Exhibit 20.1


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2000-A
                                                 Statement to Certificateholders
                                                 January 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         259,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A2         292,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A3         397,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A4         294,000,000.00    205,908,046.64  14,324,387.63    1,074,153.64  15,398,541.27   0.00            0.00    191,583,659.01
B1          38,466,538.08     14,432,766.31     443,022.30       77,936.94     520,959.24   0.00            0.00     13,989,744.01
TOTALS   1,280,466,538.08    220,340,812.95  14,767,409.93    1,152,090.58  15,919,500.51   0.00            0.00    205,573,403.02






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581bk8          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A1            6.470000 %
A2       161581bl6          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A2            6.300000 %
A3       161581bm4          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A3            6.210000 %
A4       161581bn2        700.36750558    48.72240690      3.65358381    52.37599071      651.64509867     A4            6.260000 %
B1       161581bp7        375.20315137    11.51708269      2.02609707    13.54317976      363.68606868     B1            6.480000 %
TOTALS                    172.07854044    11.53283549      0.89974282    12.43257831      160.54570495


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2000-A

                                                 STATEMENT TO CERTIFICATEHOLDERS
                                                 January 15 2004



                                                                                                            
                                                 Due Period                                                                  37
                                                 Due Period Beginning Date                                             12/01/03
                                                 Due Period End Date                                                   12/31/03
                                                 Determination Date                                                    01/09/04

Section 5.8(iii)        Servicing Fee                                                                                183,617.34
Section 5.8(iii)        Servicing Fee per $1000                                                                      0.14339878

Section 5.8(iv)         Administration Fee                                                                             1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                 0.00078097

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                         205,573,403.02

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                          0.00
                        By Servicer                                                                                   44,792.06
                        TOTAL                                                                                         44,792.06

Section 5.8(viii)       Realized Net Losses for Collection Period                                                    406,654.94

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                 9,603,499.04

Section 5.8(x)          Specified Reserve Account Balance                                                          9,603,499.04

Section 5.8(xi)         Total Distribution Amount                                                                 16,223,543.03
                        Servicing Fee                                                                                183,617.34
                        Administration Fee                                                                             1,000.00
                        Noteholders Distribution Amount                                                           15,398,541.27
                        Certficateholders Distribution Amount                                                        520,959.24
                        Deposit to Reserve Account                                                                   119,425.18


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 1

Chase Manhattan Auto Owner Trust 2001-A

                                                 Statement to Certificateholders
                                                 January 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         279,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A2         243,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A3         384,000,000.00     64,457,305.23  17,617,292.64      244,400.62  17,861,693.26   0.00            0.00     46,840,012.59
A4         258,100,000.00    258,100,000.00           0.00    1,090,472.50   1,090,472.50   0.00            0.00    258,100,000.00
B           36,016,952.89     18,093,024.86     988,196.85       76,292.25   1,064,489.10   0.00            0.00     17,104,828.01
TOTALS   1,200,116,952.89    340,650,330.09  18,605,489.49    1,411,165.37  20,016,654.86   0.00            0.00    322,044,840.60






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581BQ5          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A1            3.660000 %
A2       161581BR3          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A2            3.990000 %
A3       161581BS1        167.85756570    45.87836625      0.63645995    46.51482620      121.97919945     A3            4.550000 %
A4       161581BT9      1,000.00000000     0.00000000      4.22500000     4.22500000    1,000.00000000     A4            5.070000 %
B        N/A              502.34746163    27.43699205      2.11823166    29.55522371      474.91046958     B             5.060000 %
TOTALS                    283.84761108    15.50306363      1.17585654    16.67892018      268.34454744


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2001-A

                                                 January 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                                                            
                                                 Due Period                                                                  30
                                                 Due Period Beginning Date                                             12/01/03
                                                 Due Period End Date                                                   12/31/03
                                                 Determination Date                                                    01/09/04

Section 5.8(iii)        Servicing Fee                                                                                283,875.28
Section 5.8(iii)        Servicing Fee per $1000                                                                      0.23653968

Section 5.8(iv)         Administration Fee                                                                             1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                 0.00083325

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                         322,044,840.60

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                          0.00
                        By Servicer                                                                                   18,345.08
                        TOTAL                                                                                         18,345.08

Section 5.8(viii)       Realized Net Losses for Collection Period                                                    298,300.84

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                 9,000,877.15

Section 5.8(x)          Specified Reserve Account Balance                                                          9,000,877.15

Section 5.8(xi)         Total Distribution Amount                                                                 20,607,582.52
                        Servicing Fee                                                                                283,875.28
                        Administration Fee                                                                             1,000.00
                        Noteholders Distribution Amount                                                           18,952,165.76
                        Certficateholders Distribution Amount                                                      1,064,489.10
                        Deposit to Reserve Account                                                                   306,052.38


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2001-B

                                                 Statement to Certificateholders
                                                 January 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         280,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A2         300,000,000.00              0.00           0.00            0.00           0.00   0.00            0.00              0.00
A3         365,000,000.00    116,507,098.83  22,129,878.38      300,005.78  22,429,884.16   0.00            0.00     94,377,220.45
A4         322,380,000.00    322,380,000.00           0.00    1,020,870.00   1,020,870.00   0.00            0.00    322,380,000.00
B           32,503,047.00     20,752,957.60   1,046,420.43       64,852.99   1,111,273.42   0.00            0.00     19,706,537.17
TOTALS   1,299,883,047.00    459,640,056.43  23,176,298.81    1,385,728.77  24,562,027.58   0.00            0.00    436,463,757.62






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581BV4          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A1            2.180000 %
A2       161581BW2          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A2            2.440000 %
A3       161581BX0        319.19753104    60.62980378      0.82193364    61.45173742      258.56772726     A3            3.090000 %
A4       161581BY8      1,000.00000000     0.00000000      3.16666667     3.16666667    1,000.00000000     A4            3.800000 %
B        161581BZ5        638.49268039    32.19453333      1.99528955    34.18982288      606.29814706      B            3.750000 %
TOTALS                    353.60108549    17.82952617      1.06604111    18.89556729      335.77155932


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2001-B
                                                 January 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                                                            
                                                 Due Period                                                                  26
                                                 Due Period Beginning Date                                             12/01/03
                                                 Due Period End Date                                                   12/31/03
                                                 Determination Date                                                    01/09/04

Section 5.8(iii)        Servicing Fee                                                                                383,033.39
Section 5.8(iii)        Servicing Fee per $1000                                                                      0.29466758

Section 5.8(iv)         Administration Fee                                                                             1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                 0.00076930

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                         436,463,763.49

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                          0.00
                        By Servicer                                                                                   39,047.70
                        TOTAL                                                                                         39,047.70

Section 5.8(viii)       Realized Net Losses for Collection Period                                                    579,439.32

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                 9,749,122.90

Section 5.8(x)          Specified Reserve Account Balance                                                          9,749,122.90

Section 5.8(xi)         Total Distribution Amount                                                                 25,569,250.93
                        Servicing Fee                                                                                383,033.39
                        Administration Fee                                                                             1,000.00
                        Noteholders Distribution Amount                                                           23,450,754.16
                        Certficateholders Distribution Amount                                                      1,111,273.42
                        Deposit to Reserve Account                                                                   623,189.96


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2002-A

                                                 Statement to Certificateholders
                                                 January 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1          445,000,000.00             0.00           0.00            0.00           0.00   0.00            0.00              0.00
A2          460,000,000.00             0.00           0.00            0.00           0.00   0.00            0.00              0.00
A3          570,000,000.00   340,159,409.46  40,136,995.14      989,296.95  41,126,292.09   0.00            0.00    300,022,414.32
A4          498,400,000.00   498,400,000.00           0.00    1,761,013.33   1,761,013.33   0.00            0.00    498,400,000.00
R            50,600,000.00    39,660,208.11   1,900,909.73      137,819.22   2,038,728.95   0.00            0.00     37,759,298.38
TOTALS    2,024,000,000.00   878,219,617.57  42,037,904.87    2,888,129.50  44,926,034.37   0.00            0.00    836,181,712.70






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581CA9          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A1            1.942500 %
A2       161581CB7          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A2            2.630000 %
A3       161581CC5        596.77089379    70.41578095      1.73560868    72.15138963      526.35511284     A3            3.490000 %
A4       161581CD3      1,000.00000000     0.00000000      3.53333333     3.53333333    1,000.00000000     A4            4.240000 %
R        161581CE1        783.79857925    37.56738597      2.72370000    40.29108597      746.23119328      R            4.170000 %
TOTALS                    433.90297311    20.76971584      1.42694145    22.19665730      413.13325726


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2002-A

                                                 January 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                                                            
                                                 Due Period                                                                  22
                                                 Due Period Beginning Date                                             12/01/03
                                                 Due Period End Date                                                   12/31/03
                                                 Determination Date                                                    01/09/04

Section 5.8(iii)        Servicing Fee                                                                                731,849.68
Section 5.8(iii)        Servicing Fee per $1000                                                                      0.36158581

Section 5.8(iv)         Administration Fee                                                                             1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                 0.00049407

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                         836,181,712.77

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                          0.00
                        By Servicer                                                                                   15,802.39
                        TOTAL                                                                                         15,802.39

Section 5.8(viii)       Realized Net Losses for Collection Period                                                    681,573.17

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                16,723,634.26

Section 5.8(x)          Specified Reserve Account Balance                                                         16,723,634.26

Section 5.8(xi)         Total Distribution Amount                                                                 46,633,161.74
                        Servicing Fee                                                                                731,849.68
                        Administration Fee                                                                             1,000.00
                        Noteholders Distribution Amount                                                           42,887,305.42
                        Certficateholders Distribution Amount                                                      2,038,728.95
                        Deposit to Reserve Account                                                                   974,277.69


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2002-B

                                                 Statement to Certificateholders
                                                 January 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         288,000,000.00              0.00           0.00            0.00           0.00   0.00             0.00             0.00
A2         335,000,000.00              0.00           0.00            0.00           0.00   0.00             0.00             0.00
A3         365,000,000.00    308,866,535.31  28,620,836.00      921,451.83  29,542,287.83   0.00             0.00   280,245,699.31
A4         345,800,000.00    345,800,000.00           0.00    1,213,181.67   1,213,181.67   0.00             0.00   345,800,000.00
CERT        34,200,000.00     31,499,149.56   1,377,085.81      111,297.00   1,488,382.81   0.00             0.00    30,122,063.75
TOTALS   1,368,000,000.00    686,165,684.87  29,997,921.81    2,245,930.50  32,243,852.31   0.00             0.00   656,167,763.06






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581CL5          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A1            1.929100 %
A2       161581CM3          0.00000000     0.00000000      0.00000000     0.00000000        0.00000000     A2            2.700000 %
A3       161581CN1        846.20968578    78.41324932      2.52452556    80.93777488      767.79643647     A3            3.580000 %
A4       161581CP6      1,000.00000000     0.00000000      3.50833334     3.50833334    1,000.00000000     A4            4.210000 %
CERT     161581CQ4        921.02776491    40.26566696      3.25429825    43.51996520      880.76209795     CERT          4.240000 %
TOTALS                    501.58310298    21.92830542      1.64176206    23.57006748      479.65479756


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2002-B

                                                 January 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                                                            
                                                 Due Period                                                                  19
                                                 Due Period Beginning Date                                             12/01/03
                                                 Due Period End Date                                                   12/31/03
                                                 Determination Date                                                    01/09/04

Section 5.8(iii)        Servicing Fee                                                                                571,804.74
Section 5.8(iii)        Servicing Fee per $1000                                                                      0.41798592

Section 5.8(iv)         Administration Fee                                                                             1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                 0.00073099

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                         656,167,763.06

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                          0.00
                        By Servicer                                                                                   71,862.74
                        TOTAL                                                                                         71,862.74

Section 5.8(viii)       Realized Net Losses for Collection Period                                                    569,610.48

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                11,482,935.85

Section 5.8(x)          Specified Reserve Account Balance                                                         11,482,935.85

Section 5.8(xi)         Yield Supplement Account Balance                                                           2,559,870.03

Section 5.8(xii)        Total Distribution Amount                                                                 33,673,513.36
                        Servicing Fee                                                                                571,804.74
                        Administration Fee                                                                             1,000.00
                        Noteholders Distribution Amount                                                           30,755,469.50
                        Certficateholders Distribution Amount                                                      1,488,382.81
                        Deposit to Reserve Account                                                                   856,856.31


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2003-A

                                                 Statement to Certificateholders
                                                 January 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         404,000,000.00     50,960,299.92  50,960,299.92       52,658.98  51,012,958.90   0.00            0.00              0.00
A2         518,000,000.00    518,000,000.00     697,223.12      543,900.00   1,241,123.12   0.00            0.00    517,302,776.88
A3         520,000,000.00    520,000,000.00           0.00      658,666.67     658,666.67   0.00            0.00    520,000,000.00
A4         517,700,000.00    517,700,000.00           0.00      888,718.33     888,718.33   0.00            0.00    517,700,000.00
CERT        50,300,000.00     50,300,000.00           0.00       85,510.00      85,510.00   0.00            0.00     50,300,000.00
TOTALS   2,010,000,000.00  1,656,960,299.92  51,657,523.04    2,229,453.98  53,886,977.02   0.00            0.00  1,605,302,776.88






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581CR2        126.13935624   126.13935624      0.13034401   126.26970025        0.00000000      A1           1.200000 %
A2       161581CS0      1,000.00000000     1.34599058      1.05000000     2.39599058      998.65400942      A2           1.260000 %
A3       161581CT8      1,000.00000000     0.00000000      1.26666667     1.26666667    1,000.00000000      A3           1.520000 %
A4       161581CU5      1,000.00000000     0.00000000      1.71666666     1.71666666    1,000.00000000      A4           2.060000 %
CERT     161581CV3      1,000.00000000     0.00000000      1.70000000     1.70000000    1,000.00000000     CERT          2.040000 %
TOTALS                    824.35835817    25.70026022      1.10918108    26.80944130      798.65809795


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2003-A

                                                 January 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                                                            
                                                 Due Period                                                                   7
                                                 Due Period Beginning Date                                             12/01/03
                                                 Due Period End Date                                                   12/31/03
                                                 Determination Date                                                    01/09/04

Section 5.8(iii)        Servicing Fee                                                                              1,380,800.25
Section 5.8(iii)        Servicing Fee per $1000                                                                      0.68696530

Section 5.8(iv)         Administration Fee                                                                             1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                 0.00049751

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                       1,605,302,780.50

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                          0.00
                        By Servicer                                                                                   16,765.67
                        TOTAL                                                                                         16,765.67

Section 5.8(viii)       Realized Net Losses for Collection Period                                                    433,335.35

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                28,092,798.66

Section 5.8(x)          Specified Reserve Account Balance                                                         28,092,798.66

Section 5.8(xi)         Yield Supplement Account Balance                                                           2,724,069.17

Section 5.8(xii)        Total Distribution Amount                                                                 58,775,189.79
                        Servicing Fee                                                                              1,380,800.25
                        Administration Fee                                                                             1,000.00
                        Noteholders Distribution Amount                                                           53,801,467.02
                        Certficateholders Distribution Amount                                                         85,510.00
                        Deposit to Reserve Account                                                                 3,506,412.52


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2003-B

                                                 Statement to Certificateholders
                                                 January 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         301,000,000.00    121,548,895.07  39,903,995.26      110,947.13  40,014,942.39   0.00            0.00      81,644,899.81
A2         390,000,000.00    390,000,000.00           0.00      416,000.00     416,000.00   0.00            0.00     390,000,000.00
A3         380,000,000.00    380,000,000.00           0.00      576,333.33     576,333.33   0.00            0.00     380,000,000.00
A4         391,500,000.00    391,500,000.00           0.00      838,462.50     838,462.50   0.00            0.00     391,500,000.00
CERT        37,500,000.00     37,500,000.00           0.00       75,937.50      75,937.50   0.00            0.00      37,500,000.00
TOTALS   1,500,000,000.00  1,320,548,895.07  39,903,995.26    2,017,680.46  41,921,675.72   0.00            0.00   1,280,644,899.81






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581CW1        403.81692714    132.57141282     0.36859512    132.94000794      271.24551432    A1            1.060000 %
A2       161581CX9      1,000.00000000      0.00000000     1.06666667      1.06666667    1,000.00000000    A2            1.280000 %
A3       161581CY7      1,000.00000000      0.00000000     1.51666666      1.51666666    1,000.00000000    A3            1.820000 %
A4       161581CZ4      1,000.00000000      0.00000000     2.14166667      2.14166667    1,000.00000000    A4            2.570000 %
CERT     161581DA8      1,000.00000000      0.00000000     2.02500000      2.02500000    1,000.00000000    CERT          2.430000 %
TOTALS                    880.36593005     26.60266351     1.34512031     27.94778381      853.76326654


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2003-B

                                                 January 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                                                            
                                                 Due Period                                                                   5
                                                 Due Period Beginning Date                                             12/01/03
                                                 Due Period End Date                                                   12/31/03
                                                 Determination Date                                                    01/09/04

Section 5.8(iii)        Servicing Fee                                                                              1,100,457.41
Section 5.8(iii)        Servicing Fee per $1000                                                                      0.73363827

Section 5.8(iv)         Administration Fee                                                                             1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                 0.00066667

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                       1,280,644,900.41

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                          0.00
                        By Servicer                                                                                        0.00
                        TOTAL                                                                                              0.00

Section 5.8(viii)       Realized Net Losses for Collection Period                                                    330,498.77

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                25,612,898.01

Section 5.8(x)          Specified Reserve Account Balance                                                         25,612,898.01

Section 5.8(xi)         Yield Supplement Account Balance                                                           2,961,793.44

Section 5.8(xii)        Total Distribution Amount                                                                 45,449,324.57
                        Servicing Fee                                                                              1,100,457.41
                        Administration Fee                                                                             1,000.00
                        Noteholders Distribution Amount                                                           41,845,738.22
                        Certficateholders Distribution Amount                                                         75,937.50
                        Deposit to Reserve Account                                                                 2,426,191.44


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2003-C

                                                 Statement to Certificateholders
                                                 January 15 2004




        DISTRIBUTION IN DOLLARS
               ORIGINAL            PRIOR                                                                                CURRENT
                FACE             PRINCIPAL                                                REALIZED        DEFERRED     PRINCIPAL
CLASS          VALUE              BALANCE       PRINCIPAL        INTEREST       TOTAL      LOSES          INTEREST      BALANCE
                                                                                            
A1         212,000,000.00    212,000,000.00  27,708,697.10      201,400.00  27,910,097.10   0.00            0.00    184,291,302.90
A2         286,000,000.00    286,000,000.00           0.00      368,622.22     368,622.22   0.00            0.00    286,000,000.00
A3         234,000,000.00    234,000,000.00           0.00      426,010.00     426,010.00   0.00            0.00    234,000,000.00
A4         243,000,000.00    243,000,000.00           0.00      575,505.00     575,505.00   0.00            0.00    243,000,000.00
CERT        25,000,000.00     25,000,000.00           0.00       55,986.11      55,986.11   0.00            0.00     25,000,000.00
TOTALS   1,000,000,000.00  1,000,000,000.00  27,708,697.10    1,627,523.33  29,336,220.43   0.00            0.00    972,291,302.90






    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                            PRIOR                                                          CURRENT                          CURRENT
                          PRINCIPAL                                                        PRINCIPAL                      PASS THRU
CLASS      CUSIP            FACTOR         PRINCIPAL       INTEREST        TOTAL           FACTOR        CLASS                 RATE
                                                                                         
A1       161581D86      1,000.00000000    130.70140142     0.95000000    131.65140142      869.29859858    A1            1.140000 %
A2       161581DC4      1,000.00000000      0.00000000     1.28888888      1.28888888    1,000.00000000    A2            1.600000 %
A3       161581DD2      1,000.00000000      0.00000000     1.82055556      1.82055556    1,000.00000000    A3            2.260000 %
A4       161581DEO      1,000.00000000      0.00000000     2.36833333      2.36833333    1,000.00000000    A4            2.940000 %
CERT     161581DF7      1,000.00000000      0.00000000     2.23944440      2.23944440    1,000.00000000    CERT          2.780000 %
TOTALS                  1,000.00000000     27.70869710     1.62752333     29.33622043      972.29130290


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2003-C

                                                 January 15 2004
                                                 STATEMENT TO CERTIFICATEHOLDERS



                                                                                                            
                                                 Due Period                                                                   1
                                                 Due Period Beginning Date                                             12/16/03
                                                 Due Period End Date                                                   12/31/03
                                                 Determination Date                                                    01/09/04

Section 5.8(iii)        Servicing Fee                                                                                611,111.11
Section 5.8(iii)        Servicing Fee per $1000                                                                      0.61111111

Section 5.8(iv)         Administration Fee                                                                             1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                 0.00100000

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                         972,291,302.93

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                          0.00
                        By Servicer                                                                                        0.00
                        TOTAL                                                                                              0.00

Section 5.8(viii)       Realized Net Losses for Collection Period                                                     74,873.21

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                13,358,684.50

Section 5.8(x)          Specified Reserve Account Balance                                                         21,876,554.32

Section 5.8(xi)         Yield Supplement Account Balance                                                           3,221,278.11

Section 5.8(xii)        Total Distribution Amount                                                                 30,807,016.04
                        Servicing Fee                                                                                611,111.11
                        Administration Fee                                                                             1,000.00
                        Noteholders Distribution Amount                                                           29,280,234.32
                        Certficateholders Distribution Amount                                                         55,986.11
                        Deposit to Reserve Account                                                                   858,684.50


                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.