Exhibit 20.1
Page 1
Chase Manhattan Auto Owner Trust 2002-B
Statement to Certificateholders
February 17 2004
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 365,000,000.00 280,245,699.31 27,639,073.81 836,066.34 28,475,140.15 0.00 0.00 252,606,625.50
A4 345,800,000.00 345,800,000.00 0.00 1,213,181.67 1,213,181.67 0.00 0.00 345,800,000.00
CERT 34,200,000.00 30,122,063.75 1,329,848.51 106,431.29 1,436,279.80 0.00 0.00 28,792,215.24
TOTALS 1,368,000,000.00 656,167,763.06 28,968,922.32 2,155,679.30 31,124,601.62 0.00 0.00 627,198,840.74
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL PASS THRU
CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE
A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 %
A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 %
A3 161581CN1 767.79643647 75.72348989 2.29059271 78.01408260 692.07294658 A3 3.580000 %
A4 161581CP6 1,000.00000000 0.00000000 3.50833334 3.50833334 1,000.00000000 A4 4.210000 %
CERT 161581CQ4 880.76209795 38.88445936 3.11202602 41.99648538 841.87763860 CERT 4.240000 %
TOTALS 479.65479756 21.17611281 1.57578896 22.75190177 458.47868475
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank - Structured Finance Services
4 NY Plaza, 6th floor,
New York, New York 10004
Tel: (212) 623-5439
Fax: (212) 623-5932
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-B
February 17 2004
STATEMENT TO CERTIFICATEHOLDERS
Due Period 20
Due Period Beginning Date 01/01/04
Due Period End Date 01/31/04
Determination Date 02/10/04
Section 5.8(iii) Servicing Fee 546,806.47
Section 5.8(iii) Servicing Fee per $1000 0.39971233
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00073099
Section 5.8(vi) Pool Balance at the end of the Collection Period 627,198,840.74
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 24,783.84
TOTAL 24,783.84
Section 5.8(viii) Realized Net Losses for Collection Period 407,211.90
Section 5.8(ix) Reserve Account Balance after Disbursement 10,975,979.71
Section 5.8(x) Specified Reserve Account Balance 10,975,979.71
Section 5.8(xi) Yield Supplement Account Balance 2,392,014.19
Section 5.8(xii) Total Distribution Amount 32,778,099.94
Servicing Fee 546,806.47
Administration Fee 1,000.00
Noteholders Distribution Amount 29,688,321.82
Certficateholders Distribution Amount 1,436,279.80
Deposit to Reserve Account 1,105,691.85
Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.