Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 1996-4

                                                   Distribution Date: 11/15/2002




Section 5.2 - Supplement                                        Class A          Class B        Collateral              Total
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                               

(i)     Monthly Principal Distributed                                      0.00            0.00            0.00                0.00

(ii)    Monthly Interest Distributed                               2,326,722.22      215,994.14      313,230.56        2,855,946.92
        Deficiency Amounts                                                 0.00            0.00                                0.00
        Additional Interest                                                0.00            0.00                                0.00
        Accrued and Unpaid Interest                                                                        0.00                0.00

(iii)   Collections of Principal Receivables                     214,430,616.51   17,869,115.93   22,974,811.02      255,274,543.46

(iv)    Collections of Finance Charge
        Receivables                                               18,435,229.48    1,536,260.34    1,975,211.94       21,946,701.76

(v)     Aggregate Amount of Principal
        Receivables                                                                                               31,983,204,325.05


                                       Investor  Interest      1,400,000,000.00  116,666,000.00  150,000,666.67    1,666,666,666.67

                                        Adjusted Interest      1,400,000,000.00  116,666,000.00  150,000,666.67    1,666,666,666.67

                                                     Series
        Floating Investor Percentage                     5.21%           84.00%           7.00%           9.00%             100.00%
        Fixed Investor Percentage                        5.21%           84.00%           7.00%           9.00%             100.00%

(vi)    Receivables Delinquent
           (As % of Total Receivables)
                   Current                                                                                                   95.71%
                   30 to 59 days                                                                                              1.43%
                   60 to 89 days                                                                                              1.03%
                   90 or more days                                                                                            1.83%
                                                                                                                  ------------------
                                                Total
                                                 Receivables                                                                 100.00%

(vii)   Investor Default Amount                                    6,683,855.56      556,984.78      716,130.56        7,956,970.90

(viii)  Investor Charge-Offs                                               0.00            0.00            0.00                0.00

(ix)    Reimbursed Investor
        Charge-Offs/Reductions                                             0.00            0.00            0.00

(x)     Net Servicing Fee                                          1,166,666.67       97,221.67      125,000.56        1,388,888.89

(xi)    Portfolio Yield (Net of Defaulted
        Receivables)                                                                                                         10.07%

(xii)   Reallocated Monthly Principal                                                      0.00            0.00                0.00

(xiii)  Closing Investor Interest (Class A
        Adjusted)                                              1,400,000,000.00  116,666,000.00  150,000,666.67    1,666,666,666.67

(xiv)   LIBOR                                                                                                              1.80000%

(xv)    Principal Funding Account Balance                                                                                      0.00

(xvii)  Accumulation Shortfall                                                                                                 0.00

(xviii) Principal Funding Investment Proceeds                                                                                  0.00

(xx)    Principal Investment Funding Shortfall                                                                                 0.00

(xxi)   Available Funds                                           17,268,562.81    1,439,038.68    1,850,211.38       20,557,812.87

(xxii)  Certificate Rate                                               1.93000%        2.15000%        2.42500%
- ------------------------------------------------------------------------------------------------------------------------------------


      By:
                 ------------------------------
      Name:      Patricia M. Garvey
      Title:     Vice President



                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 1997-1

                                                   Distribution Date: 11/15/2002




Section 5.2 - Supplement                                        Class A          Class B        Collateral              Total
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                               
(i)     Monthly Principal Distributed                                       0.00          0.00            0.00                0.00

(ii)    Monthly Interest Distributed                                1,871,625.00    172,472.78      259,948.62        2,304,046.40
        Deficiency Amounts                                                  0.00          0.00                                0.00
        Additional Interest                                                 0.00          0.00                                0.00
        Accrued and Unpaid Interest                                                                       0.00                0.00

(iii)   Collections of Principal Receivables                      176,139,434.99 14,678,235.19   18,872,133.37      209,689,803.55

(iv)    Collections of Finance Charge
        Receivables                                                15,143,224.22  1,261,930.96    1,622,492.70       18,027,647.88

(v)     Aggregate Amount of Principal
        Receivables                                                                                              31,983,204,325.05


                                         Investor Interest      1,150,000,000.00 95,833,000.00  123,214,619.00    1,369,047,619.00

                                         Adjusted Interest      1,150,000,000.00 95,833,000.00  123,214,619.00    1,369,047,619.00

                                                     Series
        Floating Investor Percentage                    4.28%             84.00%         7.00%           9.00%             100.00%
        Fixed Investor Percentage                       4.28%             84.00%         7.00%           9.00%             100.00%

(vi)    Receivables Delinquent
          (As % of Total Receivables)
                   Current                                                                                                  95.71%
                   30 to 59 days                                                                                             1.43%
                   60 to 89 days                                                                                             1.03%
                   90 or more days                                                                                           1.83%
                                                                                                                -------------------
                                                Total
                                                  Receivables                                                               100.00%

(vii)   Investor Default Amount                                     5,490,309.92    457,524.24      588,249.08        6,536,083.24

(viii)  Investor Charge-Offs                                                0.00          0.00            0.00                0.00

(ix)    Reimbursed Investor
        Charge-Offs/Reductions                                              0.00          0.00            0.00

(x)     Net Servicing Fee                                             958,333.33     79,860.83      102,678.85        1,140,873.02

(xi)    Portfolio Yield (Net of Defaulted
        Receivables)                                                                                                        10.07%

(xii)   Reallocated Monthly Principal                                                     0.00            0.00                0.00

(xiii)  Closing Investor Interest (Class A
        Adjusted)                                               1,150,000,000.00 95,833,000.00  123,214,619.00    1,369,047,619.00

(xiv)   LIBOR                                                                                                             1.80000%

(xv)    Principal Funding Account Balance                                                                                     0.00

(xvii)  Accumulation Shortfall                                                                                                0.00

(xviii) Principal Funding Investment Proceeds                                                                                 0.00

(xx)    Principal Investment Funding Shortfall                                                                                0.00

(xxi)   Available Funds                                            14,184,890.88  1,182,070.13    1,519,813.85       16,886,774.86

(xxii)  Certificate Rate                                                1.89000%      2.09000%        2.45000%

- ----------------------------------------------------------------------------------------------------------------------------------


              By:
                 ------------------------------
            Name:Patricia M. Garvey
           Title:Vice President




                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 1997-4

                                                   Distribution Date: 11/15/2002

                                                          Period Type: Revolving



Section 5.2 - Supplement                                          Class A       Class B      Collateral             Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                              
(i)      Monthly Principal Distributed                                 0.00          0.00          0.00                   0.00

(ii)     Monthly Interest Distributed                          1,012,666.67     93,000.00    132,857.14           1,238,523.81
         Deficiency Amounts                                            0.00          0.00                                 0.00
         Additional Interest                                           0.00          0.00                                 0.00
         Accrued and Unpaid Interest                                                               0.00                   0.00

(iii)    Collections of Principal
         Receivables                                          91,898,835.65  7,658,236.30  9,846,303.93         109,403,375.88

(iv)     Collections of Finance Charge Receivables             7,900,812.63    658,401.05    846,515.65           9,405,729.34

(v)      Aggregate Amount of Principal Receivables                                                           31,983,204,325.05


                                          Investor Interest  600,000,000.00 50,000,000.00 64,285,715.00         714,285,715.00

                                          Adjusted Interest  600,000,000.00 50,000,000.00 64,285,715.00         714,285,715.00

                                                Series
         Floating Investor Percentage                 2.23%          84.00%         7.00%         9.00%                100.00%
         Fixed Investor Percentage                    2.23%          84.00%         7.00%         9.00%                100.00%

(vi)     Receivables Delinquent (As % of Total Receivables)
                  Current                                                                                               95.71%
                  30 to 59 days                                                                                          1.43%
                  60 to 89 days                                                                                          1.03%
                  90 or more days                                                                                        1.83%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)    Investor Default Amount                               2,864,509.53    238,709.13    306,911.74           3,410,130.39

(viii)   Investor Charge-Offs                                          0.00          0.00          0.00                   0.00

(ix)     Reimbursed Investor Charge-Offs/Reductions                    0.00          0.00          0.00

(x)      Net Servicing Fee                                       500,000.00     41,666.67     53,571.43             595,238.10

(xi)     Portfolio Yield (Net of Defaulted Receivables)                                                                 10.08%

(xii)    Reallocated Monthly Principal                                               0.00          0.00                   0.00

(xiii)   Closing Investor Interest (Class A Adjusted)        600,000,000.00 50,000,000.00 64,285,715.00         714,285,715.00

(xiv)    LIBOR                                                                                                        1.80000%

(xv)     Principal Funding Account Balance                                                                                0.00

(xvii)   Accumulation Shortfall                                                                                           0.00

(xviii   Principal Funding Investment
         Proceeds                                                                                                         0.00

(xx)     Principal Investment Funding
         Shortfall                                                                                                        0.00

(xxi)    Available Funds                                       7,405,293.34    616,734.39    792,944.22           8,814,971.95

(xxii)   Certificate Rate                                          1.96000%      2.16000%      2.40000%

- --------------------------------------------------------------------------------------------------------------------------------




      By:
               ------------------------------------------
      Name:    Patricia M. Garvey
      Title:   Vice President





                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 1997-5


                                                   Distribution Date: 11/15/2002

                                                          Period Type: Revolving




Section 5.2 - Supplement                                             Class A          Class B    Collateral          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                 
(i)      Monthly Principal Distributed                                     0.00           0.00          0.00                 0.00

(ii)     Monthly Interest Distributed                              2,580,833.33     151,230.58     83,909.60         2,815,973.51
         Deficiency Amounts                                                0.00           0.00                               0.00
         Additional Interest                                               0.00           0.00          0.00                 0.00
         Accrued and Unpaid Interest                                                                                         0.00

(iii)    Collections of Principal Receivables                     76,582,363.04   4,351,256.70  6,091,792.93        87,025,412.67

(iv)     Collections of Finance Charge
         Receivables                                               6,584,010.53     374,090.31    523,729.32         7,481,830.16

(v)      Aggregate Amount of Principal
         Receivables                                                                                            31,983,204,325.05

                                               Investor Interest 500,000,000.00  28,409,000.00 39,772,819.00       568,181,819.00
                                               Adjusted Interest 500,000,000.00  28,409,000.00 39,772,819.00       568,181,819.00

                                                    Series
         Floating Investor Percentage                      1.78%         88.00%          5.00%         7.00%              100.00%
         Fixed Investor Percentage                         1.78%         88.00%          5.00%         7.00%              100.00%

(vi)     Receivables Delinquent (As % of Total Receivables)
                   Current                                                                                                 95.71%
                   30 to 59 days                                                                                            1.43%
                   60 to 89 days                                                                                            1.03%
                   90 or more days                                                                                          1.83%
                                                                                                               -------------------
                                               Total Receivables                                                          100.00%

(vii)    Investor Default Amount                                   2,387,091.27     135,629.75    189,882.70         2,712,603.72

(viii)   Investor Charge-Offs                                              0.00           0.00          0.00                 0.00

(ix)     Reimbursed Investor Charge-Offs/Reductions                        0.00           0.00          0.00

(x)      Net Servicing Fee                                           416,666.67      23,674.17     33,144.02           473,484.85

(xi)     Portfolio Yield (Net of Defaulted Receivables)                                                                    10.08%

(xii)    Reallocated Monthly Principal                                                    0.00          0.00                 0.00

(xiii)   Closing Investor Interest (Class A Adjusted)            500,000,000.00  28,409,000.00 39,772,819.00       568,181,819.00

(xiv)    LIBOR                                                                                                           1.80000%

(xv)     Principal Funding Account Balance                                                                                   0.00

(xvii)   Accumulation Shortfall                                                                                              0.00

(xviii   Principal Funding Investment Proceeds                                                                               0.00

(xx)     Principal Investment Funding Shortfall                                                                              0.00

(xxi)    Available Funds                                           6,171,075.92     350,416.14    490,585.30         7,012,077.37

(xxii)   Certificate Rate                                              6.19400%       6.38800%      2.45000%

- ------   -------------------------------------------------------------------------------------------------------------------------



      By:
                -----------------------------
      Name:     Patricia M. Garvey
      Title:    Vice President



                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 1998-3

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                             Class A        Class B      Collateral           Total
- -----------------------------------------------------------------------------------------------------------------------------------
                                                                                                   
(i)      Monthly Principal Distributed                                      0.00          0.00           0.00                 0.00

(ii)     Monthly Interest Distributed                               3,000,000.00    174,711.25      93,060.63         3,267,771.88
         Deficiency Amounts                                                 0.00          0.00                                0.00
         Additional Interest                                                0.00          0.00           0.00                 0.00
         Accrued and Unpaid Interest                                                                                          0.00

(iii)    Collections of Principal Receivables                      91,898,835.65  5,221,385.51   7,310,273.92       104,430,495.08

(iv)     Collections of Finance Charge
         Receivables                                                7,900,812.63    448,897.84     628,485.71         8,978,196.18

(v)      Aggregate Amount of Principal
         Receivables                                                                                             31,983,204,325.05

                                               Investor Interest  600,000,000.00 34,090,000.00  47,728,182.00       681,818,182.00
                                               Adjusted Interest  600,000,000.00 34,090,000.00  47,728,182.00       681,818,182.00

                                                    Series
         Floating Investor Percentage                      2.13%          88.00%         5.00%          7.00%              100.00%
         Fixed Investor Percentage                         2.13%          88.00%         5.00%          7.00%              100.00%

(vi)     Receivables Delinquent (As % of Total Receivables)
                   Current                                                                                                  95.71%
                   30 to 59 days                                                                                             1.43%
                   60 to 89 days                                                                                             1.03%
                   90 or more days                                                                                           1.83%
                                                                                                                -------------------
                                               Total Receivables                                                           100.00%

(vii)    Investor Default Amount                                    2,864,509.53    162,751.88     227,863.05         3,255,124.46

(viii)   Investor Charge-Offs                                               0.00          0.00           0.00                 0.00

(ix)     Reimbursed Investor Charge-Offs/Reductions                         0.00          0.00           0.00

(x)      Net Servicing Fee                                            500,000.00     28,408.33      39,773.49           568,181.82

(xi)     Portfolio Yield (Net of Defaulted Receivables)                                                                     10.08%

(xii)    Reallocated Monthly Principal                                                    0.00           0.00                 0.00

(xiii)   Closing Investor Interest (Class A Adjusted)             600,000,000.00 34,090,000.00  47,728,182.00       681,818,182.00

(xiv)    LIBOR                                                                                                            1.80000%

(xv)     Principal Funding Account Balance                                                                                    0.00

(xvii)   Accumulation Shortfall                                                                                               0.00

(xviii   Principal Funding Investment Proceeds                                                                                0.00

(xx)     Principal Investment Funding Shortfall                                                                               0.00

(xxi)    Available Funds                                            7,405,291.11    420,489.50     588,712.22         8,414,492.84

(xxii)   Certificate Rate                                               6.00000%      6.15000%       2.45000%

- -----------------------------------------------------------------------------------------------------------------------------------


      By:
                -----------------------------
      Name:     Patricia M. Garvey
      Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 1998-5

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                           Class A        Class B      Collateral             Total
- ---------------------------------------------------------------------------------------------------------------------------------
                                                                                              
(i)      Monthly Principal Distributed                                 0.00          0.00           0.00                   0.00

(ii)     Monthly Interest Distributed                          1,097,055.56    100,748.76     154,674.76           1,352,479.08
         Deficiency Amounts                                            0.00          0.00                                 0.00
         Additional Interest                                           0.00          0.00                                 0.00
         Accrued and Unpaid Interest                                                                0.00                   0.00

(iii)    Collections of Principal
         Receivables                                          99,557,071.95  8,296,320.55  10,666,931.28         118,520,323.78

(iv)     Collections of Finance Charge Receivables             8,559,213.69    713,259.03     917,067.39          10,189,540.11

(v)      Aggregate Amount of Principal Receivables                                                           31,983,204,325.05


                                          Investor Interest  650,000,000.00 54,166,000.00  69,643,524.00         773,809,524.00

                                          Adjusted Interest  650,000,000.00 54,166,000.00  69,643,524.00         773,809,524.00

                                                Series
         Floating Investor Percentage                 2.42%          84.00%         7.00%          9.00%                100.00%
         Fixed Investor Percentage                    2.42%          84.00%         7.00%          9.00%                100.00%

(vi)     Receivables Delinquent (As % of Total Receivables)
                  Current                                                                                                95.71%
                  30 to 59 days                                                                                           1.43%
                  60 to 89 days                                                                                           1.03%
                  90 or more days                                                                                         1.83%
                                                                                                            --------------------
                                           Total Receivables                                                            100.00%

(vii)    Investor Default Amount                               3,103,218.65    258,598.37     332,490.90           3,694,307.92

(viii)   Investor Charge-Offs                                          0.00          0.00           0.00                   0.00

(ix)     Reimbursed Investor Charge-Offs/Reductions                    0.00          0.00           0.00

(x)      Net Servicing Fee                                       541,666.67     45,138.33      58,036.27             644,841.27

(xi)     Portfolio Yield (Net of Defaulted Receivables)                                                                  10.07%

(xii)    Reallocated Monthly Principal                                               0.00           0.00                   0.00

(xiii)   Closing Investor Interest (Class A Adjusted)        650,000,000.00 54,166,000.00  69,643,524.00         773,809,524.00

(xiv)    LIBOR                                                                                                         1.80000%

(xv)     Principal Funding Account Balance                                                                                 0.00

(xvii)   Accumulation Shortfall                                                                                            0.00

(xviii   Principal Funding Investment
         Proceeds                                                                                                          0.00

(xx)     Principal Investment Funding
         Shortfall                                                                                                         0.00

(xxi)    Available Funds                                       8,017,547.02    668,120.70     859,031.12           9,544,698.84

(xxii)   Certificate Rate                                          1.96000%      2.16000%       2.65000%

- ---------------------------------------------------------------------------------------------------------------------------------

      By:
               ------------------------------------------
      Name:    Patricia M. Garvey
      Title:   Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 1999-1

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                         Class A        Class B      Collateral               Total
- ------------------------------------------------------------------------------------------------------------------------------
                                                                                               
(i)      Monthly Principal Distributed                                 0.00          0.00          0.00                     0.00

(ii)     Monthly Interest Distributed                          1,265,833.33    117,864.58    200,669.64             1,584,367.56
         Deficiency Amounts                                            0.00          0.00                                   0.00
         Additional Interest                                           0.00          0.00                                   0.00
         Accrued and Unpaid Interest                                                               0.00                     0.00

(iii)    Collections of Principal
         Receivables                                         114,873,544.56  9,572,795.38 12,307,879.80           136,754,219.73

(iv)     Collections of Finance Charge Receivables             9,876,015.79    823,001.32  1,058,144.55            11,757,161.66

(v)      Aggregate Amount of Principal Receivables                                                             31,983,204,325.05


                                          Investor Interest  750,000,000.00 62,500,000.00 80,357,143.00           892,857,143.00

                                          Adjusted Interest  750,000,000.00 62,500,000.00 80,357,143.00           892,857,143.00

                                                Series
         Floating Investor Percentage                 2.79%          84.00%         7.00%         9.00%                  100.00%
         Fixed Investor Percentage                    2.79%          84.00%         7.00%         9.00%                  100.00%

(vi)     Receivables Delinquent (As % of Total Receivables)
                  Current                                                                                                 95.71%
                  30 to 59 days                                                                                            1.43%
                  60 to 89 days                                                                                            1.03%
                  90 or more days                                                                                          1.83%
                                                                                                             --------------------
                                           Total Receivables                                                             100.00%

(vii)    Investor Default Amount                               3,580,636.91    298,386.41    383,639.67             4,262,662.99

(viii)   Investor Charge-Offs                                          0.00          0.00          0.00                     0.00

(ix)     Reimbursed Investor Charge-Offs/Reductions                    0.00          0.00          0.00

(x)      Net Servicing Fee                                       625,000.00     52,083.33     66,964.29               744,047.62

(xi)     Portfolio Yield (Net of Defaulted Receivables)                                                                   10.07%

(xii)    Reallocated Monthly Principal                                               0.00          0.00                     0.00

(xiii)   Closing Investor Interest (Class A Adjusted)        750,000,000.00 62,500,000.00 80,357,143.00           892,857,143.00

(xiv)    LIBOR                                                                                                          1.80000%

(xv)     Principal Funding Account Balance                                                                                  0.00

(xvii)   Accumulation Shortfall                                                                                             0.00

(xviii   Principal Funding Investment
         Proceeds                                                                                                           0.00

(xx)     Principal Investment Funding
         Shortfall                                                                                                          0.00

(xxi)    Available Funds                                       9,251,015.79    770,917.98    991,180.27            11,013,114.04

(xxii)   Certificate Rate                                          1.96000%      2.19000%      3.00000%

- ------------------------------------------------------------------------------------------------------------------------------

      By:
               ------------------------------------------
      Name:    Patricia M. Garvey
      Title:   Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 1999-3

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                                                   Total
- ------------------------------------------------------------------------------------------------------
                                                                          
(i)      Monthly Principal Distributed                                 0.00                        0.00

(ii)     Monthly Interest Distributed
         Class A Note Interest Requirement                     4,717,500.00
         Class B Note Interest Requirement                       279,708.54
         Net Class C Note Interest
         Requirement                                             102,433.07                5,099,641.61

(iii)    Collections of Principal Receivables                                            147,943,340.57

(iv)     Collections of Finance Charge Receivables                                        12,719,123.22

(v)      Aggregate Amount of Principal Receivables                                    31,983,204,325.05

                            Investor Interest                                            965,910,000.00
                            Adjusted Interest                                            965,910,000.00


         Floating Investor Percentage                                                             3.02%
         Fixed Investor Percentage                                                                3.02%

(vi)     Receivables Delinquent (As % of Total
         Receivables)
                   Current                                                                       95.71%
                   30 to 59 days                                                                  1.43%
                   60 to 89 days                                                                  1.03%
                   90 or more days                                                                1.83%
                                                                                   ---------------------
                                             Total Receivables                                  100.00%

(vii)    Investor Default Amount                                                           4,611,430.66

(viii)   Investor Charge-Offs                                                                      0.00

(ix)     Reimbursed Investor Charge-Offs                                                           0.00

(x)      Net Servicing Fee                                                                   804,925.00

(xi)     Portfolio Yield (Net of Defaulted Receivables)                                          10.07%

(xii)    Reallocated Monthly Principal                                                             0.00

(xiii)   Accumulation Shortfall                                                                    0.00

(xiv)    Principal Funding Investment
         Proceeds                                                                                  0.00

(xv)     Principal Funding Investment
         Shortfall                                                                                 0.00

(xvi)    Available Investor Finance Charge Collections                                    11,914,198.22

(xxii)   Note  Rate                          Class A               6.66000%
                                             Class B               6.95000%
                                             Class C               2.75000%


- ------------------------------------------------------------------------------------------------------

       By:
                 --------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2000-1

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving



Section 5.2 - Supplement                                                               Total
- --------------------------------------------------------------------------------------------------------
                                                                          
(i)     Monthly Principal Distributed                                  0.00                         0.00

(ii)    Monthly Interest Distributed
        Class A Note Interest Requirement                      1,272,291.67
        Class B Note Interest Requirement                        115,711.81
        Net Class C Note Interest Requirement                    161,737.89                 1,549,741.37

(iii)   Collections of Principal Receivables                                              136,754,197.83

(iv)    Collections of Finance Charge Receivables                                          11,757,159.78

(v)     Aggregate Amount of Principal Receivables                                      31,983,204,325.05

                            Investor Interest                                             892,857,000.00
                            Adjusted Interest                                             892,857,000.00


        Floating Investor Percentage                                                               2.79%
        Fixed Investor Percentage                                                                  2.79%

(vi)    Receivables Delinquent (As % of Total
        Receivables)
                  Current                                                                         95.71%
                  30 to 59 days                                                                    1.43%
                  60 to 89 days                                                                    1.03%
                  90 or more days                                                                  1.83%
                                                                                   ----------------------
                                             Total Receivables                                   100.00%

(vii)   Investor Default Amount                                                             4,262,662.30

(viii)  Investor Charge-Offs                                                                        0.00

(ix)    Reimbursed Investor Charge-Offs                                                             0.00

(x)     Net Servicing Fee                                                                     744,047.50

(xi)    Portfolio Yield (Net of Defaulted Receivables)                                            10.07%

(xii)   Reallocated Monthly Principal                                                               0.00

(xiii)  Accumulation Shortfall                                                                      0.00

(xiv)   Principal Funding Investment Proceeds                                                       0.00

(xv)    Principal Funding Investment
        Shortfall                                                                                   0.00

(xvi)   Available Investor Finance Charge Collections                                      11,013,112.28

(xxii)  Note  Rate                           Class A               1.97000%
                                             Class B               2.15000%
                                             Class C               2.53000%

- ------ --------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2000-2

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                                                         Total
- ------------------------------------------------------------------------------------------------------------------
                                                                                    
(i)    Monthly Principal Distributed                                  0.00                                   0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      1,472,500.00
       Class B Note Interest Requirement                        134,979.17
       Net Class C Note Interest Requirement                    189,934.97                           1,797,414.13

(iii)  Collections of Principal Receivables                                                        164,105,129.30

(iv)   Collections of Finance Charge Receivables                                                    14,108,599.63

(v)    Aggregate Amount of Principal Receivables                                                31,983,204,325.05

                           Investor Interest                                                     1,071,429,000.00
                           Adjusted Interest                                                     1,071,429,000.00


       Floating Investor Percentage                                                                         3.35%
       Fixed Investor Percentage                                                                            3.35%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                                   95.71%
                 30 to 59 days                                                                              1.43%
                 60 to 89 days                                                                              1.03%
                 90 or more days                                                                            1.83%
                                                                                              --------------------
                                            Total Receivables                                             100.00%

(vii)  Investor Default Amount                                                                       5,115,197.63

(viii) Investor Charge-Offs                                                                                  0.00

(ix)   Reimbursed Investor Charge-Offs                                                                       0.00

(x)    Net Servicing Fee                                                                               892,857.50

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                      10.07%

(xii)  Reallocated Monthly Principal                                                                         0.00

(xiii) Accumulation Shortfall                                                                                0.00

(xiv)  Principal Funding Investment Proceeds                                                                 0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                13,215,742.13

(xxii) Note  Rate                           Class A               1.90000%
                                            Class B               2.09000%
                                            Class C               2.48000%

- ------------------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2000-3

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                                                         Total
- ------------------------------------------------------------------------------------------------------------------
                                                                                  
(i)    Monthly Principal Distributed                                  0.00                                   0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      1,246,458.33
       Class B Note Interest Requirement                        115,711.81
       Net Class C Note Interest Requirement                    159,661.98                           1,521,832.12

(iii)  Collections of Principal Receivables                                                        136,754,197.83

(iv)   Collections of Finance Charge Receivables                                                    11,757,159.78

(v)    Aggregate Amount of Principal Receivables                                                31,983,204,325.05

                           Investor Interest                                                       892,857,000.00
                           Adjusted Interest                                                       892,857,000.00


       Floating Investor Percentage                                                                         2.79%
       Fixed Investor Percentage                                                                            2.79%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                                   95.71%
                 30 to 59 days                                                                              1.43%
                 60 to 89 days                                                                              1.03%
                 90 or more days                                                                            1.83%
                                                                                           -----------------------
                                            Total Receivables                                             100.00%

(vii)  Investor Default Amount                                                                       4,262,662.30

(viii) Investor Charge-Offs                                                                                  0.00

(ix)   Reimbursed Investor Charge-Offs                                                                       0.00

(x)    Net Servicing Fee                                                                               744,047.50

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                      10.07%

(xii)  Reallocated Monthly Principal                                                                         0.00

(xiii) Accumulation Shortfall                                                                                0.00

(xiv)  Principal Funding Investment Proceeds                                                                 0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                11,013,112.28

(xxii) Note  Rate                           Class A               1.93000%
                                            Class B               2.15000%
                                            Class C               2.50000%


- ------------------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-1

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                                                 Total
- ----------------------------------------------------------------------------------------------------------
                                                                           
(i)    Monthly Principal Distributed                                  0.00                           0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      1,192,776.67
       Class B Note Interest Requirement                        112,719.44
       Net Class C Note Interest Requirement                    161,879.73                   1,467,375.84

(iii)  Collections of Principal Receivables                                                130,190,017.17

(iv)   Collections of Finance Charge Receivables                                            11,192,817.90

(v)    Aggregate Amount of Principal Receivables                                        31,983,204,325.05

                           Investor Interest                                               850,000,000.00
                           Adjusted Interest                                               850,000,000.00


       Floating Investor Percentage                                                                 2.66%
       Fixed Investor Percentage                                                                    2.66%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                           95.71%
                 30 to 59 days                                                                      1.43%
                 60 to 89 days                                                                      1.03%
                 90 or more days                                                                    1.83%
                                                                                    ----------------------
                                            Total Receivables                                     100.00%

(vii)  Investor Default Amount                                                               4,058,055.16

(viii) Investor Charge-Offs                                                                          0.00

(ix)   Reimbursed Investor Charge-Offs                                                               0.00

(x)    Net Servicing Fee                                                                       708,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                              10.07%

(xii)  Reallocated Monthly Principal                                                                 0.00

(xiii) Accumulation Shortfall                                                                        0.00

(xiv)  Principal Funding Investment Proceeds                                                         0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                     0.00

(xvi)  Available Investor Finance Charge Collections                                        10,484,484.57

(xxii) Note  Rate                           Class A               1.94000%
                                            Class B               2.20000%
                                            Class C               2.65000%

- ----------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-2

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving

Section 5.2 - Supplement                                                               Total
- --------------------------------------------------------------------------------------------------------
                                                                          
(i)     Monthly Principal Distributed                                0.00                          0.00

(ii)    Monthly Interest Distributed
        Class A Note Interest Requirement                      826,666.67
        Class B Note Interest Requirement                       77,498.76
        Net Class C Note Interest Requirement                  115,669.07                  1,019,834.50

(iii)   Collections of Principal Receivables                                              91,169,465.22

(iv)    Collections of Finance Charge Receivables                                          7,838,106.52

(v)     Aggregate Amount of Principal Receivables                                     31,983,204,325.05

                            Investor Interest                                            595,238,000.00
                            Adjusted Interest                                            595,238,000.00


        Floating Investor Percentage                                                              1.86%
        Fixed Investor Percentage                                                                 1.86%

(vi)    Receivables Delinquent (As % of Total
        Receivables)
                  Current                                                                        95.71%
                  30 to 59 days                                                                   1.43%
                  60 to 89 days                                                                   1.03%
                  90 or more days                                                                 1.83%
                                                                                   ---------------------
                                             Total Receivables                                  100.00%

(vii)   Investor Default Amount                                                            2,841,774.87

(viii)  Investor Charge-Offs                                                                       0.00

(ix)    Reimbursed Investor Charge-Offs                                                            0.00

(x)     Net Servicing Fee                                                                    496,031.67

(xi)    Portfolio Yield (Net of Defaulted Receivables)                                           10.07%

(xii)   Reallocated Monthly Principal                                                              0.00

(xiii)  Accumulation Shortfall                                                                     0.00

(xiv)   Principal Funding Investment Proceeds                                                      0.00

(xv)    Principal Funding Investment
        Shortfall                                                                                  0.00

(xvi)   Available Investor Finance Charge Collections                                      7,342,074.85

(xxii)  Note  Rate                           Class A             1.92000%
                                             Class B             2.16000%
                                             Class C             2.70000%

- --------------------------------------------------------------------------------------------------------

        By:
                  ---------------------------------------
        Name:     Patricia M. Garvey
        Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-3

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving

Section 5.2 - Supplement                                                                Total
- ---------------------------------------------------------------------------------------------------------
                                                                          
(i)    Monthly Principal Distributed                                  0.00                          0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      1,207,708.33
       Class B Note Interest Requirement                        115,173.61
       Net Class C Note Interest Requirement                    170,041.43                  1,492,923.37

(iii)  Collections of Principal Receivables                                               136,754,197.83

(iv)   Collections of Finance Charge Receivables                                           11,757,159.78

(v)    Aggregate Amount of Principal Receivables                                       31,983,204,325.05

                           Investor Interest                                              892,857,000.00
                           Adjusted Interest                                              892,857,000.00


       Floating Investor Percentage                                                                2.79%
       Fixed Investor Percentage                                                                   2.79%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                          95.71%
                 30 to 59 days                                                                     1.43%
                 60 to 89 days                                                                     1.03%
                 90 or more days                                                                   1.83%
                                                                                   ----------------------
                                            Total Receivables                                    100.00%

(vii)  Investor Default Amount                                                              4,262,662.30

(viii) Investor Charge-Offs                                                                         0.00

(ix)   Reimbursed Investor Charge-Offs                                                              0.00

(x)    Net Servicing Fee                                                                      744,047.50

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                             10.07%

(xii)  Reallocated Monthly Principal                                                                0.00

(xiii) Accumulation Shortfall                                                                       0.00

(xiv)  Principal Funding Investment Proceeds                                                        0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                    0.00

(xvi)  Available Investor Finance Charge Collections                                       11,013,112.28

(xxii) Note  Rate                           Class A               1.87000%
                                            Class B               2.14000%
                                            Class C               2.65000%

- ---------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-4

                                                   Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                                              Total
- -------------------------------------------------------------------------------------------------------
                                                                           
(i)    Monthly Principal Distributed                                  0.00                        0.00

(ii)   Monthly Distribution allocable to :
       Class A Note Interest Requirement                      1,393,718.67
       Class B Note Interest Requirement                        131,405.56
       Net Class C Note Interest Requirement                    194,321.74                1,719,445.96

(iii)  Collections of Principal Receivables                                             153,164,726.08

(iv)   Collections of Finance Charge Receivables                                         13,168,021.06

(v)    Aggregate Amount of Principal Receivables                                     31,983,204,325.05

                           Investor Interest                                          1,000,000,000.00
                           Adjusted Interest                                          1,000,000,000.00


       Floating Investor Percentage                                                              3.13%
       Fixed Investor Percentage                                                                 3.13%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                        95.71%
                 30 to 59 days                                                                   1.43%
                 60 to 89 days                                                                   1.03%
                 90 or more days                                                                 1.83%
                                                                                    -------------------
                                            Total Receivables                                  100.00%

(vii)  Investor Default Amount                                                            4,774,182.54

(viii) Investor Charge-Offs                                                                       0.00

(ix)   Reimbursed Investor Charge-Offs                                                            0.00

(x)    Net Servicing Fee                                                                    833,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                           10.07%

(xii)  Reallocated Monthly Principal                                                              0.00

(xiii) Accumulation Shortfall                                                                     0.00

(xiv)  Principal Funding Investment Proceeds                                                      0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                  0.00

(xvi)  Available Investor Finance Charge Collections                                     12,334,687.72

(xxii) Note  Rate                           Class A               5.50000%
                                            Class B               2.18000%
                                            Class C               2.70000%

- -------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-5

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                                                Total
- ---------------------------------------------------------------------------------------------------------
                                                                          
(i)    Monthly Principal Distributed                                  0.00                          0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      2,061,500.00
       Class B Note Interest Requirement                        203,437.50
       Net Class C Note Interest Requirement                    303,107.66                  2,568,045.16

(iii)  Collections of Principal Receivables                                               229,747,089.12

(iv)   Collections of Finance Charge Receivables                                           19,752,031.59

(v)    Aggregate Amount of Principal Receivables                                       31,983,204,325.05

                           Investor Interest                                            1,500,000,000.00
                           Adjusted Interest                                            1,500,000,000.00


       Floating Investor Percentage                                                                4.69%
       Fixed Investor Percentage                                                                   4.69%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                          95.71%
                 30 to 59 days                                                                     1.43%
                 60 to 89 days                                                                     1.03%
                 90 or more days                                                                   1.83%
                                                                                    ---------------------
                                            Total Receivables                                    100.00%

(vii)  Investor Default Amount                                                              7,161,273.81

(viii) Investor Charge-Offs                                                                         0.00

(ix)   Reimbursed Investor Charge-Offs                                                              0.00

(x)    Net Servicing Fee                                                                    1,250,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                             10.07%

(xii)  Reallocated Monthly Principal                                                                0.00

(xiii) Accumulation Shortfall                                                                       0.00

(xiv)  Principal Funding Investment Proceeds                                                        0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                    0.00

(xvi)  Available Investor Finance Charge Collections                                       18,502,031.59

(xxii) Note  Rate                           Class A               1.90000%
                                            Class B               2.25000%
                                            Class C               2.80000%

- ---------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-6


                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving

Section 5.2 - Supplement                                                                 Total
- ----------------------------------------------------------------------------------------------------------
                                                                          
(i)    Monthly Principal Distributed                                  0.00                           0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      1,675,240.00
       Class B Note Interest Requirement                        164,920.00
       Net Class C Note Interest Requirement                    251,786.13                   2,091,946.13

(iii)  Collections of Principal Receivables                                                183,797,671.29

(iv)   Collections of Finance Charge Receivables                                            15,801,625.27

(v)    Aggregate Amount of Principal Receivables                                        31,983,204,325.05

                           Investor Interest                                             1,200,000,000.00
                           Adjusted Interest                                             1,200,000,000.00


       Floating Investor Percentage                                                                 3.75%
       Fixed Investor Percentage                                                                    3.75%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                           95.71%
                 30 to 59 days                                                                      1.43%
                 60 to 89 days                                                                      1.03%
                 90 or more days                                                                    1.83%
                                                                                    ----------------------
                                            Total Receivables                                     100.00%

(vii)  Investor Default Amount                                                               5,729,019.05

(viii) Investor Charge-Offs                                                                          0.00

(ix)   Reimbursed Investor Charge-Offs                                                               0.00

(x)    Net Servicing Fee                                                                     1,000,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                              10.07%

(xii)  Reallocated Monthly Principal                                                                 0.00

(xiii) Accumulation Shortfall                                                                        0.00

(xiv)  Principal Funding Investment Proceeds                                                         0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                     0.00

(xvi)  Available Investor Finance Charge Collections                                        14,801,625.27

(xxii) Note  Rate                           Class A               1.93000%
                                            Class B               2.28000%
                                            Class C               2.90000%

- ----------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-1

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving


Section 5.2 - Supplement                                                                Total
- ---------------------------------------------------------------------------------------------------------
                                                                          
(i)    Monthly Principal Distributed                                  0.00                          0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      1,374,333.33
       Class B Note Interest Requirement                        132,008.33
       Net Class C Note Interest Requirement                    200,521.74                  1,706,863.41

(iii)  Collections of Principal Receivables                                               153,164,726.08

(iv)   Collections of Finance Charge Receivables                                           13,168,021.06

(v)    Aggregate Amount of Principal Receivables                                       31,983,204,325.05

                           Investor Interest                                            1,000,000,000.00
                           Adjusted Interest                                            1,000,000,000.00


       Floating Investor Percentage                                                                3.13%
       Fixed Investor Percentage                                                                   3.13%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                          95.71%
                 30 to 59 days                                                                     1.43%
                 60 to 89 days                                                                     1.03%
                 90 or more days                                                                   1.83%
                                                                                    ---------------------
                                            Total Receivables                                    100.00%

(vii)  Investor Default Amount                                                              4,774,182.54

(viii) Investor Charge-Offs                                                                         0.00

(ix)   Reimbursed Investor Charge-Offs                                                              0.00

(x)    Net Servicing Fee                                                                      833,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                             10.07%

(xii)  Reallocated Monthly Principal                                                                0.00

(xiii) Accumulation Shortfall                                                                       0.00

(xiv)  Principal Funding Investment Proceeds                                                        0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                    0.00

(xvi)  Available Investor Finance Charge Collections                                       12,334,687.72

(xxii) Note  Rate                           Class A               1.90000%
                                            Class B               2.19000%
                                            Class C               2.78000%

- ---------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-2

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving

Section 5.2 - Supplement                                                                 Total
- ----------------------------------------------------------------------------------------------------------
                                                                            
(i)    Monthly Principal Distributed                                  0.00                           0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      1,873,433.33
       Class B Note Interest Requirement                        179,748.33
       Net Class C Note Interest Requirement                    272,050.49                   2,325,232.16

(iii)  Collections of Principal Receivables                                                214,430,616.51

(iv)   Collections of Finance Charge Receivables                                            18,435,229.48

(v)    Aggregate Amount of Principal Receivables                                        31,983,204,325.05

                           Investor Interest                                             1,400,000,000.00
                           Adjusted Interest                                             1,400,000,000.00


       Floating Investor Percentage                                                                 4.38%
       Fixed Investor Percentage                                                                    4.38%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                           95.71%
                 30 to 59 days                                                                      1.43%
                 60 to 89 days                                                                      1.03%
                 90 or more days                                                                    1.83%
                                                                                    ----------------------
                                            Total Receivables                                     100.00%

(vii)  Investor Default Amount                                                               6,683,855.56

(viii) Investor Charge-Offs                                                                          0.00

(ix)   Reimbursed Investor Charge-Offs                                                               0.00

(x)    Net Servicing Fee                                                                     1,166,666.67

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                              10.07%

(xii)  Reallocated Monthly Principal                                                                 0.00

(xiii) Accumulation Shortfall                                                                        0.00

(xiv)  Principal Funding Investment Proceeds                                                         0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                     0.00

(xvi)  Available Investor Finance Charge Collections                                        17,268,562.81

(xxii) Note  Rate                           Class A               1.85000%
                                            Class B               2.13000%
                                            Class C               2.70000%

- ----------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-3


                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving

Section 5.2 - Supplement                                                                Total
- ---------------------------------------------------------------------------------------------------------
                                                                          
(i)    Monthly Principal Distributed                                  0.00                          0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      2,137,450.00
       Class B Note Interest Requirement                        203,437.50
       Net Class C Note Interest Requirement                    306,595.16                  2,647,482.66

(iii)  Collections of Principal Receivables                                               229,747,089.12

(iv)   Collections of Finance Charge Receivables                                           19,752,031.59

(v)    Aggregate Amount of Principal Receivables                                       31,983,204,325.05

                           Investor Interest                                            1,500,000,000.00
                           Adjusted Interest                                            1,500,000,000.00


       Floating Investor Percentage                                                                4.69%
       Fixed Investor Percentage                                                                   4.69%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                          95.71%
                 30 to 59 days                                                                     1.43%
                 60 to 89 days                                                                     1.03%
                 90 or more days                                                                   1.83%
                                                                                   ----------------------
                                            Total Receivables                                    100.00%

(vii)  Investor Default Amount                                                              7,161,273.81

(viii) Investor Charge-Offs                                                                         0.00

(ix)   Reimbursed Investor Charge-Offs                                                              0.00

(x)    Net Servicing Fee                                                                    1,250,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                             10.07%

(xii)  Reallocated Monthly Principal                                                                0.00

(xiii) Accumulation Shortfall                                                                       0.00

(xiv)  Principal Funding Investment Proceeds                                                        0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                    0.00

(xvi)  Available Investor Finance Charge Collections                                       18,502,031.59

(xxii) Note  Rate                           Class A               1.97000%
                                            Class B               2.25000%
                                            Class C               2.83000%

- ---------------------------------------------------------------------------------------------------------

       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President

                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-4

                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving

Section 5.2 - Supplement                                                               Total
- --------------------------------------------------------------------------------------------------------
                                                                          
(i)    Monthly Principal Distributed                                  0.00                         0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      2,007,250.00
       Class B Note Interest Requirement                        190,779.17
       Net Class C Note Interest Requirement                    284,507.66                 2,482,536.83

(iii)  Collections of Principal Receivables                                              229,747,089.12

(iv)   Collections of Finance Charge Receivables                                          19,752,031.59

(v)    Aggregate Amount of Principal Receivables                                      31,983,204,325.05

                           Investor Interest                                           1,500,000,000.00
                           Adjusted Interest                                           1,500,000,000.00


       Floating Investor Percentage                                                               4.69%
       Fixed Investor Percentage                                                                  4.69%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                         95.71%
                 30 to 59 days                                                                    1.43%
                 60 to 89 days                                                                    1.03%
                 90 or more days                                                                  1.83%
                                                                                    --------------------
                                            Total Receivables                                   100.00%

(vii)  Investor Default Amount                                                             7,161,273.81

(viii) Investor Charge-Offs                                                                        0.00

(ix)   Reimbursed Investor Charge-Offs                                                             0.00

(x)    Net Servicing Fee                                                                   1,250,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                            10.07%

(xii)  Reallocated Monthly Principal                                                               0.00

(xiii) Accumulation Shortfall                                                                      0.00

(xiv)  Principal Funding Investment Proceeds                                                       0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                   0.00

(xvi)  Available Investor Finance Charge Collections                                      18,502,031.59

(xxii) Note  Rate                           Class A               1.85000%
                                            Class B               2.11000%
                                            Class C               2.64000%

- --------------------------------------------------------------------------------------------------------



       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President





                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-5


                                                  Distribution Date: 11/15/2002

                                                         Period Type: Revolving




Section 5.2 - Supplement                                                                 Total
- ----------------------------------------------------------------------------------------------------------
                                                                          
(i)    Monthly Principal Distributed                                  0.00                           0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                      1,374,333.33
       Class B Note Interest Requirement                        130,200.00
       Net Class C Note Interest Requirement                    198,196.74                   1,702,730.07

(iii)  Collections of Principal Receivables                                                153,164,726.08

(iv)   Collections of Finance Charge Receivables                                            13,168,021.06

(v)    Aggregate Amount of Principal Receivables                                        31,983,204,325.05

                           Investor Interest                                             1,000,000,000.00
                           Adjusted Interest                                             1,000,000,000.00


       Floating Investor Percentage                                                                 3.13%
       Fixed Investor Percentage                                                                    3.13%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                 Current                                                                           95.71%
                 30 to 59 days                                                                      1.43%
                 60 to 89 days                                                                      1.03%
                 90 or more days                                                                    1.83%
                                                                                    ----------------------
                                            Total Receivables                                     100.00%

(vii)  Investor Default Amount                                                               4,774,182.54

(viii) Investor Charge-Offs                                                                          0.00

(ix)   Reimbursed Investor Charge-Offs                                                               0.00

(x)    Net Servicing Fee                                                                       833,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                              10.07%

(xii)  Reallocated Monthly Principal                                                                 0.00

(xiii) Accumulation Shortfall                                                                        0.00

(xiv)  Principal Funding Investment Proceeds                                                         0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                     0.00

(xvi)  Available Investor Finance Charge Collections                                        12,334,687.72

(xxii) Note  Rate                           Class A               1.90000%
                                            Class B               2.16000%
                                            Class C               2.75000%

- ----------------------------------------------------------------------------------------------------------



       By:
                 ---------------------------------------
       Name:     Patricia M. Garvey
       Title:    Vice President





                         Chase Manhattan Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-6

                                                  Distribution Date: 11/15/2002


                                                         Period Type: Revolving




Section 5.2 - Supplement                                                                             Total
- ---------------------------------------------------------------------------------------------------------------------
                                                                                         
(i)    Monthly Principal Distributed                                              0.00                          0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                                  2,204,399.12
       Class B Note Interest Requirement                                    212,232.70
       Net Class C Note Interest
       Requirement                                                          338,449.16                  2,755,080.98

(iii)  Collections of Principal
       Receivables                                                                                    179,622,290.19

(iv)   Collections of Finance Charge Receivables                                                       15,493,752.05

(v)    Aggregate Amount of Principal Receivables    as of Sep 29, 2002                             32,100,595,713.96
                                                    as of Sep 30, 2002                             31,983,204,325.05
                        Investor Interest                                                           1,100,000,000.00
                        Adjusted Interest                                                           1,100,000,000.00

       Floating Investor Percentage        Sep 30                                                              3.43%
       Floating Investor Percentage                                                                            3.44%
       Fixed Investor Percentage                                                                               3.44%

(vi)   Receivables Delinquent (As % of Total
       Receivables)
                Current                                                                                       95.71%
                30 to 59 days                                                                                  1.43%
                60 to 89 days                                                                                  1.03%
                90 or more days                                                                                1.83%
                                                                                                  -------------------
                                         Total Receivables                                                   100.00%

(vii)  Investor Default Amount                                                                          5,367,927.51

(viii) Investor Charge-Offs                                                                                     0.00

(ix)   Reimbursed Investor Charge-Offs                                                                          0.00

(x)    Net Servicing Fee                                                                                  977,777.78

(xi)   Portfolio Yield (Net of Defaulted            substitute Series 2002-5 Portfolio
       Receivables)                                 Yield                                                     10.07%

(xii)  Reallocated Monthly Principal                                                                            0.00

(xiii) Accumulation Shortfall                                                                                   0.00

(xiv)  Principal Funding Investment
       Proceeds                                                                                                 0.00

(xv)   Principal Funding Investment
       Shortfall                                                                                                0.00

(xvi)  Available Investor Finance Charge Collections                                                   14,515,974.27

(xxii) Note  Rate                        Class A                              1.86708%
                                         Class B                              2.15708%
                                         Class C                              2.85708%

- ---------------------------------------------------------------------------------------------------------------------



       By:
                -------------------------------------
       Name:    Patricia M. Garvey
       Title:   Vice President