Exhibit 20.1


                                                                          Page 1

Chase Manhattan Auto Owner Trust 2000-A

                        Statement to Certificateholders
                                February 17 2004



        DISTRIBUTION IN DOLLARS
             ORIGINAL          PRIOR                                                                                  CURRENT
               FACE           PRINCIPAL                                                       REALIZED   DEFERRED    PRINCIPAL
CLASS         VALUE            BALANCE         PRINCIPAL       INTEREST         TOTAL          LOSES     INTEREST     BALANCE
                                                                                          
A1         259,000,000.00             0.00            0.00           0.00            0.00       0.00       0.00              0.00
A2         292,000,000.00             0.00            0.00           0.00            0.00       0.00       0.00              0.00
A3         397,000,000.00             0.00            0.00           0.00            0.00       0.00       0.00              0.00
A4         294,000,000.00   191,583,659.01   13,287,408.42     999,428.09   14,286,836.51       0.00       0.00    178,296,250.59
B1          38,466,538.08    13,989,744.01      410,950.78      75,544.62      486,495.40       0.00       0.00     13,578,793.23
TOTALS   1,280,466,538.08   205,573,403.02   13,698,359.20   1,074,972.71   14,773,331.91       0.00       0.00    191,875,043.82




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                          PASS-THROUGH RATES
                            PRIOR                                                     CURRENT                    CURRENT
                          PRINCIPAL                                                  PRINCIPAL                  PASS THRU
CLASS         CUSIP        FACTOR        PRINCIPAL       INTEREST        TOTAL        FACTOR         CLASS        RATE
                                                                                       
A1          161581bk8     0.00000000     0.00000000     0.00000000     0.00000000     0.00000000       A1       6.470000%
A2          161581bl6     0.00000000     0.00000000     0.00000000     0.00000000     0.00000000       A2       6.300000%
A3          161581bm4     0.00000000     0.00000000     0.00000000     0.00000000     0.00000000       A3       6.210000%
A4          161581bn2   651.64509867    45.19526673     3.39941527    48.59468201   606.44983194       A4       6.260000%
B1          161581bp7   363.68606868    10.68333155     1.96390483    12.64723638   353.00273713       B1       6.480000%
TOTALS                  160.54570495    10.69794391     0.83951644    11.53746035   149.84776104


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932

                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2
Chase Manhattan Auto Owner Trust 2000-A

                                February 17 2004
                        STATEMENT TO CERTIFICATEHOLDERS



                                                                                                            
                                                                   Due Period                                                     38
                                                                   Due Period Beginning Date                                01/01/04
                                                                   Due Period End Date                                      01/31/04
                                                                   Determination Date                                       02/10/04

Section 5.8(iii)        Servicing Fee                                                                                     171,311.17
Section 5.8(iii)        Servicing Fee per $1000                                                                           0.13378809

Section 5.8(iv)         Administration Fee                                                                                  1,000.00
Section 5.8(iv)         Administration Fee per $1000                                                                      0.00078097

Section 5.8(vi)         Pool Balance at the end of the Collection Period                                              191,875,043.82

Section 5.8(vii)        Repurchase Amounts for Repurchased Receivable
                        By Seller                                                                                               0.00
                        By Servicer                                                                                        69,887.58
                        TOTAL                                                                                              69,887.58

Section 5.8(viii)       Realized Net Losses for Collection Period                                                         238,915.10

Section 5.8(ix)         Reserve Account Balance after Disbursement                                                      9,603,499.04

Section 5.8(x)          Specified Reserve Account Balance                                                               9,603,499.04

Section 5.8(xi)         Total Distribution Amount                                                                      15,237,051.55
                        Servicing Fee                                                                                     171,311.17
                        Administration Fee                                                                                  1,000.00
                        Noteholders Distribution Amount                                                                14,286,836.51
                        Certficateholders Distribution Amount                                                             486,495.40
                        Deposit to Reserve Account                                                                        291,408.47



                   Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.