EXHIBIT 20.1 Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders June 16 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 41,790,363.69 21,559,216.55 216,265.13 21,775,481.68 0.00 0.00 20,231,147.14 A4 294,000,000.00 294,000,000.00 0.00 1,533,700.00 1,533,700.00 0.00 0.00 294,000,000.00 CERT 38,466,538.08 18,449,745.19 666,779.89 99,628.62 766,408.51 0.00 0.00 17,782,965.30 TOTALS 1,280,466,538.08 354,240,108.88 22,225,996.44 1,849,593.75 24,075,590.19 0.00 0.00 332,014,112.44 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000 % A3 161581bm4 105.26539972 54.30533136 0.54474844 54.85007980 50.96006836 A3 6.210000 % A4 161581bn2 1,000.00000000 0.00000000 5.21666667 5.21666667 1,000.00000000 A4 6.260000 % CERT 161581bp7 479.63102766 17.33402389 2.59000744 19.92403133 462.29700378 B1 6.480000 % TOTALS 276.64925115 17.35773312 1.44446863 18.80220176 259.29151803 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A June 16 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 30 Due Period Beginning Date 05/01/03 Due Period End Date 05/31/03 Determination Date 06/10/03 Section 5.8(iii) Servicing Fee 295,200.09 Section 5.8(iii) Servicing Fee per $1000 0.23054104 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 332,014,112.44 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 62,107.56 TOTAL 62,107.56 Section 5.8(viii) Realized Net Losses for Collection Period 239,740.46 Section 5.8(ix) Reserve Account Balance after Disbursement 9,603,499.04 Section 5.8(x) Specified Reserve Account Balance 9,603,499.04 Section 5.8(xi) Total Distribution Amount 24,870,610.22 Servicing Fee 295,200.09 Administration Fee 1,000.00 Noteholders Distribution Amount 23,309,181.68 Certficateholders Distribution Amount 766,408.51 Deposit to Reserve Account 498,819.94 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders June 16 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 279,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 243,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 384,000,000.00 216,605,507.41 24,225,730.20 821,295.88 25,047,026.08 0.00 0.00 192,379,777.21 A4 258,100,000.00 258,100,000.00 0.00 1,090,472.50 1,090,472.50 0.00 0.00 258,100,000.00 CERT 36,016,952.89 26,627,388.10 1,358,880.21 112,278.82 1,471,159.03 0.00 0.00 25,268,507.89 TOTALS 1,200,116,952.89 501,332,895.51 25,584,610.41 2,024,047.20 27,608,657.61 0.00 0.00 475,748,285.10 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BQ5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 3.660000 % A2 161581BR3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 3.990000 % A3 161581BS1 564.07684221 63.08783906 2.13879135 65.22663042 500.98900315 A3 4.550000 % A4 161581BT9 1,000.00000000 0.00000000 4.22500000 4.22500000 1,000.00000000 A4 5.070000 % CERT N/A 739.30152229 37.72890544 3.11738809 40.84629354 701.57261685 B 5.060000 % TOTALS 417.73670000 21.31843096 1.68654163 23.00497259 396.41826903 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-A June 16 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 23 Due Period Beginning Date 05/01/03 Due Period End Date 05/31/03 Determination Date 06/10/03 Section 5.8(iii) Servicing Fee 417,777.41 Section 5.8(iii) Servicing Fee per $1000 0.34811391 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00083325 Section 5.8(vi) Pool Balance at the end of the Collection Period 475,748,285.10 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 141,459.84 TOTAL 141,459.84 Section 5.8(viii) Realized Net Losses for Collection Period 552,118.46 Section 5.8(ix) Reserve Account Balance after Disbursement 10,704,336.41 Section 5.8(x) Specified Reserve Account Balance 10,704,336.41 Section 5.8(xi) Total Distribution Amount 28,327,557.01 Servicing Fee 417,777.41 Administration Fee 1,000.00 Noteholders Distribution Amount 26,137,498.58 Certficateholders Distribution Amount 1,471,159.03 Deposit to Reserve Account 300,121.99 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders June 16 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 306,506,314.98 30,635,017.59 789,253.76 31,424,271.35 0.00 0.00 275,871,297.39 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 CERT 32,503,047.00 29,737,148.96 1,448,589.45 92,928.59 1,541,518.04 0.00 0.00 28,288,559.51 TOTALS 1,299,883,047.00 658,623,463.94 32,083,607.04 1,903,052.35 33,986,659.39 0.00 0.00 626,539,856.90 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.440000 % A3 161581BX0 839.74332871 83.93155504 2.16233907 86.09389411 755.81177367 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % CERT 161581BZ5 914.90342305 44.56780467 2.85907318 47.42687786 870.33561838 B 3.750000 % TOTALS 506.67901659 24.68191820 1.46401813 26.14593634 481.99709839 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B June 16 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 19 Due Period Beginning Date 05/01/03 Due Period End Date 05/31/03 Determination Date 06/10/03 Section 5.8(iii) Servicing Fee 548,852.89 Section 5.8(iii) Servicing Fee per $1000 0.42223252 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 626,539,862.77 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 78,308.58 TOTAL 78,308.58 Section 5.8(viii) Realized Net Losses for Collection Period 383,639.07 Section 5.8(ix) Reserve Account Balance after Disbursement 10,964,447.60 Section 5.8(x) Specified Reserve Account Balance 10,964,447.60 Section 5.8(xi) Total Distribution Amount 35,913,086.92 Servicing Fee 548,852.89 Administration Fee 1,000.00 Noteholders Distribution Amount 32,445,141.35 Certficateholders Distribution Amount 1,541,518.04 Deposit to Reserve Account 1,376,574.64 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders June 16 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 108,985,397.30 54,491,158.45 238,859.66 54,730,018.11 0.00 0.00 54,494,238.85 A3 570,000,000.00 570,000,000.00 0.00 1,657,750.00 1,657,750.00 0.00 0.00 570,000,000.00 A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00 CERT 50,600,000.00 50,600,000.00 0.00 175,835.00 175,835.00 0.00 0.00 50,600,000.00 TOTALS 2,024,000,000.00 1,227,985,397.30 54,491,158.45 3,833,457.99 58,324,616.44 0.00 0.00 1,173,494,238.85 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 236.92477674 118.45904011 0.51926013 118.97830024 118.46573663 A2 2.630000 % A3 161581CC5 1,000.00000000 0.00000000 2.90833333 2.90833333 1,000.00000000 A3 3.490000 % A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 % CERT 161581CE1 1,000.00000000 0.00000000 3.47500000 3.47500000 1,000.00000000 R 4.170000 % TOTALS 606.71215282 26.92250912 1.89400098 28.81651010 579.78964370 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A June 16 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 15 Due Period Beginning Date 05/01/03 Due Period End Date 05/31/03 Determination Date 06/10/03 Section 5.8(iii) Servicing Fee 1,023,321.16 Section 5.8(iii) Servicing Fee per $1000 0.50559346 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,173,494,238.92 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 181,743.48 TOTAL 181,743.48 Section 5.8(viii) Realized Net Losses for Collection Period 628,722.42 Section 5.8(ix) Reserve Account Balance after Disbursement 23,469,884.78 Section 5.8(x) Specified Reserve Account Balance 23,469,884.78 Section 5.8(xi) Total Distribution Amount 61,121,817.37 Servicing Fee 1,023,321.16 Administration Fee 1,000.00 Noteholders Distribution Amount 58,148,781.44 Certficateholders Distribution Amount 175,835.00 Deposit to Reserve Account 1,772,879.77 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders June 16 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 186,924,673.04 39,797,313.37 420,580.51 40,217,893.88 0.00 0.00 147,127,359.67 A3 365,000,000.00 365,000,000.00 0.00 1,088,916.67 1,088,916.67 0.00 0.00 365,000,000.00 A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00 CERT 34,200,000.00 34,200,000.00 0.00 120,840.00 120,840.00 0.00 0.00 34,200,000.00 TOTALS 1,368,000,000.00 931,924,673.04 39,797,313.37 2,843,518.85 42,640,832.22 0.00 0.00 892,127,359.67 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 557.98409863 118.79795036 1.25546421 120.05341457 439.18614827 A2 2.700000 % A3 161581CN1 1,000.00000000 0.00000000 2.98333334 2.98333334 1,000.00000000 A3 3.580000 % A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 % CERT 161581CQ4 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 CERT 4.240000 % TOTALS 681.23148614 29.09160334 2.07859565 31.17019899 652.13988280 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B June 16 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 12 Due Period Beginning Date 05/01/03 Due Period End Date 05/31/03 Determination Date 06/10/03 Section 5.8(iii) Servicing Fee 776,603.89 Section 5.8(iii) Servicing Fee per $1000 0.56769290 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 892,127,359.67 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 151,961.15 TOTAL 151,961.15 Section 5.8(viii) Realized Net Losses for Collection Period 541,049.45 Section 5.8(ix) Reserve Account Balance after Disbursement 15,612,228.79 Section 5.8(x) Specified Reserve Account Balance 15,612,228.79 Section 5.8(xi) Yield Supplement Account Balance 3,913,049.91 Section 5.8(xii) Total Distribution Amount 44,942,282.50 Servicing Fee 776,603.89 Administration Fee 1,000.00 Noteholders Distribution Amount 42,519,992.22 Certficateholders Distribution Amount 120,840.00 Deposit to Reserve Account 1,523,846.39 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.