Exhibit 99.2


                          ANNUAL SERVICER'S CERTIFICATE

                         CHASE MANHATTAN BANK USA, N.A.


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                       Chase Manhattan Owner Trust 2001-B

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         The undersigned, a duly authorized representative of Chase Manhattan
Bank USA, N.A. ("Chase USA"), as Servicer pursuant to the Sale and Servicing
Agreement dated as of November 1, 2001 (the "Sale and Servicing Agreement") by
and between Chase USA and Chase Manhattan Auto Owner Trust 2001-B, as issuer
(the "Issuer"), does hereby certify that:

1.       A review of the activities of the Servicer during the period from
         January 1, 2002 until December 31, 2002 was conducted under my
         supervision.

2.       Based on such review, the Servicer has, to the best of my knowledge,
         fully performed in all material respects all its obligations, under the
         Sale and Servicing Agreement throughout such period and no material
         default in the performance of such obligations has occurred or is
         continuing except as set forth in paragraph 3 below.

3.       None.

         IN WITNESS WHEREOF, the undersigned has duly executed this certificate
this 25th day of March 2003.


                                           /s/ Richard J. Naeder
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                                           Richard J. Naeder
                                           Authorized Signatory