EXHIBIT 20.1

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2000-A
                                                 Statement to Certificateholders
                                                                    June 16 2003



      DISTRIBUTION IN DOLLARS
                ORIGINAL         PRIOR                                                                                 CURRENT
                 FACE           PRINCIPAL                                                     REALIZED   DEFERRED     PRINCIPAL
   CLASS        VALUE           BALANCE          PRINCIPAL     INTEREST          TOTAL         LOSES     INTEREST      BALANCE
                                                                                              
A1         259,000,000.00              0.00            0.00            0.00             0.00   0.00        0.00                 0.00
A2         292,000,000.00              0.00            0.00            0.00             0.00   0.00        0.00                 0.00
A3         397,000,000.00     41,790,363.69   21,559,216.55      216,265.13    21,775,481.68   0.00        0.00        20,231,147.14
A4         294,000,000.00    294,000,000.00            0.00    1,533,700.00     1,533,700.00   0.00        0.00       294,000,000.00
CERT        38,466,538.08     18,449,745.19      666,779.89       99,628.62       766,408.51   0.00        0.00        17,782,965.30
TOTALS   1,280,466,538.08    354,240,108.88   22,225,996.44    1,849,593.75    24,075,590.19   0.00        0.00       332,014,112.44





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                       PRIOR                                                              CURRENT                      CURRENT
                      PRINCIPAL                                                          PRINCIPAL       CLASS        PASS THRU
CLASS     CUSIP        FACTOR            PRINCIPAL      INTEREST         TOTAL             FACTOR                       RATE
                                                                                            
A1       161581bk8         0.00000000    0.00000000    0.00000000       0.00000000        0.00000000       A1         6.470000 %
A2       161581bl6         0.00000000    0.00000000    0.00000000       0.00000000        0.00000000       A2         6.300000 %
A3       161581bm4       105.26539972   54.30533136    0.54474844      54.85007980       50.96006836       A3         6.210000 %
A4       161581bn2     1,000.00000000    0.00000000    5.21666667       5.21666667    1,000.00000000       A4         6.260000 %
CERT     161581bp7       479.63102766   17.33402389    2.59000744      19.92403133      462.29700378       B1         6.480000 %
TOTALS                   276.64925115   17.35773312    1.44446863      18.80220176      259.29151803


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 2000-A
                                                                    June 16 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS




                                                    Due Period                                                                   30
                                                    Due Period Beginning Date                                              05/01/03
                                                    Due Period End Date                                                    05/31/03
                                                    Determination Date                                                     06/10/03

                                                                                                                
Section 5.8(iii)                        Servicing Fee                                                                    295,200.09
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.23054104

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00078097

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                             332,014,112.44

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                       62,107.56
                                        TOTAL                                                                             62,107.56

Section 5.8(viii)                       Realized Net Losses for Collection Period                                        239,740.46

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     9,603,499.04

Section 5.8(x)                          Specified Reserve Account Balance                                              9,603,499.04

Section 5.8(xi)                         Total Distribution Amount                                                     24,870,610.22
                                        Servicing Fee                                                                    295,200.09
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               23,309,181.68

                                        Certficateholders Distribution Amount                                            766,408.51
                                        Deposit to Reserve Account                                                       498,819.94


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-A
                                                 Statement to Certificateholders
                                                                    June 16 2003




      DISTRIBUTION IN DOLLARS
                ORIGINAL         PRIOR                                                                                 CURRENT
                 FACE           PRINCIPAL                                                     REALIZED   DEFERRED     PRINCIPAL
   CLASS        VALUE           BALANCE          PRINCIPAL     INTEREST          TOTAL         LOSES     INTEREST      BALANCE
                                                                                              
A1           279,000,000.00             0.00            0.00           0.00             0.00     0.00       0.00                0.00
A2           243,000,000.00             0.00            0.00           0.00             0.00     0.00       0.00                0.00
A3           384,000,000.00   216,605,507.41   24,225,730.20     821,295.88    25,047,026.08     0.00       0.00      192,379,777.21
A4           258,100,000.00   258,100,000.00            0.00   1,090,472.50     1,090,472.50     0.00       0.00      258,100,000.00
CERT          36,016,952.89    26,627,388.10    1,358,880.21     112,278.82     1,471,159.03     0.00       0.00       25,268,507.89
TOTALS     1,200,116,952.89   501,332,895.51   25,584,610.41   2,024,047.20    27,608,657.61     0.00       0.00      475,748,285.10





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                       PRIOR                                                              CURRENT                      CURRENT
                      PRINCIPAL                                                          PRINCIPAL       CLASS        PASS THRU
CLASS     CUSIP        FACTOR            PRINCIPAL      INTEREST         TOTAL             FACTOR                       RATE
                                                                                         
A1       161581BQ5        0.00000000     0.00000000   0.00000000        0.00000000        0.00000000       A1        3.660000 %
A2       161581BR3        0.00000000     0.00000000   0.00000000        0.00000000        0.00000000       A2        3.990000 %
A3       161581BS1      564.07684221    63.08783906   2.13879135       65.22663042      500.98900315       A3        4.550000 %
A4       161581BT9    1,000.00000000     0.00000000   4.22500000        4.22500000    1,000.00000000       A4        5.070000 %
CERT     N/A            739.30152229    37.72890544   3.11738809       40.84629354      701.57261685       B         5.060000 %
TOTALS                  417.73670000    21.31843096   1.68654163       23.00497259      396.41826903


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-A
                                                                    June 16 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS




                                                    Due Period                                                                   23
                                                    Due Period Beginning Date                                              05/01/03
                                                    Due Period End Date                                                    05/31/03
                                                    Determination Date                                                     06/10/03

                                                                                                                

Section 5.8(iii)                        Servicing Fee                                                                     417,777.41
Section 5.8(iii)                        Servicing Fee per $1000                                                           0.34811391

Section 5.8(iv)                         Administration Fee                                                                  1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                      0.00083325

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                              475,748,285.10

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                               0.00
                                        By Servicer                                                                       141,459.84
                                        TOTAL                                                                             141,459.84

Section 5.8(viii)                       Realized Net Losses for Collection Period                                         552,118.46

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     10,704,336.41

Section 5.8(x)                          Specified Reserve Account Balance                                              10,704,336.41

Section 5.8(xi)                         Total Distribution Amount                                                      28,327,557.01
                                        Servicing Fee                                                                     417,777.41
                                        Administration Fee                                                                  1,000.00
                                        Noteholders Distribution Amount                                                26,137,498.58

                                        Certficateholders Distribution Amount                                           1,471,159.03
                                        Deposit to Reserve Account                                                        300,121.99


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-B
                                                 Statement to Certificateholders
                                                                    June 16 2003




      DISTRIBUTION IN DOLLARS
                ORIGINAL         PRIOR                                                                                 CURRENT
                 FACE           PRINCIPAL                                                     REALIZED   DEFERRED     PRINCIPAL
   CLASS        VALUE           BALANCE          PRINCIPAL     INTEREST          TOTAL         LOSES     INTEREST      BALANCE
                                                                                              

A1           280,000,000.00            0.00            0.00           0.00              0.00     0.00      0.00                 0.00
A2           300,000,000.00            0.00            0.00           0.00              0.00     0.00      0.00                 0.00
A3           365,000,000.00  306,506,314.98   30,635,017.59     789,253.76     31,424,271.35     0.00      0.00       275,871,297.39
A4           322,380,000.00  322,380,000.00            0.00   1,020,870.00      1,020,870.00     0.00      0.00       322,380,000.00
CERT          32,503,047.00   29,737,148.96    1,448,589.45      92,928.59      1,541,518.04     0.00      0.00        28,288,559.51
TOTALS     1,299,883,047.00  658,623,463.94   32,083,607.04   1,903,052.35     33,986,659.39     0.00      0.00       626,539,856.90





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                       PRIOR                                                              CURRENT                      CURRENT
                      PRINCIPAL                                                          PRINCIPAL       CLASS        PASS THRU
CLASS     CUSIP        FACTOR            PRINCIPAL      INTEREST         TOTAL             FACTOR                       RATE
                                                                                         
A1       161581BV4        0.00000000    0.00000000    0.00000000        0.00000000        0.00000000       A1        2.180000 %
A2       161581BW2        0.00000000    0.00000000    0.00000000        0.00000000        0.00000000       A2        2.440000 %
A3       161581BX0      839.74332871   83.93155504    2.16233907       86.09389411      755.81177367       A3        3.090000 %
A4       161581BY8    1,000.00000000    0.00000000    3.16666667        3.16666667    1,000.00000000       A4        3.800000 %
CERT     161581BZ5      914.90342305   44.56780467    2.85907318       47.42687786      870.33561838       B         3.750000 %
TOTALS                  506.67901659   24.68191820    1.46401813       26.14593634      481.99709839


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-B
                                                                    June 16 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                    Due Period                                                                   19
                                                    Due Period Beginning Date                                              05/01/03
                                                    Due Period End Date                                                    05/31/03
                                                    Determination Date                                                     06/10/03

                                                                                                                

Section 5.8(iii)                        Servicing Fee                                                                     548,852.89
Section 5.8(iii)                        Servicing Fee per $1000                                                           0.42223252

Section 5.8(iv)                         Administration Fee                                                                  1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                      0.00076930

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                              626,539,862.77

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                               0.00
                                        By Servicer                                                                        78,308.58
                                        TOTAL                                                                              78,308.58

Section 5.8(viii)                       Realized Net Losses for Collection Period                                         383,639.07

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     10,964,447.60

Section 5.8(x)                          Specified Reserve Account Balance                                              10,964,447.60

Section 5.8(xi)                         Total Distribution Amount                                                      35,913,086.92
                                        Servicing Fee                                                                     548,852.89
                                        Administration Fee                                                                  1,000.00
                                        Noteholders Distribution Amount                                                32,445,141.35

                                        Certficateholders Distribution Amount                                           1,541,518.04
                                        Deposit to Reserve Account                                                      1,376,574.64



                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-A
                                                 Statement to Certificateholders
                                                                    June 16 2003




      DISTRIBUTION IN DOLLARS
                ORIGINAL         PRIOR                                                                                 CURRENT
                 FACE           PRINCIPAL                                                     REALIZED   DEFERRED     PRINCIPAL
   CLASS        VALUE           BALANCE          PRINCIPAL     INTEREST          TOTAL         LOSES     INTEREST      BALANCE
                                                                                           

A1           445,000,000.00              0.00           0.00          0.00              0.00     0.00       0.00               0.00
A2           460,000,000.00    108,985,397.30  54,491,158.45    238,859.66     54,730,018.11     0.00       0.00      54,494,238.85
A3           570,000,000.00    570,000,000.00           0.00  1,657,750.00      1,657,750.00     0.00       0.00     570,000,000.00
A4           498,400,000.00    498,400,000.00           0.00  1,761,013.33      1,761,013.33     0.00       0.00     498,400,000.00
CERT          50,600,000.00     50,600,000.00           0.00    175,835.00        175,835.00     0.00       0.00      50,600,000.00
TOTALS     2,024,000,000.00  1,227,985,397.30  54,491,158.45  3,833,457.99     58,324,616.44     0.00       0.00   1,173,494,238.85





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                       PRIOR                                                              CURRENT                      CURRENT
                      PRINCIPAL                                                          PRINCIPAL       CLASS        PASS THRU
CLASS     CUSIP        FACTOR            PRINCIPAL      INTEREST         TOTAL             FACTOR                       RATE
                                                                                         
A1       161581CA9        0.00000000     0.00000000   0.00000000         0.00000000       0.00000000      A1          1.942500 %
A2       161581CB7      236.92477674   118.45904011   0.51926013       118.97830024     118.46573663      A2          2.630000 %
A3       161581CC5    1,000.00000000     0.00000000   2.90833333         2.90833333   1,000.00000000      A3          3.490000 %
A4       161581CD3    1,000.00000000     0.00000000   3.53333333         3.53333333   1,000.00000000      A4          4.240000 %
CERT     161581CE1    1,000.00000000     0.00000000   3.47500000         3.47500000   1,000.00000000      R           4.170000 %
TOTALS                  606.71215282    26.92250912   1.89400098        28.81651010     579.78964370


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-A
                                                                    June 16 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                    Due Period                                                                   15
                                                    Due Period Beginning Date                                              05/01/03
                                                    Due Period End Date                                                    05/31/03
                                                    Determination Date                                                     06/10/03

                                                                                                                

Section 5.8(iii)                        Servicing Fee                                                                  1,023,321.16
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.50559346

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00049407

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                           1,173,494,238.92

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                      181,743.48
                                        TOTAL                                                                            181,743.48

Section 5.8(viii)                       Realized Net Losses for Collection Period                                        628,722.42

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                    23,469,884.78

Section 5.8(x)                          Specified Reserve Account Balance                                             23,469,884.78

Section 5.8(xi)                         Total Distribution Amount                                                     61,121,817.37
                                        Servicing Fee                                                                  1,023,321.16
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                               58,148,781.44

                                        Certficateholders Distribution Amount                                            175,835.00
                                        Deposit to Reserve Account                                                     1,772,879.77


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-B
                                                 Statement to Certificateholders
                                                                    June 16 2003




      DISTRIBUTION IN DOLLARS
                ORIGINAL         PRIOR                                                                                 CURRENT
                 FACE           PRINCIPAL                                                     REALIZED   DEFERRED     PRINCIPAL
   CLASS        VALUE           BALANCE          PRINCIPAL     INTEREST          TOTAL         LOSES     INTEREST      BALANCE
                                                                                           
A1           288,000,000.00           0.00             0.00           0.00              0.00    0.00        0.00             0.00
A2           335,000,000.00  186,924,673.04   39,797,313.37     420,580.51     40,217,893.88    0.00        0.00   147,127,359.67
A3           365,000,000.00  365,000,000.00            0.00   1,088,916.67      1,088,916.67    0.00        0.00   365,000,000.00
A4           345,800,000.00  345,800,000.00            0.00   1,213,181.67      1,213,181.67    0.00        0.00   345,800,000.00
CERT          34,200,000.00   34,200,000.00            0.00     120,840.00        120,840.00    0.00        0.00    34,200,000.00
TOTALS     1,368,000,000.00  931,924,673.04   39,797,313.37   2,843,518.85     42,640,832.22    0.00        0.00   892,127,359.67





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                       PRIOR                                                              CURRENT                      CURRENT
                      PRINCIPAL                                                          PRINCIPAL       CLASS        PASS THRU
CLASS     CUSIP        FACTOR            PRINCIPAL      INTEREST         TOTAL             FACTOR                       RATE
                                                                                         
A1       161581CL5        0.00000000     0.00000000   0.00000000         0.00000000       0.00000000      A1         1.929100 %
A2       161581CM3      557.98409863   118.79795036   1.25546421       120.05341457     439.18614827      A2         2.700000 %
A3       161581CN1    1,000.00000000     0.00000000   2.98333334         2.98333334   1,000.00000000      A3         3.580000 %
A4       161581CP6    1,000.00000000     0.00000000   3.50833334         3.50833334   1,000.00000000      A4         4.210000 %
CERT     161581CQ4    1,000.00000000     0.00000000   3.53333333         3.53333333   1,000.00000000      CERT       4.240000 %
TOTALS                  681.23148614    29.09160334   2.07859565        31.17019899     652.13988280


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-B
                                                                    June 16 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS






                                                    Due Period                                                                   12
                                                    Due Period Beginning Date                                              05/01/03
                                                    Due Period End Date                                                    05/31/03
                                                    Determination Date                                                     06/10/03

                                                                                                                

Section 5.8(iii)                        Servicing Fee                                                                     776,603.89
Section 5.8(iii)                        Servicing Fee per $1000                                                           0.56769290

Section 5.8(iv)                         Administration Fee                                                                  1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                      0.00073099

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                              892,127,359.67

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                               0.00
                                        By Servicer                                                                       151,961.15
                                        TOTAL                                                                             151,961.15

Section 5.8(viii)                       Realized Net Losses for Collection Period                                         541,049.45

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     15,612,228.79

Section 5.8(x)                          Specified Reserve Account Balance                                              15,612,228.79

Section 5.8(xi)                         Yield Supplement Account Balance                                                3,913,049.91

Section 5.8(xii)                        Total Distribution Amount                                                      44,942,282.50
                                        Servicing Fee                                                                     776,603.89

                                        Administration Fee                                                                  1,000.00
                                        Noteholders Distribution Amount                                                42,519,992.22
                                        Certficateholders Distribution Amount                                             120,840.00
                                        Deposit to Reserve Account                                                      1,523,846.39


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.