Exhibit 20.1 Page 1 Chase Manhattan Auto Owner Trust 2000-A Statement to Certificateholders February 17 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 259,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 292,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 397,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 294,000,000.00 191,583,659.01 13,287,408.42 999,428.09 14,286,836.51 0.00 0.00 178,296,250.59 B1 38,466,538.08 13,989,744.01 410,950.78 75,544.62 486,495.40 0.00 0.00 13,578,793.23 TOTALS 1,280,466,538.08 205,573,403.02 13,698,359.20 1,074,972.71 14,773,331.91 0.00 0.00 191,875,043.82 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581bk8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 6.470000% A2 161581bl6 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 6.300000% A3 161581bm4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.210000% A4 161581bn2 651.64509867 45.19526673 3.39941527 48.59468201 606.44983194 A4 6.260000% B1 161581bp7 363.68606868 10.68333155 1.96390483 12.64723638 353.00273713 B1 6.480000% TOTALS 160.54570495 10.69794391 0.83951644 11.53746035 149.84776104 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2000-A February 17 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 38 Due Period Beginning Date 01/01/04 Due Period End Date 01/31/04 Determination Date 02/10/04 Section 5.8(iii) Servicing Fee 171,311.17 Section 5.8(iii) Servicing Fee per $1000 0.13378809 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00078097 Section 5.8(vi) Pool Balance at the end of the Collection Period 191,875,043.82 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 69,887.58 TOTAL 69,887.58 Section 5.8(viii) Realized Net Losses for Collection Period 238,915.10 Section 5.8(ix) Reserve Account Balance after Disbursement 9,603,499.04 Section 5.8(x) Specified Reserve Account Balance 9,603,499.04 Section 5.8(xi) Total Distribution Amount 15,237,051.55 Servicing Fee 171,311.17 Administration Fee 1,000.00 Noteholders Distribution Amount 14,286,836.51 Certficateholders Distribution Amount 486,495.40 Deposit to Reserve Account 291,408.47 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.