Exhibit 20.1 Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 1999-3 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 4,717,500.00 Class B Note Interest Requirement 279,708.54 Class C Note Interest Requirement 116,016.07 Total 5,113,224.61 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 5.55000 Class B Note Interest Requirement 5.79167 Class C Note Interest Requirement 1.71583 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 850,000,000 Class B Note Principal Balance 48,295,000 Class C Note Principal Balance 67,615,000 (iv) Amount on deposit in Owner Trust Spread Account 38,636,400.00 (v) Required Owner Trust Spread Account Amount 38,636,400.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2000-1 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 815,625.00 Class B Note Interest Requirement 77,031.25 Class C Note Interest Requirement 123,638.17 Total 1,016,294.42 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.08750 Class B Note Interest Requirement 1.23250 Class C Note Interest Requirement 1.53861 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 750,000,000 Class B Note Principal Balance 62,500,000 Class C Note Principal Balance 80,357,000 (iv) Amount on deposit in Owner Trust Spread Account 8,928,570.00 (v) Required Owner Trust Spread Account Amount 8,928,570.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2000-3 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 791,458.33 Class B Note Interest Requirement 77,031.25 Class C Note Interest Requirement 121,696.21 Total 990,185.80 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.05528 Class B Note Interest Requirement 1.23250 Class C Note Interest Requirement 1.51444 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 750,000,000 Class B Note Principal Balance 62,500,000 Class C Note Principal Balance 80,357,000 (iv) Amount on deposit in Owner Trust Spread Account 8,928,570.00 (v) Required Owner Trust Spread Account Amount 8,928,570.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2001-1 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 759,220.00 Class B Note Interest Requirement 75,730.28 Class C Note Interest Requirement 125,098.75 Total 960,049.03 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.06333 Class B Note Interest Requirement 1.27278 Class C Note Interest Requirement 1.63528 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 714,000,000 Class B Note Principal Balance 59,500,000 Class C Note Principal Balance 76,500,000 (iv) Amount on deposit in Owner Trust Spread Account 8,500,000.00 (v) Required Owner Trust Spread Account Amount 8,500,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2001-2 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 523,611.11 Class B Note Interest Requirement 51,688.99 Class C Note Interest Requirement 89,762.86 Total 665,062.96 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.04722 Class B Note Interest Requirement 1.24056 Class C Note Interest Requirement 1.67556 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 500,000,000 Class B Note Principal Balance 41,666,000 Class C Note Principal Balance 53,572,000 (iv) Amount on deposit in Owner Trust Spread Account 5,952,380.00 (v) Required Owner Trust Spread Account Amount 5,952,380.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2001-3 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 755,208.33 Class B Note Interest Requirement 76,527.78 Class C Note Interest Requirement 131,406.02 Total 963,142.13 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.00694 Class B Note Interest Requirement 1.22444 Class C Note Interest Requirement 1.63528 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 750,000,000 Class B Note Principal Balance 62,500,000 Class C Note Principal Balance 80,357,000 (iv) Amount on deposit in Owner Trust Spread Account 8,928,570.00 (v) Required Owner Trust Spread Account Amount 8,928,570.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2001-4 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of Net Swap Payment 0.00 Amount of Net Swap Receipt 2,967,423.67 (ii) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (iii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest 3,850,000.00 Class B Note Interest 87,966.67 Class C Note Interest 150,800.00 Total 4,088,766.67 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest 4.58333 Class B Note Interest 1.25667 Class C Note Interest 1.67556 (iv) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 840,000,000 Class B Note Principal Balance 70,000,000 Class C Note Principal Balance 90,000,000 (v) Amount on deposit in Owner Trust Spread Account 10,000,000.00 (vi) Required Owner Trust Spread Account Amount 10,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2001-5 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 1,299,200.00 Class B Note Interest Requirement 137,870.83 Class C Note Interest Requirement 237,075.00 Total 1,674,145.83 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.03111 Class B Note Interest Requirement 1.31306 Class C Note Interest Requirement 1.75611 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 1,260,000,000 Class B Note Principal Balance 105,000,000 Class C Note Principal Balance 135,000,000 (iv) Amount on deposit in Owner Trust Spread Account 15,000,000.00 (v) Required Owner Trust Spread Account Amount 15,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2001-6 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 1,063,720.00 Class B Note Interest Requirement 112,326.67 Class C Note Interest Requirement 198,360.00 Total 1,374,406.67 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.05528 Class B Note Interest Requirement 1.33722 Class C Note Interest Requirement 1.83667 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 1,008,000,000 Class B Note Principal Balance 84,000,000 Class C Note Principal Balance 108,000,000 (iv) Amount on deposit in Owner Trust Spread Account 12,000,000.00 (v) Required Owner Trust Spread Account Amount 12,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2002-1 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 866,133.33 Class B Note Interest Requirement 88,530.56 Class C Note Interest Requirement 156,600.00 Total 1,111,263.89 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.03111 Class B Note Interest Requirement 1.26472 Class C Note Interest Requirement 1.74000 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 840,000,000 Class B Note Principal Balance 70,000,000 Class C Note Principal Balance 90,000,000 (iv) Amount on deposit in Owner Trust Spread Account 10,000,000.00 (v) Required Owner Trust Spread Account Amount 10,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2002-2 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 1,165,220.00 Class B Note Interest Requirement 119,206.11 Class C Note Interest Requirement 211,120.00 Total 1,495,546.11 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 0.99083 Class B Note Interest Requirement 1.21639 Class C Note Interest Requirement 1.67556 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 1,176,000,000 Class B Note Principal Balance 98,000,000 Class C Note Principal Balance 126,000,000 (iv) Amount on deposit in Owner Trust Spread Account 14,000,000.00 (v) Required Owner Trust Spread Account Amount 14,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2002-3 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 1,370,250.00 Class B Note Interest Requirement 137,870.83 Class C Note Interest Requirement 240,337.50 Total 1,748,458.33 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.08750 Class B Note Interest Requirement 1.31306 Class C Note Interest Requirement 1.78028 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 1,260,000,000 Class B Note Principal Balance 105,000,000 Class C Note Principal Balance 135,000,000 (iv) Amount on deposit in Owner Trust Spread Account 15,000,000.00 (v) Required Owner Trust Spread Account Amount 15,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2002-4 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 1,248,450.00 Class B Note Interest Requirement 126,029.17 Class C Note Interest Requirement 219,675.00 Total 1,594,154.17 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 0.99083 Class B Note Interest Requirement 1.20028 Class C Note Interest Requirement 1.62722 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 1,260,000,000 Class B Note Principal Balance 105,000,000 Class C Note Principal Balance 135,000,000 (iv) Amount on deposit in Owner Trust Spread Account 15,000,000.00 (v) Required Owner Trust Spread Account Amount 15,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2002-5 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 866,133.33 Class B Note Interest Requirement 86,838.89 Class C Note Interest Requirement 154,425.00 Total 1,107,397.22 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.03111 Class B Note Interest Requirement 1.24056 Class C Note Interest Requirement 1.71583 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 840,000,000 Class B Note Principal Balance 70,000,000 Class C Note Principal Balance 90,000,000 (iv) Amount on deposit in Owner Trust Spread Account 10,000,000.00 (v) Required Owner Trust Spread Account Amount 10,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2002-6 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 922,973.33 Class B Note Interest Requirement 94,902.50 Class C Note Interest Requirement 177,842.50 Total 1,195,718.33 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 0.99889 Class B Note Interest Requirement 1.23250 Class C Note Interest Requirement 1.79639 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 924,000,000 Class B Note Principal Balance 77,000,000 Class C Note Principal Balance 99,000,000 (iv) Amount on deposit in Owner Trust Spread Account 11,000,000.00 (v) Required Owner Trust Spread Account Amount 11,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2002-7 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 659,750.00 Class B Note Interest Requirement 68,089.58 Class C Note Interest Requirement 132,131.25 Total 859,970.83 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.04722 Class B Note Interest Requirement 1.29694 Class C Note Interest Requirement 1.95750 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 630,000,000 Class B Note Principal Balance 52,500,000 Class C Note Principal Balance 67,500,000 (iv) Amount on deposit in Owner Trust Spread Account 7,500,000.00 (v) Required Owner Trust Spread Account Amount 7,500,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2002-8 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 922,973.33 Class B Note Interest Requirement 96,143.06 Class C Note Interest Requirement 181,830.00 Total 1,200,946.39 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 0.99889 Class B Note Interest Requirement 1.24861 Class C Note Interest Requirement 1.83667 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 924,000,000 Class B Note Principal Balance 77,000,000 Class C Note Principal Balance 99,000,000 (iv) Amount on deposit in Owner Trust Spread Account 11,000,000.00 (v) Required Owner Trust Spread Account Amount 11,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2003-1 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 1,248,450.00 Class B Note Interest Requirement 131,104.17 Class C Note Interest Requirement 247,950.00 Total 1,627,504.17 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 0.99083 Class B Note Interest Requirement 1.24861 Class C Note Interest Requirement 1.83667 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 1,260,000,000 Class B Note Principal Balance 105,000,000 Class C Note Principal Balance 135,000,000 (iv) Amount on deposit in Owner Trust Spread Account 15,000,000.00 (v) Required Owner Trust Spread Account Amount 15,000,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - -------------------------------------------------------------------------------- Chase Manhattan Bank USA, N.A. Noteholders Statement Chase Credit Card Owner Trust 2003-2 Section 7.3 Indenture Distribution Date: 7/15/2003 - -------------------------------------------------------------------------------- (i) Amount of the distribution allocable to principal of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total Amount of the distribution allocable to the principal on the Notes per $1,000 of the initial principal balance of the Notes Class A Principal Payment 0.00 Class B Principal Payment 0.00 Class C Principal Payment 0.00 Total (ii) Amount of the distribution allocable to the interest on the Notes Class A Note Interest Requirement 1,169,686.00 Class B Note Interest Requirement 115,608.50 Class C Note Interest Requirement 240,932.00 Total 1,526,226.50 Amount of the distribution allocable to the interest on the Notes per $1,000 of the initial principal balance of the Notes Class A Note Interest Requirement 1.03917 Class B Note Interest Requirement 1.23250 Class C Note Interest Requirement 1.99778 (iii) Aggregate Outstanding Principal Balance of the Notes Class A Note Principal Balance 1,125,600,000 Class B Note Principal Balance 93,800,000 Class C Note Principal Balance 120,600,000 (iv) Amount on deposit in Owner Trust Spread Account 13,400,000.00 (v) Required Owner Trust Spread Account Amount 13,400,000.00 By: ----------------------------------- Name: Patricia M. Garvey Title: Vice President - --------------------------------------------------------------------------------