Exhibit 20.1
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1996-4
Distribution Date: 12/16/2002
Section 5.2 - Supplement Class A Class B Collateral Total
- ---------------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00 0.00 0.00
(ii) Monthly Interest Distributed 1,821,895.83 173,925.51 259,141.78 2,254,963.12
Deficiency Amounts 0.00 0.00 0.00
Additional Interest 0.00 0.00 0.00
Accrued and Unpaid Interest 0.00 0.00
(iii) Collections of Principal Receivables 192,833,266.79 16,069,347.07 20,660,798.98 229,563,412.84
(iv) Collections of Finance Charge Receivables 16,938,486.66 1,411,532.49 1,814,845.92 20,164,865.08
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67
Adjusted Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67
Series
Floating Investor Percentage 5.21% 84.00% 7.00% 9.00% 100.00%
Fixed Investor Percentage 5.21% 84.00% 7.00% 9.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 6,371,287.28 530,937.57 682,640.96 7,584,865.80
(viii) Investor Charge-Offs 0.00 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Net Servicing Fee 1,166,666.67 97,221.67 125,000.56 1,388,888.89
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67
(xiv) LIBOR 1.38125%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii)Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 15,771,820.00 1,314,310.82 1,689,845.37 18,775,976.19
(xxii) Certificate Rate 1.51125% 1.73125% 2.00625%
- ---------------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
---------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1997-1
Distribution Date: 12/16/2002
Section 5.2 - Supplement Class A Class B Collateral Total
- ----------------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00 0.00 0.00
(ii) Monthly Interest Distributed 1,456,946.18 137,916.33 215,518.63 1,810,381.14
Deficiency Amounts 0.00 0.00 0.00
Additional Interest 0.00 0.00 0.00
Accrued and Unpaid Interest 0.00 0.00
(iii) Collections of Principal Receivables 158,398,754.86 13,199,850.33 16,971,341.07 188,569,946.26
(iv) Collections of Finance Charge Receivables 13,913,756.90 1,159,475.71 1,490,763.70 16,563,996.31
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00
Adjusted Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00
Series
Floating Investor Percentage 4.28% 84.00% 7.00% 9.00% 100.00%
Fixed Investor Percentage 4.28% 84.00% 7.00% 9.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 5,233,557.41 436,128.27 560,739.81 6,230,425.48
(viii) Investor Charge-Offs 0.00 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Net Servicing Fee 958,333.33 79,860.83 102,678.85 1,140,873.02
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00
(xiv) LIBOR 1.38125%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii)Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 12,955,423.57 1,079,614.88 1,388,084.85 15,423,123.30
(xxii) Certificate Rate 1.47125% 1.67125% 2.03125%
- ----------------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
---------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1997-4
Distribution Date: 12/16/2002
Period Type: Accumulation
Section 5.2 - Supplement Class A Class B Collateral Total
- --------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 600,000,000.00 0.00 42,857,143.00 642,857,143.00
(ii) Monthly Interest Distributed 796,312.50 74,970.49 109,676.34 980,959.33
Deficiency Amounts 0.00 0.00 0.00
Additional Interest 0.00 0.00 0.00
Accrued and Unpaid Interest 0.00 0.00
(iii) Collections of Principal Receivables 82,642,828.62 6,886,902.39 8,854,588.88 98,384,319.89
(iv) Collections of Finance Charge Receivables 7,259,351.43 604,945.95 777,787.66 8,642,085.04
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 600,000,000.00 50,000,000.00 64,285,715.00 714,285,715.00
Adjusted Interest 600,000,000.00 50,000,000.00 64,285,715.00 714,285,715.00
Series
Floating Investor Percentage 2.23% 84.00% 7.00% 9.00% 100.00%
Fixed Investor Percentage 2.23% 84.00% 7.00% 9.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 2,730,551.69 227,545.97 292,559.11 3,250,656.78
(viii) Investor Charge-Offs 0.00 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Net Servicing Fee 500,000.00 41,666.67 53,571.43 595,238.10
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 0.00 50,000,000.00 21,428,572.00 71,428,572.00
(xiv) LIBOR 1.38125%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii)Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 6,762,573.22 563,279.29 724,216.23 8,050,068.74
(xxii) Certificate Rate 1.54125% 1.74125% 1.98125%
- --------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1997-5
Distribution Date: 12/16/2002
Period Type: Accumulation
Section 5.2 - Supplement Class A Class B Collateral Total
- ----------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 500,000,000.00 0.00 22,727,364.00 522,727,364.00
(ii) Monthly Interest Distributed 2,580,833.33 151,230.58 69,567.91 2,801,631.82
Deficiency Amounts 0.00 0.00 0.00
Additional Interest 0.00 0.00 0.00 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 68,869,023.85 3,913,000.20 5,478,230.44 78,260,254.49
(iv) Collections of Finance Charge Receivables 6,049,459.52 343,718.19 481,208.12 6,874,385.83
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 500,000,000.00 28,409,000.00 39,772,819.00 568,181,819.00
Adjusted Interest 500,000,000.00 28,409,000.00 39,772,819.00 568,181,819.00
Series
Floating Investor Percentage 1.77% 88.00% 5.00% 7.00% 100.00%
Fixed Investor Percentage 1.77% 88.00% 5.00% 7.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 2,275,459.74 129,287.07 181,002.90 2,585,749.71
(viii) Investor Charge-Offs 0.00 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Net Servicing Fee 416,666.67 23,674.17 33,144.02 473,484.85
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 0.00 28,409,000.00 17,045,455.00 45,454,455.00
(xiv) LIBOR 1.38125%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii)Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 5,635,478.33 320,044.02 448,064.10 6,403,586.45
(xxii) Certificate Rate 6.19400% 6.38800% 2.03125%
- ----------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
-----------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1998-3
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Class A Class B Collateral Total
- ----------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00 0.00 0.00
(ii) Monthly Interest Distributed 3,000,000.00 174,711.25 75,850.31 3,250,561.56
Deficiency Amounts 0.00 0.00 0.00
Additional Interest 0.00 0.00 0.00 0.00
Accrued and Unpaid Interest 0.00
(iii) Collections of Principal Receivables 82,642,828.62 4,695,490.05 6,573,986.61 93,912,305.28
(iv) Collections of Finance Charge Receivables 7,259,351.43 412,452.15 577,459.41 8,249,262.99
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 600,000,000.00 34,090,000.00 47,728,182.00 681,818,182.00
Adjusted Interest 600,000,000.00 34,090,000.00 47,728,182.00 681,818,182.00
Series
Floating Investor Percentage 2.13% 88.00% 5.00% 7.00% 100.00%
Fixed Investor Percentage 2.13% 88.00% 5.00% 7.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 2,730,551.69 155,140.85 217,207.11 3,102,899.65
(viii) Investor Charge-Offs 0.00 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Net Servicing Fee 500,000.00 28,408.33 39,773.49 568,181.82
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 600,000,000.00 34,090,000.00 47,728,182.00 681,818,182.00
(xiv) LIBOR 1.38125%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii)Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 6,762,571.13 384,043.82 537,685.93 7,684,300.87
(xxii) Certificate Rate 6.00000% 6.15000% 2.03125%
- ----------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
-----------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1998-5
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Class A Class B Collateral Total
- --------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00 0.00 0.00
(ii) Monthly Interest Distributed 862,671.88 81,217.03 129,561.98 1,073,450.89
Deficiency Amounts 0.00 0.00 0.00
Additional Interest 0.00 0.00 0.00
Accrued and Unpaid Interest 0.00 0.00
(iii) Collections of Principal Receivables 89,529,731.01 7,460,719.09 9,592,563.03 106,583,013.13
(iv) Collections of Finance Charge Receivables 7,864,297.38 655,350.05 842,611.36 9,362,258.79
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00
Adjusted Interest 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00
Series
Floating Investor Percentage 2.42% 84.00% 7.00% 9.00% 100.00%
Fixed Investor Percentage 2.42% 84.00% 7.00% 9.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 2,958,097.66 246,505.10 316,942.07 3,521,544.84
(viii) Investor Charge-Offs 0.00 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Net Servicing Fee 541,666.67 45,138.33 58,036.27 644,841.27
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00
(xiv) LIBOR 1.38125%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii)Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 7,322,630.71 610,211.72 784,575.09 8,717,417.52
(xxii) Certificate Rate 1.54125% 1.74125% 2.23125%
- --------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1999-1
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Class A Class B Collateral Total
- --------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00 0.00 0.00
(ii) Monthly Interest Distributed 995,390.63 95,327.69 171,693.64 1,262,411.95
Deficiency Amounts 0.00 0.00 0.00
Additional Interest 0.00 0.00 0.00
Accrued and Unpaid Interest 0.00 0.00
(iii) Collections of Principal Receivables 103,303,535.78 8,608,627.98 11,068,236.00 122,980,399.76
(iv) Collections of Finance Charge Receivables 9,074,189.28 756,182.44 972,234.57 10,802,606.29
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00
Adjusted Interest 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00
Series
Floating Investor Percentage 2.79% 84.00% 7.00% 9.00% 100.00%
Fixed Investor Percentage 2.79% 84.00% 7.00% 9.00% 100.00%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 3,413,189.61 284,432.47 365,698.89 4,063,320.97
(viii) Investor Charge-Offs 0.00 0.00 0.00 0.00
(ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00
(x) Net Servicing Fee 625,000.00 52,083.33 66,964.29 744,047.62
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00 0.00 0.00
(xiii) Closing Investor Interest (Class A Adjusted) 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00
(xiv) LIBOR 1.38125%
(xv) Principal Funding Account Balance 0.00
(xvii) Accumulation Shortfall 0.00
(xviii)Principal Funding Investment Proceeds 0.00
(xx) Principal Investment Funding Shortfall 0.00
(xxi) Available Funds 8,449,189.28 704,099.11 905,270.28 10,058,558.67
(xxii) Certificate Rate 1.54125% 1.77125% 2.58125%
- --------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 1999-3
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- --------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 4,717,500.00
Class B Note Interest Requirement 279,708.54
Net Class C Note Interest Requirement 94,263.90 5,091,472.45
(iii) Collections of Principal Receivables 133,042,557.66
(iv) Collections of Finance Charge Receivables 11,686,466.89
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 965,910,000.00
Adjusted Interest 965,910,000.00
Floating Investor Percentage 3.02%
Fixed Investor Percentage 3.02%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 4,395,778.64
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 804,925.00
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 10,881,541.89
(xxii) Note Rate Class A 6.66000%
Class B 6.95000%
Class C 2.33125%
- --------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2000-1
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,001,848.96
Class B Note Interest Requirement 93,174.91
Net Class C Note Interest Requirement 136,508.25 1,231,532.12
(iii) Collections of Principal Receivables 122,980,380.06
(iv) Collections of Finance Charge Receivables 10,802,604.56
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 892,857,000.00
Adjusted Interest 892,857,000.00
Floating Investor Percentage 2.79%
Fixed Investor Percentage 2.79%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 4,063,320.32
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 744,047.50
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 10,058,557.06
(xxii) Note Rate Class A 1.55125%
Class B 1.73125%
Class C 2.11125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2000-2
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,147,968.75
Class B Note Interest Requirement 107,934.90
Net Class C Note Interest Requirement 159,659.17 1,415,562.81
(iii) Collections of Principal Receivables 147,576,538.71
(iv) Collections of Finance Charge Receivables 12,963,132.73
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,071,429,000.00
Adjusted Interest 1,071,429,000.00
Floating Investor Percentage 3.35%
Fixed Investor Percentage 3.35%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 4,875,987.11
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 892,857.50
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 12,070,275.23
(xxii) Note Rate Class A 1.48125%
Class B 1.67125%
Class C 2.06125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2000-3
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 976,015.63
Class B Note Interest Requirement 93,174.91
Net Class C Note Interest Requirement 134,432.34 1,203,622.88
(iii) Collections of Principal Receivables 122,980,380.06
(iv) Collections of Finance Charge Receivables 10,802,604.56
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 892,857,000.00
Adjusted Interest 892,857,000.00
Floating Investor Percentage 2.79%
Fixed Investor Percentage 2.79%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 4,063,320.32
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 744,047.50
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 10,058,557.06
(xxii) Note Rate Class A 1.51125%
Class B 1.73125%
Class C 2.08125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2001-1
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 935,315.21
Class B Note Interest Requirement 91,264.32
Net Class C Note Interest Requirement 137,861.07 1,164,440.61
(iii) Collections of Principal Receivables 117,077,340.55
(iv) Collections of Finance Charge Receivables 10,284,081.19
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 850,000,000.00
Adjusted Interest 850,000,000.00
Floating Investor Percentage 2.65%
Fixed Investor Percentage 2.65%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 3,868,281.56
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 708,333.33
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 9,575,747.86
(xxii) Note Rate Class A 1.52125%
Class B 1.78125%
Class C 2.23125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2001-2
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 646,371.53
Class B Note Interest Requirement 62,474.41
Net Class C Note Interest Requirement 98,849.04 807,694.97
(iii) Collections of Principal Receivables 81,986,920.04
(iv) Collections of Finance Charge Receivables 7,201,736.37
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 595,238,000.00
Adjusted Interest 595,238,000.00
Floating Investor Percentage 1.86%
Fixed Investor Percentage 1.86%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 2,708,880.21
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 496,031.67
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 6,705,704.71
(xxii) Note Rate Class A 1.50125%
Class B 1.74125%
Class C 2.28125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2001-3
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 937,265.63
Class B Note Interest Requirement 92,636.72
Net Class C Note Interest Requirement 144,811.79 1,174,714.13
(iii) Collections of Principal Receivables 122,980,380.06
(iv) Collections of Finance Charge Receivables 10,802,604.56
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 892,857,000.00
Adjusted Interest 892,857,000.00
Floating Investor Percentage 2.79%
Fixed Investor Percentage 2.79%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 4,063,320.32
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 744,047.50
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 10,058,557.06
(xxii) Note Rate Class A 1.45125%
Class B 1.72125%
Class C 2.23125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2001-4
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Distribution allocable to:
Class A Note Interest Requirement 1,089,014.50
Class B Note Interest Requirement 106,164.24
Net Class C Note Interest Requirement 166,064.51 1,361,243.24
(iii) Collections of Principal Receivables 137,738,047.70
(iv) Collections of Finance Charge Receivables 12,098,919.05
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,000,000,000.00
Adjusted Interest 1,000,000,000.00
Floating Investor Percentage 3.12%
Fixed Investor Percentage 3.12%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 4,550,919.48
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 833,333.33
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 11,265,585.71
(xxii) Note Rate Class A 5.50000%
Class B 1.76125%
Class C 2.28125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2001-5
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,607,156.25
Class B Note Interest Requirement 165,575.52
Net Class C Note Interest Requirement 260,721.79 2,033,453.56
(iii) Collections of Principal Receivables 206,607,071.56
(iv) Collections of Finance Charge Receivables 18,148,378.57
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,500,000,000.00
Adjusted Interest 1,500,000,000.00
Floating Investor Percentage 4.68%
Fixed Investor Percentage 4.68%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 6,826,379.22
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 1,250,000.00
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 16,898,378.57
(xxii) Note Rate Class A 1.48125%
Class B 1.83125%
Class C 2.38125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2001-6
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,311,765.00
Class B Note Interest Requirement 134,630.42
Net Class C Note Interest Requirement 217,877.39 1,664,272.81
(iii) Collections of Principal Receivables 165,285,657.25
(iv) Collections of Finance Charge Receivables 14,518,702.85
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,200,000,000.00
Adjusted Interest 1,200,000,000.00
Floating Investor Percentage 3.75%
Fixed Investor Percentage 3.75%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 5,461,103.38
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 1,000,000.00
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 13,518,702.85
(xxii) Note Rate Class A 1.51125%
Class B 1.86125%
Class C 2.48125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2002-1
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,071,437.50
Class B Note Interest Requirement 106,767.01
Net Class C Note Interest Requirement 172,264.51 1,350,469.02
(iii) Collections of Principal Receivables 137,738,047.70
(iv) Collections of Finance Charge Receivables 12,098,919.05
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,000,000,000.00
Adjusted Interest 1,000,000,000.00
Floating Investor Percentage 3.12%
Fixed Investor Percentage 3.12%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 4,550,919.48
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 833,333.33
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 11,265,585.71
(xxii) Note Rate Class A 1.48125%
Class B 1.77125%
Class C 2.36125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2002-2
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,449,379.17
Class B Note Interest Requirement 144,410.49
Net Class C Note Interest Requirement 232,490.34 1,826,279.99
(iii) Collections of Principal Receivables 192,833,266.79
(iv) Collections of Finance Charge Receivables 16,938,486.66
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,400,000,000.00
Adjusted Interest 1,400,000,000.00
Floating Investor Percentage 4.37%
Fixed Investor Percentage 4.37%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 6,371,287.28
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 1,166,666.67
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 15,771,820.00
(xxii) Note Rate Class A 1.43125%
Class B 1.71125%
Class C 2.28125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2002-3
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,683,106.25
Class B Note Interest Requirement 165,575.52
Net Class C Note Interest Requirement 264,209.29 2,112,891.06
(iii) Collections of Principal Receivables 206,607,071.56
(iv) Collections of Finance Charge Receivables 18,148,378.57
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,500,000,000.00
Adjusted Interest 1,500,000,000.00
Floating Investor Percentage 4.68%
Fixed Investor Percentage 4.68%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 6,826,379.22
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 1,250,000.00
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 16,898,378.57
(xxii) Note Rate Class A 1.55125%
Class B 1.83125%
Class C 2.41125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2002-4
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,552,906.25
Class B Note Interest Requirement 152,917.19
Net Class C Note Interest Requirement 242,121.79 1,947,945.23
(iii) Collections of Principal Receivables 206,607,071.56
(iv) Collections of Finance Charge Receivables 18,148,378.57
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,500,000,000.00
Adjusted Interest 1,500,000,000.00
Floating Investor Percentage 4.68%
Fixed Investor Percentage 4.68%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 6,826,379.22
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 1,250,000.00
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 16,898,378.57
(xxii) Note Rate Class A 1.43125%
Class B 1.69125%
Class C 2.22125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2002-5
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,071,437.50
Class B Note Interest Requirement 104,958.68
Net Class C Note Interest Requirement 169,939.51 1,346,335.69
(iii) Collections of Principal Receivables 137,738,047.70
(iv) Collections of Finance Charge Receivables 12,098,919.05
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,000,000,000.00
Adjusted Interest 1,000,000,000.00
Floating Investor Percentage 3.12%
Fixed Investor Percentage 3.12%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 4,550,919.48
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 833,333.33
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 11,265,585.71
(xxii) Note Rate Class A 1.48125%
Class B 1.74125%
Class C 2.33125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President
Chase Manhattan Bank USA, N.A.
Monthly Certificateholder's Statement
Chase Credit Card Master Trust
Series 2002-6
Distribution Date: 12/16/2002
Period Type: Revolving
Section 5.2 - Supplement Total
- ---------------------------------------------------------------------------------------------------------------------------
(i) Monthly Principal Distributed 0.00 0.00
(ii) Monthly Interest Distributed
Class A Note Interest Requirement 1,146,754.58
Class B Note Interest Requirement 114,791.49
Net Class C Note Interest Requirement 195,454.90 1,457,000.98
(iii) Collections of Principal Receivables 151,511,852.47
(iv) Collections of Finance Charge Receivables 13,308,810.95
(v) Aggregate Amount of Principal Receivables 32,019,190,777.91
Investor Interest 1,100,000,000.00
Adjusted Interest 1,100,000,000.00
Floating Investor Percentage 3.44%
Fixed Investor Percentage 3.44%
(vi) Receivables Delinquent (As % of Total Receivables)
Current 95.54%
30 to 59 days 1.43%
60 to 89 days 1.07%
90 or more days 1.96%
-------------------
Total Receivables 100.00%
(vii) Investor Default Amount 5,006,011.43
(viii) Investor Charge-Offs 0.00
(ix) Reimbursed Investor Charge-Offs 0.00
(x) Net Servicing Fee 916,666.67
(xi) Portfolio Yield (Net of Defaulted Receivables)* 9.26%
(xii) Reallocated Monthly Principal 0.00
(xiii) Accumulation Shortfall 0.00
(xiv) Principal Funding Investment Proceeds 0.00
(xv) Principal Funding Investment Shortfall 0.00
(xvi) Available Investor Finance Charge Collections 12,392,144.28
(xxii) Note Rate Class A 1.44125%
Class B 1.73125%
Class C 2.43125%
- ---------------------------------------------------------------------------------------------------------------------------
* Effective with the November 02 Monthly Period, the yield from the
Collections of Finance Charge Receivables portion of the Portfolio Yield
is annualized based on a 365 day year / actual number of days in the
calendar month.
By:
----------------------------------------
Name: Patricia M. Garvey
Title: Vice President