EXHIBIT 20.1 Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders November 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 294,000,000.00 237,079,482.15 17,417,098.06 1,236,764.63 18,653,862.69 0.00 0.00 219,662,384.09 B1 38,466,538.08 15,396,831.33 538,673.14 83,142.89 621,816.03 0.00 0.00 14,858,158.19 TOTALS 1,280,466,538.08 252,476,313.48 17,955,771.20 1,319,907.52 19,275,678.72 0.00 0.00 234,520,542.28 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000 % A3 161581bm4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.210000 % A4 161581bn2 806.39279643 59.24183014 4.20668241 63.44851255 747.15096629 A4 6.260000 % B1 161581bp7 400.26558402 14.00368130 2.16143417 16.16511548 386.26190272 B1 6.480000 % TOTALS 197.17525290 14.02283517 1.03080204 15.05363721 183.15241774 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A November 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 35 Due Period Beginning Date 10/01/03 Due Period End Date 10/31/03 Determination Date 11/10/03 Section 5.8(iii) Servicing Fee 210,396.93 Section 5.8(iii) Servicing Fee per $1000 0.16431271 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 234,520,542.28 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 67,173.16 TOTAL 67,173.16 Section 5.8(viii) Realized Net Losses for Collection Period 267,645.54 Section 5.8(ix) Reserve Account Balance after Disbursement 9,603,499.04 Section 5.8(x) Specified Reserve Account Balance 9,603,499.04 Section 5.8(xi) Total Distribution Amount 19,850,995.69 Servicing Fee 210,396.93 Administration Fee 1,000.00 Noteholders Distribution Amount 18,653,862.69 Certficateholders Distribution Amount 621,816.03 Deposit to Reserve Account 363,920.04 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders November 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 279,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 243,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 384,000,000.00 101,960,727.10 20,135,491.10 386,601.09 20,522,092.19 0.00 0.00 81,825,236.00 A4 258,100,000.00 258,100,000.00 0.00 1,090,472.50 1,090,472.50 0.00 0.00 258,100,000.00 B 36,016,952.89 20,196,683.14 1,129,448.74 85,162.68 1,214,611.42 0.00 0.00 19,067,234.40 TOTALS 1,200,116,952.89 380,257,410.24 21,264,939.84 1,562,236.27 22,827,176.11 0.00 0.00 358,992,470.40 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BQ5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 3.660000 % A2 161581BR3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 3.990000 % A3 161581BS1 265.52272682 52.43617474 1.00677367 53.44294841 213.08655208 A3 4.550000 % A4 161581BT9 1,000.00000000 0.00000000 4.22500000 4.22500000 1,000.00000000 A4 5.070000 % B N/A 560.75490899 31.35880882 2.36451652 33.72332534 529.39610017 B 5.060000 % TOTALS 316.85029474 17.71905629 1.30173669 19.02079298 299.13123845 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-A November 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 28 Due Period Beginning Date 10/01/03 Due Period End Date 10/31/03 Determination Date 11/10/03 Section 5.8(iii) Servicing Fee 316,881.18 Section 5.8(iii) Servicing Fee per $1000 0.26404192 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00083325 Section 5.8(vi) Pool Balance at the end of the Collection Period 358,992,470.40 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 83,872.44 TOTAL 83,872.44 Section 5.8(viii) Realized Net Losses for Collection Period 350,305.46 Section 5.8(ix) Reserve Account Balance after Disbursement 9,000,877.15 Section 5.8(x) Specified Reserve Account Balance 9,000,877.15 Section 5.8(xi) Total Distribution Amount 23,488,340.40 Servicing Fee 316,881.18 Administration Fee 1,000.00 Noteholders Distribution Amount 21,612,564.69 Certficateholders Distribution Amount 1,214,611.42 Deposit to Reserve Account 343,283.11 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders November 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 162,783,237.63 25,050,356.27 419,166.84 25,469,523.11 0.00 0.00 137,732,881.36 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 B 32,503,047.00 22,941,143.92 1,184,516.43 71,691.07 1,256,207.50 0.00 0.00 21,756,627.49 TOTALS 1,299,883,047.00 508,104,381.55 26,234,872.70 1,511,727.91 27,746,600.61 0.00 0.00 481,869,508.85 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.440000 % A3 161581BX0 445.98147296 68.63111307 1.14840230 69.77951537 377.35035989 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % B 161581BZ5 705.81517850 36.44324269 2.20567229 38.64891498 669.37193581 B 3.750000 % TOTALS 390.88468976 20.18248700 1.16297225 21.34545925 370.70220276 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B November 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 24 Due Period Beginning Date 10/01/03 Due Period End Date 10/31/03 Determination Date 11/10/03 Section 5.8(iii) Servicing Fee 423,420.32 Section 5.8(iii) Servicing Fee per $1000 0.32573725 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 481,869,514.72 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 40,746.35 TOTAL 40,746.35 Section 5.8(viii) Realized Net Losses for Collection Period 246,783.33 Section 5.8(ix) Reserve Account Balance after Disbursement 9,749,122.90 Section 5.8(x) Specified Reserve Account Balance 9,749,122.90 Section 5.8(xi) Total Distribution Amount 29,316,574.30 Servicing Fee 423,420.32 Administration Fee 1,000.00 Noteholders Distribution Amount 26,490,393.11 Certficateholders Distribution Amount 1,256,207.50 Deposit to Reserve Account 1,145,553.37 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders November 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 423,728,236.63 45,503,559.80 1,232,342.95 46,735,902.75 0.00 0.00 378,224,676.83 A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00 R 50,600,000.00 43,618,072.81 2,155,073.12 151,572.80 2,306,645.92 0.00 0.00 41,462,999.69 TOTALS 2,024,000,000.00 965,746,309.44 47,658,632.92 3,144,929.08 50,803,562.00 0.00 0.00 918,087,676.52 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 743.38287128 79.83080667 2.16200518 81.99281184 663.55206461 A3 3.490000 % A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 % R 161581CE1 862.01724921 42.59037787 2.99550988 45.58588775 819.42687134 R 4.170000 % TOTALS 477.14738609 23.54675540 1.55381872 25.10057411 453.60063069 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A November 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 20 Due Period Beginning Date 10/01/03 Due Period End Date 10/31/03 Determination Date 11/10/03 Section 5.8(iii) Servicing Fee 804,788.59 Section 5.8(iii) Servicing Fee per $1000 0.39762282 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 918,087,676.59 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 180,708.04 TOTAL 180,708.04 Section 5.8(viii) Realized Net Losses for Collection Period 539,570.42 Section 5.8(ix) Reserve Account Balance after Disbursement 18,361,753.53 Section 5.8(x) Specified Reserve Account Balance 18,361,753.53 Section 5.8(xi) Total Distribution Amount 53,010,645.25 Servicing Fee 804,788.59 Administration Fee 1,000.00 Noteholders Distribution Amount 48,496,916.08 Certficateholders Distribution Amount 2,306,645.92 Deposit to Reserve Account 1,401,294.66 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders November 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 2,936,120.44 2,936,120.44 6,606.27 2,942,726.71 0.00 0.00 0.00 A3 365,000,000.00 365,000,000.00 29,662,503.70 1,088,916.67 30,751,420.37 0.00 0.00 335,337,496.30 A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00 CERT 34,200,000.00 34,200,000.00 1,427,205.44 120,840.00 1,548,045.44 0.00 0.00 32,772,794.56 TOTALS 1,368,000,000.00 747,936,120.44 34,025,829.58 2,429,544.61 36,455,374.19 0.00 0.00 713,910,290.86 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 8.76453863 8.76453863 0.01972021 8.78425884 0.00000000 A2 2.700000 % A3 161581CN1 1,000.00000000 81.26713342 2.98333334 84.25046677 918.73286658 A3 3.580000 % A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 % CERT 161581CQ4 1,000.00000000 41.73115322 3.53333333 45.26448655 958.26884678 CERT 4.240000 % TOTALS 546.73693015 24.87268244 1.77598290 26.64866534 521.86424770 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B November 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 17 Due Period Beginning Date 10/01/03 Due Period End Date 10/31/03 Determination Date 11/10/03 Section 5.8(iii) Servicing Fee 623,280.10 Section 5.8(iii) Servicing Fee per $1000 0.45561411 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 713,910,290.86 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 51,849.85 TOTAL 51,849.85 Section 5.8(viii) Realized Net Losses for Collection Period 419,045.53 Section 5.8(ix) Reserve Account Balance after Disbursement 12,493,430.09 Section 5.8(x) Specified Reserve Account Balance 12,493,430.09 Section 5.8(xi) Yield Supplement Account Balance 2,903,932.44 Section 5.8(xii) Total Distribution Amount 38,310,783.63 Servicing Fee 623,280.10 Administration Fee 1,000.00 Noteholders Distribution Amount 34,907,328.75 Certficateholders Distribution Amount 1,548,045.44 Deposit to Reserve Account 1,231,129.34 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders November 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 404,000,000.00 152,730,967.50 54,051,753.44 168,004.06 54,219,757.50 0.00 0.00 98,679,214.06 A2 518,000,000.00 518,000,000.00 0.00 543,900.00 543,900.00 0.00 0.00 518,000,000.00 A3 520,000,000.00 520,000,000.00 0.00 658,666.67 658,666.67 0.00 0.00 520,000,000.00 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 50,300,000.00 0.00 85,510.00 85,510.00 0.00 0.00 50,300,000.00 TOTALS 2,010,000,000.00 1,758,730,967.50 54,051,753.44 2,344,799.06 56,396,552.50 0.00 0.00 1,704,679,214.06 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CR2 378.04694926 133.79146891 0.41585163 134.20732054 244.25548035 A1 1.200000 % A2 161581CS0 1,000.00000000 0.00000000 1.05000000 1.05000000 1,000.00000000 A2 1.260000 % A3 161581CT8 1,000.00000000 0.00000000 1.26666667 1.26666667 1,000.00000000 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 1,000.00000000 0.00000000 1.70000000 1.70000000 1,000.00000000 CERT 2.040000 % TOTALS 874.99053109 26.89141962 1.16656670 28.05798632 848.09911147 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A November 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 5 Due Period Beginning Date 10/01/03 Due Period End Date 10/31/03 Determination Date 11/10/03 Section 5.8(iii) Servicing Fee 1,465,609.14 Section 5.8(iii) Servicing Fee per $1000 0.72915877 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,704,679,217.68 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 0.00 TOTAL 0.00 Section 5.8(viii) Realized Net Losses for Collection Period 275,018.42 Section 5.8(ix) Reserve Account Balance after Disbursement 29,831,886.31 Section 5.8(x) Specified Reserve Account Balance 29,831,886.31 Section 5.8(xi) Yield Supplement Account Balance 3,075,389.07 Section 5.8(xii) Total Distribution Amount 61,730,959.91 Servicing Fee 1,465,609.14 Administration Fee 1,000.00 Noteholders Distribution Amount 56,311,042.50 Certficateholders Distribution Amount 85,510.00 Deposit to Reserve Account 3,867,798.27 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2003-B Statement to Certificateholders November 17 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 301,000,000.00 197,147,331.86 40,784,933.62 191,561.49 40,976,495.11 0.00 0.00 156,362,398.24 A2 390,000,000.00 390,000,000.00 0.00 416,000.00 416,000.00 0.00 0.00 390,000,000.00 A3 380,000,000.00 380,000,000.00 0.00 576,333.33 576,333.33 0.00 0.00 380,000,000.00 A4 391,500,000.00 391,500,000.00 0.00 838,462.50 838,462.50 0.00 0.00 391,500,000.00 CERT 37,500,000.00 37,500,000.00 0.00 75,937.50 75,937.50 0.00 0.00 37,500,000.00 TOTALS 1,500,000,000.00 1,396,147,331.86 40,784,933.62 2,098,294.82 42,883,228.44 0.00 0.00 1,355,362,398.24 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CW1 654.97452445 135.49811834 0.63641691 136.13453525 519.47640611 A1 1.060000 % A2 161581CX9 1,000.00000000 0.00000000 1.06666667 1.06666667 1,000.00000000 A2 1.280000 % A3 161581CY7 1,000.00000000 0.00000000 1.51666666 1.51666666 1,000.00000000 A3 1.820000 % A4 161581CZ4 1,000.00000000 0.00000000 2.14166667 2.14166667 1,000.00000000 A4 2.570000 % CERT 161581DA8 1,000.00000000 0.00000000 2.02500000 2.02500000 1,000.00000000 CERT 2.430000 % TOTALS 930.76488791 27.18995575 1.39886321 28.58881896 903.57493216 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-B November 17 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 3 Due Period Beginning Date 10/01/03 Due Period End Date 10/31/03 Determination Date 11/10/03 Section 5.8(iii) Servicing Fee 1,163,456.11 Section 5.8(iii) Servicing Fee per $1000 0.77563741 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00066667 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,355,362,398.84 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 0.00 TOTAL 0.00 Section 5.8(viii) Realized Net Losses for Collection Period 34,897.34 Section 5.8(ix) Reserve Account Balance after Disbursement 24,254,269.69 Section 5.8(x) Specified Reserve Account Balance 27,107,247.98 Section 5.8(xi) Yield Supplement Account Balance 3,302,675.74 Section 5.8(xii) Total Distribution Amount 46,908,009.54 Servicing Fee 1,163,456.11 Administration Fee 1,000.00 Noteholders Distribution Amount 42,807,290.94 Certficateholders Distribution Amount 75,937.50 Deposit to Reserve Account 2,860,324.99 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.