Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1996-4 Distribution Date: 7/15/2003 Section 5.2 - Supplement Class A Class B Collateral Total - ----------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 1,477,388.89 143,790.85 218,105.14 1,839,284.87 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 221,156,412.94 18,429,595.77 23,695,435.27 263,281,443.98 (iv) Collections of Finance Charge Receivables 17,714,500.87 1,476,199.97 1,897,990.67 21,088,691.51 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 Adjusted Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 Series Floating Investor Percentage 5.05% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 5.05% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,888,968.24 657,410.26 845,250.35 9,391,628.86 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 1,166,666.67 97,221.67 125,000.56 1,388,888.89 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 (xiv) LIBOR 1.18000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii) Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 16,547,834.21 1,378,978.30 1,772,990.12 19,699,802.63 (xxii) Certificate Rate 1.31000% 1.53000% 1.80500% - ----------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-1 Distribution Date: 7/15/2003 Section 5.2 - Supplement Class A Class B Collateral Total - ----------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 1,176,513.89 113,482.24 181,638.88 1,471,635.02 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 181,664,196.35 15,138,630.37 19,464,073.69 216,266,900.41 (iv) Collections of Finance Charge Receivables 14,551,197.14 1,212,595.54 1,559,061.05 17,322,853.74 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 Adjusted Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 Series Floating Investor Percentage 4.15% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 4.15% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,480,223.91 540,016.78 694,311.58 7,714,552.27 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 958,333.33 79,860.83 102,678.85 1,140,873.02 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 (xiv) LIBOR 1.18000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii) Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 13,592,863.81 1,132,734.71 1,456,382.20 16,181,980.73 (xxii) Certificate Rate 1.27000% 1.47000% 1.83000% - ----------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1998-5 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - -------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 701,638.89 67,195.93 109,912.67 878,747.49 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 102,679,763.15 8,556,541.62 11,001,508.54 122,237,813.31 (iv) Collections of Finance Charge Receivables 8,224,589.69 685,374.04 881,214.48 9,791,178.21 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 Adjusted Interest 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 Series Floating Investor Percentage 2.35% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 2.35% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,662,735.25 305,224.18 392,439.68 4,360,399.11 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 541,666.67 45,138.33 58,036.27 644,841.27 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.64% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 650,000,000.00 54,166,000.00 69,643,524.00 773,809,524.00 (xiv) LIBOR 1.18000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii) Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 7,685,027.91 640,235.71 823,178.21 9,148,441.83 (xxii) Certificate Rate 1.34000% 1.54000% 2.03000% - -------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1999-1 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Class A Class B Collateral Total - --------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 809,583.33 79,045.14 147,589.29 1,036,217.76 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 118,476,649.79 9,873,054.15 12,693,926.79 141,043,630.73 (iv) Collections of Finance Charge Receivables 9,489,911.18 790,825.93 1,016,776.20 11,297,513.31 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 Adjusted Interest 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 Series Floating Investor Percentage 2.71% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 2.71% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------ Total Receivables 100.00% (vii) Investor Default Amount 4,226,232.98 352,186.08 452,810.68 5,031,229.74 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Net Servicing Fee 625,000.00 52,083.33 66,964.29 744,047.62 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 750,000,000.00 62,500,000.00 80,357,143.00 892,857,143.00 (xiv) LIBOR 1.18000% (xv) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii) Principal Funding Investment Proceeds 0.00 (xx) Principal Investment Funding Shortfall 0.00 (xxi) Available Funds 8,864,911.18 738,742.60 949,811.91 10,553,465.69 (xxii) Certificate Rate 1.34000% 1.57000% 2.38000% - --------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1999-3 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 4,717,500.00 Class B Note Interest Requirement 279,708.54 Net Class C Note Interest Requirement 84,391.77 5,081,600.31 (iii) Collections of Principal Receivables 152,583,707.73 (iv) Collections of Finance Charge Receivables 12,221,866.81 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 965,910,000.00 Adjusted Interest 965,910,000.00 Floating Investor Percentage 2.93% Fixed Investor Percentage 2.93% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,442,880.94 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 804,925.00 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Portfolio Supplemented Yield 10.15% (xiii) Reallocated Monthly Principal 0.00 (xiv) Accumulation Shortfall 0.00 (xv) Principal Funding Investment Proceeds 0.00 (xvi) Principal Funding Investment Shortfall 0.00 (xvii) Available Investor Finance Charge Collections 11,416,941.81 (xviii) Note Rate Class A 6.66000% Class B 6.95000% Class C 2.13000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2000-1 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 815,625.00 Class B Note Interest Requirement 77,031.25 Net Class C Note Interest Requirement 116,330.87 1,008,987.12 (iii) Collections of Principal Receivables 141,043,608.14 (iv) Collections of Finance Charge Receivables 11,297,511.50 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.71% Fixed Investor Percentage 2.71% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,031,228.94 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,553,464.00 (xxii) Note Rate Class A 1.35000% Class B 1.53000% Class C 1.91000% - ---------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2000-3 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 791,458.33 Class B Note Interest Requirement 77,031.25 Net Class C Note Interest Requirement 114,388.90 982,878.49 (iii) Collections of Principal Receivables 141,043,608.14 (iv) Collections of Finance Charge Receivables 11,297,511.50 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.71% Fixed Investor Percentage 2.71% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,031,228.94 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,553,464.00 (xxii) Note Rate Class A 1.31000% Class B 1.53000% Class C 1.88000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-1 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 759,220.00 Class B Note Interest Requirement 75,730.28 Net Class C Note Interest Requirement 118,142.15 953,092.43 (iii) Collections of Principal Receivables 134,273,536.43 (iv) Collections of Finance Charge Receivables 10,755,232.67 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 850,000,000.00 Adjusted Interest 850,000,000.00 Floating Investor Percentage 2.58% Fixed Investor Percentage 2.58% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,789,730.72 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 708,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,046,899.34 (xxii) Note Rate Class A 1.32000% Class B 1.58000% Class C 2.03000% - ---------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-2 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 523,611.11 Class B Note Interest Requirement 51,688.99 Net Class C Note Interest Requirement 84,891.29 660,191.39 (iii) Collections of Principal Receivables 94,029,072.09 (iv) Collections of Finance Charge Receivables 7,531,674.34 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 595,238,000.00 Adjusted Interest 595,238,000.00 Floating Investor Percentage 1.81% Fixed Investor Percentage 1.81% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 3,354,152.63 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 496,031.67 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 7,035,642.67 (xxii) Note Rate Class A 1.30000% Class B 1.54000% Class C 2.08000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-3 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 755,208.33 Class B Note Interest Requirement 76,527.78 Net Class C Note Interest Requirement 124,098.71 955,834.82 (iii) Collections of Principal Receivables 141,043,608.14 (iv) Collections of Finance Charge Receivables 11,297,511.50 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 892,857,000.00 Adjusted Interest 892,857,000.00 Floating Investor Percentage 2.71% Fixed Investor Percentage 2.71% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,031,228.94 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 744,047.50 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 10,553,464.00 (xxii) Note Rate Class A 1.25000% Class B 1.52000% Class C 2.03000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-4 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ----------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Distribution allocable to : Class A Note Interest Requirement 882,576.33 Class B Note Interest Requirement 87,966.67 Net Class C Note Interest Requirement 142,615.78 1,113,158.78 (iii) Collections of Principal Receivables 157,968,866.39 (iv) Collections of Finance Charge Receivables 12,653,214.91 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.03% Fixed Investor Percentage 3.03% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,634,977.31 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,819,881.58 (xxii) Note Rate Class A 5.50000% Class B 1.56000% Class C 2.08000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-5 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ----------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,299,200.00 Class B Note Interest Requirement 137,870.83 Net Class C Note Interest Requirement 224,798.68 1,661,869.51 (iii) Collections of Principal Receivables 236,953,299.58 (iv) Collections of Finance Charge Receivables 18,979,822.36 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.55% Fixed Investor Percentage 4.55% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 8,452,465.97 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 17,729,822.36 (xxii) Note Rate Class A 1.28000% Class B 1.63000% Class C 2.18000% - ----------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2001-6 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,063,720.00 Class B Note Interest Requirement 112,326.67 Net Class C Note Interest Requirement 188,538.95 1,364,585.62 (iii) Collections of Principal Receivables 189,562,639.67 (iv) Collections of Finance Charge Receivables 15,183,857.89 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,200,000,000.00 Adjusted Interest 1,200,000,000.00 Floating Investor Percentage 3.64% Fixed Investor Percentage 3.64% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,761,972.78 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,000,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 14,183,857.89 (xxii) Note Rate Class A 1.31000% Class B 1.66000% Class C 2.28000% - ----------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-1 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ----------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 866,133.33 Class B Note Interest Requirement 88,530.56 Net Class C Note Interest Requirement 148,415.78 1,103,079.67 (iii) Collections of Principal Receivables 157,968,866.39 (iv) Collections of Finance Charge Receivables 12,653,214.91 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.03% Fixed Investor Percentage 3.03% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,634,977.31 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,819,881.58 (xxii) Note Rate Class A 1.28000% Class B 1.57000% Class C 2.16000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-2 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ----------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,165,220.00 Class B Note Interest Requirement 119,206.11 Net Class C Note Interest Requirement 199,662.10 1,484,088.21 (iii) Collections of Principal Receivables 221,156,412.94 (iv) Collections of Finance Charge Receivables 17,714,500.87 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,400,000,000.00 Adjusted Interest 1,400,000,000.00 Floating Investor Percentage 4.25% Fixed Investor Percentage 4.25% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,888,968.24 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,166,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 16,547,834.21 (xxii) Note Rate Class A 1.23000% Class B 1.51000% Class C 2.08000% - ----------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-3 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,370,250.00 Class B Note Interest Requirement 137,870.83 Net Class C Note Interest Requirement 228,061.18 1,736,182.01 (iii) Collections of Principal Receivables 236,953,299.58 (iv) Collections of Finance Charge Receivables 18,979,822.36 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.55% Fixed Investor Percentage 4.55% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 8,452,465.97 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 17,729,822.36 (xxii) Note Rate Class A 1.35000% Class B 1.63000% Class C 2.21000% - ---------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-4 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,248,450.00 Class B Note Interest Requirement 126,029.17 Net Class C Note Interest Requirement 207,398.68 1,581,877.85 (iii) Collections of Principal Receivables 236,953,299.58 (iv) Collections of Finance Charge Receivables 18,979,822.36 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.55% Fixed Investor Percentage 4.55% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 8,452,465.97 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 17,729,822.36 (xxii) Note Rate Class A 1.23000% Class B 1.49000% Class C 2.02000% - ---------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-5 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ----------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 866,133.33 Class B Note Interest Requirement 86,838.89 Net Class C Note Interest Requirement 146,240.78 1,099,213.00 (iii) Collections of Principal Receivables 157,968,866.39 (iv) Collections of Finance Charge Receivables 12,653,214.91 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,000,000,000.00 Adjusted Interest 1,000,000,000.00 Floating Investor Percentage 3.03% Fixed Investor Percentage 3.03% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 5,634,977.31 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 833,333.33 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 11,819,881.58 (xxii) Note Rate Class A 1.28000% Class B 1.54000% Class C 2.13000% - ----------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-6 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ----------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 922,973.33 Class B Note Interest Requirement 94,902.50 Net Class C Note Interest Requirement 168,839.86 1,186,715.69 (iii) Collections of Principal Receivables 173,765,753.03 (iv) Collections of Finance Charge Receivables 13,918,536.40 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,100,000,000.00 Adjusted Interest 1,100,000,000.00 Floating Investor Percentage 3.34% Fixed Investor Percentage 3.34% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,198,475.04 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 916,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 13,001,869.73 (xxii) Note Rate Class A 1.24000% Class B 1.53000% Class C 2.23000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-7 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ----------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 659,750.00 Class B Note Interest Requirement 68,089.58 Net Class C Note Interest Requirement 125,993.07 853,832.65 (iii) Collections of Principal Receivables 118,476,649.79 (iv) Collections of Finance Charge Receivables 9,489,911.18 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 750,000,000.00 Adjusted Interest 750,000,000.00 Floating Investor Percentage 2.27% Fixed Investor Percentage 2.27% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 4,226,232.98 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 625,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 8,864,911.18 (xxii) Note Rate Class A 1.30000% Class B 1.61000% Class C 2.43000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2002-8 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ---------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 922,973.33 Class B Note Interest Requirement 96,143.06 Net Class C Note Interest Requirement 172,827.36 1,191,943.75 (iii) Collections of Principal Receivables 173,765,753.03 (iv) Collections of Finance Charge Receivables 13,918,536.40 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,100,000,000.00 Adjusted Interest 1,100,000,000.00 Floating Investor Percentage 3.34% Fixed Investor Percentage 3.34% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 6,198,475.04 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 916,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 13,001,869.73 (xxii) Note Rate Class A 1.24000% Class B 1.55000% Class C 2.28000% - ----------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2003-1 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - ----------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,248,450.00 Class B Note Interest Requirement 131,104.17 Net Class C Note Interest Requirement 235,673.68 1,615,227.85 (iii) Collections of Principal Receivables 236,953,299.58 (iv) Collections of Finance Charge Receivables 18,979,822.36 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,500,000,000.00 Adjusted Interest 1,500,000,000.00 Floating Investor Percentage 4.55% Fixed Investor Percentage 4.55% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% ------------------- Total Receivables 100.00% (vii) Investor Default Amount 8,452,465.97 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,250,000.00 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 17,729,822.36 (xxii) Note Rate Class A 1.23000% Class B 1.55000% Class C 2.28000% - --------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President Chase Manhattan Bank USA, N.A. Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 2003-2 Distribution Date: 7/15/2003 Period Type: Revolving Section 5.2 - Supplement Total - --------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 (ii) Monthly Interest Distributed Class A Note Interest Requirement 1,169,686.00 Class B Note Interest Requirement 115,608.50 Net Class C Note Interest Requirement 229,965.17 1,515,259.67 (iii) Collections of Principal Receivables 211,678,280.96 (iv) Collections of Finance Charge Receivables 16,955,307.98 (v) Aggregate Amount of Principal Receivables 32,975,113,135.29 Investor Interest 1,340,000,000.00 Adjusted Interest 1,340,000,000.00 Floating Investor Percentage 4.06% Fixed Investor Percentage 4.06% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.80% 30 to 59 days 1.31% 60 to 89 days 0.96% 90 or more days 1.93% -------------------- Total Receivables 100.00% (vii) Investor Default Amount 7,550,869.60 (viii) Investor Charge-Offs 0.00 (ix) Reimbursed Investor Charge-Offs 0.00 (x) Net Servicing Fee 1,116,666.67 (xi) Portfolio Yield (Net of Defaulted Receivables)* 8.63% (xii) Reallocated Monthly Principal 0.00 (xiii) Accumulation Shortfall 0.00 (xiv) Principal Funding Investment Proceeds 0.00 (xv) Principal Funding Investment Shortfall 0.00 (xvi) Available Investor Finance Charge Collections 15,838,641.31 (xxii) Note Rate Class A 1.29000% Class B 1.53000% Class C 2.48000% - -------------------------------------------------------------------------------------------------------------------------------- * Effective with the November 02 Monthly Period, the yield from the Collections of Finance Charge Receivables portion of the Portfolio Yield is annualized based on a 365 day year / actual number of days in the calendar month. By: --------------------------------- Name: Patricia M. Garvey Title: Vice President