Exhibit 20.1 Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders March 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 107,527,506.78 20,917,376.82 556,454.85 21,473,831.67 0.00 0.00 86,610,129.96 A4 294,000,000.00 294,000,000.00 0.00 1,533,700.00 1,533,700.00 0.00 0.00 294,000,000.00 B1 38,466,538.08 20,482,852.71 646,929.18 110,607.40 757,536.58 0.00 0.00 19,835,923.53 TOTALS 1,280,466,538.08 422,010,359.49 21,564,306.00 2,200,762.25 23,765,068.25 0.00 0.00 400,446,053.49 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000 % A3 161581bm4 270.85014302 52.68860660 1.40164950 54.09025610 218.16153642 A3 6.210000 % A4 161581bn2 1,000.00000000 0.00000000 5.21666667 5.21666667 1,000.00000000 A4 6.260000 % B1 161581bp7 532.48495270 16.81797251 2.87541862 19.69339113 515.66698019 B1 6.480000 % TOTALS 329.57546874 16.84097582 1.71871906 18.55969488 312.73449292 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A March 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 27 Due Period Beginning Date 02/01/03 Due Period End Date 02/28/03 Determination Date 03/10/03 Section 5.8(iii) Servicing Fee 351,675.30 Section 5.8(iii) Servicing Fee per $1000 0.27464622 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 400,446,053.49 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 60,795.04 TOTAL 60,795.04 Section 5.8(viii) Realized Net Losses for Collection Period 235,214.56 Section 5.8(ix) Reserve Account Balance after Disbursement 9,603,499.04 Section 5.8(x) Specified Reserve Account Balance 9,603,499.04 Section 5.8(xi) Total Distribution Amount 24,686,336.81 Servicing Fee 351,675.30 Administration Fee 1,000.00 Noteholders Distribution Amount 23,007,531.67 Certficateholders Distribution Amount 757,536.58 Deposit to Reserve Account 568,593.26 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders March 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 279,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 243,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 384,000,000.00 290,689,986.43 23,932,458.32 1,102,199.53 25,034,657.85 0.00 0.00 266,757,528.11 A4 258,100,000.00 258,100,000.00 0.00 1,090,472.50 1,090,472.50 0.00 0.00 258,100,000.00 B 36,016,952.89 30,782,966.97 1,342,429.88 129,801.51 1,472,231.39 0.00 0.00 29,440,537.09 TOTALS 1,200,116,952.89 579,572,953.40 25,274,888.20 2,322,473.54 27,597,361.74 0.00 0.00 554,298,065.20 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BQ5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 3.660000 % A2 161581BR3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 3.990000 % A3 161581BS1 757.00517299 62.32411021 2.87031128 65.19442148 694.68106279 A3 4.550000 % A4 161581BT9 1,000.00000000 0.00000000 4.22500000 4.22500000 1,000.00000000 A4 5.070000 % B N/A 854.67993542 37.27216692 3.60390037 40.87606729 817.40776850 B 5.060000 % TOTALS 482.93039441 21.06035428 1.93520601 22.99556029 461.87004014 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-A March 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 20 Due Period Beginning Date 02/01/03 Due Period End Date 02/28/03 Determination Date 03/10/03 Section 5.8(iii) Servicing Fee 482,977.46 Section 5.8(iii) Servicing Fee per $1000 0.40244199 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00083325 Section 5.8(vi) Pool Balance at the end of the Collection Period 554,298,065.20 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 29,696.92 TOTAL 29,696.92 Section 5.8(viii) Realized Net Losses for Collection Period 331,615.82 Section 5.8(ix) Reserve Account Balance after Disbursement 12,471,706.47 Section 5.8(x) Specified Reserve Account Balance 12,471,706.47 Section 5.8(xi) Total Distribution Amount 28,710,027.61 Servicing Fee 482,977.46 Administration Fee 1,000.00 Noteholders Distribution Amount 26,125,130.35 Certficateholders Distribution Amount 1,472,231.39 Deposit to Reserve Account 628,688.41 Copyright(c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders March 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 35,513,496.09 30,375,190.29 72,210.78 30,447,401.07 0.00 0.00 5,138,305.80 A3 365,000,000.00 365,000,000.00 0.00 939,875.00 939,875.00 0.00 0.00 365,000,000.00 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 B 32,503,047.00 32,503,047.00 0.00 101,572.02 101,572.02 0.00 0.00 32,503,047.00 TOTALS 1,299,883,047.00 755,396,543.09 30,375,190.29 2,134,527.80 32,509,718.09 0.00 0.00 725,021,352.80 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 118.37832030 101.25063430 0.24070260 101.49133690 17.12768600 A2 2.440000 % A3 161581BX0 1,000.00000000 0.00000000 2.57500000 2.57500000 1,000.00000000 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % B 161581BZ5 1,000.00000000 0.00000000 3.12499994 3.12499994 1,000.00000000 B 3.750000 % TOTALS 581.12654429 23.36763323 1.64209219 25.00972542 557.75891106 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B March 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 16 Due Period Beginning Date 02/01/03 Due Period End Date 02/28/03 Determination Date 03/10/03 Section 5.8(iii) Servicing Fee 629,497.12 Section 5.8(iii) Servicing Fee per $1000 0.48427212 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 725,021,358.67 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 95,456.12 TOTAL 95,456.12 Section 5.8(viii) Realized Net Losses for Collection Period 364,292.13 Section 5.8(ix) Reserve Account Balance after Disbursement 12,687,873.78 Section 5.8(x) Specified Reserve Account Balance 12,687,873.78 Section 5.8(xi) Total Distribution Amount 34,736,135.74 Servicing Fee 629,497.12 Administration Fee 1,000.00 Noteholders Distribution Amount 32,408,146.07 Certficateholders Distribution Amount 101,572.02 Deposit to Reserve Account 1,595,920.53 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders March 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 268,155,865.97 50,295,727.96 587,708.27 50,883,436.23 0.00 0.00 217,860,138.01 A3 570,000,000.00 570,000,000.00 0.00 1,657,750.00 1,657,750.00 0.00 0.00 570,000,000.00 A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00 R 50,600,000.00 50,600,000.00 0.00 175,835.00 175,835.00 0.00 0.00 50,600,000.00 TOTALS 2,024,000,000.00 1,387,155,865.97 50,295,727.96 4,182,306.60 54,478,034.56 0.00 0.00 1,336,860,138.01 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 582.94753472 109.33853904 1.27762667 110.61616572 473.60899567 A2 2.630000 % A3 161581CC5 1,000.00000000 0.00000000 2.90833333 2.90833333 1,000.00000000 A3 3.490000 % A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 % R 161581CE1 1,000.00000000 0.00000000 3.47500000 3.47500000 1,000.00000000 R 4.170000 % TOTALS 685.35368872 24.84966796 2.06635702 26.91602498 660.50402076 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A March 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 12 Due Period Beginning Date 02/01/03 Due Period End Date 02/28/03 Determination Date 03/10/03 Section 5.8(iii) Servicing Fee 1,155,963.22 Section 5.8(iii) Servicing Fee per $1000 0.57112807 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,336,860,138.08 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 118,212.00 TOTAL 118,212.00 Section 5.8(viii) Realized Net Losses for Collection Period 449,465.66 Section 5.8(ix) Reserve Account Balance after Disbursement 26,737,202.76 Section 5.8(x) Specified Reserve Account Balance 26,737,202.76 Section 5.8(xi) Total Distribution Amount 57,986,313.76 Servicing Fee 1,155,963.22 Administration Fee 1,000.00 Noteholders Distribution Amount 54,302,199.56 Certficateholders Distribution Amount 175,835.00 Deposit to Reserve Account 2,351,315.98 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders March 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 297,886,516.49 33,962,044.42 670,244.66 34,632,289.08 0.00 0.00 263,924,472.07 A3 365,000,000.00 365,000,000.00 0.00 1,088,916.67 1,088,916.67 0.00 0.00 365,000,000.00 A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00 CERT 34,200,000.00 34,200,000.00 0.00 120,840.00 120,840.00 0.00 0.00 34,200,000.00 TOTALS 1,368,000,000.00 1,042,886,516.49 33,962,044.42 3,093,183.00 37,055,227.42 0.00 0.00 1,008,924,472.07 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 889.21348206 101.37923707 2.00073033 103.37996740 787.83424499 A2 2.700000 % A3 161581CN1 1,000.00000000 0.00000000 2.98333334 2.98333334 1,000.00000000 A3 3.580000 % A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 % CERT 161581CQ4 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 CERT 4.240000 % TOTALS 762.34394480 24.82605586 2.26109868 27.08715455 737.51788894 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Maria Inoa JPMorgan Chase Bank - Structured Finance Services 4 New York Plaza, 6th Floor, New York, New York 10004 Tel: (212) 623-5438 Fax: (212) 623-5933 Email: maria.inoa@chase.com Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B March 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 9 Due Period Beginning Date 02/01/03 Due Period End Date 02/28/03 Determination Date 03/10/03 Section 5.8(iii) Servicing Fee 869,072.10 Section 5.8(iii) Servicing Fee per $1000 0.63528662 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,008,924,472.07 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 45,229.41 TOTAL 45,229.41 Section 5.8(viii) Realized Net Losses for Collection Period 430,044.10 Section 5.8(ix) Reserve Account Balance after Disbursement 17,656,178.26 Section 5.8(x) Specified Reserve Account Balance 17,656,178.26 Section 5.8(xi) Yield Supplement Account Balance 4,593,723.52 Section 5.8(xii) Total Distribution Amount 39,750,127.00 Servicing Fee 869,072.10 Administration Fee 1,000.00 Noteholders Distribution Amount 36,934,387.42 Certficateholders Distribution Amount 120,840.00 Deposit to Reserve Account 1,824,827.48 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.