Exhibit 20.1
Page 1
Chase Manhattan Auto Owner Trust 2002-A
Statement to Certificateholders
February 17 2004
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 570,000,000.00 300,022,414.32 39,561,268.55 872,565.19 40,433,833.74 0.00 0.00 260,461,145.77
A4 498,400,000.00 498,400,000.00 0.00 1,761,013.33 1,761,013.33 0.00 0.00 498,400,000.00
R 50,600,000.00 37,759,298.38 1,873,643.01 131,213.56 2,004,856.57 0.00 0.00 35,885,655.37
TOTALS 2,024,000,000.00 836,181,712.70 41,434,911.56 2,764,792.08 44,199,703.64 0.00 0.00 794,746,801.14
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL PASS THRU
CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE
A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 %
A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 %
A3 161581CC5 526.35511284 69.40573430 1.53081612 70.93655042 456.94937854 A3 3.490000 %
A4 161581CD3 1,000.00000000 0.00000000 3.53333333 3.53333333 1,000.00000000 A4 4.240000 %
R 161581CE1 746.23119328 37.02851798 2.59315336 39.62167134 709.20267530 R 4.170000 %
TOTALS 413.13325726 20.47179425 1.36600399 21.83779824 392.66146301
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-A
February 17 2004
STATEMENT TO CERTIFICATEHOLDERS
Due Period 23
Due Period Beginning Date 01/01/04
Due Period End Date 01/31/04
Determination Date 02/10/04
Section 5.8(iii) Servicing Fee 696,818.09
Section 5.8(iii) Servicing Fee per $1000 0.34427771
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00049407
Section 5.8(vi) Pool Balance at the end of the Collection Period 794,746,801.21
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 83,423.32
TOTAL 83,423.32
Section 5.8(viii) Realized Net Losses for Collection Period 505,081.68
Section 5.8(ix) Reserve Account Balance after Disbursement 15,894,936.02
Section 5.8(x) Specified Reserve Account Balance 15,894,936.02
Section 5.8(xi) Total Distribution Amount 46,156,192.81
Servicing Fee 696,818.09
Administration Fee 1,000.00
Noteholders Distribution Amount 42,194,847.07
Certficateholders Distribution Amount 2,004,856.57
Deposit to Reserve Account 1,258,671.08
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.