EXHIBIT 20.1


                                                                          Page 1
Chase Manhattan Auto Owner Trust 2000-A

                                                 Statement to Certificateholders
                                                 November 17 2003



     DISTRIBUTION IN DOLLARS
               ORIGINAL         PRIOR                                                                                CURRENT
                FACE           PRINCIPAL                                                  REALIZED    DEFERRED      PRINCIPAL
CLASS          VALUE           BALANCE         PRINCIPAL     INTEREST        TOTAL         LOSES      INTEREST       BALANCE
                                                                                       
A1        259,000,000.00            0.00            0.00            0.00           0.00     0.00        0.00             0.00
A2        292,000,000.00            0.00            0.00            0.00           0.00     0.00        0.00             0.00
A3        397,000,000.00            0.00            0.00            0.00           0.00     0.00        0.00             0.00
A4        294,000,000.00  237,079,482.15   17,417,098.06    1,236,764.63  18,653,862.69     0.00        0.00   219,662,384.09
B1         38,466,538.08   15,396,831.33      538,673.14       83,142.89     621,816.03     0.00        0.00    14,858,158.19
TOTALS  1,280,466,538.08  252,476,313.48   17,955,771.20    1,319,907.52  19,275,678.72     0.00        0.00   234,520,542.28





   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                   PASS-THROUGH RATES
                        PRIOR                                                  CURRENT                 CURRENT
                       PRINCIPAL                                              PRINCIPAL      CLASS     PASS THRU
CLASS      CUSIP        FACTOR         PRINCIPAL     INTEREST     TOTAL         FACTOR                    RATE
                                                                            
A1        161581bk8     0.00000000    0.00000000    0.00000000   0.00000000    0.00000000      A1      6.470000 %
A2        161581bl6     0.00000000    0.00000000    0.00000000   0.00000000    0.00000000      A2      6.300000 %
A3        161581bm4     0.00000000    0.00000000    0.00000000   0.00000000    0.00000000      A3      6.210000 %
A4        161581bn2   806.39279643   59.24183014    4.20668241  63.44851255  747.15096629      A4      6.260000 %
B1        161581bp7   400.26558402   14.00368130    2.16143417  16.16511548  386.26190272      B1      6.480000 %
TOTALS                197.17525290   14.02283517    1.03080204  15.05363721  183.15241774


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2000-A
                                                 November 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                               Due Period                                    35
                               Due Period Beginning Date               10/01/03
                               Due Period End Date                     10/31/03
                               Determination Date                      11/10/03


                                                                          
Section 5.8(iii)     Servicing Fee                                                  210,396.93
Section 5.8(iii)     Servicing Fee per $1000                                        0.16431271

Section 5.8(iv)      Administration Fee                                               1,000.00
Section 5.8(iv)      Administration Fee per $1000                                   0.00078097

Section 5.8(vi)      Pool Balance at the end of the Collection Period           234,520,542.28

Section 5.8(vii)     Repurchase Amounts for Repurchased Receivable
                     By Seller                                                            0.00
                     By Servicer                                                     67,173.16
                     TOTAL                                                           67,173.16

Section 5.8(viii)    Realized Net Losses for Collection Period                      267,645.54

Section 5.8(ix)      Reserve Account Balance after Disbursement                   9,603,499.04

Section 5.8(x)       Specified Reserve Account Balance                            9,603,499.04

Section 5.8(xi)      Total Distribution Amount                                   19,850,995.69
                     Servicing Fee                                                  210,396.93
                     Administration Fee                                               1,000.00
                     Noteholders Distribution Amount                             18,653,862.69
                     Certficateholders Distribution Amount                          621,816.03
                     Deposit to Reserve Account                                     363,920.04


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-A

                                                 Statement to Certificateholders
                                                 November 17 2003


     DISTRIBUTION IN DOLLARS
               ORIGINAL         PRIOR                                                                                CURRENT
                FACE           PRINCIPAL                                                    REALIZED     DEFERRED  PRINCIPAL
CLASS          VALUE           BALANCE         PRINCIPAL      INTEREST         TOTAL         LOSES      INTEREST   BALANCE
                                                                                           
A1        279,000,000.00            0.00            0.00            0.00            0.00      0.00       0.00                0.00
A2        243,000,000.00            0.00            0.00            0.00            0.00      0.00       0.00                0.00
A3        384,000,000.00  101,960,727.10   20,135,491.10      386,601.09   20,522,092.19      0.00       0.00       81,825,236.00
A4        258,100,000.00  258,100,000.00            0.00    1,090,472.50    1,090,472.50      0.00       0.00      258,100,000.00
B          36,016,952.89   20,196,683.14    1,129,448.74       85,162.68    1,214,611.42      0.00       0.00       19,067,234.40
TOTALS  1,200,116,952.89  380,257,410.24   21,264,939.84    1,562,236.27   22,827,176.11      0.00       0.00      358,992,470.40




   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                         PASS-THROUGH RATES
                           PRIOR                                                    CURRENT                  CURRENT
                         PRINCIPAL                                                 PRINCIPAL      CLASS      PASS THRU
CLASS    CUSIP            FACTOR       PRINCIPAL      INTEREST       TOTAL          FACTOR                     RATE
                                                                                 
A1       161581BQ5      0.00000000     0.00000000     0.00000000    0.00000000      0.00000000      A1       3.660000 %
A2       161581BR3      0.00000000     0.00000000     0.00000000    0.00000000      0.00000000      A2       3.990000 %
A3       161581BS1    265.52272682    52.43617474     1.00677367   53.44294841    213.08655208      A3       4.550000 %
A4       161581BT9  1,000.00000000     0.00000000     4.22500000    4.22500000  1,000.00000000      A4       5.070000 %
B        N/A          560.75490899    31.35880882     2.36451652   33.72332534    529.39610017      B        5.060000 %
TOTALS                316.85029474    17.71905629     1.30173669   19.02079298    299.13123845


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2001-A

                                                 November 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                       Due Period                            28
                                       Due Period Beginning Date       10/01/03
                                       Due Period End Date             10/31/03
                                       Determination Date              11/10/03


                                                                       
Section 5.8(iii)      Servicing Fee                                                316,881.18
Section 5.8(iii)      Servicing Fee per $1000                                      0.26404192

Section 5.8(iv)       Administration Fee                                             1,000.00
Section 5.8(iv)       Administration Fee per $1000                                 0.00083325

Section 5.8(vi)       Pool Balance at the end of the Collection Period         358,992,470.40

Section 5.8(vii)      Repurchase Amounts for Repurchased Receivable
                      By Seller                                                          0.00
                      By Servicer                                                   83,872.44
                      TOTAL                                                         83,872.44

Section 5.8(viii)     Realized Net Losses for Collection Period                    350,305.46

Section 5.8(ix)       Reserve Account Balance after Disbursement                 9,000,877.15

Section 5.8(x)        Specified Reserve Account Balance                          9,000,877.15

Section 5.8(xi)       Total Distribution Amount                                 23,488,340.40
                      Servicing Fee                                                316,881.18
                      Administration Fee                                             1,000.00
                      Noteholders Distribution Amount                           21,612,564.69
                      Certficateholders Distribution Amount                      1,214,611.42
                      Deposit to Reserve Account                                   343,283.11


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2001-B

                                                 Statement to Certificateholders
                                                 November 17 2003



     DISTRIBUTION IN DOLLARS
            ORIGINAL            PRIOR                                                                                 CURRENT
             FACE             PRINCIPAL                                                   REALIZED   DEFERRED        PRINCIPAL
CLASS       VALUE              BALANCE        PRINCIPAL       INTEREST        TOTAL        LOSES      INTEREST        BALANCE
                                                                                         
A1       280,000,000.00             0.00            0.00            0.00           0.00     0.00       0.00                0.00
A2       300,000,000.00             0.00            0.00            0.00           0.00     0.00       0.00                0.00
A3       365,000,000.00   162,783,237.63   25,050,356.27      419,166.84  25,469,523.11     0.00       0.00      137,732,881.36
A4       322,380,000.00   322,380,000.00            0.00    1,020,870.00   1,020,870.00     0.00       0.00      322,380,000.00
B         32,503,047.00    22,941,143.92    1,184,516.43       71,691.07   1,256,207.50     0.00       0.00       21,756,627.49
TOTALS 1,299,883,047.00   508,104,381.55   26,234,872.70    1,511,727.91  27,746,600.61     0.00       0.00      481,869,508.85





   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                         PASS-THROUGH RATES
                          PRIOR                                                    CURRENT                  CURRENT
                         PRINCIPAL                                                 PRINCIPAL      CLASS     PASS THRU
CLASS     CUSIP           FACTOR      PRINCIPAL      INTEREST        TOTAL         FACTOR                     RATE
                                                                                 
A1      161581BV4       0.00000000    0.00000000     0.00000000    0.00000000      0.00000000       A1       2.180000 %
A2      161581BW2       0.00000000    0.00000000     0.00000000    0.00000000      0.00000000       A2       2.440000 %
A3      161581BX0     445.98147296   68.63111307     1.14840230   69.77951537    377.35035989       A3       3.090000 %
A4      161581BY8   1,000.00000000    0.00000000     3.16666667    3.16666667  1,000.00000000       A4       3.800000 %
B       161581BZ5     705.81517850   36.44324269     2.20567229   38.64891498    669.37193581       B        3.750000 %
TOTALS                390.88468976   20.18248700     1.16297225   21.34545925    370.70220276


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2

Chase Manhattan Auto Owner Trust 2001-B

                                                 November 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                      Due Period                             24
                                      Due Period Beginning Date        10/01/03
                                      Due Period End Date              10/31/03
                                      Determination Date               11/10/03


                                                                  
Section 5.8(iii)   Servicing Fee                                               423,420.32
Section 5.8(iii)   Servicing Fee per $1000                                     0.32573725

Section 5.8(iv)    Administration Fee                                            1,000.00
Section 5.8(iv)    Administration Fee per $1000                                0.00076930

Section 5.8(vi)    Pool Balance at the end of the Collection Period        481,869,514.72

Section 5.8(vii)   Repurchase Amounts for Repurchased Receivable
                   By Seller                                                         0.00
                   By Servicer                                                  40,746.35
                   TOTAL                                                        40,746.35

Section 5.8(viii)  Realized Net Losses for Collection Period                   246,783.33

Section 5.8(ix)    Reserve Account Balance after Disbursement                9,749,122.90

Section 5.8(x)     Specified Reserve Account Balance                         9,749,122.90

Section 5.8(xi)    Total Distribution Amount                                29,316,574.30
                   Servicing Fee                                               423,420.32
                   Administration Fee                                            1,000.00
                   Noteholders Distribution Amount                          26,490,393.11
                   Certficateholders Distribution Amount                     1,256,207.50
                   Deposit to Reserve Account                                1,145,553.37


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-A
                                                 Statement to Certificateholders
                                                 November 17 2003


     DISTRIBUTION IN DOLLARS
             ORIGINAL          PRIOR                                                                              CURRENT
               FACE           PRINCIPAL                                                   REALIZED   DEFERRED     PRINCIPAL
CLASS         VALUE            BALANCE          PRINCIPAL    INTEREST         TOTAL        LOSES     INTEREST      BALANCE
                                                                                     
A1        445,000,000.00             0.00            0.00           0.00            0.00    0.00       0.00               0.00
A2        460,000,000.00             0.00            0.00           0.00            0.00    0.00       0.00               0.00
A3        570,000,000.00   423,728,236.63   45,503,559.80   1,232,342.95   46,735,902.75    0.00       0.00     378,224,676.83
A4        498,400,000.00   498,400,000.00            0.00   1,761,013.33    1,761,013.33    0.00       0.00     498,400,000.00
R          50,600,000.00    43,618,072.81    2,155,073.12     151,572.80    2,306,645.92    0.00       0.00      41,462,999.69
TOTALS  2,024,000,000.00   965,746,309.44   47,658,632.92   3,144,929.08   50,803,562.00    0.00       0.00     918,087,676.52





   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                        PASS-THROUGH RATES
                          PRIOR                                                    CURRENT                    CURRENT
                         PRINCIPAL                                                PRINCIPAL       CLASS      PASS THRU
CLASS      CUSIP          FACTOR        PRINCIPAL    INTEREST        TOTAL         FACTOR                      RATE
                                                                                  
A1       161581CA9       0.00000000     0.00000000   0.00000000    0.00000000       0.00000000     A1         1.942500 %
A2       161581CB7       0.00000000     0.00000000   0.00000000    0.00000000       0.00000000     A2         2.630000 %
A3       161581CC5     743.38287128    79.83080667   2.16200518   81.99281184     663.55206461     A3         3.490000 %
A4       161581CD3   1,000.00000000     0.00000000   3.53333333    3.53333333   1,000.00000000     A4         4.240000 %
R        161581CE1     862.01724921    42.59037787   2.99550988   45.58588775     819.42687134     R          4.170000 %
TOTALS                 477.14738609    23.54675540   1.55381872   25.10057411     453.60063069


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-A

                                                 November 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                       Due Period                            20
                                       Due Period Beginning Date       10/01/03
                                       Due Period End Date             10/31/03
                                       Determination Date              11/10/03


                                                                      
Section 5.8(iii)     Servicing Fee                                                 804,788.59
Section 5.8(iii)     Servicing Fee per $1000                                        0.39762282

Section 5.8(iv)      Administration Fee                                               1,000.00
Section 5.8(iv)      Administration Fee per $1000                                   0.00049407

Section 5.8(vi)      Pool Balance at the end of the Collection Period           918,087,676.59

Section 5.8(vii)     Repurchase Amounts for Repurchased Receivable
                     By Seller                                                            0.00
                     By Servicer                                                    180,708.04
                     TOTAL                                                          180,708.04

Section 5.8(viii)    Realized Net Losses for Collection Period                      539,570.42

Section 5.8(ix)      Reserve Account Balance after Disbursement                  18,361,753.53

Section 5.8(x)       Specified Reserve Account Balance                           18,361,753.53

Section 5.8(xi)      Total Distribution Amount                                   53,010,645.25
                     Servicing Fee                                                  804,788.59
                     Administration Fee                                               1,000.00
                     Noteholders Distribution Amount                             48,496,916.08
                     Certficateholders Distribution Amount                        2,306,645.92
                     Deposit to Reserve Account                                   1,401,294.66


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2002-B
                                                Statement to Certificateholders
                                                November 17 2003



     DISTRIBUTION IN DOLLARS
             ORIGINAL          PRIOR                                                                                 CURRENT
              FACE            PRINCIPAL                                                     REALIZED   DEFERRED     PRINCIPAL
CLASS        VALUE             BALANCE        PRINCIPAL       INTEREST         TOTAL         LOSES     INTEREST      BALANCE
                                                                                       
A1       288,000,000.00             0.00            0.00            0.00            0.00     0.00       0.00               0.00
A2       335,000,000.00     2,936,120.44    2,936,120.44        6,606.27    2,942,726.71     0.00       0.00               0.00
A3       365,000,000.00   365,000,000.00   29,662,503.70    1,088,916.67   30,751,420.37     0.00       0.00     335,337,496.30
A4       345,800,000.00   345,800,000.00            0.00    1,213,181.67    1,213,181.67     0.00       0.00     345,800,000.00
CERT      34,200,000.00    34,200,000.00    1,427,205.44      120,840.00    1,548,045.44     0.00       0.00      32,772,794.56
TOTALS 1,368,000,000.00   747,936,120.44   34,025,829.58    2,429,544.61   36,455,374.19     0.00       0.00     713,910,290.86





   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                         PASS-THROUGH RATES
                           PRIOR                                                    CURRENT                   CURRENT
                         PRINCIPAL                                                 PRINCIPAL      CLASS      PASS THRU
CLASS      CUSIP           FACTOR       PRINCIPAL     INTEREST      TOTAL            FACTOR                    RATE
                                                                                  
A1       161581CL5       0.00000000    0.00000000    0.00000000    0.00000000       0.00000000     A1        1.929100 %
A2       161581CM3       8.76453863    8.76453863    0.01972021    8.78425884       0.00000000     A2        2.700000 %
A3       161581CN1   1,000.00000000   81.26713342    2.98333334   84.25046677     918.73286658     A3        3.580000 %
A4       161581CP6   1,000.00000000    0.00000000    3.50833334    3.50833334   1,000.00000000     A4        4.210000 %
CERT     161581CQ4   1,000.00000000   41.73115322    3.53333333   45.26448655     958.26884678     CERT      4.240000 %
TOTALS                 546.73693015   24.87268244    1.77598290   26.64866534     521.86424770


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2002-B

                                                 November 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                        Due Period                           17
                                        Due Period Beginning Date      10/01/03
                                        Due Period End Date            10/31/03
                                        Determination Date             11/10/03


                                                                       
Section 5.8(iii)     Servicing Fee                                                 623,280.10
Section 5.8(iii)     Servicing Fee per $1000                                       0.45561411

Section 5.8(iv)      Administration Fee                                              1,000.00
Section 5.8(iv)      Administration Fee per $1000                                  0.00073099

Section 5.8(vi)      Pool Balance at the end of the Collection Period          713,910,290.86

Section 5.8(vii)     Repurchase Amounts for Repurchased Receivable
                     By Seller                                                           0.00
                     By Servicer                                                    51,849.85
                     TOTAL                                                          51,849.85

Section 5.8(viii)    Realized Net Losses for Collection Period                     419,045.53

Section 5.8(ix)      Reserve Account Balance after Disbursement                 12,493,430.09

Section 5.8(x)       Specified Reserve Account Balance                          12,493,430.09

Section 5.8(xi)      Yield Supplement Account Balance                            2,903,932.44

Section 5.8(xii)     Total Distribution Amount                                  38,310,783.63
                     Servicing Fee                                                 623,280.10

                     Administration Fee                                              1,000.00
                     Noteholders Distribution Amount                            34,907,328.75
                     Certficateholders Distribution Amount                       1,548,045.44
                     Deposit to Reserve Account                                  1,231,129.34


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2003-A
                                                 Statement to Certificateholders
                                                 November 17 2003


     DISTRIBUTION IN DOLLARS
               ORIGINAL           PRIOR                                                                              CURRENT
                FACE            PRINCIPAL                                                  REALIZED  DEFERRED        PRINCIPAL
CLASS          VALUE             BALANCE          PRINCIPAL    INTEREST         TOTAL       LOSES    INTEREST         BALANCE
                                                                                        
A1        404,000,000.00     152,730,967.50   54,051,753.44    168,004.06   54,219,757.50    0.00      0.00        98,679,214.06
A2        518,000,000.00     518,000,000.00            0.00    543,900.00      543,900.00    0.00      0.00       518,000,000.00
A3        520,000,000.00     520,000,000.00            0.00    658,666.67      658,666.67    0.00      0.00       520,000,000.00
A4        517,700,000.00     517,700,000.00            0.00    888,718.33      888,718.33    0.00      0.00       517,700,000.00
CERT       50,300,000.00      50,300,000.00            0.00     85,510.00       85,510.00    0.00      0.00        50,300,000.00
TOTALS  2,010,000,000.00   1,758,730,967.50   54,051,753.44  2,344,799.06   56,396,552.50    0.00      0.00     1,704,679,214.06





   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                         PASS-THROUGH RATES
                          PRIOR                                                   CURRENT                      CURRENT
                         PRINCIPAL                                               PRINCIPAL        CLASS       PASS THRU
CLASS      CUSIP          FACTOR       PRINCIPAL     INTEREST       TOTAL          FACTOR                       RATE
                                                                                   
A1       161581CR2     378.04694926  133.79146891    0.41585163   134.20732054    244.25548035     A1          1.200000 %
A2       161581CS0   1,000.00000000    0.00000000    1.05000000     1.05000000  1,000.00000000     A2          1.260000 %
A3       161581CT8   1,000.00000000    0.00000000    1.26666667     1.26666667  1,000.00000000     A3          1.520000 %
A4       161581CU5   1,000.00000000    0.00000000    1.71666666     1.71666666  1,000.00000000     A4          2.060000 %
CERT     161581CV3   1,000.00000000    0.00000000    1.70000000     1.70000000  1,000.00000000     CERT        2.040000 %
TOTALS                 874.99053109   26.89141962    1.16656670    28.05798632    848.09911147


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2003-A
                                                 November 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                        Due Period                            5
                                        Due Period Beginning Date      10/01/03
                                        Due Period End Date            10/31/03
                                        Determination Date             11/10/03


                                                                  
Section 5.8(iii)    Servicing Fee                                                1,465,609.14
Section 5.8(iii)    Servicing Fee per $1000                                        0.72915877

Section 5.8(iv)     Administration Fee                                               1,000.00
Section 5.8(iv)     Administration Fee per $1000                                   0.00049751

Section 5.8(vi)     Pool Balance at the end of the Collection Period         1,704,679,217.68

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                            0.00
                    By Servicer                                                          0.00
                    TOTAL                                                                0.00

Section 5.8(viii)   Realized Net Losses for Collection Period                      275,018.42

Section 5.8(ix)     Reserve Account Balance after Disbursement                  29,831,886.31

Section 5.8(x)      Specified Reserve Account Balance                           29,831,886.31

Section 5.8(xi)     Yield Supplement Account Balance                             3,075,389.07

Section 5.8(xii)    Total Distribution Amount                                   61,730,959.91
                    Servicing Fee                                                1,465,609.14
                    Administration Fee                                               1,000.00
                    Noteholders Distribution Amount                             56,311,042.50
                    Certficateholders Distribution Amount                           85,510.00
                    Deposit to Reserve Account                                   3,867,798.27


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 1
Chase Manhattan Auto Owner Trust 2003-B

                                                 Statement to Certificateholders
                                                 November 17 2003



     DISTRIBUTION IN DOLLARS
               ORIGINAL           PRIOR                                                                            CURRENT
                FACE            PRINCIPAL                                                  REALIZED  DEFERRED      PRINCIPAL
CLASS          VALUE             BALANCE         PRINCIPAL      INTEREST        TOTAL       LOSES    INTEREST       BALANCE
                                                                                       
A1        301,000,000.00     197,147,331.86   40,784,933.62     191,561.49  40,976,495.11    0.00      0.00      156,362,398.24
A2        390,000,000.00     390,000,000.00            0.00     416,000.00     416,000.00    0.00      0.00      390,000,000.00
A3        380,000,000.00     380,000,000.00            0.00     576,333.33     576,333.33    0.00      0.00      380,000,000.00
A4        391,500,000.00     391,500,000.00            0.00     838,462.50     838,462.50    0.00      0.00      391,500,000.00
CERT       37,500,000.00      37,500,000.00            0.00      75,937.50      75,937.50    0.00      0.00       37,500,000.00
TOTALS  1,500,000,000.00   1,396,147,331.86   40,784,933.62   2,098,294.82  42,883,228.44    0.00      0.00    1,355,362,398.24





   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                          PASS-THROUGH RATES
                           PRIOR                                                   CURRENT                     CURRENT
                        PRINCIPAL                                                 PRINCIPAL        CLASS      PASS THRU
CLASS     CUSIP           FACTOR        PRINCIPAL     INTEREST       TOTAL          FACTOR                      RATE
                                                                                   
A1       161581CW1     654.97452445  135.49811834    0.63641691   136.13453525    519.47640611      A1        1.060000 %
A2       161581CX9   1,000.00000000    0.00000000    1.06666667     1.06666667  1,000.00000000      A2        1.280000 %
A3       161581CY7   1,000.00000000    0.00000000    1.51666666     1.51666666  1,000.00000000      A3        1.820000 %
A4       161581CZ4   1,000.00000000    0.00000000    2.14166667     2.14166667  1,000.00000000      A4        2.570000 %
CERT     161581DA8   1,000.00000000    0.00000000    2.02500000     2.02500000  1,000.00000000      CERT      2.430000 %
TOTALS                 930.76488791   27.18995575    1.39886321    28.58881896    903.57493216


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.

                                                                          Page 2
Chase Manhattan Auto Owner Trust 2003-B
                                                 November 17 2003
                                                 STATEMENT TO CERTIFICATEHOLDERS

                                        Due Period                            3
                                        Due Period Beginning Date      10/01/03
                                        Due Period End Date            10/31/03
                                        Determination Date             11/10/03


                                                                        
Section 5.8(iii)     Servicing Fee                                                  1,163,456.11
Section 5.8(iii)     Servicing Fee per $1000                                          0.77563741

Section 5.8(iv)      Administration Fee                                                 1,000.00
Section 5.8(iv)      Administration Fee per $1000                                     0.00066667

Section 5.8(vi)      Pool Balance at the end of the Collection Period           1,355,362,398.84

Section 5.8(vii)     Repurchase Amounts for Repurchased Receivable
                     By Seller                                                              0.00
                     By Servicer                                                            0.00
                     TOTAL                                                                  0.00

Section 5.8(viii)    Realized Net Losses for Collection Period                         34,897.34

Section 5.8(ix)      Reserve Account Balance after Disbursement                    24,254,269.69

Section 5.8(x)       Specified Reserve Account Balance                             27,107,247.98

Section 5.8(xi)      Yield Supplement Account Balance                               3,302,675.74

Section 5.8(xii)     Total Distribution Amount                                     46,908,009.54
                     Servicing Fee                                                  1,163,456.11
                     Administration Fee                                                 1,000.00
                     Noteholders Distribution Amount                               42,807,290.94
                     Certficateholders Distribution Amount                             75,937.50
                     Deposit to Reserve Account                                     2,860,324.99


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.