UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED) November 20, 2003 ASTA FUNDING, INC. ---------------------- (Exact name of registrant as specified in its charter) Delaware ---------------------- (State or other jurisdiction of incorporation) 0-26906 22-3388607 - ---------------------------- ------------------------------------- (Commission File Number) (IRS Employer Identification No.) 210 Sylvan Avenue, Englewood Cliffs, New Jersey 07632 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 201-567-5648 Item 7. Financial Statements and Exhibits. (c) Exhibits 99.1 Press release of Asta Funding, Inc. dated November 18, 2003. Item 12. Results of Operations and Financial Condition The information in this Current Report on Form 8-K and the Exhibit attached hereto shall not be deemed to be "filed" for the purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. On November 18, 2003, Asta Funding, Inc. issued a press release, attached hereto as Exhibit 99.1, which is incorporated herein by reference. -2- SIGNATURE Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. ASTA FUNDING, INC. Date: November 20, 2003 By: ----------------------------- Mitchell Herman Chief Financial Officer -3-