Exhibit 20.1 Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1996-4 Distribution Date 5/15/2003 Section 5.2 - Supplement Class A Class B Collateral Total - ---------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 1,680,000.00 161,387.97 241,876.08 2,083,264.04 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 208,532,340.29 17,377,595.72 22,342,850.05 248,252,786.05 (iv) Collections of Finance Charge Receivables 16,939,754.51 1,411,638.14 1,814,981.76 20,166,374.42 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 Adjusted Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 Series Floating Investor Percentage 5.09% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 5.09% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,446,036.70 620,499.51 797,793.19 8,864,329.41 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 1,166,666.67 97,221.67 125,000.56 1,388,888.89 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 (xiv) LIBOR 1.31000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii)Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 15,773,087.85 1,314,416.48 1,689,981.21 18,777,485.53 (xxii) Certificate Rate 1.44000% 1.66000% 1.93500% - ---------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-1 Distribution Date: 5/15/2003 Section 5.2 - Supplement Class A Class B Collateral Total - ---------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 1,341,666.67 127,777.33 201,250.54 1,670,694.54 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 171,294,422.38 14,274,485.55 18,353,023.47 203,921,931.39 (iv) Collections of Finance Charge Receivables 13,914,798.35 1,159,562.50 1,490,875.28 16,565,236.13 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 Adjusted Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 Series Floating Investor Percentage 4.18% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 4.18% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,116,387.29 509,697.17 655,328.98 7,281,413.44 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 958,333.33 79,860.83 102,678.85 1,140,873.02 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 (xiv) LIBOR 1.31000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii)Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 12,956,465.02 1,079,701.66 1,388,196.44 15,424,363.11 (xxii) Certificate Rate 1.40000% 1.60000% 1.96000% - ---------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1998-3 Distribution Date: 5/15/2003 Period Type: Accumulation Section 5.2 - Supplement Class A Class B Collateral Total - ---------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 34,090,000.00 20,454,546.00 54,544,546.00 (ii) Monthly Interest Distributed 0.00 174,711.25 26,022.73 200,733.98 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 (iii) Collections of Principal Receivables 89,371,002.98 5,077,762.49 7,109,192.49 101,557,957.96 (iv) Collections of Finance Charge Receivables 0.00 412,483.02 247,496.42 659,979.44 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 0.00 34,090,000.00 20,454,546.00 54,544,546.00 Adjusted Interest 0.00 34,090,000.00 20,454,546.00 54,544,546.00 Series Floating Investor Percentage 0.17% 0.00% 62.50% 37.50% 100.00% Fixed Investor Percentage 2.08% 88.00% 5.00% 7.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 0.00 181,310.99 108,789.50 290,100.49 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 0.00 28,408.33 17,045.46 45,453.79 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 0.00 0.00 0.00 0.00 (xiv) LIBOR 1.31000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii)Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 47.84 384,074.69 230,450.96 614,573.49 (xxii) Certificate Rate 6.00000% 6.15000% 1.96000% - ---------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ----------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1998-5 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - --------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 796,250.00 75,381.02 121,247.48 992,878.50 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 96,818,586.56 8,068,116.25 10,373,519.32 115,260,222.12 (iv) Collections of Finance Charge Receivables 7,864,886.02 655,399.10 842,674.43 9,362,959.55 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 Adjusted Interest 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 Series Floating Investor Percentage 2.36% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 2.36% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,457,088.47 288,087.16 370,405.88 4,115,581.51 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 541,666.67 45,138.33 58,036.27 644,841.27 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 (xiv) LIBOR 1.31000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii)Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 7,323,219.36 610,260.77 784,638.16 8,718,118.28 (xxii) Certificate Rate 1.47000% 1.67000% 2.16000% - ---------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1999-1 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - --------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 918,750.00 88,541.67 161,383.93 1,168,675.60 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 111,713,753.72 9,309,479.48 11,969,330.78 132,992,563.98 (iv) Collections of Finance Charge Receivables 9,074,868.49 756,239.04 972,307.34 10,803,414.87 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 Adjusted Interest 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 Series Floating Investor Percentage 2.72% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 2.72% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,988,948.23 332,412.35 427,387.31 4,748,747.90 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 625,000.00 52,083.33 66,964.29 744,047.62 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 (xiv) LIBOR 1.31000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii)Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 8,449,868.49 704,155.71 905,343.05 10,059,367.25 (xxii) Certificate Rate 1.47000% 1.70000% 2.51000% - ---------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1999-3 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - -------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 4,717,500.00 Class B Note Interest Requirement 279,708.54 Net Class C Note Interest Requirement 94,276.24 5,091,484.79 (iii) Collections of Principal Receivables 143,873,909.15 (iv) Collections of Finance Charge Receivables 11,687,341.63 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 965,910,000.00 Adjusted Interest 965,910,000.00 Floating Investor Percentage 2.95% Fixed Investor Percentage 2.95% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,137,286.65 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 804,925.00 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,882,416.63 (xxii) Note Rate Class A 6.66000% Class B 6.95000% Class C 2.26000% - -------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2000-1 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 925,000.00 Class B Note Interest Requirement 86,458.33 Net Class C Note Interest Requirement 128,966.61 1,140,424.94 (iii) Collections of Principal Receivables 132,992,542.68 (iv) Collections of Finance Charge Receivables 10,803,413.14 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.72% Fixed Investor Percentage 2.72% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,748,747.14 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,059,365.64 (xxii) Note Rate Class A 1.48000% Class B 1.66000% Class C 2.04000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2000-3 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 900,000.00 Class B Note Interest Requirement 86,458.33 Net Class C Note Interest Requirement 126,957.69 1,113,416.02 (iii) Collections of Principal Receivables 132,992,542.68 (iv) Collections of Finance Charge Receivables 10,803,413.14 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.72% Fixed Investor Percentage 2.72% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,748,747.14 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,059,365.64 (xxii) Note Rate Class A 1.44000% Class B 1.66000% Class C 2.01000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-1 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 862,750.00 Class B Note Interest Requirement 84,787.50 Net Class C Note Interest Requirement 130,426.42 1,077,963.92 (iii) Collections of Principal Receivables 126,608,920.89 (iv) Collections of Finance Charge Receivables 10,284,850.95 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 850,000,000.00 Adjusted Interest 850,000,000.00 Floating Investor Percentage 2.59% Fixed Investor Percentage 2.59% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,520,808.00 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 708,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 9,576,517.62 (xxii) Note Rate Class A 1.45000% Class B 1.71000% Class C 2.16000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-2 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 595,833.33 Class B Note Interest Requirement 57,985.18 Net Class C Note Interest Requirement 93,568.24 747,386.75 (iii) Collections of Principal Receivables 88,661,695.12 (iv) Collections of Finance Charge Receivables 7,202,275.43 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 595,238,000.00 Adjusted Interest 595,238,000.00 Floating Investor Percentage 1.82% Fixed Investor Percentage 1.82% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,165,831.43 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 496,031.67 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 6,706,243.76 (xxii) Note Rate Class A 1.43000% Class B 1.67000% Class C 2.21000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-3 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 862,500.00 Class B Note Interest Requirement 85,937.50 Net Class C Note Interest Requirement 137,002.31 1,085,439.81 (iii) Collections of Principal Receivables 132,992,542.68 (iv) Collections of Finance Charge Receivables 10,803,413.14 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.72% Fixed Investor Percentage 2.72% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,748,747.14 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,059,365.64 (xxii) Note Rate Class A 1.38000% Class B 1.65000% Class C 2.16000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-4 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Distribution allocable to : Class A Note Interest Requirement 1,004,010.00 Class B Note Interest Requirement 98,583.33 Net Class C Note Interest Requirement 157,192.87 1,259,786.20 (iii) Collections of Principal Receivables 148,951,671.63 (iv) Collections of Finance Charge Receivables 12,099,824.65 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.05% Fixed Investor Percentage 3.05% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,318,597.65 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,266,491.32 (xxii) Note Rate Class A 5.50000% Class B 1.69000% Class C 2.21000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-5 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,480,500.00 Class B Note Interest Requirement 154,000.00 Net Class C Note Interest Requirement 247,039.28 1,881,539.28 (iii) Collections of Principal Receivables 223,427,507.45 (iv) Collections of Finance Charge Receivables 18,149,736.98 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.58% Fixed Investor Percentage 4.58% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,977,896.47 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 16,899,736.98 (xxii) Note Rate Class A 1.41000% Class B 1.76000% Class C 2.31000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-6 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,209,600.00 Class B Note Interest Requirement 125,300.00 Net Class C Note Interest Requirement 206,631.43 1,541,531.43 (iii) Collections of Principal Receivables 178,742,005.96 (iv) Collections of Finance Charge Receivables 14,519,789.58 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,200,000,000.00 Adjusted Interest 1,200,000,000.00 Floating Investor Percentage 3.66% Fixed Investor Percentage 3.66% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,382,317.18 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,000,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 13,519,789.58 (xxii) Note Rate Class A 1.44000% Class B 1.79000% Class C 2.41000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-1 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 987,000.00 Class B Note Interest Requirement 99,166.67 Net Class C Note Interest Requirement 163,192.87 1,249,359.54 (iii) Collections of Principal Receivables 148,951,671.63 (iv) Collections of Finance Charge Receivables 12,099,824.65 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.05% Fixed Investor Percentage 3.05% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,318,597.65 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,266,491.32 (xxii) Note Rate Class A 1.41000% Class B 1.70000% Class C 2.29000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-2 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,332,800.00 Class B Note Interest Requirement 133,933.33 Net Class C Note Interest Requirement 220,069.97 1,686,803.30 (iii) Collections of Principal Receivables 208,532,340.29 (iv) Collections of Finance Charge Receivables 16,939,754.51 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,400,000,000.00 Adjusted Interest 1,400,000,000.00 Floating Investor Percentage 4.27% Fixed Investor Percentage 4.27% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,446,036.70 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,166,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 15,773,087.85 (xxii) Note Rate Class A 1.36000% Class B 1.64000% Class C 2.21000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-3 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,554,000.00 Class B Note Interest Requirement 154,000.00 Net Class C Note Interest Requirement 250,414.28 1,958,414.28 (iii) Collections of Principal Receivables 223,427,507.45 (iv) Collections of Finance Charge Receivables 18,149,736.98 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.58% Fixed Investor Percentage 4.58% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,977,896.47 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 16,899,736.98 (xxii) Note Rate Class A 1.48000% Class B 1.76000% Class C 2.34000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-4 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,428,000.00 Class B Note Interest Requirement 141,750.00 Net Class C Note Interest Requirement 229,039.28 1,798,789.28 (iii) Collections of Principal Receivables 223,427,507.45 (iv) Collections of Finance Charge Receivables 18,149,736.98 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.58% Fixed Investor Percentage 4.58% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,977,896.47 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 16,899,736.98 (xxii) Note Rate Class A 1.36000% Class B 1.62000% Class C 2.15000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-5 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 987,000.00 Class B Note Interest Requirement 97,416.67 Net Class C Note Interest Requirement 160,942.87 1,245,359.54 (iii) Collections of Principal Receivables 148,951,671.63 (iv) Collections of Finance Charge Receivables 12,099,824.65 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.05% Fixed Investor Percentage 3.05% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,318,597.65 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,266,491.32 (xxii) Note Rate Class A 1.41000% Class B 1.67000% Class C 2.26000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-6 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,054,900.00 Class B Note Interest Requirement 106,516.67 Net Class C Note Interest Requirement 185,287.16 1,346,703.83 (iii) Collections of Principal Receivables 163,846,838.80 (iv) Collections of Finance Charge Receivables 13,309,807.12 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,100,000,000.00 Adjusted Interest 1,100,000,000.00 Floating Investor Percentage 3.36% Fixed Investor Percentage 3.36% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,850,457.41 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 916,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 12,393,140.45 (xxii) Note Rate Class A 1.37000% Class B 1.66000% Class C 2.36000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-7 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 750,750.00 Class B Note Interest Requirement 76,125.00 Net Class C Note Interest Requirement 137,582.15 964,457.15 (iii) Collections of Principal Receivables 111,713,753.72 (iv) Collections of Finance Charge Receivables 9,074,868.49 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 750,000,000.00 Adjusted Interest 750,000,000.00 Floating Investor Percentage 2.29% Fixed Investor Percentage 2.29% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,988,948.23 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 625,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 8,449,868.49 (xxii) Note Rate Class A 1.43000% Class B 1.74000% Class C 2.56000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-8 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,054,900.00 Class B Note Interest Requirement 107,800.00 Net Class C Note Interest Requirement 189,412.16 1,352,112.16 (iii) Collections of Principal Receivables 163,846,838.80 (iv) Collections of Finance Charge Receivables 13,309,807.12 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,100,000,000.00 Adjusted Interest 1,100,000,000.00 Floating Investor Percentage 3.36% Fixed Investor Percentage 3.36% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,850,457.41 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 916,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 12,393,140.45 (xxii) Note Rate Class A 1.37000% Class B 1.68000% Class C 2.41000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2003-1 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,428,000.00 Class B Note Interest Requirement 147,000.00 Net Class C Note Interest Requirement 258,289.28 1,833,289.28 (iii) Collections of Principal Receivables 223,427,507.45 (iv) Collections of Finance Charge Receivables 18,149,736.98 (v) Aggregate Amount of Principal Receivables 32,768,599,453.15 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.58% Fixed Investor Percentage 4.58% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,977,896.47 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables) * 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 16,899,736.98 (xxii) Note Rate Class A 1.36000% Class B 1.68000% Class C 2.41000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ---------------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2003-2 Distribution Date: 5/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,331,960.00 Class B Note Interest Requirement 129,756.67 Net Class C Note Interest Requirement 251,049.65 1,712,766.32 (iii) Collections of Principal Receivables April 15 to April 30 102,814,737.21 (iv) Collections of Finance Charge Receivables April 15 to April 30 8,556,892.51 (v) Aggregate Amount of Principal Receivables BOM April 1 32,768,599,453.15 End of day April 14 32,410,920,357.20 Investor Interest 1,340,000,000.00 Adjusted Interest 1,340,000,000.00 Floating Investor Percentage 4.13% Fixed Investor Percentage 4.13% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.70% 30 to 59 days 1.32% 60 to 89 days 0.99% 90 or more days 1.99% ------------------- Total Receivables 100.00% (vii) Investor Default Amount April 15 to April 30 4,065,604.30 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 595,555.56 (xi) Portfolio Yield (Net of Defaulted Receivables) * substitute Series 2003-1 Portfolio Yield 8.34% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 7,961,336.95 (xxii) Note Rate Class A 1.42000% Class B 1.66000% Class C 2.61000% - ------------------------------------------------------------------------------------------------------------------------------ * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: ----------------------------------------- Name: Patricia M. Garvey Title: Vice President