Page 1

Chase Manhattan Auto Owner Trust 2000-A

                                                Statement to Certificateholders
                                                December 15 2003



    DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                   CURRENT
               FACE             PRINCIPAL                                                       REALIZED  DEFERRED     PRINCIPAL
CLASS          VALUE             BALANCE        PRINCIPAL         INTEREST         TOTAL          LOSES   INTEREST      BALANCE
                                                                                             
A1         259,000,000.00             0.00             0.00           0.00             0.00       0.00        0.00             0.00
A2         292,000,000.00             0.00             0.00           0.00             0.00       0.00        0.00             0.00
A3         397,000,000.00             0.00             0.00           0.00             0.00       0.00        0.00             0.00
A4         294,000,000.00   219,662,384.09    13,754,337.45   1,145,905.44    14,900,242.89       0.00        0.00   205,908,046.64
B1          38,466,538.08    14,858,158.19       425,391.88      80,234.05       505,625.93       0.00        0.00    14,432,766.31
TOTALS   1,280,466,538.08   234,520,542.28    14,179,729.33   1,226,139.49    15,405,868.82       0.00        0.00   220,340,812.95






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                          PRIOR                                                             CURRENT                        CURRENT
                        PRINCIPAL                                                          PRINCIPAL          CLASS       PASS THRU
CLASS      CUSIP           FACTOR          PRINCIPAL       INTEREST         TOTAL           FACTOR                          RATE
                                                                                              
A1        161581bk8     0.00000000      0.00000000       0.00000000       0.00000000      0.00000000            A1     6.470000 %
A2        161581bl6     0.00000000      0.00000000       0.00000000       0.00000000      0.00000000            A2     6.300000 %
A3        161581bm4     0.00000000      0.00000000       0.00000000       0.00000000      0.00000000            A3     6.210000 %
A4        161581bn2   747.15096629     46.78346071       3.89763755      50.68109827    700.36750558            A4     6.260000 %
B1        161581bp7   386.26190272     11.05875135       2.08581416      13.14456552    375.20315137            B1     6.480000 %
TOTALS                183.15241774     11.07387730       0.95757246      12.03144976    172.07854044



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2000-A

                                                               December 15 2003
                                                STATEMENT TO CERTIFICATEHOLDERS


                                                                           
                                                        Due Period                              36
                                                        Due Period Beginning Date         11/01/03
                                                        Due Period End Date               11/30/03
                                                        Determination Date                12/10/03

Section 5.8(iii)      Servicing Fee                                                     195,433.79
Section 5.8(iii)      Servicing Fee per $1000                                           0.15262702

Section 5.8(iv)       Administration Fee                                                  1,000.00
Section 5.8(iv)       Administration Fee per $1000                                      0.00078097

Section 5.8(vi)       Pool Balance at the end of the Collection Period              220,340,812.95

Section 5.8(vii)      Repurchase Amounts for Repurchased Receivable
                      By Seller                                                               0.00
                      By Servicer                                                        66,497.08
                      TOTAL                                                              66,497.08

Section 5.8(viii)     Realized Net Losses for Collection Period                         289,571.31

Section 5.8(ix)       Reserve Account Balance after Disbursement                      9,603,499.04

Section 5.8(x)        Specified Reserve Account Balance                               9,603,499.04

Section 5.8(xi)       Total Distribution Amount                                      15,708,771.96
                      Servicing Fee                                                     195,433.79
                      Administration Fee                                                  1,000.00
                      Noteholders Distribution Amount                                14,900,242.89
                      Certficateholders Distribution Amount                             505,625.93
                      Deposit to Reserve Account                                        106,469.35




                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 1

Chase Manhattan Auto Owner Trust 2001-A

                                                Statement to Certificateholders
                                                December 15 2003




    DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                 CURRENT
               FACE             PRINCIPAL                                                     REALIZED    DEFERRED     PRINCIPAL
CLASS          VALUE             BALANCE        PRINCIPAL         INTEREST       TOTAL          LOSES     INTEREST      BALANCE
                                                                                          
A1        279,000,000.00             0.00            0.00            0.00            0.00        0.00       0.00              0.00
A2        243,000,000.00             0.00            0.00            0.00            0.00        0.00       0.00              0.00
A3        384,000,000.00    81,825,236.00   17,367,930.77      310,254.02   17,678,184.79        0.00       0.00     64,457,305.23
A4        258,100,000.00   258,100,000.00            0.00    1,090,472.50    1,090,472.50        0.00       0.00    258,100,000.00
B          36,016,952.89    19,067,234.40      974,209.54       80,400.17    1,054,609.71        0.00       0.00     18,093,024.86
TOTALS  1,200,116,952.89   358,992,470.40   18,342,140.31    1,481,126.69   19,823,267.00        0.00       0.00    340,650,330.09





    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                          PRIOR                                                             CURRENT                        CURRENT
                        PRINCIPAL                                                          PRINCIPAL          CLASS       PASS THRU
CLASS      CUSIP           FACTOR          PRINCIPAL       INTEREST         TOTAL           FACTOR                          RATE
                                                                                            
A1        161581BQ5        0.00000000    0.00000000    0.00000000     0.00000000        0.00000000            A1         3.660000 %
A2        161581BR3        0.00000000    0.00000000    0.00000000     0.00000000        0.00000000            A2         3.990000 %
A3        161581BS1      213.08655208   45.22898638    0.80795318    46.03693956      167.85756570            A3         4.550000 %
A4        161581BT9    1,000.00000000    0.00000000    4.22500000     4.22500000    1,000.00000000            A4         5.070000 %
B         N/A            529.39610017   27.04863854    2.23228684    29.28092538      502.34746163            B          5.060000 %
TOTALS                   299.13123845   15.28362737    1.23415196    16.51777933      283.84761108




IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2001-A

                                                               December 15 2003
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                         
                                                               Due Period                                      29
                                                               Due Period Beginning Date                 11/01/03
                                                               Due Period End Date                       11/30/03
                                                               Determination Date                        12/10/03

Section 5.8(iii)    Servicing Fee                                                                      299,160.39
Section 5.8(iii)    Servicing Fee per $1000                                                            0.24927603

Section 5.8(iv)     Administration Fee                                                                   1,000.00
Section 5.8(iv)     Administration Fee per $1000                                                       0.00083325

Section 5.8(vi)     Pool Balance at the end of the Collection Period                               340,650,330.09

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                                                0.00
                    By Servicer                                                                         99,247.75
                    TOTAL                                                                               99,247.75

Section 5.8(viii)   Realized Net Losses for Collection Period                                          246,277.81

Section 5.8(ix)     Reserve Account Balance after Disbursement                                       9,000,877.15

Section 5.8(x)      Specified Reserve Account Balance                                                9,000,877.15

Section 5.8(xi)     Total Distribution Amount                                                       20,327,123.63
                    Servicing Fee                                                                      299,160.39
                    Administration Fee                                                                   1,000.00
                    Noteholders Distribution Amount                                                 18,768,657.29
                    Certficateholders Distribution Amount                                            1,054,609.71
                    Deposit to Reserve Account                                                         203,696.24



                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 1

Chase Manhattan Auto Owner Trust 2001-B

                                                Statement to Certificateholders
                                                December 15 2003



    DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                   CURRENT
               FACE             PRINCIPAL                                                       REALIZED    DEFERRED     PRINCIPAL
CLASS          VALUE             BALANCE        PRINCIPAL         INTEREST         TOTAL          LOSES     INTEREST      BALANCE
                                                                                            
A1         280,000,000.00             0.00            0.00           0.00               0.00       0.00       0.00             0.00
A2         300,000,000.00             0.00            0.00           0.00               0.00       0.00       0.00             0.00
A3         365,000,000.00   137,732,881.36   21,225,782.53     354,662.17      21,580,444.70       0.00       0.00   116,507,098.83
A4         322,380,000.00   322,380,000.00            0.00   1,020,870.00       1,020,870.00       0.00       0.00   322,380,000.00
B           32,503,047.00    21,756,627.49    1,003,669.89      67,989.46       1,071,659.35       0.00       0.00    20,752,957.60
TOTALS   1,299,883,047.00   481,869,508.85   22,229,452.42   1,443,521.63      23,672,974.05       0.00       0.00   459,640,056.43






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                          PRIOR                                                             CURRENT                        CURRENT
                        PRINCIPAL                                                          PRINCIPAL          CLASS       PASS THRU
CLASS      CUSIP           FACTOR          PRINCIPAL       INTEREST         TOTAL           FACTOR                          RATE
                                                                                            
A1        161581BV4      0.00000000      0.00000000      0.00000000     0.00000000        0.00000000            A1      2.180000 %
A2        161581BW2      0.00000000      0.00000000      0.00000000     0.00000000        0.00000000            A2      2.440000 %
A3        161581BX0    377.35035989     58.15282885      0.97167718    59.12450603      319.19753104            A3      3.090000 %
A4        161581BY8  1,000.00000000      0.00000000      3.16666667     3.16666667    1,000.00000000            A4      3.800000 %
B         161581BZ5    669.37193581     30.87925541      2.09178727    32.97104268      638.49268039            B       3.750000 %
TOTALS                 370.70220276     17.10111727      1.11050116    18.21161843      353.60108549



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2001-B

                                                               December 15 2003
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                        
                                                                    Due Period                                 25
                                                                    Due Period Beginning Date            11/01/03
                                                                    Due Period End Date                  11/30/03
                                                                    Determination Date                   12/10/03

Section 5.8(iii)         Servicing Fee                                                                 401,557.93
Section 5.8(iii)         Servicing Fee per $1000                                                       0.30891851

Section 5.8(iv)          Administration Fee                                                              1,000.00
Section 5.8(iv)          Administration Fee per $1000                                                  0.00076930

Section 5.8(vi)          Pool Balance at the end of the Collection Period                          459,640,062.30

Section 5.8(vii)         Repurchase Amounts for Repurchased Receivable
                         By Seller                                                                           0.00
                         By Servicer                                                                    60,615.22
                         TOTAL                                                                          60,615.22

Section 5.8(viii)        Realized Net Losses for Collection Period                                     300,163.61

Section 5.8(ix)          Reserve Account Balance after Disbursement                                  9,749,122.90

Section 5.8(x)           Specified Reserve Account Balance                                           9,749,122.90

Section 5.8(xi)          Total Distribution Amount                                                  24,827,273.23
                         Servicing Fee                                                                 401,557.93
                         Administration Fee                                                              1,000.00
                         Noteholders Distribution Amount                                            22,601,314.70
                         Certficateholders Distribution Amount                                       1,071,659.35
                         Deposit to Reserve Account                                                    751,741.25




                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 1

Chase Manhattan Auto Owner Trust 2002-A

                                                Statement to Certificateholders
                                                December 15 2003




    DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                   CURRENT
               FACE             PRINCIPAL                                                       REALIZED    DEFERRED     PRINCIPAL
CLASS          VALUE             BALANCE        PRINCIPAL         INTEREST         TOTAL          LOSES     INTEREST      BALANCE
                                                                                            
A1         445,000,000.00             0.00            0.00            0.00             0.00       0.00       0.00             0.00
A2         460,000,000.00             0.00            0.00            0.00             0.00       0.00       0.00             0.00
A3         570,000,000.00   378,224,676.83   38,065,267.37    1,100,003.44    39,165,270.81       0.00       0.00   340,159,409.46
A4         498,400,000.00   498,400,000.00            0.00    1,761,013.33     1,761,013.33       0.00       0.00   498,400,000.00
R           50,600,000.00    41,462,999.69    1,802,791.58      144,083.92     1,946,875.50       0.00       0.00    39,660,208.11
TOTALS   2,024,000,000.00   918,087,676.52   39,868,058.95    3,005,100.69    42,873,159.64       0.00       0.00   878,219,617.57






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                          PRIOR                                                             CURRENT                        CURRENT
                        PRINCIPAL                                                          PRINCIPAL          CLASS       PASS THRU
 CLASS     CUSIP           FACTOR          PRINCIPAL       INTEREST         TOTAL           FACTOR                          RATE
                                                                                            
A1        161581CA9       0.00000000     0.00000000     0.00000000     0.00000000        0.00000000            A1        1.942500 %
A2        161581CB7       0.00000000     0.00000000     0.00000000     0.00000000        0.00000000            A2        2.630000 %
A3        161581CC5     663.55206461    66.78117082     1.92983060    68.71100142      596.77089379            A3        3.490000 %
A4        161581CD3   1,000.00000000     0.00000000     3.53333333     3.53333333    1,000.00000000            A4        4.240000 %
R         161581CE1     819.42687134    35.62829209     2.84750830    38.47580040      783.79857925            R         4.170000 %
TOTALS                  453.60063069    19.69765758     1.48473354    21.18239113      433.90297311



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2002-A

                                                               December 15 2003
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                                
                                                                     Due Period                                      21
                                                                     Due Period Beginning Date                 11/01/03
                                                                     Due Period End Date                       11/30/03
                                                                     Determination Date                        12/10/03

Section 5.8(iii)          Servicing Fee                                                                      765,073.06
Section 5.8(iii)          Servicing Fee per $1000                                                            0.37800052

Section 5.8(iv)           Administration Fee                                                                   1,000.00
Section 5.8(iv)           Administration Fee per $1000                                                       0.00049407

Section 5.8(vi)           Pool Balance at the end of the Collection Period                               878,219,617.64

Section 5.8(vii)          Repurchase Amounts for Repurchased Receivable
                          By Seller                                                                                0.00
                          By Servicer                                                                         88,158.37
                          TOTAL                                                                               88,158.37

Section 5.8(viii)         Realized Net Losses for Collection Period                                          453,100.18

Section 5.8(ix)           Reserve Account Balance after Disbursement                                      17,564,392.35

Section 5.8(x)            Specified Reserve Account Balance                                               17,564,392.35

Section 5.8(xi)           Total Distribution Amount                                                       44,552,728.42
                          Servicing Fee                                                                      765,073.06
                          Administration Fee                                                                   1,000.00
                          Noteholders Distribution Amount                                                 40,926,284.14
                          Certficateholders Distribution Amount                                            1,946,875.50
                          Deposit to Reserve Account                                                         913,495.72



                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 1

Chase Manhattan Auto Owner Trust 2002-B

                                                Statement to Certificateholders
                                                December 15 2003




    DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                   CURRENT
               FACE             PRINCIPAL                                                       REALIZED    DEFERRED     PRINCIPAL
CLASS          VALUE             BALANCE        PRINCIPAL         INTEREST         TOTAL          LOSES     INTEREST      BALANCE
                                                                                            
A1         288,000,000.00             0.00            0.00             0.00            0.00        0.00       0.00             0.00
A2         335,000,000.00             0.00            0.00             0.00            0.00        0.00       0.00             0.00
A3         365,000,000.00   335,337,496.30   26,470,960.99     1,000,423.53   27,471,384.52        0.00       0.00   308,866,535.31
A4         345,800,000.00   345,800,000.00            0.00     1,213,181.67    1,213,181.67        0.00       0.00   345,800,000.00
CERT        34,200,000.00    32,772,794.56    1,273,645.00       115,797.21    1,389,442.21        0.00       0.00    31,499,149.56
TOTALS   1,368,000,000.00   713,910,290.86   27,744,605.99     2,329,402.41   30,074,008.40        0.00       0.00   686,165,684.87







    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                          PRIOR                                                             CURRENT                        CURRENT
                        PRINCIPAL                                                          PRINCIPAL          CLASS       PASS THRU
CLASS      CUSIP           FACTOR          PRINCIPAL       INTEREST         TOTAL           FACTOR                          RATE
                                                                                            
A1        161581CL5       0.00000000     0.00000000      0.00000000    0.00000000        0.00000000             A1      1.929100 %
A2        161581CM3       0.00000000     0.00000000      0.00000000    0.00000000        0.00000000             A2      2.700000 %
A3        161581CN1     918.73286658    72.52318079      2.74088638   75.26406718      846.20968578             A3      3.580000 %
A4        161581CP6   1,000.00000000     0.00000000      3.50833334    3.50833334    1,000.00000000             A4      4.210000 %
CERT      161581CQ4     958.26884678    37.24108187      3.38588333   40.62696520      921.02776491             CERT    4.240000 %
TOTALS                  521.86424770    20.28114473      1.70277954   21.98392427      501.58310298




IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2002-B

                                                               December 15 2003
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                            
                                                                  Due Period                                      18
                                                                  Due Period Beginning Date                 11/01/03
                                                                  Due Period End Date                       11/30/03
                                                                  Determination Date                        12/10/03

Section 5.8(iii)       Servicing Fee                                                                      594,925.24
Section 5.8(iii)       Servicing Fee per $1000                                                            0.43488687

Section 5.8(iv)        Administration Fee                                                                   1,000.00
Section 5.8(iv)        Administration Fee per $1000                                                       0.00073099

Section 5.8(vi)        Pool Balance at the end of the Collection Period                               686,165,684.87

Section 5.8(vii)       Repurchase Amounts for Repurchased Receivable
                       By Seller                                                                                0.00
                       By Servicer                                                                         49,929.70
                       TOTAL                                                                               49,929.70

Section 5.8(viii)      Realized Net Losses for Collection Period                                          140,316.02

Section 5.8(ix)        Reserve Account Balance after Disbursement                                      12,007,899.49

Section 5.8(x)         Specified Reserve Account Balance                                               12,007,899.49

Section 5.8(xi)        Yield Supplement Account Balance                                                 2,736,224.21

Section 5.8(xii)       Total Distribution Amount                                                       31,672,292.20
                       Servicing Fee                                                                      594,925.24
                       Administration Fee                                                                   1,000.00
                       Noteholders Distribution Amount                                                 28,684,566.19
                       Certficateholders Distribution Amount                                            1,389,442.21
                       Deposit to Reserve Account                                                       1,002,358.56




                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 1

Chase Manhattan Auto Owner Trust 2003-A

                                                Statement to Certificateholders
                                                December 15 2003



    DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                  CURRENT
               FACE             PRINCIPAL                                                      REALIZED   DEFERRED     PRINCIPAL
CLASS          VALUE             BALANCE        PRINCIPAL         INTEREST         TOTAL         LOSES    INTEREST      BALANCE
                                                                                            
A1         404,000,000.00     98,679,214.06   47,718,914.14       92,100.60    47,811,014.74      0.00      0.00      50,960,299.92
A2         518,000,000.00    518,000,000.00            0.00      543,900.00       543,900.00      0.00      0.00     518,000,000.00
A3         520,000,000.00    520,000,000.00            0.00      658,666.67       658,666.67      0.00      0.00     520,000,000.00
A4         517,700,000.00    517,700,000.00            0.00      888,718.33       888,718.33      0.00      0.00     517,700,000.00
CERT        50,300,000.00     50,300,000.00            0.00       85,510.00        85,510.00      0.00      0.00      50,300,000.00
TOTALS   2,010,000,000.00  1,704,679,214.06   47,718,914.14    2,268,895.60    49,987,809.74      0.00      0.00   1,656,960,299.92






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                          PRIOR                                                         CURRENT                        CURRENT
                        PRINCIPAL                                                      PRINCIPAL         CLASS        PASS THRU
CLASS      CUSIP           FACTOR          PRINCIPAL       INTEREST         TOTAL        FACTOR                         RATE
                                                                                            
A1       161581CR2      244.25548035   118.11612411    0.22797178    118.34409589     126.13935624        A1          1.200000 %
A2       161581CS0    1,000.00000000     0.00000000    1.05000000      1.05000000   1,000.00000000        A2          1.260000 %
A3       161581CT8    1,000.00000000     0.00000000    1.26666667      1.26666667   1,000.00000000        A3          1.520000 %
A4       161581CU5    1,000.00000000     0.00000000    1.71666666      1.71666666   1,000.00000000        A4          2.060000 %
CERT     161581CV3    1,000.00000000     0.00000000    1.70000000      1.70000000   1,000.00000000        CERT        2.040000 %
TOTALS                  848.09911147    23.74075330    1.12880378     24.86955708     824.35835817




IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2003-A

                                                               December 15 2003
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                       
                                                                Due Period                                     6
                                                                Due Period Beginning Date               11/01/03
                                                                Due Period End Date                     11/30/03
                                                                Determination Date                      12/10/03

Section 5.8(iii)     Servicing Fee                                                                  1,420,566.01
Section 5.8(iii)     Servicing Fee per $1000                                                          0.70674926

Section 5.8(iv)      Administration Fee                                                                 1,000.00
Section 5.8(iv)      Administration Fee per $1000                                                     0.00049751

Section 5.8(vi)      Pool Balance at the end of the Collection Period                           1,656,960,303.54

Section 5.8(vii)     Repurchase Amounts for Repurchased Receivable
                     By Seller                                                                              0.00
                     By Servicer                                                                       11,922.97
                     TOTAL                                                                             11,922.97

Section 5.8(viii)    Realized Net Losses for Collection Period                                        385,821.11

Section 5.8(ix)      Reserve Account Balance after Disbursement                                    28,996,805.31

Section 5.8(x)       Specified Reserve Account Balance                                             28,996,805.31

Section 5.8(xi)      Yield Supplement Account Balance                                               2,900,043.17

Section 5.8(xii)     Total Distribution Amount                                                     54,488,119.70
                     Servicing Fee                                                                  1,420,566.01
                     Administration Fee                                                                 1,000.00
                     Noteholders Distribution Amount                                               49,902,299.74
                     Certficateholders Distribution Amount                                             85,510.00
                     Deposit to Reserve Account                                                     3,078,743.95




                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 1

Chase Manhattan Auto Owner Trust 2003-B

                                                Statement to Certificateholders
                                                December 15 2003




    DISTRIBUTION IN DOLLARS
             ORIGINAL             PRIOR                                                                                CURRENT
               FACE             PRINCIPAL                                                    REALIZED    DEFERRED     PRINCIPAL
CLASS          VALUE             BALANCE        PRINCIPAL         INTEREST      TOTAL          LOSES     INTEREST      BALANCE
                                                                                           
A1         301,000,000.00     156,362,398.24   34,813,503.17     128,912.11  34,942,415.28      0.00       0.00      121,548,895.07
A2         390,000,000.00     390,000,000.00            0.00     416,000.00     416,000.00      0.00       0.00      390,000,000.00
A3         380,000,000.00     380,000,000.00            0.00     576,333.33     576,333.33      0.00       0.00      380,000,000.00
A4         391,500,000.00     391,500,000.00            0.00     838,462.50     838,462.50      0.00       0.00      391,500,000.00
CERT        37,500,000.00      37,500,000.00            0.00      75,937.50      75,937.50      0.00       0.00       37,500,000.00
TOTALS   1,500,000,000.00   1,355,362,398.24   34,813,503.17   2,035,645.44  36,849,148.61      0.00       0.00    1,320,548,895.07







    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                             PASS-THROUGH RATES
                          PRIOR                                                         CURRENT                        CURRENT
                        PRINCIPAL                                                      PRINCIPAL     CLASS            PASS THRU
CLASS      CUSIP           FACTOR       PRINCIPAL     INTEREST         TOTAL            FACTOR                          RATE
                                                                                       
A1       161581CW1     519.47640611   115.65947897   0.42827944    116.08775841       403.81692714     A1             1.060000 %
A2       161581CX9   1,000.00000000     0.00000000   1.06666667      1.06666667     1,000.00000000     A2             1.280000 %
A3       161581CY7   1,000.00000000     0.00000000   1.51666666      1.51666666     1,000.00000000     A3             1.820000 %
A4       161581CZ4   1,000.00000000     0.00000000   2.14166667      2.14166667     1,000.00000000     A4             2.570000 %
CERT     161581DA8   1,000.00000000     0.00000000   2.02500000      2.02500000     1,000.00000000     CERT           2.430000 %
TOTALS                 903.57493216    23.20900211   1.35709696     24.56609907       880.36593005




IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank  - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                         Page 2

Chase Manhattan Auto Owner Trust 2003-B

                                                               December 15 2003
                                                STATEMENT TO CERTIFICATEHOLDERS



                                                                                               
                                                                       Due Period                                      4
                                                                       Due Period Beginning Date                11/01/03
                                                                       Due Period End Date                      11/30/03
                                                                       Determination Date                       12/10/03

Section 5.8(iii)          Servicing Fee                                                                     1,129,468.67
Section 5.8(iii)          Servicing Fee per $1000                                                             0.75297911

Section 5.8(iv)           Administration Fee                                                                    1,000.00
Section 5.8(iv)           Administration Fee per $1000                                                        0.00066667

Section 5.8(vi)           Pool Balance at the end of the Collection Period                              1,320,548,895.67

Section 5.8(vii)          Repurchase Amounts for Repurchased Receivable
                          By Seller                                                                                 0.00
                          By Servicer                                                                               0.00
                          TOTAL                                                                                     0.00

Section 5.8(viii)         Realized Net Losses for Collection Period                                           111,631.78

Section 5.8(ix)           Reserve Account Balance after Disbursement                                       26,410,977.91

Section 5.8(x)            Specified Reserve Account Balance                                                26,410,977.91

Section 5.8(xi)           Yield Supplement Account Balance                                                  3,135,410.93

Section 5.8(xii)          Total Distribution Amount                                                        40,243,630.66
                          Servicing Fee                                                                     1,129,468.67
                          Administration Fee                                                                    1,000.00
                          Noteholders Distribution Amount                                                  36,773,211.11
                          Certficateholders Distribution Amount                                                75,937.50
                          Deposit to Reserve Account                                                        2,264,013.38



                  Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.