Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders December 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 294,000,000.00 219,662,384.09 13,754,337.45 1,145,905.44 14,900,242.89 0.00 0.00 205,908,046.64 B1 38,466,538.08 14,858,158.19 425,391.88 80,234.05 505,625.93 0.00 0.00 14,432,766.31 TOTALS 1,280,466,538.08 234,520,542.28 14,179,729.33 1,226,139.49 15,405,868.82 0.00 0.00 220,340,812.95 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000 % A3 161581bm4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.210000 % A4 161581bn2 747.15096629 46.78346071 3.89763755 50.68109827 700.36750558 A4 6.260000 % B1 161581bp7 386.26190272 11.05875135 2.08581416 13.14456552 375.20315137 B1 6.480000 % TOTALS 183.15241774 11.07387730 0.95757246 12.03144976 172.07854044 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A December 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 36 Due Period Beginning Date 11/01/03 Due Period End Date 11/30/03 Determination Date 12/10/03 Section 5.8(iii) Servicing Fee 195,433.79 Section 5.8(iii) Servicing Fee per $1000 0.15262702 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 220,340,812.95 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 66,497.08 TOTAL 66,497.08 Section 5.8(viii) Realized Net Losses for Collection Period 289,571.31 Section 5.8(ix) Reserve Account Balance after Disbursement 9,603,499.04 Section 5.8(x) Specified Reserve Account Balance 9,603,499.04 Section 5.8(xi) Total Distribution Amount 15,708,771.96 Servicing Fee 195,433.79 Administration Fee 1,000.00 Noteholders Distribution Amount 14,900,242.89 Certficateholders Distribution Amount 505,625.93 Deposit to Reserve Account 106,469.35 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders December 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 279,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 243,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 384,000,000.00 81,825,236.00 17,367,930.77 310,254.02 17,678,184.79 0.00 0.00 64,457,305.23 A4 258,100,000.00 258,100,000.00 0.00 1,090,472.50 1,090,472.50 0.00 0.00 258,100,000.00 B 36,016,952.89 19,067,234.40 974,209.54 80,400.17 1,054,609.71 0.00 0.00 18,093,024.86 TOTALS 1,200,116,952.89 358,992,470.40 18,342,140.31 1,481,126.69 19,823,267.00 0.00 0.00 340,650,330.09 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BQ5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 3.660000 % A2 161581BR3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 3.990000 % A3 161581BS1 213.08655208 45.22898638 0.80795318 46.03693956 167.85756570 A3 4.550000 % A4 161581BT9 1,000.00000000 0.00000000 4.22500000 4.22500000 1,000.00000000 A4 5.070000 % B N/A 529.39610017 27.04863854 2.23228684 29.28092538 502.34746163 B 5.060000 % TOTALS 299.13123845 15.28362737 1.23415196 16.51777933 283.84761108 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-A December 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 29 Due Period Beginning Date 11/01/03 Due Period End Date 11/30/03 Determination Date 12/10/03 Section 5.8(iii) Servicing Fee 299,160.39 Section 5.8(iii) Servicing Fee per $1000 0.24927603 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00083325 Section 5.8(vi) Pool Balance at the end of the Collection Period 340,650,330.09 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 99,247.75 TOTAL 99,247.75 Section 5.8(viii) Realized Net Losses for Collection Period 246,277.81 Section 5.8(ix) Reserve Account Balance after Disbursement 9,000,877.15 Section 5.8(x) Specified Reserve Account Balance 9,000,877.15 Section 5.8(xi) Total Distribution Amount 20,327,123.63 Servicing Fee 299,160.39 Administration Fee 1,000.00 Noteholders Distribution Amount 18,768,657.29 Certficateholders Distribution Amount 1,054,609.71 Deposit to Reserve Account 203,696.24 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders December 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 137,732,881.36 21,225,782.53 354,662.17 21,580,444.70 0.00 0.00 116,507,098.83 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 B 32,503,047.00 21,756,627.49 1,003,669.89 67,989.46 1,071,659.35 0.00 0.00 20,752,957.60 TOTALS 1,299,883,047.00 481,869,508.85 22,229,452.42 1,443,521.63 23,672,974.05 0.00 0.00 459,640,056.43 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.440000 % A3 161581BX0 377.35035989 58.15282885 0.97167718 59.12450603 319.19753104 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % B 161581BZ5 669.37193581 30.87925541 2.09178727 32.97104268 638.49268039 B 3.750000 % TOTALS 370.70220276 17.10111727 1.11050116 18.21161843 353.60108549 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B December 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 25 Due Period Beginning Date 11/01/03 Due Period End Date 11/30/03 Determination Date 12/10/03 Section 5.8(iii) Servicing Fee 401,557.93 Section 5.8(iii) Servicing Fee per $1000 0.30891851 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 459,640,062.30 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 60,615.22 TOTAL 60,615.22 Section 5.8(viii) Realized Net Losses for Collection Period 300,163.61 Section 5.8(ix) Reserve Account Balance after Disbursement 9,749,122.90 Section 5.8(x) Specified Reserve Account Balance 9,749,122.90 Section 5.8(xi) Total Distribution Amount 24,827,273.23 Servicing Fee 401,557.93 Administration Fee 1,000.00 Noteholders Distribution Amount 22,601,314.70 Certficateholders Distribution Amount 1,071,659.35 Deposit to Reserve Account 751,741.25 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders December 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 378,224,676.83 38,065,267.37 1,100,003.44 39,165,270.81 0.00 0.00 340,159,409.46 A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00 R 50,600,000.00 41,462,999.69 1,802,791.58 144,083.92 1,946,875.50 0.00 0.00 39,660,208.11 TOTALS 2,024,000,000.00 918,087,676.52 39,868,058.95 3,005,100.69 42,873,159.64 0.00 0.00 878,219,617.57 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 663.55206461 66.78117082 1.92983060 68.71100142 596.77089379 A3 3.490000 % A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 % R 161581CE1 819.42687134 35.62829209 2.84750830 38.47580040 783.79857925 R 4.170000 % TOTALS 453.60063069 19.69765758 1.48473354 21.18239113 433.90297311 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A December 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 21 Due Period Beginning Date 11/01/03 Due Period End Date 11/30/03 Determination Date 12/10/03 Section 5.8(iii) Servicing Fee 765,073.06 Section 5.8(iii) Servicing Fee per $1000 0.37800052 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 878,219,617.64 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 88,158.37 TOTAL 88,158.37 Section 5.8(viii) Realized Net Losses for Collection Period 453,100.18 Section 5.8(ix) Reserve Account Balance after Disbursement 17,564,392.35 Section 5.8(x) Specified Reserve Account Balance 17,564,392.35 Section 5.8(xi) Total Distribution Amount 44,552,728.42 Servicing Fee 765,073.06 Administration Fee 1,000.00 Noteholders Distribution Amount 40,926,284.14 Certficateholders Distribution Amount 1,946,875.50 Deposit to Reserve Account 913,495.72 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders December 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 335,337,496.30 26,470,960.99 1,000,423.53 27,471,384.52 0.00 0.00 308,866,535.31 A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00 CERT 34,200,000.00 32,772,794.56 1,273,645.00 115,797.21 1,389,442.21 0.00 0.00 31,499,149.56 TOTALS 1,368,000,000.00 713,910,290.86 27,744,605.99 2,329,402.41 30,074,008.40 0.00 0.00 686,165,684.87 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 918.73286658 72.52318079 2.74088638 75.26406718 846.20968578 A3 3.580000 % A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 % CERT 161581CQ4 958.26884678 37.24108187 3.38588333 40.62696520 921.02776491 CERT 4.240000 % TOTALS 521.86424770 20.28114473 1.70277954 21.98392427 501.58310298 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B December 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 18 Due Period Beginning Date 11/01/03 Due Period End Date 11/30/03 Determination Date 12/10/03 Section 5.8(iii) Servicing Fee 594,925.24 Section 5.8(iii) Servicing Fee per $1000 0.43488687 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 686,165,684.87 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 49,929.70 TOTAL 49,929.70 Section 5.8(viii) Realized Net Losses for Collection Period 140,316.02 Section 5.8(ix) Reserve Account Balance after Disbursement 12,007,899.49 Section 5.8(x) Specified Reserve Account Balance 12,007,899.49 Section 5.8(xi) Yield Supplement Account Balance 2,736,224.21 Section 5.8(xii) Total Distribution Amount 31,672,292.20 Servicing Fee 594,925.24 Administration Fee 1,000.00 Noteholders Distribution Amount 28,684,566.19 Certficateholders Distribution Amount 1,389,442.21 Deposit to Reserve Account 1,002,358.56 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders December 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 404,000,000.00 98,679,214.06 47,718,914.14 92,100.60 47,811,014.74 0.00 0.00 50,960,299.92 A2 518,000,000.00 518,000,000.00 0.00 543,900.00 543,900.00 0.00 0.00 518,000,000.00 A3 520,000,000.00 520,000,000.00 0.00 658,666.67 658,666.67 0.00 0.00 520,000,000.00 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 50,300,000.00 0.00 85,510.00 85,510.00 0.00 0.00 50,300,000.00 TOTALS 2,010,000,000.00 1,704,679,214.06 47,718,914.14 2,268,895.60 49,987,809.74 0.00 0.00 1,656,960,299.92 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CR2 244.25548035 118.11612411 0.22797178 118.34409589 126.13935624 A1 1.200000 % A2 161581CS0 1,000.00000000 0.00000000 1.05000000 1.05000000 1,000.00000000 A2 1.260000 % A3 161581CT8 1,000.00000000 0.00000000 1.26666667 1.26666667 1,000.00000000 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 1,000.00000000 0.00000000 1.70000000 1.70000000 1,000.00000000 CERT 2.040000 % TOTALS 848.09911147 23.74075330 1.12880378 24.86955708 824.35835817 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A December 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 6 Due Period Beginning Date 11/01/03 Due Period End Date 11/30/03 Determination Date 12/10/03 Section 5.8(iii) Servicing Fee 1,420,566.01 Section 5.8(iii) Servicing Fee per $1000 0.70674926 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,656,960,303.54 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 11,922.97 TOTAL 11,922.97 Section 5.8(viii) Realized Net Losses for Collection Period 385,821.11 Section 5.8(ix) Reserve Account Balance after Disbursement 28,996,805.31 Section 5.8(x) Specified Reserve Account Balance 28,996,805.31 Section 5.8(xi) Yield Supplement Account Balance 2,900,043.17 Section 5.8(xii) Total Distribution Amount 54,488,119.70 Servicing Fee 1,420,566.01 Administration Fee 1,000.00 Noteholders Distribution Amount 49,902,299.74 Certficateholders Distribution Amount 85,510.00 Deposit to Reserve Account 3,078,743.95 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2003-B Statement to Certificateholders December 15 2003 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 301,000,000.00 156,362,398.24 34,813,503.17 128,912.11 34,942,415.28 0.00 0.00 121,548,895.07 A2 390,000,000.00 390,000,000.00 0.00 416,000.00 416,000.00 0.00 0.00 390,000,000.00 A3 380,000,000.00 380,000,000.00 0.00 576,333.33 576,333.33 0.00 0.00 380,000,000.00 A4 391,500,000.00 391,500,000.00 0.00 838,462.50 838,462.50 0.00 0.00 391,500,000.00 CERT 37,500,000.00 37,500,000.00 0.00 75,937.50 75,937.50 0.00 0.00 37,500,000.00 TOTALS 1,500,000,000.00 1,355,362,398.24 34,813,503.17 2,035,645.44 36,849,148.61 0.00 0.00 1,320,548,895.07 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CW1 519.47640611 115.65947897 0.42827944 116.08775841 403.81692714 A1 1.060000 % A2 161581CX9 1,000.00000000 0.00000000 1.06666667 1.06666667 1,000.00000000 A2 1.280000 % A3 161581CY7 1,000.00000000 0.00000000 1.51666666 1.51666666 1,000.00000000 A3 1.820000 % A4 161581CZ4 1,000.00000000 0.00000000 2.14166667 2.14166667 1,000.00000000 A4 2.570000 % CERT 161581DA8 1,000.00000000 0.00000000 2.02500000 2.02500000 1,000.00000000 CERT 2.430000 % TOTALS 903.57493216 23.20900211 1.35709696 24.56609907 880.36593005 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-B December 15 2003 STATEMENT TO CERTIFICATEHOLDERS Due Period 4 Due Period Beginning Date 11/01/03 Due Period End Date 11/30/03 Determination Date 12/10/03 Section 5.8(iii) Servicing Fee 1,129,468.67 Section 5.8(iii) Servicing Fee per $1000 0.75297911 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00066667 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,320,548,895.67 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 0.00 TOTAL 0.00 Section 5.8(viii) Realized Net Losses for Collection Period 111,631.78 Section 5.8(ix) Reserve Account Balance after Disbursement 26,410,977.91 Section 5.8(x) Specified Reserve Account Balance 26,410,977.91 Section 5.8(xi) Yield Supplement Account Balance 3,135,410.93 Section 5.8(xii) Total Distribution Amount 40,243,630.66 Servicing Fee 1,129,468.67 Administration Fee 1,000.00 Noteholders Distribution Amount 36,773,211.11 Certficateholders Distribution Amount 75,937.50 Deposit to Reserve Account 2,264,013.38 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.