Exhibit 20.1 Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders January 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 294,000,000.00 205,908,046.64 14,324,387.63 1,074,153.64 15,398,541.27 0.00 0.00 191,583,659.01 B1 38,466,538.08 14,432,766.31 443,022.30 77,936.94 520,959.24 0.00 0.00 13,989,744.01 TOTALS 1,280,466,538.08 220,340,812.95 14,767,409.93 1,152,090.58 15,919,500.51 0.00 0.00 205,573,403.02 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000 % A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000 % A3 161581bm4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.210000 % A4 161581bn2 700.36750558 48.72240690 3.65358381 52.37599071 651.64509867 A4 6.260000 % B1 161581bp7 375.20315137 11.51708269 2.02609707 13.54317976 363.68606868 B1 6.480000 % TOTALS 172.07854044 11.53283549 0.89974282 12.43257831 160.54570495 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A STATEMENT TO CERTIFICATEHOLDERS January 15 2004 Due Period 37 Due Period Beginning Date 12/01/03 Due Period End Date 12/31/03 Determination Date 01/09/04 Section 5.8(iii) Servicing Fee 183,617.34 Section 5.8(iii) Servicing Fee per $1000 0.14339878 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 205,573,403.02 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 44,792.06 TOTAL 44,792.06 Section 5.8(viii) Realized Net Losses for Collection Period 406,654.94 Section 5.8(ix) Reserve Account Balance after Disbursement 9,603,499.04 Section 5.8(x) Specified Reserve Account Balance 9,603,499.04 Section 5.8(xi) Total Distribution Amount 16,223,543.03 Servicing Fee 183,617.34 Administration Fee 1,000.00 Noteholders Distribution Amount 15,398,541.27 Certficateholders Distribution Amount 520,959.24 Deposit to Reserve Account 119,425.18 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-A Statement to Certificateholders January 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 279,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 243,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 384,000,000.00 64,457,305.23 17,617,292.64 244,400.62 17,861,693.26 0.00 0.00 46,840,012.59 A4 258,100,000.00 258,100,000.00 0.00 1,090,472.50 1,090,472.50 0.00 0.00 258,100,000.00 B 36,016,952.89 18,093,024.86 988,196.85 76,292.25 1,064,489.10 0.00 0.00 17,104,828.01 TOTALS 1,200,116,952.89 340,650,330.09 18,605,489.49 1,411,165.37 20,016,654.86 0.00 0.00 322,044,840.60 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581BQ5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 3.660000 % A2 161581BR3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 3.990000 % A3 161581BS1 167.85756570 45.87836625 0.63645995 46.51482620 121.97919945 A3 4.550000 % A4 161581BT9 1,000.00000000 0.00000000 4.22500000 4.22500000 1,000.00000000 A4 5.070000 % B N/A 502.34746163 27.43699205 2.11823166 29.55522371 474.91046958 B 5.060000 % TOTALS 283.84761108 15.50306363 1.17585654 16.67892018 268.34454744 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-A January 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 30 Due Period Beginning Date 12/01/03 Due Period End Date 12/31/03 Determination Date 01/09/04 Section 5.8(iii) Servicing Fee 283,875.28 Section 5.8(iii) Servicing Fee per $1000 0.23653968 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00083325 Section 5.8(vi) Pool Balance at the end of the Collection Period 322,044,840.60 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 18,345.08 TOTAL 18,345.08 Section 5.8(viii) Realized Net Losses for Collection Period 298,300.84 Section 5.8(ix) Reserve Account Balance after Disbursement 9,000,877.15 Section 5.8(x) Specified Reserve Account Balance 9,000,877.15 Section 5.8(xi) Total Distribution Amount 20,607,582.52 Servicing Fee 283,875.28 Administration Fee 1,000.00 Noteholders Distribution Amount 18,952,165.76 Certficateholders Distribution Amount 1,064,489.10 Deposit to Reserve Account 306,052.38 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders January 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 116,507,098.83 22,129,878.38 300,005.78 22,429,884.16 0.00 0.00 94,377,220.45 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 B 32,503,047.00 20,752,957.60 1,046,420.43 64,852.99 1,111,273.42 0.00 0.00 19,706,537.17 TOTALS 1,299,883,047.00 459,640,056.43 23,176,298.81 1,385,728.77 24,562,027.58 0.00 0.00 436,463,757.62 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.440000 % A3 161581BX0 319.19753104 60.62980378 0.82193364 61.45173742 258.56772726 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % B 161581BZ5 638.49268039 32.19453333 1.99528955 34.18982288 606.29814706 B 3.750000 % TOTALS 353.60108549 17.82952617 1.06604111 18.89556729 335.77155932 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B January 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 26 Due Period Beginning Date 12/01/03 Due Period End Date 12/31/03 Determination Date 01/09/04 Section 5.8(iii) Servicing Fee 383,033.39 Section 5.8(iii) Servicing Fee per $1000 0.29466758 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 436,463,763.49 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 39,047.70 TOTAL 39,047.70 Section 5.8(viii) Realized Net Losses for Collection Period 579,439.32 Section 5.8(ix) Reserve Account Balance after Disbursement 9,749,122.90 Section 5.8(x) Specified Reserve Account Balance 9,749,122.90 Section 5.8(xi) Total Distribution Amount 25,569,250.93 Servicing Fee 383,033.39 Administration Fee 1,000.00 Noteholders Distribution Amount 23,450,754.16 Certficateholders Distribution Amount 1,111,273.42 Deposit to Reserve Account 623,189.96 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders January 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 340,159,409.46 40,136,995.14 989,296.95 41,126,292.09 0.00 0.00 300,022,414.32 A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00 R 50,600,000.00 39,660,208.11 1,900,909.73 137,819.22 2,038,728.95 0.00 0.00 37,759,298.38 TOTALS 2,024,000,000.00 878,219,617.57 42,037,904.87 2,888,129.50 44,926,034.37 0.00 0.00 836,181,712.70 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 596.77089379 70.41578095 1.73560868 72.15138963 526.35511284 A3 3.490000 % A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 % R 161581CE1 783.79857925 37.56738597 2.72370000 40.29108597 746.23119328 R 4.170000 % TOTALS 433.90297311 20.76971584 1.42694145 22.19665730 413.13325726 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A January 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 22 Due Period Beginning Date 12/01/03 Due Period End Date 12/31/03 Determination Date 01/09/04 Section 5.8(iii) Servicing Fee 731,849.68 Section 5.8(iii) Servicing Fee per $1000 0.36158581 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 836,181,712.77 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 15,802.39 TOTAL 15,802.39 Section 5.8(viii) Realized Net Losses for Collection Period 681,573.17 Section 5.8(ix) Reserve Account Balance after Disbursement 16,723,634.26 Section 5.8(x) Specified Reserve Account Balance 16,723,634.26 Section 5.8(xi) Total Distribution Amount 46,633,161.74 Servicing Fee 731,849.68 Administration Fee 1,000.00 Noteholders Distribution Amount 42,887,305.42 Certficateholders Distribution Amount 2,038,728.95 Deposit to Reserve Account 974,277.69 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders January 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 308,866,535.31 28,620,836.00 921,451.83 29,542,287.83 0.00 0.00 280,245,699.31 A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00 CERT 34,200,000.00 31,499,149.56 1,377,085.81 111,297.00 1,488,382.81 0.00 0.00 30,122,063.75 TOTALS 1,368,000,000.00 686,165,684.87 29,997,921.81 2,245,930.50 32,243,852.31 0.00 0.00 656,167,763.06 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 846.20968578 78.41324932 2.52452556 80.93777488 767.79643647 A3 3.580000 % A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 % CERT 161581CQ4 921.02776491 40.26566696 3.25429825 43.51996520 880.76209795 CERT 4.240000 % TOTALS 501.58310298 21.92830542 1.64176206 23.57006748 479.65479756 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B January 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 19 Due Period Beginning Date 12/01/03 Due Period End Date 12/31/03 Determination Date 01/09/04 Section 5.8(iii) Servicing Fee 571,804.74 Section 5.8(iii) Servicing Fee per $1000 0.41798592 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 656,167,763.06 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 71,862.74 TOTAL 71,862.74 Section 5.8(viii) Realized Net Losses for Collection Period 569,610.48 Section 5.8(ix) Reserve Account Balance after Disbursement 11,482,935.85 Section 5.8(x) Specified Reserve Account Balance 11,482,935.85 Section 5.8(xi) Yield Supplement Account Balance 2,559,870.03 Section 5.8(xii) Total Distribution Amount 33,673,513.36 Servicing Fee 571,804.74 Administration Fee 1,000.00 Noteholders Distribution Amount 30,755,469.50 Certficateholders Distribution Amount 1,488,382.81 Deposit to Reserve Account 856,856.31 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders January 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 404,000,000.00 50,960,299.92 50,960,299.92 52,658.98 51,012,958.90 0.00 0.00 0.00 A2 518,000,000.00 518,000,000.00 697,223.12 543,900.00 1,241,123.12 0.00 0.00 517,302,776.88 A3 520,000,000.00 520,000,000.00 0.00 658,666.67 658,666.67 0.00 0.00 520,000,000.00 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 50,300,000.00 0.00 85,510.00 85,510.00 0.00 0.00 50,300,000.00 TOTALS 2,010,000,000.00 1,656,960,299.92 51,657,523.04 2,229,453.98 53,886,977.02 0.00 0.00 1,605,302,776.88 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581CR2 126.13935624 126.13935624 0.13034401 126.26970025 0.00000000 A1 1.200000 % A2 161581CS0 1,000.00000000 1.34599058 1.05000000 2.39599058 998.65400942 A2 1.260000 % A3 161581CT8 1,000.00000000 0.00000000 1.26666667 1.26666667 1,000.00000000 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 1,000.00000000 0.00000000 1.70000000 1.70000000 1,000.00000000 CERT 2.040000 % TOTALS 824.35835817 25.70026022 1.10918108 26.80944130 798.65809795 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A January 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 7 Due Period Beginning Date 12/01/03 Due Period End Date 12/31/03 Determination Date 01/09/04 Section 5.8(iii) Servicing Fee 1,380,800.25 Section 5.8(iii) Servicing Fee per $1000 0.68696530 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,605,302,780.50 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 16,765.67 TOTAL 16,765.67 Section 5.8(viii) Realized Net Losses for Collection Period 433,335.35 Section 5.8(ix) Reserve Account Balance after Disbursement 28,092,798.66 Section 5.8(x) Specified Reserve Account Balance 28,092,798.66 Section 5.8(xi) Yield Supplement Account Balance 2,724,069.17 Section 5.8(xii) Total Distribution Amount 58,775,189.79 Servicing Fee 1,380,800.25 Administration Fee 1,000.00 Noteholders Distribution Amount 53,801,467.02 Certficateholders Distribution Amount 85,510.00 Deposit to Reserve Account 3,506,412.52 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2003-B Statement to Certificateholders January 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 301,000,000.00 121,548,895.07 39,903,995.26 110,947.13 40,014,942.39 0.00 0.00 81,644,899.81 A2 390,000,000.00 390,000,000.00 0.00 416,000.00 416,000.00 0.00 0.00 390,000,000.00 A3 380,000,000.00 380,000,000.00 0.00 576,333.33 576,333.33 0.00 0.00 380,000,000.00 A4 391,500,000.00 391,500,000.00 0.00 838,462.50 838,462.50 0.00 0.00 391,500,000.00 CERT 37,500,000.00 37,500,000.00 0.00 75,937.50 75,937.50 0.00 0.00 37,500,000.00 TOTALS 1,500,000,000.00 1,320,548,895.07 39,903,995.26 2,017,680.46 41,921,675.72 0.00 0.00 1,280,644,899.81 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581CW1 403.81692714 132.57141282 0.36859512 132.94000794 271.24551432 A1 1.060000 % A2 161581CX9 1,000.00000000 0.00000000 1.06666667 1.06666667 1,000.00000000 A2 1.280000 % A3 161581CY7 1,000.00000000 0.00000000 1.51666666 1.51666666 1,000.00000000 A3 1.820000 % A4 161581CZ4 1,000.00000000 0.00000000 2.14166667 2.14166667 1,000.00000000 A4 2.570000 % CERT 161581DA8 1,000.00000000 0.00000000 2.02500000 2.02500000 1,000.00000000 CERT 2.430000 % TOTALS 880.36593005 26.60266351 1.34512031 27.94778381 853.76326654 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-B January 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 5 Due Period Beginning Date 12/01/03 Due Period End Date 12/31/03 Determination Date 01/09/04 Section 5.8(iii) Servicing Fee 1,100,457.41 Section 5.8(iii) Servicing Fee per $1000 0.73363827 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00066667 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,280,644,900.41 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 0.00 TOTAL 0.00 Section 5.8(viii) Realized Net Losses for Collection Period 330,498.77 Section 5.8(ix) Reserve Account Balance after Disbursement 25,612,898.01 Section 5.8(x) Specified Reserve Account Balance 25,612,898.01 Section 5.8(xi) Yield Supplement Account Balance 2,961,793.44 Section 5.8(xii) Total Distribution Amount 45,449,324.57 Servicing Fee 1,100,457.41 Administration Fee 1,000.00 Noteholders Distribution Amount 41,845,738.22 Certficateholders Distribution Amount 75,937.50 Deposit to Reserve Account 2,426,191.44 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 1 Chase Manhattan Auto Owner Trust 2003-C Statement to Certificateholders January 15 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 212,000,000.00 212,000,000.00 27,708,697.10 201,400.00 27,910,097.10 0.00 0.00 184,291,302.90 A2 286,000,000.00 286,000,000.00 0.00 368,622.22 368,622.22 0.00 0.00 286,000,000.00 A3 234,000,000.00 234,000,000.00 0.00 426,010.00 426,010.00 0.00 0.00 234,000,000.00 A4 243,000,000.00 243,000,000.00 0.00 575,505.00 575,505.00 0.00 0.00 243,000,000.00 CERT 25,000,000.00 25,000,000.00 0.00 55,986.11 55,986.11 0.00 0.00 25,000,000.00 TOTALS 1,000,000,000.00 1,000,000,000.00 27,708,697.10 1,627,523.33 29,336,220.43 0.00 0.00 972,291,302.90 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581D86 1,000.00000000 130.70140142 0.95000000 131.65140142 869.29859858 A1 1.140000 % A2 161581DC4 1,000.00000000 0.00000000 1.28888888 1.28888888 1,000.00000000 A2 1.600000 % A3 161581DD2 1,000.00000000 0.00000000 1.82055556 1.82055556 1,000.00000000 A3 2.260000 % A4 161581DEO 1,000.00000000 0.00000000 2.36833333 2.36833333 1,000.00000000 A4 2.940000 % CERT 161581DF7 1,000.00000000 0.00000000 2.23944440 2.23944440 1,000.00000000 CERT 2.780000 % TOTALS 1,000.00000000 27.70869710 1.62752333 29.33622043 972.29130290 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-C January 15 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 1 Due Period Beginning Date 12/16/03 Due Period End Date 12/31/03 Determination Date 01/09/04 Section 5.8(iii) Servicing Fee 611,111.11 Section 5.8(iii) Servicing Fee per $1000 0.61111111 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00100000 Section 5.8(vi) Pool Balance at the end of the Collection Period 972,291,302.93 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 0.00 TOTAL 0.00 Section 5.8(viii) Realized Net Losses for Collection Period 74,873.21 Section 5.8(ix) Reserve Account Balance after Disbursement 13,358,684.50 Section 5.8(x) Specified Reserve Account Balance 21,876,554.32 Section 5.8(xi) Yield Supplement Account Balance 3,221,278.11 Section 5.8(xii) Total Distribution Amount 30,807,016.04 Servicing Fee 611,111.11 Administration Fee 1,000.00 Noteholders Distribution Amount 29,280,234.32 Certficateholders Distribution Amount 55,986.11 Deposit to Reserve Account 858,684.50 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.