Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders February 17 2004 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 94,377,220.45 21,069,074.31 243,021.34 21,312,095.65 0.00 0.00 73,308,146.14 A4 322,380,000.00 322,380,000.00 0.00 1,020,870.00 1,020,870.00 0.00 0.00 322,380,000.00 B 32,503,047.00 19,706,537.17 996,259.87 61,582.93 1,057,842.80 0.00 0.00 18,710,277.30 TOTALS 1,299,883,047.00 436,463,757.62 22,065,334.18 1,325,474.27 23,390,808.45 0.00 0.00 414,398,423.44 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.440000 % A3 161581BX0 258.56772726 57.72349126 0.66581189 58.38930315 200.84423600 A3 3.090000 % A4 161581BY8 1,000.00000000 0.00000000 3.16666667 3.16666667 1,000.00000000 A4 3.800000 % B 161581BZ5 606.29814706 30.65127617 1.89468175 32.54595792 575.64687089 B 3.750000 % TOTALS 335.77155932 16.97486111 1.01968733 17.99454844 318.79669821 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B February 17 2004 STATEMENT TO CERTIFICATEHOLDERS Due Period 27 Due Period Beginning Date 01/01/04 Due Period End Date 01/31/04 Determination Date 02/10/04 Section 5.8(iii) Servicing Fee 363,719.80 Section 5.8(iii) Servicing Fee per $1000 0.27980964 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 414,398,429.31 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 63,244.45 TOTAL 63,244.45 Section 5.8(viii) Realized Net Losses for Collection Period 234,968.42 Section 5.8(ix) Reserve Account Balance after Disbursement 9,749,122.90 Section 5.8(x) Specified Reserve Account Balance 9,749,122.90 Section 5.8(xi) Total Distribution Amount 24,790,736.58 Servicing Fee 363,719.80 Administration Fee 1,000.00 Noteholders Distribution Amount 22,332,965.65 Certficateholders Distribution Amount 1,057,842.80 Deposit to Reserve Account 1,035,208.33 Copyright(C)2001 J.P. Morgan Chase & Co. All rights reserved.