Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders January 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 153,714,707.94 23,304,698.76 795,473.61 24,100,172.37 0.00 0.00 130,410,009.18 A4 294,000,000.00 294,000,000.00 0.00 1,533,700.00 1,533,700.00 0.00 0.00 294,000,000.00 B1 38,466,538.08 21,911,322.85 720,763.88 118,321.14 839,085.02 0.00 0.00 21,190,558.97 TOTALS 1,280,466,538.08 469,626,030.79 24,025,462.64 2,447,494.75 26,472,957.39 0.00 0.00 445,600,568.15 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000 % A3 161581bm4 387.19070010 58.70201199 2.00371186 60.70572385 328.48868811 A3 6.210000 % A4 161581bn2 1,000.00000000 0.00000000 5.21666667 5.21666667 1,000.00000000 A4 6.260000 % B1 161581bp7 569.62034911 18.73742520 3.07594980 21.81337500 550.88292390 B1 6.480000 % TOTALS 366.76165821 18.76305388 1.91140860 20.67446247 347.99860434 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A January 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 25 Due Period Beginning Date 12/01/02 Due Period End Date 12/31/02 Determination Date 01/10/03 Section 5.8(iii) Servicing Fee 391,355.03 Section 5.8(iii) Servicing Fee per $1000 0.30563472 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 445,600,568.15 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 78,582.81 TOTAL 78,582.81 Section 5.8(viii) Realized Net Losses for Collection Period 664,392.10 Section 5.8(ix) Reserve Account Balance after Disbursement 10,026,012.78 Section 5.8(x) Specified Reserve Account Balance 10,026,012.78 Section 5.8(xi) Total Distribution Amount 27,069,294.25 Servicing Fee 391,355.03 Administration Fee 1,000.00 Noteholders Distribution Amount 25,633,872.37 Certficateholders Distribution Amount 839,085.02 Deposit to Reserve Account 203,981.83 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders January 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 279,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 243,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 384,000,000.00 341,910,051.98 24,932,509.20 1,296,408.95 26,228,918.15 0.00 0.00 316,977,542.78 A4 258,100,000.00 258,100,000.00 0.00 1,090,472.50 1,090,472.50 0.00 0.00 258,100,000.00 B 36,016,952.89 33,656,025.20 1,398,525.17 141,916.24 1,540,441.41 0.00 0.00 32,257,500.03 TOTALS 1,200,116,952.89 633,666,077.18 26,331,034.37 2,528,797.69 28,859,832.06 0.00 0.00 607,335,042.81 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BQ5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 3.660000 % A2 161581BR3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 3.990000 % A3 161581BS1 890.39076036 64.92840938 3.37606497 68.30447435 825.46235099 A3 4.550000 % A4 161581BT9 1,000.00000000 0.00000000 4.22500000 4.22500000 1,000.00000000 A4 5.070000 % B N/A 934.44954388 38.82963598 3.94026225 42.76989824 895.61990789 B 5.060000 % TOTALS 528.00360469 21.94039031 2.10712605 24.04751636 506.06321438 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-A January 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 18 Due Period Beginning Date 12/01/02 Due Period End Date 12/31/02 Determination Date 01/10/03 Section 5.8(iii) Servicing Fee 528,055.06 Section 5.8(iii) Servicing Fee per $1000 0.44000300 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00083325 Section 5.8(vi) Pool Balance at the end of the Collection Period 607,335,042.81 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 60,023.98 TOTAL 60,023.98 Section 5.8(viii) Realized Net Losses for Collection Period 433,082.16 Section 5.8(ix) Reserve Account Balance after Disbursement 13,665,038.46 Section 5.8(x) Specified Reserve Account Balance 13,665,038.46 Section 5.8(xi) Total Distribution Amount 30,030,421.77 Servicing Fee 528,055.06 Administration Fee 1,000.00 Noteholders Distribution Amount 27,319,390.65 Certficateholders Distribution Amount 1,540,441.41 Deposit to Reserve Account 641,534.65 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders January 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 98,824,235.49 31,025,860.83 200,942.61 31,226,803.44 0.00 0.00 67,798,374.66 A3 365,000,000.00 365,000,000.00 0.00 939,875.00 939,875.00 0.00 0.00 365,000,000.00 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 B 32,503,047.00 32,503,047.00 0.00 101,572.02 101,572.02 0.00 0.00 32,503,047.00 TOTALS 1,299,883,047.00 818,707,282.49 31,025,860.83 2,263,259.63 33,289,120.46 0.00 0.00 787,681,421.66 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 329.41411830 103.41953610 0.66980870 104.08934480 225.99458220 A2 2.440000 % A3 161581BX0 1,000.00000000 0.00000000 2.57500000 2.57500000 1,000.00000000 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % B 161581BZ5 1,000.00000000 0.00000000 3.12499994 3.12499994 1,000.00000000 B 3.750000 % TOTALS 629.83149475 23.86819407 1.74112558 25.60931965 605.96330068 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B January 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 14 Due Period Beginning Date 12/01/02 Due Period End Date 12/31/02 Determination Date 01/10/03 Section 5.8(iii) Servicing Fee 682,256.07 Section 5.8(iii) Servicing Fee per $1000 0.52485958 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 787,681,427.53 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 83,449.80 TOTAL 83,449.80 Section 5.8(viii) Realized Net Losses for Collection Period 549,809.86 Section 5.8(ix) Reserve Account Balance after Disbursement 13,784,424.98 Section 5.8(x) Specified Reserve Account Balance 13,784,424.98 Section 5.8(xi) Total Distribution Amount 35,611,538.81 Servicing Fee 682,256.07 Administration Fee 1,000.00 Noteholders Distribution Amount 33,187,548.44 Certficateholders Distribution Amount 101,572.02 Deposit to Reserve Account 1,639,162.28 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders January 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 378,962,322.45 53,501,121.53 830,559.09 54,331,680.62 0.00 0.00 325,461,200.92 A3 570,000,000.00 570,000,000.00 0.00 1,657,750.00 1,657,750.00 0.00 0.00 570,000,000.00 A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00 R 50,600,000.00 50,600,000.00 0.00 175,835.00 175,835.00 0.00 0.00 50,600,000.00 TOTALS 2,024,000,000.00 1,497,962,322.45 53,501,121.53 4,425,157.42 57,926,278.95 0.00 0.00 1,444,461,200.92 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 823.83113576 116.30678593 1.80556324 118.11234917 707.52434983 A2 2.630000 % A3 161581CC5 1,000.00000000 0.00000000 2.90833333 2.90833333 1,000.00000000 A3 3.490000 % A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 % R 161581CE1 1,000.00000000 0.00000000 3.47500000 3.47500000 1,000.00000000 R 4.170000 % TOTALS 740.09996168 26.43336044 2.18634260 28.61970304 713.66660125 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A January 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 10 Due Period Beginning Date 12/01/02 Due Period End Date 12/31/02 Determination Date 01/10/03 Section 5.8(iii) Servicing Fee 1,248,301.94 Section 5.8(iii) Servicing Fee per $1000 0.61674997 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,444,461,200.99 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 58,305.48 TOTAL 58,305.48 Section 5.8(viii) Realized Net Losses for Collection Period 694,873.90 Section 5.8(ix) Reserve Account Balance after Disbursement 28,889,224.02 Section 5.8(x) Specified Reserve Account Balance 28,889,224.02 Section 5.8(xi) Total Distribution Amount 61,679,174.10 Servicing Fee 1,248,301.94 Administration Fee 1,000.00 Noteholders Distribution Amount 57,750,443.95 Certficateholders Distribution Amount 175,835.00 Deposit to Reserve Account 2,503,593.21 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders January 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 37,451,290.66 37,451,290.66 60,206.07 37,511,496.73 0.00 0.00 0.00 A2 335,000,000.00 335,000,000.00 12,408.22 753,750.00 766,158.22 0.00 0.00 334,987,591.78 A3 365,000,000.00 365,000,000.00 0.00 1,088,916.67 1,088,916.67 0.00 0.00 365,000,000.00 A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00 CERT 34,200,000.00 34,200,000.00 0.00 120,840.00 120,840.00 0.00 0.00 34,200,000.00 TOTALS 1,368,000,000.00 1,117,451,290.66 37,463,698.88 3,236,894.41 40,700,593.29 0.00 0.00 1,079,987,591.78 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 130.03920368 130.03920368 0.20904885 130.24825253 0.00000000 A1 1.929100 % A2 161581CM3 1,000.00000000 0.03703946 2.25000000 2.28703946 999.96296054 A2 2.700000 % A3 161581CN1 1,000.00000000 0.00000000 2.98333334 2.98333334 1,000.00000000 A3 3.580000 % A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 % CERT 161581CQ4 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 CERT 4.240000 % TOTALS 816.85035867 27.38574480 2.36615088 29.75189568 789.46461387 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B January 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 7 Due Period Beginning Date 12/01/02 Due Period End Date 12/31/02 Determination Date 01/10/03 Section 5.8(iii) Servicing Fee 931,209.41 Section 5.8(iii) Servicing Fee per $1000 0.68070863 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,079,987,591.78 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 0.00 TOTAL 0.00 Section 5.8(viii) Realized Net Losses for Collection Period 594,789.74 Section 5.8(ix) Reserve Account Balance after Disbursement 18,899,782.86 Section 5.8(x) Specified Reserve Account Balance 18,899,782.86 Section 5.8(xi) Yield Supplement Account Balance 5,097,825.50 Section 5.8(xii) Total Distribution Amount 43,796,949.55 Servicing Fee 931,209.41 Administration Fee 1,000.00 Noteholders Distribution Amount 40,579,753.29 Certficateholders Distribution Amount 120,840.00 Deposit to Reserve Account 2,164,146.85 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.