Exhibit 20.1


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2000-A
                                                 Statement to Certificateholders
                                                                   March 17 2003


     DISTRIBUTION IN DOLLARS
               ORIGINAL             PRIOR                                                                                CURRENT
                FACE              PRINCIPAL                                                    REALIZED   DEFERRED      PRINCIPAL
CLASS           VALUE              BALANCE          PRINCIPAL       INTEREST        TOTAL       LOSES     INTEREST       BALANCE
                                                                                              
A1        259,000,000.00                  0.00            0.00            0.00           0.00    0.00       0.00                0.00
A2        292,000,000.00                  0.00            0.00            0.00           0.00    0.00       0.00                0.00
A3        397,000,000.00        107,527,506.78   20,917,376.82      556,454.85  21,473,831.67    0.00       0.00       86,610,129.96
A4        294,000,000.00        294,000,000.00            0.00    1,533,700.00   1,533,700.00    0.00       0.00      294,000,000.00
B1         38,466,538.08         20,482,852.71      646,929.18      110,607.40     757,536.58    0.00       0.00       19,835,923.53
TOTALS  1,280,466,538.08        422,010,359.49   21,564,306.00    2,200,762.25  23,765,068.25    0.00       0.00      400,446,053.49





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                             PRIOR                                                           CURRENT                   CURRENT
                           PRINCIPAL                                                        PRINCIPAL      CLASS      PASS THRU
CLASS      CUSIP             FACTOR          PRINCIPAL     INTEREST        TOTAL              FACTOR                     RATE
                                                                                             
A1         161581bk8         0.00000000     0.00000000     0.00000000      0.00000000        0.00000000      A1        6.470000 %
A2         161581bl6         0.00000000     0.00000000     0.00000000      0.00000000        0.00000000      A2        6.300000 %
A3         161581bm4       270.85014302    52.68860660     1.40164950     54.09025610      218.16153642      A3        6.210000 %
A4         161581bn2     1,000.00000000     0.00000000     5.21666667      5.21666667    1,000.00000000      A4        6.260000 %
B1         161581bp7       532.48495270    16.81797251     2.87541862     19.69339113      515.66698019      B1        6.480000 %
TOTALS                     329.57546874    16.84097582     1.71871906     18.55969488      312.73449292



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 2
Chase Manhattan Auto Owner Trust 2000-A



                                                      March 17 2003
                                                STATEMENT TO CERTIFICATEHOLDERS

                                                      Due Period                                                                  27
                                                      Due Period Beginning Date                                             02/01/03
                                                      Due Period End Date                                                   02/28/03
                                                      Determination Date                                                    03/10/03

                                                                                                                
Section 5.8(iii)           Servicing Fee                                                                                  351,675.30
Section 5.8(iii)           Servicing Fee per $1000                                                                        0.27464622

Section 5.8(iv)            Administration Fee                                                                               1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                   0.00078097

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                           400,446,053.49

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                            0.00
                           By Servicer                                                                                     60,795.04
                           TOTAL                                                                                           60,795.04

Section 5.8(viii)          Realized Net Losses for Collection Period                                                      235,214.56

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                   9,603,499.04

Section 5.8(x)             Specified Reserve Account Balance                                                            9,603,499.04

Section 5.8(xi)            Total Distribution Amount                                                                   24,686,336.81
                           Servicing Fee                                                                                  351,675.30
                           Administration Fee                                                                               1,000.00
                           Noteholders Distribution Amount                                                             23,007,531.67
                           Certficateholders Distribution Amount                                                          757,536.58
                           Deposit to Reserve Account                                                                     568,593.26


                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-A
                                                 Statement to Certificateholders
                                                                   March 17 2003


     DISTRIBUTION IN DOLLARS
               ORIGINAL             PRIOR                                                                                CURRENT
                FACE              PRINCIPAL                                                    REALIZED   DEFERRED      PRINCIPAL
CLASS           VALUE              BALANCE          PRINCIPAL       INTEREST        TOTAL       LOSES     INTEREST       BALANCE
                                                                                               
A1          279,000,000.00                 0.00            0.00           0.00             0.00   0.00     0.00                 0.00
A2          243,000,000.00                 0.00            0.00           0.00             0.00   0.00     0.00                 0.00
A3          384,000,000.00       290,689,986.43   23,932,458.32   1,102,199.53    25,034,657.85   0.00     0.00       266,757,528.11
A4          258,100,000.00       258,100,000.00            0.00   1,090,472.50     1,090,472.50   0.00     0.00       258,100,000.00
B            36,016,952.89        30,782,966.97    1,342,429.88     129,801.51     1,472,231.39   0.00     0.00        29,440,537.09
TOTALS    1,200,116,952.89       579,572,953.40   25,274,888.20   2,322,473.54    27,597,361.74   0.00     0.00       554,298,065.20





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                             PRIOR                                                           CURRENT                   CURRENT
                           PRINCIPAL                                                        PRINCIPAL      CLASS      PASS THRU
CLASS      CUSIP             FACTOR          PRINCIPAL     INTEREST        TOTAL              FACTOR                     RATE
                                                                                             
A1          161581BQ5         0.00000000     0.00000000   0.00000000       0.00000000         0.00000000    A1       3.660000 %
A2          161581BR3         0.00000000     0.00000000   0.00000000       0.00000000         0.00000000    A2       3.990000 %
A3          161581BS1       757.00517299    62.32411021   2.87031128      65.19442148       694.68106279    A3       4.550000 %
A4          161581BT9     1,000.00000000     0.00000000   4.22500000       4.22500000     1,000.00000000    A4       5.070000 %
B           N/A             854.67993542    37.27216692   3.60390037      40.87606729       817.40776850    B        5.060000 %
TOTALS                      482.93039441    21.06035428   1.93520601      22.99556029       461.87004014


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-A



                                                     March 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                                     Due Period                                                                  20
                                                     Due Period Beginning Date                                             02/01/03
                                                     Due Period End Date                                                   02/28/03
                                                     Determination Date                                                    03/10/03

                                                                                                             
Section 5.8(iii)            Servicing Fee                                                                               482,977.46
Section 5.8(iii)            Servicing Fee per $1000                                                                     0.40244199

Section 5.8(iv)             Administration Fee                                                                            1,000.00
Section 5.8(iv)             Administration Fee per $1000                                                                0.00083325

Section 5.8(vi)             Pool Balance at the end of the Collection Period                                        554,298,065.20

Section 5.8(vii)            Repurchase Amounts for Repurchased Receivable
                            By Seller                                                                                         0.00
                            By Servicer                                                                                  29,696.92
                            TOTAL                                                                                        29,696.92

Section 5.8(viii)           Realized Net Losses for Collection Period                                                   331,615.82

Section 5.8(ix)             Reserve Account Balance after Disbursement                                               12,471,706.47

Section 5.8(x)              Specified Reserve Account Balance                                                        12,471,706.47

Section 5.8(xi)             Total Distribution Amount                                                                28,710,027.61
                            Servicing Fee                                                                               482,977.46
                            Administration Fee                                                                            1,000.00
                            Noteholders Distribution Amount                                                          26,125,130.35
                            Certficateholders Distribution Amount                                                     1,472,231.39
                            Deposit to Reserve Account                                                                  628,688.41


                  Copyright(c) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-B
                                                 Statement to Certificateholders
                                                                   March 17 2003


     DISTRIBUTION IN DOLLARS
               ORIGINAL             PRIOR                                                                                CURRENT
                FACE              PRINCIPAL                                                    REALIZED   DEFERRED      PRINCIPAL
CLASS           VALUE              BALANCE          PRINCIPAL       INTEREST        TOTAL       LOSES     INTEREST       BALANCE
                                                                                             
A1          280,000,000.00                0.00             0.00           0.00            0.00   0.00       0.00               0.00
A2          300,000,000.00       35,513,496.09    30,375,190.29      72,210.78   30,447,401.07   0.00       0.00       5,138,305.80
A3          365,000,000.00      365,000,000.00             0.00     939,875.00      939,875.00   0.00       0.00     365,000,000.00
A4          322,380,000.00      322,380,000.00             0.00   1,020,870.00    1,020,870.00   0.00       0.00     322,380,000.00
B            32,503,047.00       32,503,047.00             0.00     101,572.02      101,572.02   0.00       0.00      32,503,047.00
TOTALS    1,299,883,047.00      755,396,543.09    30,375,190.29   2,134,527.80   32,509,718.09   0.00       0.00     725,021,352.80

 


    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                             PRIOR                                                           CURRENT                   CURRENT
                           PRINCIPAL                                                        PRINCIPAL      CLASS      PASS THRU
CLASS      CUSIP             FACTOR          PRINCIPAL     INTEREST        TOTAL              FACTOR                     RATE
                                                                                             
A1         161581BV4          0.00000000     0.00000000   0.00000000        0.00000000        0.00000000     A1        2.180000 %
A2         161581BW2        118.37832030   101.25063430   0.24070260      101.49133690       17.12768600     A2        2.440000 %
A3         161581BX0      1,000.00000000     0.00000000   2.57500000        2.57500000    1,000.00000000     A3        3.090000 %
A4         161581BY8      1,000.00000000     0.00000000   3.16666667        3.16666667    1,000.00000000     A4        3.800000 %
B          161581BZ5      1,000.00000000     0.00000000   3.12499994        3.12499994    1,000.00000000     B         3.750000 %
TOTALS                      581.12654429    23.36763323   1.64209219       25.00972542      557.75891106



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-B



                                                       March 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                                       Due Period                                                              16
                                                       Due Period Beginning Date                                         02/01/03
                                                       Due Period End Date                                               02/28/03
                                                       Determination Date                                                03/10/03

                                                                                                            
Section 5.8(iii)           Servicing Fee                                                                               629,497.12
Section 5.8(iii)           Servicing Fee per $1000                                                                     0.48427212

Section 5.8(iv)            Administration Fee                                                                            1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                0.00076930

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                        725,021,358.67

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                         0.00
                           By Servicer                                                                                  95,456.12
                           TOTAL                                                                                        95,456.12

Section 5.8(viii)          Realized Net Losses for Collection Period                                                   364,292.13

Section 5.8(ix)            Reserve Account Balance after Disbursement                                               12,687,873.78

Section 5.8(x)             Specified Reserve Account Balance                                                        12,687,873.78

Section 5.8(xi)            Total Distribution Amount                                                                34,736,135.74
                           Servicing Fee                                                                               629,497.12
                           Administration Fee                                                                            1,000.00
                           Noteholders Distribution Amount                                                          32,408,146.07
                           Certficateholders Distribution Amount                                                       101,572.02
                           Deposit to Reserve Account                                                                1,595,920.53


                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-A
                                                 Statement to Certificateholders
                                                                   March 17 2003


     DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                    CURRENT
               FACE           PRINCIPAL                                                        REALIZED   DEFERRED      PRINCIPAL
CLASS          VALUE           BALANCE            PRINCIPAL       INTEREST         TOTAL         LOSES    INTEREST       BALANCE
                                                                                            
A1         445,000,000.00               0.00             0.00            0.00             0.00    0.00      0.00                0.00
A2         460,000,000.00     268,155,865.97    50,295,727.96      587,708.27    50,883,436.23    0.00      0.00      217,860,138.01
A3         570,000,000.00     570,000,000.00             0.00    1,657,750.00     1,657,750.00    0.00      0.00      570,000,000.00
A4         498,400,000.00     498,400,000.00             0.00    1,761,013.33     1,761,013.33    0.00      0.00      498,400,000.00
R           50,600,000.00      50,600,000.00             0.00      175,835.00       175,835.00    0.00      0.00       50,600,000.00
TOTALS   2,024,000,000.00   1,387,155,865.97    50,295,727.96    4,182,306.60    54,478,034.56    0.00      0.00    1,336,860,138.01

 


    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                             PRIOR                                                           CURRENT                   CURRENT
                           PRINCIPAL                                                        PRINCIPAL      CLASS      PASS THRU
CLASS      CUSIP             FACTOR          PRINCIPAL      INTEREST          TOTAL           FACTOR                     RATE
                                                                                              
A1         161581CA9           0.00000000      0.00000000    0.00000000      0.00000000        0.00000000    A1       1.942500 %
A2         161581CB7         582.94753472    109.33853904    1.27762667    110.61616572      473.60899567    A2       2.630000 %
A3         161581CC5       1,000.00000000      0.00000000    2.90833333      2.90833333    1,000.00000000    A3       3.490000 %
A4         161581CD3       1,000.00000000      0.00000000    3.53333333      3.53333333    1,000.00000000    A4       4.240000 %
R          161581CE1       1,000.00000000      0.00000000    3.47500000      3.47500000    1,000.00000000    R        4.170000 %
TOTALS                       685.35368872     24.84966796    2.06635702     26.91602498      660.50402076



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2

Chase Manhattan Auto Owner Trust 2002-A



                                                      March 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                                      Due Period                                                                 12
                                                      Due Period Beginning Date                                            02/01/03
                                                      Due Period End Date                                                  02/28/03
                                                      Determination Date                                                   03/10/03

                                                                                                              
Section 5.8(iii)           Servicing Fee                                                                                1,155,963.22
Section 5.8(iii)           Servicing Fee per $1000                                                                        0.57112807

Section 5.8(iv)            Administration Fee                                                                               1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                   0.00049407

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                         1,336,860,138.08

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                            0.00
                           By Servicer                                                                                    118,212.00
                           TOTAL                                                                                          118,212.00

Section 5.8(viii)          Realized Net Losses for Collection Period                                                      449,465.66

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                  26,737,202.76

Section 5.8(x)             Specified Reserve Account Balance                                                           26,737,202.76

Section 5.8(xi)            Total Distribution Amount                                                                   57,986,313.76
                           Servicing Fee                                                                                1,155,963.22
                           Administration Fee                                                                               1,000.00
                           Noteholders Distribution Amount                                                             54,302,199.56
                           Certficateholders Distribution Amount                                                          175,835.00
                           Deposit to Reserve Account                                                                   2,351,315.98


                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.





                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-B
                                                 Statement to Certificateholders
                                                                   March 17 2003


     DISTRIBUTION IN DOLLARS
              ORIGINAL          PRIOR                                                                                    CURRENT
               FACE           PRINCIPAL                                                        REALIZED   DEFERRED      PRINCIPAL
CLASS          VALUE           BALANCE            PRINCIPAL       INTEREST         TOTAL         LOSES    INTEREST       BALANCE
                                                                                            
A1         288,000,000.00               0.00             0.00            0.00              0.00   0.00      0.00               0.00
A2         335,000,000.00     297,886,516.49    33,962,044.42      670,244.66     34,632,289.08   0.00      0.00     263,924,472.07
A3         365,000,000.00     365,000,000.00             0.00    1,088,916.67      1,088,916.67   0.00      0.00     365,000,000.00
A4         345,800,000.00     345,800,000.00             0.00    1,213,181.67      1,213,181.67   0.00      0.00     345,800,000.00
CERT        34,200,000.00      34,200,000.00             0.00      120,840.00        120,840.00   0.00      0.00      34,200,000.00
TOTALS   1,368,000,000.00   1,042,886,516.49    33,962,044.42    3,093,183.00     37,055,227.42   0.00      0.00   1,008,924,472.07

  


    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                             PRIOR                                                           CURRENT                   CURRENT
                           PRINCIPAL                                                        PRINCIPAL      CLASS      PASS THRU
CLASS      CUSIP             FACTOR          PRINCIPAL      INTEREST          TOTAL           FACTOR                     RATE
                                                                                              
A1         161581CL5           0.00000000     0.00000000     0.00000000      0.00000000       0.00000000      A1       1.929100 %
A2         161581CM3         889.21348206   101.37923707     2.00073033    103.37996740     787.83424499      A2       2.700000 %
A3         161581CN1       1,000.00000000     0.00000000     2.98333334      2.98333334   1,000.00000000      A3       3.580000 %
A4         161581CP6       1,000.00000000     0.00000000     3.50833334      3.50833334   1,000.00000000      A4       4.210000 %
CERT       161581CQ4       1,000.00000000     0.00000000     3.53333333      3.53333333   1,000.00000000      CERT     4.240000 %
TOTALS                       762.34394480    24.82605586     2.26109868     27.08715455     737.51788894



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Maria  Inoa
JPMorgan Chase Bank - Structured Finance Services
4 New York Plaza, 6th Floor,
New York, New York 10004
Tel: (212) 623-5438
Fax: (212) 623-5933
Email: maria.inoa@chase.com

                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-B



                                                       March 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS
                                                       Due Period                                                               9
                                                       Due Period Beginning Date                                         02/01/03
                                                       Due Period End Date                                               02/28/03
                                                       Determination Date                                                03/10/03

                                                                                                            
Section 5.8(iii)           Servicing Fee                                                                               869,072.10
Section 5.8(iii)           Servicing Fee per $1000                                                                     0.63528662

Section 5.8(iv)            Administration Fee                                                                            1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                0.00073099

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                      1,008,924,472.07

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                         0.00
                           By Servicer                                                                                  45,229.41
                           TOTAL                                                                                        45,229.41

Section 5.8(viii)          Realized Net Losses for Collection Period                                                   430,044.10

Section 5.8(ix)            Reserve Account Balance after Disbursement                                               17,656,178.26

Section 5.8(x)             Specified Reserve Account Balance                                                        17,656,178.26

Section 5.8(xi)            Yield Supplement Account Balance                                                          4,593,723.52

Section 5.8(xii)           Total Distribution Amount                                                                39,750,127.00
                           Servicing Fee                                                                               869,072.10
                           Administration Fee                                                                            1,000.00
                           Noteholders Distribution Amount                                                          36,934,387.42
                           Certficateholders Distribution Amount                                                       120,840.00
                           Deposit to Reserve Account                                                                1,824,827.48


                 Copyright (c) 2001 J.P. Morgan Chase & Co. All rights reserved.