726.08 (iv) Collections of Finance Charge Receivables 13,168,021.06 (v) Aggregate Amount of Principal Receivables 31,983,204,325.05 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.13% Fixed Investor Percentage 3.13% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ---------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,774,182.54 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 12,334,687.72 (xxii) Note Rate Class A 1.90000% Class B 2.16000% Class C 2.75000% - ---------------------------------------------------------------------------------------------------------- By: --------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-6 Distribution Date: 11/15/2002 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 2,204,399.12 Class B Note Interest Requirement 212,232.70 Net Class C Note Interest Requirement 338,449.16 2,755,080.98 (iii) Collections of Principal Receivables 179,622,290.19 (iv) Collections of Finance Charge Receivables 15,493,752.05 (v) Aggregate Amount of Principal Receivables as of Sep 29, 2002 32,100,595,713.96 as of Sep 30, 2002 31,983,204,325.05 Investor Interest 1,100,000,000.00 Adjusted Interest 1,100,000,000.00 Floating Investor Percentage Sep 30 3.43% Floating Investor Percentage 3.44% Fixed Investor Percentage 3.44% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.71% 30 to 59 days 1.43% 60 to 89 days 1.03% 90 or more days 1.83% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,367,927.51 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 977,777.78 (xi) Portfolio Yield (Net of Defaulted substitute Series 2002-5 Portfolio Receivables) Yield 10.07% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 14,515,974.27 (xxii) Note Rate Class A 1.86708% Class B 2.15708% Class C 2.85708% - --------------------------------------------------------------------------------------------------------------------- By: ------------------------------------- Name: Patricia M. Garvey Title: Vice President