Page 1
Chase Manhattan Auto Owner Trust 2000-A
                         Statement to Certificateholders
                         January 15 2003


  DISTRIBUTION IN DOLLARS
             ORIGINAL          PRIOR                                                                                    CURRENT
               FACE          PRINCIPAL                                                       REALIZED     DEFERRED     PRINCIPAL
 CLASS         VALUE          BALANCE         PRINCIPAL        INTEREST        TOTAL          LOSES       INTEREST      BALANCE
                                                                                            
A1       259,000,000.00             0.00             0.00           0.00            0.00        0.00         0.00             0.00
A2       292,000,000.00             0.00             0.00           0.00            0.00        0.00         0.00             0.00
A3       397,000,000.00   153,714,707.94    23,304,698.76     795,473.61   24,100,172.37        0.00         0.00   130,410,009.18
A4       294,000,000.00   294,000,000.00             0.00   1,533,700.00    1,533,700.00        0.00         0.00   294,000,000.00
B1        38,466,538.08    21,911,322.85       720,763.88     118,321.14      839,085.02        0.00         0.00    21,190,558.97
TOTALS 1,280,466,538.08   469,626,030.79    24,025,462.64   2,447,494.75   26,472,957.39        0.00         0.00   445,600,568.15




  FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                  PASS-THROUGH RATES
                               PRIOR                                                            CURRENT                    CURRENT
                             PRINCIPAL                                                         PRINCIPAL   CLASS         PASS THRU
 CLASS      CUSIP              FACTOR         PRINCIPAL        INTEREST         TOTAL           FACTOR                        RATE
                                                                                            
A1        161581bk8           0.00000000       0.00000000     0.00000000      0.00000000       0.00000000   A1          6.470000 %
A2        161581bl6           0.00000000       0.00000000     0.00000000      0.00000000       0.00000000   A2          6.300000 %
A3        161581bm4         387.19070010      58.70201199     2.00371186     60.70572385     328.48868811   A3          6.210000 %
A4        161581bn2       1,000.00000000       0.00000000     5.21666667      5.21666667   1,000.00000000   A4          6.260000 %
B1        161581bp7         569.62034911      18.73742520     3.07594980     21.81337500     550.88292390   B1          6.480000 %
TOTALS                      366.76165821      18.76305388     1.91140860     20.67446247     347.99860434



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2000-A
                                 January 15 2003
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                              
                                Due Period                                                                                      25
                                Due Period Beginning Date                                                                 12/01/02
                                Due Period End Date                                                                       12/31/02
                                Determination Date                                                                        01/10/03

Section 5.8(iii)           Servicing Fee                                                                                391,355.03
Section 5.8(iii)           Servicing Fee per $1000                                                                      0.30563472

Section 5.8(iv)            Administration Fee                                                                             1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                 0.00078097

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                         445,600,568.15

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                          0.00
                           By Servicer                                                                                   78,582.81
                           TOTAL                                                                                         78,582.81

Section 5.8(viii)          Realized Net Losses for Collection Period                                                    664,392.10

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                10,026,012.78

Section 5.8(x)             Specified Reserve Account Balance                                                         10,026,012.78

Section 5.8(xi)            Total Distribution Amount                                                                 27,069,294.25
                          Servicing Fee                                                                                 391,355.03
                          Administration Fee                                                                              1,000.00
                          Noteholders Distribution Amount                                                            25,633,872.37
                          Certficateholders Distribution Amount                                                         839,085.02
                          Deposit to Reserve Account                                                                    203,981.83


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-A
                           Statement to Certificateholders
                           January 15 2003



  DISTRIBUTION IN DOLLARS
             ORIGINAL          PRIOR                                                                                    CURRENT
               FACE          PRINCIPAL                                                       REALIZED     DEFERRED     PRINCIPAL
 CLASS         VALUE          BALANCE         PRINCIPAL        INTEREST        TOTAL          LOSES       INTEREST      BALANCE
                                                                                            
A1       279,000,000.00             0.00             0.00           0.00            0.00        0.00         0.00             0.00
A2       243,000,000.00             0.00             0.00           0.00            0.00        0.00         0.00             0.00
A3       384,000,000.00   341,910,051.98    24,932,509.20   1,296,408.95   26,228,918.15        0.00         0.00   316,977,542.78
A4       258,100,000.00   258,100,000.00             0.00   1,090,472.50    1,090,472.50        0.00         0.00   258,100,000.00
B         36,016,952.89    33,656,025.20     1,398,525.17     141,916.24    1,540,441.41        0.00         0.00    32,257,500.03
TOTALS 1,200,116,952.89   633,666,077.18    26,331,034.37   2,528,797.69   28,859,832.06        0.00         0.00   607,335,042.81




  FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                  PASS-THROUGH RATES
                               PRIOR                                                            CURRENT                    CURRENT
                             PRINCIPAL                                                         PRINCIPAL   CLASS         PASS THRU
 CLASS      CUSIP              FACTOR         PRINCIPAL        INTEREST         TOTAL           FACTOR                        RATE
                                                                                            
A1        161581BQ5           0.00000000       0.00000000     0.00000000      0.00000000       0.00000000   A1          3.660000 %
A2        161581BR3           0.00000000       0.00000000     0.00000000      0.00000000       0.00000000   A2          3.990000 %
A3        161581BS1         890.39076036      64.92840938     3.37606497     68.30447435     825.46235099   A3          4.550000 %
A4        161581BT9       1,000.00000000       0.00000000     4.22500000      4.22500000   1,000.00000000   A4          5.070000 %
B         N/A               934.44954388      38.82963598     3.94026225     42.76989824     895.61990789   B           5.060000 %
TOTALS                      528.00360469      21.94039031     2.10712605     24.04751636     506.06321438



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-A
                                 January 15 2003
                         STATEMENT TO CERTIFICATEHOLDERS



                                                                                                              
                                Due Period                                                                                       18
                                Due Period Beginning Date                                                                  12/01/02
                                Due Period End Date                                                                        12/31/02
                                Determination Date                                                                         01/10/03

Section 5.8(iii)           Servicing Fee                                                                                 528,055.06
Section 5.8(iii)           Servicing Fee per $1000                                                                       0.44000300

Section 5.8(iv)            Administration Fee                                                                              1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                  0.00083325

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                          607,335,042.81

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                           0.00
                           By Servicer                                                                                    60,023.98
                           TOTAL                                                                                          60,023.98

Section 5.8(viii)          Realized Net Losses for Collection Period                                                     433,082.16

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                 13,665,038.46

Section 5.8(x)             Specified Reserve Account Balance                                                          13,665,038.46

Section 5.8(xi)            Total Distribution Amount                                                                  30,030,421.77
                           Servicing Fee                                                                                 528,055.06
                           Administration Fee                                                                              1,000.00
                           Noteholders Distribution Amount                                                            27,319,390.65
                           Certficateholders Distribution Amount                                                       1,540,441.41
                           Deposit to Reserve Account                                                                    641,534.65


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-B
                           Statement to Certificateholders
                           January 15 2003



  DISTRIBUTION IN DOLLARS
             ORIGINAL          PRIOR                                                                                    CURRENT
               FACE          PRINCIPAL                                                       REALIZED     DEFERRED     PRINCIPAL
 CLASS         VALUE          BALANCE         PRINCIPAL        INTEREST        TOTAL          LOSES       INTEREST      BALANCE
                                                                                            
A1       280,000,000.00             0.00             0.00           0.00            0.00        0.00         0.00             0.00
A2       300,000,000.00    98,824,235.49    31,025,860.83     200,942.61   31,226,803.44        0.00         0.00    67,798,374.66
A3       365,000,000.00   365,000,000.00             0.00     939,875.00      939,875.00        0.00         0.00   365,000,000.00
A4       322,380,000.00   322,380,000.00             0.00   1,020,870.00    1,020,870.00        0.00         0.00   322,380,000.00
B         32,503,047.00    32,503,047.00             0.00     101,572.02      101,572.02        0.00         0.00    32,503,047.00
TOTALS  1,299,883,047.00  818,707,282.49    31,025,860.83   2,263,259.63   33,289,120.46        0.00         0.00   787,681,421.66




  FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                  PASS-THROUGH RATES
                               PRIOR                                                            CURRENT                    CURRENT
                             PRINCIPAL                                                         PRINCIPAL   CLASS         PASS THRU
 CLASS      CUSIP              FACTOR         PRINCIPAL        INTEREST         TOTAL           FACTOR                        RATE
                                                                                         
A1        161581BV4           0.00000000       0.00000000     0.00000000      0.00000000       0.00000000   A1          2.180000 %
A2        161581BW2         329.41411830     103.41953610     0.66980870    104.08934480     225.99458220   A2          2.440000 %
A3        161581BX0       1,000.00000000       0.00000000     2.57500000      2.57500000   1,000.00000000   A3          3.090000 %
A4        161581BY8       1,000.00000000       0.00000000     3.16666667      3.16666667   1,000.00000000   A4          3.800000 %
B         161581BZ5       1,000.00000000       0.00000000     3.12499994      3.12499994   1,000.00000000   B           3.750000 %
TOTALS                      629.83149475      23.86819407     1.74112558     25.60931965     605.96330068



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-B
                                 January 15 2003
                         STATEMENT TO CERTIFICATEHOLDERS



                                                                                                              
                                Due Period                                                                                       14
                                Due Period Beginning Date                                                                  12/01/02
                                Due Period End Date                                                                        12/31/02
                                Determination Date                                                                         01/10/03

Section 5.8(iii)           Servicing Fee                                                                                 682,256.07
Section 5.8(iii)           Servicing Fee per $1000                                                                       0.52485958

Section 5.8(iv)            Administration Fee                                                                              1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                  0.00076930

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                          787,681,427.53

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                           0.00
                           By Servicer                                                                                    83,449.80
                           TOTAL                                                                                          83,449.80

Section 5.8(viii)          Realized Net Losses for Collection Period                                                     549,809.86

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                 13,784,424.98

Section 5.8(x)             Specified Reserve Account Balance                                                          13,784,424.98

Section 5.8(xi)            Total Distribution Amount                                                                  35,611,538.81
                           Servicing Fee                                                                                 682,256.07
                           Administration Fee                                                                              1,000.00
                           Noteholders Distribution Amount                                                            33,187,548.44
                           Certficateholders Distribution Amount                                                         101,572.02
                           Deposit to Reserve Account                                                                  1,639,162.28


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-A
                         Statement to Certificateholders
                                 January 15 2003




  DISTRIBUTION IN DOLLARS
             ORIGINAL           PRIOR                                                                                    CURRENT
               FACE           PRINCIPAL                                                       REALIZED    DEFERRED      PRINCIPAL
 CLASS         VALUE           BALANCE         PRINCIPAL        INTEREST        TOTAL          LOSES      INTEREST       BALANCE
                                                                                           
A1       445,000,000.00              0.00             0.00           0.00            0.00        0.00        0.00              0.00
A2       460,000,000.00    378,962,322.45    53,501,121.53     830,559.09   54,331,680.62        0.00        0.00    325,461,200.92
A3       570,000,000.00    570,000,000.00             0.00   1,657,750.00    1,657,750.00        0.00        0.00    570,000,000.00
A4       498,400,000.00    498,400,000.00             0.00   1,761,013.33    1,761,013.33        0.00        0.00    498,400,000.00
R         50,600,000.00     50,600,000.00             0.00     175,835.00      175,835.00        0.00        0.00     50,600,000.00
TOTALS 2,024,000,000.00  1,497,962,322.45    53,501,121.53   4,425,157.42   57,926,278.95        0.00        0.00  1,444,461,200.92




  FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                  PASS-THROUGH RATES
                               PRIOR                                                            CURRENT                    CURRENT
                             PRINCIPAL                                                         PRINCIPAL   CLASS         PASS THRU
 CLASS      CUSIP              FACTOR         PRINCIPAL        INTEREST         TOTAL           FACTOR                        RATE
                                                                                            
A1        161581CA9           0.00000000       0.00000000     0.00000000      0.00000000       0.00000000   A1          1.942500 %
A2        161581CB7         823.83113576     116.30678593     1.80556324    118.11234917     707.52434983   A2          2.630000 %
A3        161581CC5       1,000.00000000       0.00000000     2.90833333      2.90833333   1,000.00000000   A3          3.490000 %
A4        161581CD3       1,000.00000000       0.00000000     3.53333333      3.53333333   1,000.00000000   A4          4.240000 %
R         161581CE1       1,000.00000000       0.00000000     3.47500000      3.47500000   1,000.00000000   R           4.170000 %
TOTALS                      740.09996168      26.43336044     2.18634260     28.61970304     713.66660125



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-A
                                 January 15 2003
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                              
                                Due Period                                                                                       10
                                Due Period Beginning Date                                                                  12/01/02
                                Due Period End Date                                                                        12/31/02
                                Determination Date                                                                         01/10/03

Section 5.8(iii)           Servicing Fee                                                                               1,248,301.94
Section 5.8(iii)           Servicing Fee per $1000                                                                       0.61674997

Section 5.8(iv)            Administration Fee                                                                              1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                  0.00049407

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                        1,444,461,200.99

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                           0.00
                           By Servicer                                                                                    58,305.48
                           TOTAL                                                                                          58,305.48

Section 5.8(viii)          Realized Net Losses for Collection Period                                                     694,873.90

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                 28,889,224.02

Section 5.8(x)             Specified Reserve Account Balance                                                          28,889,224.02

Section 5.8(xi)            Total Distribution Amount                                                                  61,679,174.10
                           Servicing Fee                                                                               1,248,301.94
                           Administration Fee                                                                              1,000.00
                           Noteholders Distribution Amount                                                            57,750,443.95
                           Certficateholders Distribution Amount                                                         175,835.00
                           Deposit to Reserve Account                                                                  2,503,593.21


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-B
                         Statement to Certificateholders
                         January 15 2003



  DISTRIBUTION IN DOLLARS
             ORIGINAL           PRIOR                                                                                   CURRENT
               FACE           PRINCIPAL                                                      REALIZED     DEFERRED     PRINCIPAL
 CLASS         VALUE           BALANCE        PRINCIPAL        INTEREST        TOTAL          LOSES       INTEREST      BALANCE
                                                                                           
A1       288,000,000.00     37,451,290.66   37,451,290.66      60,206.07   37,511,496.73        0.00         0.00             0.00
A2       335,000,000.00    335,000,000.00       12,408.22     753,750.00      766,158.22        0.00         0.00   334,987,591.78
A3       365,000,000.00    365,000,000.00            0.00   1,088,916.67    1,088,916.67        0.00         0.00   365,000,000.00
A4       345,800,000.00    345,800,000.00            0.00   1,213,181.67    1,213,181.67        0.00         0.00   345,800,000.00
CERT      34,200,000.00     34,200,000.00            0.00     120,840.00      120,840.00        0.00         0.00    34,200,000.00
TOTALS 1,368,000,000.00  1,117,451,290.66   37,463,698.88   3,236,894.41   40,700,593.29        0.00         0.00 1,079,987,591.78




  FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                  PASS-THROUGH RATES
                               PRIOR                                                            CURRENT                    CURRENT
                             PRINCIPAL                                                         PRINCIPAL   CLASS         PASS THRU
 CLASS      CUSIP              FACTOR         PRINCIPAL        INTEREST         TOTAL           FACTOR                        RATE
                                                                                            
A1        161581CL5         130.03920368     130.03920368     0.20904885    130.24825253       0.00000000   A1          1.929100 %
A2        161581CM3       1,000.00000000       0.03703946     2.25000000      2.28703946     999.96296054   A2          2.700000 %
A3        161581CN1       1,000.00000000       0.00000000     2.98333334      2.98333334   1,000.00000000   A3          3.580000 %
A4        161581CP6       1,000.00000000       0.00000000     3.50833334      3.50833334   1,000.00000000   A4          4.210000 %
CERT      161581CQ4       1,000.00000000       0.00000000     3.53333333      3.53333333   1,000.00000000   CERT        4.240000 %
TOTALS                     816.85035867      27.38574480     2.36615088     29.75189568     789.46461387



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-B
                                 January 15 2003
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                              
                                Due Period                                                                                        7
                                Due Period Beginning Date                                                                  12/01/02
                                Due Period End Date                                                                        12/31/02
                                Determination Date                                                                         01/10/03

Section 5.8(iii)           Servicing Fee                                                                                 931,209.41
Section 5.8(iii)           Servicing Fee per $1000                                                                       0.68070863

Section 5.8(iv)            Administration Fee                                                                              1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                  0.00073099

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                        1,079,987,591.78

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                          By Seller                                                                                            0.00
                          By Servicer                                                                                          0.00
                          TOTAL                                                                                                0.00

Section 5.8(viii)          Realized Net Losses for Collection Period                                                     594,789.74

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                 18,899,782.86

Section 5.8(x)             Specified Reserve Account Balance                                                          18,899,782.86

Section 5.8(xi)            Yield Supplement Account Balance                                                            5,097,825.50

Section 5.8(xii)           Total Distribution Amount                                                                  43,796,949.55
                          Servicing Fee                                                                                  931,209.41
                          Administration Fee                                                                               1,000.00
                          Noteholders Distribution Amount                                                             40,579,753.29
                          Certficateholders Distribution Amount                                                          120,840.00
                          Deposit to Reserve Account                                                                   2,164,146.85



                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.